NYSE:CI

The Cigna Group - CI Stock Forecast, Price & News

$271.26

+1.81 (+0.67%)

(As of 03/20/2023 03:09 PM ET)

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Today's Range: $270.32
▼
$274.50
50-Day Range: $269.45
▼
$316.67
52-Week Range: $238.48
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$340.11

Volume: 810,704 shs
Average Volume: 1.70 million shs
Market Capitalization: $80.58 billion

P/E Ratio: 12.69
Dividend Yield: 1.81%
Price Target: $339.00

Institutional Ownership

The Cigna Group MarketRank™ Forecast

Analyst Rating: Moderate Buy
2.63 Rating Score
Upside/Downside: 24.2% Upside
$339.00 Price Target
Short Interest: Healthy
0.93% of Float Sold Short
Dividend Strength: Moderate
Based on Four Factors
Sustainability: -0.19
Upright™ Environmental Score
News Sentiment: 0.22
Based on 20 Articles This Week
Insider Trading: Selling Shares
$8.01 M Sold Last Quarter
Proj. Earnings Growth: 13.24%
From $24.92 to $28.22 Per Share

Overall MarketRank^™

MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.

3.02 out of 5 stars

Finance Sector

43rd out of 873 stocks

Hospital & Medical Service Plans Industry

4th out of 11 stocks

3.3

Analyst's Opinion

Consensus Rating
The Cigna Group has received a consensus rating of Buy. The company's average rating score is 2.63, and is based on 12 buy ratings, 7 hold ratings, and no sell ratings.
Price Target Upside/Downside
According to analysts' consensus price target of $339.00, The Cigna Group has a forecasted upside of 24.2% from its current price of $272.98.
Amount of Analyst Coverage
The Cigna Group has been the subject of 6 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

3.0

Short Interest

Percentage of Shares Shorted
0.93% of the float of The Cigna Group has been sold short.
Short Interest Ratio / Days to Cover
The Cigna Group has a short interest ratio ("days to cover") of 1.7, which is generally considered an acceptable ratio of short interest to trading volume.
Change versus previous month
Short interest in The Cigna Group has recently increased by 15.88%, indicating that investor sentiment is decreasing significantly.

2.5

Dividend Strength

Dividend Yield
The Cigna Group pays a meaningful dividend of 1.83%, higher than the bottom 25% of all stocks that pay dividends.
Dividend Growth
The Cigna Group has only been increasing its dividend for 3 years.
Dividend Coverage
The dividend payout ratio of The Cigna Group is 23.01%. This payout ratio is at a healthy, sustainable level, below 75%.
Dividend Sustainability
Based on earnings estimates, The Cigna Group will have a dividend payout ratio of 17.43% next year. This indicates that The Cigna Group will be able to sustain or increase its dividend.

4.2

Sustainability and ESG

Overall ESG (Environmental, Social, and Governance) Score
The Cigna Group has received a 61.64% net impact score from Upright. The largest positive contribution comes from its "Societal infrastructure" impact, which is mostly driven by its "Health insurance services for groups", "Long term disability insurance services for groups", "General medical expense insurance for individuals", and "Long term disability insurance services for individuals" products. See details.
Environmental Sustainability
The Environmental Impact score for The Cigna Group is -0.19.

1.8

News and Social Media Coverage

News Sentiment
The Cigna Group has a news sentiment score of 0.22. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.45 average news sentiment score of Finance companies.
News Coverage This Week
MarketBeat has tracked 20 news articles for The Cigna Group this week, compared to 9 articles on an average week.
Search Interest
Only 52 people have searched for CI on MarketBeat in the last 30 days. This is a decrease of -17% compared to the previous 30 days.
MarketBeat Follows
Only 17 people have added The Cigna Group to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

2.5

Company Ownership

Insider Buying vs. Insider Selling
In the past three months, The Cigna Group insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $8,008,479.00 in company stock.
Percentage Held by Insiders
Only 0.80% of the stock of The Cigna Group is held by insiders.
Percentage Held by Institutions
87.61% of the stock of The Cigna Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

