Byline Bancorp (BY) Stock Price, News & Analysis

Company Overview

Byline Bancorp, Inc. is the bank holding company for Byline Bank, a full-service commercial bank headquartered in Chicago, Illinois. Established under its current name in 2016, the company operates as a community-focused financial institution offering a broad array of banking products and services to corporate, professional and consumer clients.

On the commercial banking side, Byline Bancorp serves small and midsize businesses, real estate developers, professional services firms and nonprofit organizations. Key offerings include deposit accounts, commercial real estate and construction loans, equipment financing, working capital lines of credit and specialized lending solutions. To support business clients, the company also provides comprehensive treasury management, merchant services and digital banking tools designed to streamline cash flow and payment processing.

Byline Bancorp’s consumer and private banking division delivers personal deposit products such as checking, savings and money market accounts, as well as residential mortgage loans, home equity lines of credit and personal lines of credit. Its private banking team works with high-net-worth individuals and families to offer tailored credit solutions, wealth planning services and trust administration, leveraging local expertise and a relationship-driven approach.

With a network of branches across Chicago’s downtown and neighborhood markets, as well as select suburban locations, Byline Bancorp emphasizes personalized service and community engagement. The company traces its heritage to regional banking operations in the Chicago area and is led by an executive team with extensive experience in community and commercial banking. Through strategic investments in digital platforms and neighborhood presence, Byline Bancorp aims to support local businesses and households across its Illinois footprint.

Key Stats

• Today's Range: $27.62 to $27.97
• 50-Day Range: $25.45 to $29.40
• 52-Week Range: $22.63 to $32.89
• Volume: 53,158 shs
• Average Volume: 195,822 shs
• Market Capitalization: $1.27 billion
• P/E Ratio: 10.31
• Dividend Yield: 1.45%
• Price Target: $33.25
• Consensus Rating: Moderate Buy

Byline Bancorp Stock Analysis - MarketRank™

Byline Bancorp scored higher than 82% of companies evaluated by MarketBeat, and ranked 309th out of 925 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.1 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Byline Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.60, and is based on 3 buy ratings, 2 hold ratings, and no sell ratings.

Upside Potential

Byline Bancorp has a consensus price target of $33.25, representing about 19.8% upside from its current price of $27.75.

Amount of Analyst Coverage

Byline Bancorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 6.54%

Earnings Growth

Earnings for Byline Bancorp are expected to grow by 6.54% in the coming year, from $2.60 to $2.77 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Byline Bancorp is 10.34, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 234.08.

Price to Earnings Ratio vs. Sector

The P/E ratio of Byline Bancorp is 10.34, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 30.19.

Price to Book Value per Share Ratio

Byline Bancorp has a P/B Ratio of 1.13. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.14% of the float of Byline Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Byline Bancorp has a short interest ratio ("days to cover") of 1.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Byline Bancorp has recently increased by 8.82%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Byline Bancorp pays a meaningful dividend of 1.42%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Byline Bancorp has only been increasing its dividend for 1 years.

Dividend Coverage

The dividend payout ratio of Byline Bancorp is 14.93%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Byline Bancorp will have a dividend payout ratio of 14.44% next year. This indicates that Byline Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.14% of the float of Byline Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Byline Bancorp has a short interest ratio ("days to cover") of 1.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Byline Bancorp has recently increased by 8.82%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.6 / 5
• News Sentiment: 0.76

News Sentiment

Byline Bancorp has a news sentiment score of 0.76. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for Byline Bancorp this week, compared to 3 articles on an average week.

Search Interest

15 people have searched for BY on MarketBeat in the last 30 days. This is an increase of 150% compared to the previous 30 days.

Company Ownership

• Score: 5.0 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Byline Bancorp insiders have sold 3,628.34% more of their company's stock than they have bought. Specifically, they have bought $1,542.00 in company stock and sold $57,491.00 in company stock.

Percentage Held by Insiders

28.79% of the stock of Byline Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

67.73% of the stock of Byline Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

BY Stock Analysis - Frequently Asked Questions

How have BY shares performed this year?

Byline Bancorp's stock was trading at $29.00 at the start of the year. Since then, BY stock has decreased by 4.3% and is now trading at $27.7450.

How were Byline Bancorp's earnings last quarter?

Byline Bancorp, Inc. (NYSE:BY) issued its quarterly earnings data on Thursday, July, 24th. The company reported $0.75 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.67 by $0.08. The business had revenue of $110.45 million for the quarter, compared to analyst estimates of $106.95 million. Byline Bancorp had a trailing twelve-month return on equity of 10.98% and a net margin of 19.03%.
Read the conference call transcript.

How will Byline Bancorp's stock buyback program work?

Byline Bancorp's Board of Directors initiated a share repurchase plan on Thursday, December 5th 2024, which authorizes the company to repurchase 1,250,000 shares, according to EventVestor. This authorizes the company to repurchase shares of its stock through open market purchases. Stock repurchase plans are typically an indication that the company's board believes its shares are undervalued.

When did Byline Bancorp IPO?

Byline Bancorp (BY) raised $114 million in an IPO on Friday, June 30th 2017. The company issued 5,700,000 shares at $19.00-$21.00 per share. BofA Merrill Lynch and Keefe, Bruyette & Woods (A Stifel Company) served as the underwriters for the IPO and Piper Jaffray, Sandler O’Neill + Partners and Stephens were co-managers.

How do I buy shares of Byline Bancorp?

Shares of BY stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Byline Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Byline Bancorp investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Advanced Micro Devices (AMD), Adobe (ADBE), ServiceNow (NOW) and Arista Networks (ANET).

Company Calendar

• Last Earnings: 7/24/2025
• Record date for 8/19 Dividend: 8/05/2025
• Ex-Dividend for 8/19 Dividend: 8/05/2025
• Dividend Payable: 8/19/2025
• Today: 10/08/2025
• Next Earnings (Estimated): 10/23/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NYSE:BY
• CIK: 1702750
• Web: www.bylinebancorp.com
• Phone: (773) 244-7000
• Fax: N/A
• Employees: 1,027
• Year Founded: 1914

Price Target and Rating

• Average Price Target for Byline Bancorp: $33.25
• High Price Target: $34.00
• Low Price Target: $32.00
• Potential Upside/Downside: +19.6%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.60
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.68
• Trailing P/E Ratio: 10.39
• Forward P/E Ratio: 10.69
• P/E Growth: N/A
• Net Income: $120.76 million
• Net Margins: 19.03%
• Pretax Margin: 25.08%
• Return on Equity: 10.98%
• Return on Assets: 1.30%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.90
• Quick Ratio: 0.90

Sales & Book Value

• Annual Sales: $624.78 million
• Price / Sales: 2.04
• Cash Flow: $2.65 per share
• Price / Cash Flow: 10.48
• Book Value: $24.59 per share
• Price / Book: 1.13

Miscellaneous

• Outstanding Shares: 45,870,000
• Free Float: 32,660,000
• Market Cap: $1.28 billion
• Optionable: Optionable
• Beta: 0.86