Citigroup (C) Stock Price, News & Analysis

Company Overview

Citigroup Inc. is a global financial services company headquartered in New York City with roots tracing back to the City Bank of New York, founded in 1812. The modern Citigroup was created through the 1998 merger of Citicorp and Travelers Group and has since operated as a diversified bank holding company that provides a broad range of banking and financial products and services to consumers, corporations, governments and institutions worldwide.

Citi’s principal businesses include retail and commercial banking, credit card and consumer lending products, wealth management and private banking, and a full suite of institutional services. On the institutional side, the firm offers investment banking, capital markets and advisory services, sales and trading, treasury and trade solutions, and securities services. For individual customers it provides deposit accounts, mortgages, personal loans, and one of the largest global credit card businesses, supported by digital banking platforms and payment solutions.

The company maintains a global footprint and serves clients in more than 160 countries and jurisdictions, with significant operations across the Americas, Europe, the Middle East and Africa (EMEA), and the Asia-Pacific region. This international network supports cross-border flows, corporate financing and transaction banking for multinational clients, while consumer and small-business operations are concentrated in selected markets where Citi has established retail franchises.

Citigroup is led by Chief Executive Officer Jane Fraser, who became CEO in 2021. As a regulated bank holding company, Citi operates under oversight from U.S. and international banking regulators and has in recent years undertaken strategic initiatives to simplify its structure, strengthen risk management and invest in digital capabilities. The firm’s combination of global scale, diversified business lines and extensive cross-border infrastructure positions it as a major participant in global finance.

Key Stats

• Today's Range: $131.02 to $135.35
• 50-Day Range: $119.96 to $145.75
• 52-Week Range: $87.94 to $147.96
• Volume: 12.45 million shs
• Average Volume: 12.79 million shs
• Market Capitalization: $226.88 billion
• P/E Ratio: 14.37
• Dividend Yield: 1.80%
• Price Target: $145.67
• Consensus Rating: Moderate Buy

Citigroup Stock Analysis - MarketRank™

Citigroup scored higher than 98% of companies evaluated by MarketBeat, and ranked 2nd out of 118 stocks in the financial services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.2 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Citigroup has received a consensus rating of Moderate Buy. The company's average rating score is 2.89, and is based on 2 strong buy ratings, 13 buy ratings, 4 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Citigroup is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Citigroup has been the subject of 11 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 4.4 / 5
• Proj. Earnings Growth: 15.36%

Earnings Growth

Earnings for Citigroup are expected to grow by 15.36% in the coming year, from $11.20 to $12.92 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Citigroup is 14.37, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 45.78.

Price to Earnings Ratio vs. Sector

The P/E ratio of Citigroup is 14.37, which means that it is trading at a less expensive P/E ratio than the Financial Services sector average P/E ratio of about 29.20.

Price to Earnings Growth Ratio

Citigroup has a PEG Ratio of 0.60. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Citigroup has a P/B Ratio of 1.23. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.69% of the float of Citigroup has been sold short.

Short Interest Ratio / Days to Cover

Citigroup has a short interest ratio ("days to cover") of 2.05, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Citigroup has recently increased by 5.73%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Citigroup pays a meaningful dividend of 1.82%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Citigroup has only been increasing its dividend for 2 years.

Dividend Coverage

The dividend payout ratio of Citigroup is 25.92%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Citigroup will have a dividend payout ratio of 18.58% next year. This indicates that Citigroup will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.5 / 5
• News Sentiment: 0.61

News Sentiment

Citigroup has a news sentiment score of 0.61. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.87 average news sentiment score of Financial Services companies.

News Coverage This Week

MarketBeat has tracked 96 news articles for Citigroup this week, compared to 10 articles on an average week.

Search Interest

136 people have searched for C on MarketBeat in the last 30 days. This is an increase of 56% compared to the previous 30 days.

MarketBeat Follows

43 people have added Citigroup to their MarketBeat watchlist in the last 30 days. This is an increase of 105% compared to the previous 30 days.

Company Ownership

• Score: 1.4 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Citigroup insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $265,260.00 in company stock.

Percentage Held by Insiders

0.11% of the stock of Citigroup is held by insiders.

Percentage Held by Institutions

71.72% of the stock of Citigroup is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 5/22 Dividend: 5/04/2026
• Ex-Dividend for 5/22 Dividend: 5/04/2026
• Dividend Payable: 5/22/2026
• Last Earnings: 7/14/2026
• Today: 7/27/2026
• Record date for 8/28 Dividend: 8/03/2026
• Ex-Dividend for 8/28 Dividend: 8/03/2026
• Dividend Payable: 8/28/2026
• Next Earnings (Estimated): 10/13/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Financial Services
• Industry: Banks - Diversified
• Sub-Industry: Banking
• Current Symbol: NYSE:C
• CIK: 831001
• Web: www.citigroup.com
• Phone: +1 (212) 559-1000
• Fax: 212-793-3946
• Employees: 226,000
• Year Founded: 1812

Price Target and Rating

• Average Price Target for Citigroup: $145.67
• High Price Target: $176.00
• Low Price Target: $87.00
• Potential Upside/Downside: +9.5%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.89
• Research Coverage: 19 Analysts

Profitability

• EPS (Trailing Twelve Months): $9.26
• Trailing P/E Ratio: 14.37
• Forward P/E Ratio: 11.88
• P/E Growth: 0.6
• Net Income: $14.31 billion
• Net Margins: 10.23%
• Pretax Margin: 14.17%
• Return on Equity: 10.15%
• Return on Assets: 0.72%

Debt

• Debt-to-Equity Ratio: 1.71
• Current Ratio: 0.99
• Quick Ratio: 0.99

Sales & Book Value

• Annual Sales: $168.30 billion
• Price / Sales: 1.35
• Cash Flow: $11.95 per share
• Price / Cash Flow: 11.13
• Book Value: $108.30 per share
• Price / Book: 1.23

Miscellaneous

• Outstanding Shares: 1,705,580,000
• Free Float: 1,703,701,000
• Market Cap: $226.88 billion
• Optionable: Optionable
• Beta: 1.11