3.1

Earnings and Valuation

Earnings Growth
Earnings for The Cigna Group are expected to grow by 13.24% in the coming year, from $24.92 to $28.22 per share.
Price to Earnings Ratio vs. the Market
The P/E ratio of The Cigna Group is 12.77, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 121.19.
Price to Earnings Ratio vs. Sector
The P/E ratio of The Cigna Group is 12.77, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 138.31.
Price to Earnings Growth Ratio
The Cigna Group has a PEG Ratio of 0.96. PEG Ratios around 1 indicate that a company is correctly valued.
Price to Book Value per Share Ratio
The Cigna Group has a P/B Ratio of 1.86. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

See Top Rated MarketRank™ Stocks Here

About The Cigna Group (NYSE:CI) Stock

The Cigna Group is engaged in the provision of global health services. It operates through the following segments: Evernorth, U.S. Medical, International Markets, and Group Disability and Other. The Evernorth segment includes a broad range of coordinated and point solution health services, including pharmacy solutions, benefits management solutions, care solutions and intelligence solutions. The U.S. Medical segment includes Cigna's U.S. Commercial and U.S. Government businesses that provide comprehensive medical and coordinated solutions to clients and customers. The International Markets segment includes supplemental health, life and accident insurance products and health care coverage in international markets, as well as health care benefits to globally mobile employees of multinational organizations. The Group Disability and Other segment represents group disability and life, corporate-owned life insurance, and run-off business consisting of reinsurance, settlement authority, and individual life insurance and annuity and retirement benefits business. The company was founded in 1792 and is headquartered in Bloomfield, CT.

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CI Stock News Headlines

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March 20, 2023 | Investor Place Media (Ad)

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March 20, 2023 | stocknews.com

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March 19, 2023 | americanbankingnews.com

StockNews.com Upgrades The Cigna Group (NYSE:CI) to "Strong-Buy"

March 17, 2023 | marketwatch.com

Cigna Group stock rises Thursday, still underperforms market

March 16, 2023 | americanbankingnews.com

Insider Selling: The Cigna Group (NYSE:CI) Director Sells 2,088 Shares of Stock

March 16, 2023 | americanbankingnews.com

The Cigna Group (NYSE:CI) EVP Everett Neville Sells 2,982 Shares

March 20, 2023 | Investor Place Media (Ad)

The "King Of Quants" sees 10X potential...

March 16, 2023 | americanbankingnews.com

The Cigna Group (NYSE:CI) Short Interest Update

March 15, 2023 | finance.yahoo.com

March 15, 2023 | americanbankingnews.com

The Cigna Group (NYSE:CI) Insider Michael W. Triplett Sells 1,731 Shares of Stock

March 15, 2023 | americanbankingnews.com

The Cigna Group (NYSE:CI) Given Consensus Recommendation of "Moderate Buy" by Brokerages

March 14, 2023 | marketwatch.com

Cigna Group stock falls Tuesday, underperforms market

March 13, 2023 | marketwatch.com

Cigna Group stock underperforms Monday when compared to competitors

March 13, 2023 | msn.com

Peering Into Cigna Group's Recent Short Interest

March 9, 2023 | finance.yahoo.com

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Underpaid in an age of high inflation, Gen Z is burnt out and worried about money

March 1, 2023 | finance.yahoo.com

AM Best Assigns Issue Credit Ratings to The Cigna Group’s New Senior Unsecured Notes

March 1, 2023 | finance.yahoo.com

Cigna Group (CI) is Attracting Investor Attention: Here is What You Should Know

March 1, 2023 | finance.yahoo.com

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February 21, 2023 | finance.yahoo.com

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February 19, 2023 | msn.com

Doctor reveals insurance companies want you to ‘die as quickly as possible’

February 18, 2023 | finance.yahoo.com

David S. Brown Enterprises, Ltd. Recognized with Cigna Healthy Workforce Designation™

February 15, 2023 | stocknews.com

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30 days | 90 days | 365 days | Advanced Chart

