Banco Santander Chile (BSAC) Stock Price, News & Analysis

Company Overview

Banco Santander Chile (NYSE: BSAC) is one of the leading financial institutions in Chile, offering a broad range of banking and financial services to individuals, small and medium-sized enterprises, and large corporations. Established in 1978 and part of the global Santander Group, the bank has grown through strategic acquisitions—most notably the merger with Banco Santiago in 1996—to build a robust domestic franchise. Its operations are headquartered in Santiago, with a nationwide network of branches, ATMs and digital channels that reach customers in urban and rural areas alike.

The bank’s core business activities span retail and commercial banking, treasury and capital markets, asset management, and insurance. On the retail side, it provides checking and savings accounts, mortgages, personal loans and credit cards, supported by an evolving suite of online and mobile banking tools. For corporate clients, Santander Chile delivers working capital solutions, trade finance, foreign exchange services and debt financing, as well as advisory services for mergers and acquisitions. Through its investment arm, it offers mutual funds, pension fund management and structured products tailored to institutional and high-net-worth investors.

Leveraging its position as part of one of Europe’s largest banks, Santander Chile has invested heavily in digital innovation, deploying artificial intelligence and data analytics to enhance risk management, customer experience and operational efficiency. The bank has also committed to sustainable finance initiatives, including green bonds and loans that support renewable energy projects, energy efficiency upgrades and other environmental and social impact ventures across Chile.

Leadership at Banco Santander Chile is overseen by a board of directors and an executive team that aligns local strategy with the broader objectives of the Santander Group, chaired globally by Ana Botín. The bank’s chief executive officer and senior management drive its commitment to responsible banking, customer centricity and long-term value creation in the Chilean market.

Key Stats

• Today's Range: $23.93 to $24.39
• 50-Day Range: $23.67 to $25.43
• 52-Week Range: $18.19 to $25.53
• Volume: 424,242 shs
• Average Volume: 319,371 shs
• Market Capitalization: $11.28 billion
• P/E Ratio: 10.45
• Dividend Yield: 4.14%
• Price Target: $23.00
• Consensus Rating: Reduce

Banco Santander Chile Stock Analysis - MarketRank™

Banco Santander Chile scored higher than 58% of companies evaluated by MarketBeat, and ranked 562nd out of 936 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 0.9 / 5
• Analyst Rating: Reduce

Consensus Rating

Banco Santander Chile has received a consensus rating of Reduce. The company's average rating score is 1.75, and is based on no buy ratings, 3 hold ratings, and 1 sell rating.

Amount of Analyst Coverage

Banco Santander Chile has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 10.14%

Earnings Growth

Earnings for Banco Santander Chile are expected to grow by 10.14% in the coming year, from $2.07 to $2.28 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Banco Santander Chile is 10.45, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.86.

Price to Earnings Ratio vs. Sector

The P/E ratio of Banco Santander Chile is 10.45, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.20.

Price to Earnings Growth Ratio

Banco Santander Chile has a PEG Ratio of 0.69. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Banco Santander Chile has a P/B Ratio of 1.91. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.09% of the float of Banco Santander Chile has been sold short.

Short Interest Ratio / Days to Cover

Banco Santander Chile has a short interest ratio ("days to cover") of 0.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Banco Santander Chile has recently decreased by 3.63%, indicating that investor sentiment is improving.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

Banco Santander Chile is a leading dividend payer. It pays a dividend yield of 4.05%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Banco Santander Chile does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Banco Santander Chile is 43.23%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Banco Santander Chile will have a dividend payout ratio of 43.42% next year. This indicates that Banco Santander Chile will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.09% of the float of Banco Santander Chile has been sold short.

Short Interest Ratio / Days to Cover

Banco Santander Chile has a short interest ratio ("days to cover") of 0.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Banco Santander Chile has recently decreased by 3.63%, indicating that investor sentiment is improving.

News and Social Media

• Score: N/A
• News Sentiment: N/A

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Banco Santander Chile insiders have not sold or bought any company stock.

Percentage Held by Institutions

Only 6.42% of the stock of Banco Santander Chile is held by institutions.

BSAC Stock Analysis - Frequently Asked Questions

How have BSAC shares performed this year?

Banco Santander Chile's stock was trading at $18.86 on January 1st, 2025. Since then, BSAC shares have increased by 26.9% and is now trading at $23.9350.

How were Banco Santander Chile's earnings last quarter?

Banco Santander Chile (NYSE:BSAC) issued its quarterly earnings results on Wednesday, April, 30th. The bank reported $0.61 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $0.55 by $0.06. The bank had revenue of $767.62 million for the quarter, compared to analysts' expectations of $717.38 billion. Banco Santander Chile had a trailing twelve-month return on equity of 21.48% and a net margin of 23.00%.
Read the conference call transcript.

Who are Banco Santander Chile's major shareholders?

Top institutional investors of Banco Santander Chile include Investors Research Corp.

How do I buy shares of Banco Santander Chile?

Shares of BSAC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Banco Santander Chile own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Banco Santander Chile investors own include Advanced Micro Devices (AMD), JPMorgan Chase & Co. (JPM), Meta Platforms (META), Tesla (TSLA), NVIDIA (NVDA), Home Depot (HD) and Netflix (NFLX).

Company Calendar

• Record date for 5/6 Dividend: 4/23/2025
• Ex-Dividend for 5/6 Dividend: 4/23/2025
• Last Earnings: 4/30/2025
• Dividend Payable: 5/06/2025
• Today: 7/12/2025
• Next Earnings (Estimated): 7/31/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - FOREIGN
• Sub-Industry: Banking
• Current Symbol: NYSE:BSAC
• CIK: 1027552
• Web: www.santander.cl
• Phone: (562) 320-2000
• Fax: N/A
• Employees: 8,757
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Banco Santander Chile: $23.00
• High Price Target: $24.00
• Low Price Target: $21.00
• Potential Upside/Downside: -3.9%
• Consensus Rating: Reduce
• Rating Score (0-4): 1.75
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.29
• Trailing P/E Ratio: 10.45
• Forward P/E Ratio: 11.56
• P/E Growth: 0.71
• Net Income: $938.26 million
• Net Margins: 23.00%
• Pretax Margin: 29.03%
• Return on Equity: 21.48%
• Return on Assets: 1.47%

Debt

• Debt-to-Equity Ratio: 2.61
• Current Ratio: 1.76
• Quick Ratio: 1.76

Sales & Book Value

• Annual Sales: $4.72 billion
• Price / Sales: 2.39
• Cash Flow: $2.16 per share
• Price / Cash Flow: 11.10
• Book Value: $12.51 per share
• Price / Book: 1.91

Miscellaneous

• Outstanding Shares: 471,110,000
• Free Float: N/A
• Market Cap: $11.28 billion
• Optionable: Optionable
• Beta: 0.68