Citigroup (C) Stock Price, News & Analysis

Company Overview

Citigroup Inc., trading as NYSE:C, is a leading global financial services institution that provides a broad range of banking and financial products to consumers, corporations, governments and institutions. The company traces its roots back to the City Bank of New York, founded in 1812, and has evolved through strategic mergers and acquisitions, most notably the 1998 merger of Citicorp and Travelers Group. Today, Citigroup serves customers through two primary business segments: Global Consumer Banking and Institutional Clients Group.

Global Consumer Banking offers traditional banking services, including checking and savings accounts, mortgage and personal loans, credit cards, wealth management and small-business banking solutions. This segment operates under the Citi and CitiBank brands in over 50 markets worldwide, focusing on delivering seamless digital experiences alongside a network of branches and ATMs. Institutional Clients Group caters to corporations, financial institutions, public sector entities and high-net-worth clients with services such as investment banking, treasury and trade solutions, securities and fund services, and capital markets access.

With operations spanning more than 100 countries, Citigroup maintains a significant presence in developed and emerging markets across the Americas, Europe, the Middle East and Asia-Pacific. This extensive geographic footprint enables the company to facilitate cross-border transactions, support international trade and offer local expertise to multinational clients. Citigroup’s global reach is supported by a robust technology infrastructure that emphasizes risk management, compliance and cybersecurity.

Since March 2021, CEO Jane Fraser has led Citigroup as the first woman to helm a major Wall Street bank, driving initiatives focused on digital innovation, sustainability and client-centric solutions. Under her leadership, Citigroup continues to leverage its historic legacy and global network to address evolving market demands, strengthen client relationships and pursue long-term growth opportunities in the financial services industry.

Key Stats

• Today's Range: $86.85 to $88.80
• 50-Day Range: $68.16 to $88.67
• 52-Week Range: $53.51 to $88.80
• Volume: 13.23 million shs
• Average Volume: 14.66 million shs
• Market Capitalization: $165.61 billion
• P/E Ratio: 14.02
• Dividend Yield: 2.53%
• Price Target: $85.43
• Consensus Rating: Moderate Buy

Citigroup Stock Analysis - MarketRank™

Citigroup scored higher than 99% of companies evaluated by MarketBeat, and ranked 17th out of 909 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Citigroup has received a consensus rating of Moderate Buy. The company's average rating score is 2.69, and is based on 11 buy ratings, 5 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Citigroup has been the subject of 11 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 5.0 / 5
• Proj. Earnings Growth: 25.50%

Earnings Growth

Earnings for Citigroup are expected to grow by 25.50% in the coming year, from $7.53 to $9.45 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Citigroup is 14.01, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.65.

Price to Earnings Ratio vs. Sector

The P/E ratio of Citigroup is 14.01, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.05.

Price to Earnings Growth Ratio

Citigroup has a PEG Ratio of 0.69. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Citigroup has a P/B Ratio of 0.88. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.73% of the float of Citigroup has been sold short.

Short Interest Ratio / Days to Cover

Citigroup has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Citigroup has recently increased by 3.20%, indicating that investor sentiment is decreasing.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Citigroup pays a meaningful dividend of 2.52%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Citigroup has only been increasing its dividend for 2 years.

Dividend Coverage

The dividend payout ratio of Citigroup is 35.39%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Citigroup will have a dividend payout ratio of 23.70% next year. This indicates that Citigroup will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 2.6 / 5
• Environmental Score: -0.49

Percentage of Shares Shorted

1.73% of the float of Citigroup has been sold short.

Short Interest Ratio / Days to Cover

Citigroup has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Citigroup has recently increased by 3.20%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 3.3 / 5
• News Sentiment: 0.89

News Sentiment

Citigroup has a news sentiment score of 0.89. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.73 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 109 news articles for Citigroup this week, compared to 82 articles on an average week.

Search Interest

99 people have searched for C on MarketBeat in the last 30 days. This is an increase of 15% compared to the previous 30 days.

MarketBeat Follows

Only 17 people have added Citigroup to their MarketBeat watchlist in the last 30 days. This is a decrease of -11% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Citigroup insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $301,504.00 in company stock.