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CI Company Calendar

Ex-Dividend for 12/21 Dividend: 12/05/2022
Dividend Payable: 12/21/2022
Last Earnings: 2/03/2023
Ex-Dividend for 3/23 Dividend: 3/07/2023
Today: 3/20/2023
Dividend Payable: 3/23/2023
Next Earnings (Estimated): 5/05/2023
Fiscal Year End: 12/31/2023

Get Stock Alerts

Industry, Sector and Symbol

Stock Exchange: NYSE
Industry: Hospital & medical service plans
Sub-Industry: Managed Health Care
Sector: Finance
Current Symbol: NYSE:CI
CUSIP: 12550910
CIK: 701221
Web: www.cigna.com
Phone: (860) 226-6000
Fax: 860-226-6741
Employees: 71,300
Year Founded: 1981

Price Target and Rating

Average Stock Price Forecast: $339.00
High Stock Price Forecast: $385.00
Low Stock Price Forecast: $271.00
Forecasted Upside/Downside: +24.1%
Consensus Rating: Moderate Buy
Rating Score (0-4): 2.63
Research Coverage: 19 Analysts

Profitability

EPS (Most Recent Fiscal Year): $21.38
Trailing P/E Ratio: 12.77
Forward P/E Ratio: 10.96
P/E Growth: 0.96
Net Income: $6.67 billion
Net Margins: 3.69%
Pretax Margin: 4.63%
Return on Equity: 16.01%
Return on Assets: 4.91%

Debt

Debt-to-Equity Ratio: 0.63
Current Ratio: 0.70
Quick Ratio: 0.70

Sales & Book Value

Annual Sales: $180.52 billion
Price / Sales: 0.45
Cash Flow: $33.88 per share
Price / Cash Flow: 8.06
Book Value: $146.81 per share
Price / Book: 1.86

Miscellaneous

Outstanding Shares: 297,060,000
Free Float: 294,684,000
Market Cap: $81.12 billion
Optionable: Optionable
Beta: 0.67

