Banco Santander Chile (BSAC) Stock Price, News & Analysis

Company Overview

Banco Santander-Chile is a banking and financial services company headquartered in Santiago, Chile, and a subsidiary of Spain-based Banco Santander. Its operations trace back to Santander’s entry into the Chilean market in 1978.

The bank serves individuals, small and midsize businesses, large corporations, and institutional clients across Chile. Its services include deposit accounts, consumer and commercial lending, mortgages, credit cards, payment services, cash management, and investment products.

Key Stats

• Today's Range: $31.97 to $32.41
• 50-Day Range: $30.49 to $35.84
• 52-Week Range: $28.65 to $37.72
• Volume: 168,420 shs
• Average Volume: 386,021 shs
• Market Capitalization: $15.06 billion
• P/E Ratio: 12.11
• Dividend Yield: 3.44%
• Price Target: $35.20
• Consensus Rating: Hold

Banco Santander Chile Stock Analysis - MarketRank™

Banco Santander Chile scored higher than 68% of companies evaluated by MarketBeat, and ranked 494th out of 852 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.6 / 5
• Analyst Rating: Hold

Consensus Rating

Banco Santander Chile has received a consensus rating of Hold. The company's average rating score is 2.44, and is based on 1 strong buy rating, 3 buy ratings, 4 hold ratings, and 1 sell rating.

Upside Potential

Banco Santander Chile has a consensus price target of $35.20, representing about 10.0% upside from its current price of $31.99.

Amount of Analyst Coverage

Banco Santander Chile has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 4.81%

Earnings Growth

Earnings for Banco Santander Chile are expected to grow by 4.81% in the coming year, from $2.91 to $3.05 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Banco Santander Chile is 12.13, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.53.

Price to Earnings Ratio vs. Sector

The P/E ratio of Banco Santander Chile is 12.13, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.93.

Price to Earnings Growth Ratio

Banco Santander Chile has a PEG Ratio of 0.80. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Banco Santander Chile has a P/B Ratio of 2.39. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.32% of the float of Banco Santander Chile has been sold short.

Short Interest Ratio / Days to Cover

Banco Santander Chile has a short interest ratio ("days to cover") of 3.05, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Banco Santander Chile has recently increased by 61.43%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Banco Santander Chile pays a meaningful dividend of 3.39%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Banco Santander Chile does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Banco Santander Chile is 41.67%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Banco Santander Chile will have a dividend payout ratio of 36.07% next year. This indicates that Banco Santander Chile will be able to sustain or increase its dividend.

News and Social Media

• Score: 1.0 / 5
• News Sentiment: -0.33

News Sentiment

Banco Santander Chile has a news sentiment score of -0.33. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for Banco Santander Chile this week, compared to 2 articles on an average week.

Company Ownership

• Score: 0.1 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Banco Santander Chile insiders have not sold or bought any company stock.

Percentage Held by Institutions

6.42% of the stock of Banco Santander Chile is held by institutions.

Company Calendar

• Last Earnings: 10/30/2026
• Today: 11/12/2026
• Fiscal Year End: 12/31/2026
• Next Earnings (Estimated): 1/28/2027

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Diversified Banks
• Current Symbol: NYSE:BSAC
• CIK: 1027552
• Web: banco.santander.cl
• Phone: (562) 320-2000
• Fax: N/A
• Employees: 8,526
• Year Founded: 1857

Price Target and Rating

• Average Price Target for Banco Santander Chile: $35.20
• High Price Target: $39.00
• Low Price Target: $31.00
• Potential Upside/Downside: +10.0%
• Consensus Rating: Hold
• Rating Score (0-4): 2.44
• Research Coverage: 9 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.64
• Trailing P/E Ratio: 12.13
• Forward P/E Ratio: 10.49
• P/E Growth: 0.8
• Net Income: $1.12 billion
• Net Margins: 26.85%
• Pretax Margin: 32.97%
• Return on Equity: 23.55%
• Return on Assets: 1.78%

Debt

• Debt-to-Equity Ratio: 2.06
• Current Ratio: 1.72
• Quick Ratio: 0.48

Sales & Book Value

• Annual Sales: $4.50 billion
• Price / Sales: 3.35
• Cash Flow: $2.64 per share
• Price / Cash Flow: 12.12
• Book Value: $13.39 per share
• Price / Book: 2.39

Miscellaneous

• Outstanding Shares: 471,110,000
• Free Float: N/A
• Market Cap: $15.07 billion
• Optionable: Optionable
• Beta: 0.58