Percentage Held by Insiders

Only 0.08% of the stock of Citigroup is held by insiders.

Percentage Held by Institutions

71.72% of the stock of Citigroup is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

C Stock Analysis - Frequently Asked Questions

How have C shares performed this year?

Citigroup's stock was trading at $70.39 at the start of the year. Since then, C shares have increased by 26.0% and is now trading at $88.67.

How were Citigroup's earnings last quarter?

Citigroup Inc. (NYSE:C) announced its quarterly earnings data on Tuesday, April, 15th. The company reported $1.96 EPS for the quarter, topping analysts' consensus estimates of $1.84 by $0.12. The business had revenue of $21.60 billion for the quarter, compared to analyst estimates of $21.34 billion. Citigroup had a net margin of 7.95% and a trailing twelve-month return on equity of 6.94%.
Read the conference call transcript.

Is Citigroup buying back stock?

Citigroup's Board of Directors authorized a share repurchase plan on Wednesday, January 15th 2025, which permits the company to buy back $20,000,000,000 in outstanding shares, according to EventVestor. This means that the company could reacquire up to 13.5% of its shares through open market purchases. Shares buyback plans are generally an indication that the company's leadership believes its stock is undervalued.

Does Citigroup have any subsidiaries?

Citigroup subsidiaries include The BISYS Group, Automated Trading Desk, Quilter Cheviot, Koram Bank, Grupo Financiero Banamex S.A. de C.V., European American Bank, Acciones y Valores Banamex S.A. de C.V. Casa de Bolsa Integrante del Grupo Financiero Banamex, and more.

Who are Citigroup's major shareholders?

Top institutional investors of Citigroup include HBW Advisory Services LLC, Kera Capital Partners Inc., TrueWealth Advisors LLC and Arvest Investments Inc.. Insiders that own company stock include Andrew John Morton, Michael Whitaker, Anand Selvakesari, Mark Mason, Zdenek Turek, Sara Wechter, Titilope Cole, Citigroup Inc and John Cunningham Dugan.
View institutional ownership trends.

How do I buy shares of Citigroup?

Shares of C stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Citigroup own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Citigroup investors own include Salesforce (CRM), BlackRock (BLK), Chevron (CVX), Bank of America (BAC), Bristol Myers Squibb (BMY), Home Depot (HD) and Johnson & Johnson (JNJ).

Company Calendar

• Last Earnings: 4/15/2025
• Record date for 5/23 Dividend: 5/05/2025
• Ex-Dividend for 5/23 Dividend: 5/05/2025
• Dividend Payable: 5/23/2025
• Today: 7/05/2025
• Next Earnings (Estimated): 7/15/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: FIN - INVEST BKRS
• Sub-Industry: Banking
• Current Symbol: NYSE:C
• CIK: 831001
• Web: www.citigroup.com
• Phone: (212) 559-1000
• Fax: 212-793-3946
• Employees: 239,000
• Year Founded: 1812

Price Target and Rating

• Average Stock Price Target: $85.43
• High Stock Price Target: $103.00
• Low Stock Price Target: $65.00
• Potential Upside/Downside: -3.7%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.69
• Research Coverage: 16 Analysts

Profitability

• EPS (Trailing Twelve Months): $6.33
• Trailing P/E Ratio: 14.01
• Forward P/E Ratio: 11.78
• P/E Growth: 0.69
• Net Income: $12.68 billion
• Net Margins: 7.95%
• Pretax Margin: 10.67%
• Return on Equity: 6.94%
• Return on Assets: 0.55%

Debt

• Debt-to-Equity Ratio: 1.52
• Current Ratio: 0.98
• Quick Ratio: 0.98

Sales & Book Value

• Annual Sales: $170.76 billion
• Price / Sales: 0.97
• Cash Flow: $8.98 per share
• Price / Cash Flow: 9.87
• Book Value: $101.26 per share
• Price / Book: 0.88

Miscellaneous

• Outstanding Shares: 1,867,730,000
• Free Float: 1,866,240,000
• Market Cap: $165.61 billion
• Optionable: Optionable
• Beta: 1.34