Social Links

Key Executives

David Michael Cordani
Chairman, President & Chief Executive Officer

Paul Sanford
Executive Vice President-Operations

Brian C. Evanko
Chief Financial Officer & Executive Vice President

Noelle K. Eder
Global Chief Information Officer & Executive VP

Nicole S. Jones
Executive Vice President & General Counsel

Key Competitors

View All Competitors

Insiders & Institutions

View All Insider Transactions
View All Institutional Transactions

CI Stock - Frequently Asked Questions

Should I buy or sell The Cigna Group stock right now?: 19 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for The Cigna Group in the last twelve months. There are currently 7 hold ratings and 12 buy ratings for the stock. The consensus among Wall Street equities research analysts is that investors should "buy" CI shares.
View CI analyst ratings or view top-rated stocks.
What is The Cigna Group's stock price forecast for 2023?: 19 brokers have issued 12-month target prices for The Cigna Group's stock. Their CI share price forecasts range from $271.00 to $385.00. On average, they expect the company's share price to reach $339.00 in the next year. This suggests a possible upside of 24.7% from the stock's current price.
View analysts price targets for CI or view top-rated stocks among Wall Street analysts.
How have CI shares performed in 2023?: The Cigna Group's stock was trading at $331.34 at the start of the year. Since then, CI shares have decreased by 18.0% and is now trading at $271.80.
View the best growth stocks for 2023 here.
Are investors shorting The Cigna Group?: The Cigna Group saw a increase in short interest in February. As of February 28th, there was short interest totaling 2,700,000 shares, an increase of 15.9% from the February 13th total of 2,330,000 shares. Based on an average trading volume of 1,550,000 shares, the short-interest ratio is currently 1.7 days. Currently, 0.9% of the company's shares are sold short.
View The Cigna Group's Short Interest.
When is The Cigna Group's next earnings date?: The company is scheduled to release its next quarterly earnings announcement on Friday, May 5th 2023.
View our CI earnings forecast.
How were The Cigna Group's earnings last quarter?: The Cigna Group (NYSE:CI) posted its quarterly earnings data on Friday, February, 3rd. The health services provider reported $4.96 EPS for the quarter, beating the consensus estimate of $4.84 by $0.12. The health services provider had revenue of $45.75 billion for the quarter, compared to analysts' expectations of $45.79 billion. The Cigna Group had a net margin of 3.69% and a trailing twelve-month return on equity of 16.01%. The business's revenue was up .1% on a year-over-year basis. During the same quarter last year, the business posted $4.77 earnings per share.
Read the conference call transcript.
How often does The Cigna Group pay dividends? What is the dividend yield for The Cigna Group?: The Cigna Group declared a quarterly dividend on Thursday, February 2nd. Stockholders of record on Wednesday, March 8th will be paid a dividend of $1.23 per share on Thursday, March 23rd. This represents a $4.92 dividend on an annualized basis and a dividend yield of 1.81%. The ex-dividend date of this dividend is Tuesday, March 7th. This is a positive change from the stock's previous quarterly dividend of $1.12.
Read our dividend analysis for CI.
What ETFs hold The Cigna Group's stock?: ETFs with the largest weight of The Cigna Group (NYSE:CI) stock in their portfolio include Qraft AI-Enhanced Next Value ETF (NVQ), Davis Select U.S. Equity ETF (DUSA), iShares U.S. Healthcare Providers ETF (IHF), Alpha Intelligent - Large Cap Value ETF (AILV), Fidelity Blue Chip Value ETF (FBCV), Putnam Focused Large Cap Value ETF (PVAL), LeaderShares AlphaFactor Tactical Focused ETF (LSAT) and Invesco BuyBack Achievers ETF (PKW).
Is The Cigna Group a good dividend stock?: The Cigna Group (NYSE:CI) pays an annual dividend of $4.92 per share and currently has a dividend yield of 1.83%. The company has been increasing its dividend for 3 consecutive year(s), indicating that it does not yet have a strong track record of dividend growth. The dividend payout ratio is 23.01%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, CI will have a dividend payout ratio of 17.43% next year. This indicates that the company will be able to sustain or increase its dividend.
Read our dividend analysis for CI.
What guidance has The Cigna Group issued on next quarter's earnings?: The Cigna Group issued an update on its FY23 earnings guidance on Friday, February, 3rd. The company provided earnings per share guidance of at least $24.60 for the period, compared to the consensus earnings per share estimate of $24.80. The company issued revenue guidance of at least $187 billion, compared to the consensus revenue estimate of $190.20 billion.

What is David Cordani's approval rating as The Cigna Group's CEO?: 1,329 employees have rated The Cigna Group Chief Executive Officer David Cordani on Glassdoor.com. David Cordani has an approval rating of 91% among the company's employees. This puts David Cordani in the top 30% of approval ratings compared to other CEOs of publicly-traded companies.
What other stocks do shareholders of The Cigna Group own?: Based on aggregate information from My MarketBeat watchlists, some companies that other The Cigna Group investors own include NVIDIA (NVDA), Walt Disney (DIS), Bank of America (BAC), Salesforce (CRM), Alibaba Group (BABA), CVS Health (CVS), UnitedHealth Group (UNH), Intel (INTC), Johnson & Johnson (JNJ) and Micron Technology (MU).
What is The Cigna Group's stock symbol?: The Cigna Group trades on the New York Stock Exchange (NYSE) under the ticker symbol "CI."
Who are The Cigna Group's major shareholders?: The Cigna Group's stock is owned by a number of retail and institutional investors. Top institutional shareholders include Price T Rowe Associates Inc. MD (4.47%), Moneta Group Investment Advisors LLC (3.91%), Sanders Capital LLC (2.31%), Geode Capital Management LLC (1.79%), Morgan Stanley (1.12%) and Boston Partners (1.05%). Insiders that own company stock include Cynthia Ryan, David Cordani, Donna F Zarcone, Elder Granger, Eric J Foss, Eric P Palmer, Everett Neville, Hoeltzel Mary T Agoglia, Jason D Sadler, John M Murabito, John Partridge, Matthew G Manders, Michael W Triplett, Nicole S Jones, Paul A Sanford, Steven B Miller, Timothy C Wentworth and William L Roper.
View institutional ownership trends.
How do I buy shares of The Cigna Group?: Shares of CI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
Compare Top Brokerages Here.
What is The Cigna Group's stock price today?: One share of CI stock can currently be purchased for approximately $271.80.
How much money does The Cigna Group make?: The Cigna Group (NYSE:CI) has a market capitalization of $80.74 billion and generates $180.52 billion in revenue each year. The health services provider earns $6.67 billion in net income (profit) each year or $21.38 on an earnings per share basis.
How many employees does The Cigna Group have?: The company employs 71,300 workers across the globe.
Does The Cigna Group have any subsidiaries?: The following companies are subsidiares of The Cigna Group: Accredo Health Group, Accredo Health Incorporated, Alegis Care, Allegiance Life & Health Insurance Company, Allegiance Re, American Retirement Life Insurance Company, Benefits Management Corp., Bravo Health Mid-Atlantic, Bravo Health Pennsylvania, Brighter, CareAllies, CareCore National LLC, Central Reserve Life Insurance Company, Ceres Sales of Ohio, Choicelinx, Cigna & CMB Life Insurance Company Limited, Cigna Apac Holdings Limited, Cigna Arbor Life Insurance Company, Cigna Beechwood Holdings, Cigna Behavioral Health, Cigna Behavioral Health of California, Cigna Behavioral Health of Texas, Cigna Bellevue Alpha, Cigna Benefits Financing, Cigna Brokerage & Marketing (Thailand) Limited, Cigna Cedar Holdings, Cigna Chestnut Holdings, Cigna Corporate Services, Cigna Data Services (Shanghai) Company Limited, Cigna Dental Health, Cigna Dental Health Plan of Arizona, Cigna Dental Health of California, Cigna Dental Health of Colorado, Cigna Dental Health of Delaware, Cigna Dental Health of Florida, Cigna Dental Health of Illinois, Cigna Dental Health of Kansas, Cigna Dental Health of Kentucky, Cigna Dental Health of Maryland, Cigna Dental Health of Missouri, Cigna Dental Health of New Jersey, Cigna Dental Health of North Carolina, Cigna Dental Health of Ohio, Cigna Dental Health of Pennsylvania, Cigna Dental Health of Texas, Cigna Dental Health of Virginia, Cigna Elmwood Holdings, Cigna Europe Insurance Company S.A.-N.V., Cigna European Services (UK) Limited, Cigna Finans Emeklilik ve Hayat A.S., Cigna Global Holdings, Cigna Global Insurance Company Limited, Cigna Global Reinsurance Company, Cigna Global Wellbeing Holdings Limited, Cigna Global Wellbeing Solutions Limited, Cigna HLA Technology Services Company Limited, Cigna Health Corporation, Cigna Health Management, Cigna Health Solutions India Pvt. Ltd., Cigna Health and Life Insurance Company, Cigna HealthSpring, Cigna Healthcare Holdings, Cigna Healthcare Mid-Atlantic, Cigna Healthcare of Arizona, Cigna Healthcare of California, Cigna Healthcare of Colorado, Cigna Healthcare of Connecticut, Cigna Healthcare of Florida, Cigna Healthcare of Georgia, Cigna Healthcare of Illinois, Cigna Healthcare of Indiana, Cigna Healthcare of Maine, Cigna Healthcare of Massachusetts, Cigna Healthcare of New Hampshire, Cigna Healthcare of New Jersey, Cigna Healthcare of North Carolina, Cigna Healthcare of Pennsylvania, Cigna Healthcare of South Carolina, Cigna Healthcare of St. Louis, Cigna Healthcare of Tennessee, Cigna Healthcare of Texas, Cigna Healthcare of Utah, Cigna Holding Company, Cigna Holdings, Cigna Holdings Overseas, Cigna Hong Kong Holdings Company Limited, Cigna Insurance Middle East S.A., Cigna Insurance Public Company Limited, Cigna Insurance Services (Europe) Limited, Cigna Intellectual Property, Cigna International Corporation, Cigna International Health Services, Cigna International Health Services BVBA, Cigna International Health Services Kenya Limited, Cigna International Health Services SDN BHD, Cigna International Services, Cigna International Services Australia Pty. Ltd., Cigna Investment Group, Cigna Investments, Cigna Korean Chusik Hoesa, Cigna Laurel Holdings, Cigna Legal Protection UK Ltd., Cigna Life Insurance Company of Canada, Cigna Life Insurance Company of Europe S.A.- N.V., Cigna Life Insurance Company of New York, Cigna Life Insurance New Zealand Limited, Cigna Linden Holdings, Cigna Magnolia Holdings, Cigna Myrtle Holdings, Cigna Nederland Alpha Cooperatief U.A., Cigna Nederland Beta B.V., Cigna Nederland Gamma B.V., Cigna Oak Holdings, Cigna Palmetto Holdings, Cigna Poplar Holdings, Cigna Sequoia Holdings, Cigna Spruce Holdings GmbH, Cigna Taiwan Life Assurance Company Limited, Cigna Walnut Holdings, Cigna Willow Holdings, Cigna Worldwide General Insurance Company Limited, Cigna Worldwide Insurance Company, Cigna Worldwide Life Insurance Company Limited, CignaTTK Health Insurance Company Limited, Connecticut General Corporation, Connecticut General Life Insurance Company, CuraScript Inc., E-2 CIGNA CORPORATION - 2018 Form 10-K, ESI Mail Pharmacy Service Inc., ESI Partnership, ESI Resources Inc., Express Scripts Holding Company, Express Scripts Inc., Express Scripts Pharmaceutical LLC, Express Scripts Pharmacy Inc., Express Scripts Strategic Development Inc., FirstAssist Administration Limited, Firstassist Insurance Services Ltd, Great-West Healthcare of Illinois, Grown Ups New Zealand Limited, Health-Lynx LLC, HealthSource, HealthSpring, HealthSpring Life & Health Insurance Company, HealthSpring of Alabama, HealthSpring of Florida, HealthSpring of Tennessee, KDM Thailand Limited, LINA Financial Services, LINA Life Insurance Company of Korea, Life Insurance Company of North America, Loyal American Life Insurance Company, MCC Independent Practice Association of New York, Manipal Cigna Health Insurance Company Limited, Medco Containment Life Insurance Company, Medco Health Services Inc., Medco Health Solutions Inc., NewQuest, NewQuest Management Northeast, Olympic Health Management Services, Oz Parent, PT Asuransi Cigna, Provident American Life and Health Insurance Company, Qualcare, Qualcare Alliance Networks, Qualcare Captive Insurance Company Inc. PCC, Qualcare Management Resources Limited Liability Company, RHP (Thailand) Limited, Scibal Associates, Sterling Life Insurance Company, Tel-Drug, Tel-Drug of Pennsylvania, Temple Insurance Company Limited, United Benefit Life Insurance Company, Verity Solutions Group, Zurich Insurance Middle East, and eviCore 1 LLC.
Read More
How can I contact The Cigna Group?: The Cigna Group's mailing address is 900 COTTAGE GROVE ROAD, BLOOMFIELD CT, 06002. The official website for the company is www.cigna.com. The health services provider can be reached via phone at (860) 226-6000, via email at william.mcdowell2@cigna.com, or via fax at 860-226-6741.

This page (NYSE:CI) was last updated on 3/20/2023 by MarketBeat.com Staff

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The Cigna Group - CI Stock Forecast, Price & News

The Cigna Group MarketRank™ Forecast

Overall MarketRank™

Analyst's Opinion

Short Interest

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

Change versus previous month

Dividend Strength

Sustainability and ESG

Overall ESG (Environmental, Social, and Governance) Score

Environmental Sustainability

News and Social Media Coverage

News Sentiment

News Coverage This Week

Search Interest

MarketBeat Follows

Company Ownership

Earnings and Valuation

About The Cigna Group (NYSE:CI) Stock

CI Stock News Headlines

CI Company Calendar

Industry, Sector and Symbol

Price Target and Rating

Profitability

Debt

Sales & Book Value

Miscellaneous

Social Links

Key Executives

Key Competitors

Insiders & Institutions

CI Stock - Frequently Asked Questions

Overall MarketRank^™