Corpay (CPAY) Stock Price, News & Analysis

Company Overview

Corpay (NYSE:CPAY) is a global payments and spend management company that provides businesses with solutions to streamline international transactions, manage foreign exchange exposure, and automate accounts payable processes. Originally founded in 2005 as Cambridge Mercantile, the firm was acquired by FLEETCOR Technologies in 2010 and operated as part of its payments division until its spin-off as an independent public company in 2023. Corpay leverages a combination of proprietary technology and deep banking relationships to deliver scalable, secure and compliant payment services to corporate clients worldwide.

The company’s core offerings include multi-currency cross-border payments, foreign exchange risk management, virtual and commercial card programs, and automated bill payment software. Corpay’s foreign exchange trading desk provides bespoke hedging strategies and real-time rates to help organizations protect margins and manage currency volatility. Its virtual card solutions and automated disbursement tools enable firms to optimize working capital, reduce manual processes, and improve financial controls across the entire payments lifecycle.

Corpay serves a diverse range of industries—spanning manufacturing, retail, insurance, and professional services—with a focus on mid-market and enterprise customers. Operating in more than 180 countries and supporting over 120 currencies, the company’s platform integrates with leading enterprise resource planning (ERP) systems and treasury management systems (TMS). Its global footprint is supported by regional offices in North America, Europe, Asia Pacific, and the Middle East, ensuring local expertise and regulatory compliance in key markets.

Under the leadership of Chief Executive Officer Rob Foregger, Corpay emphasizes innovation, customer service and security. The executive team brings decades of experience in financial technology, payments processing and corporate treasury management. Committed to fostering digital transformation, Corpay continues to invest in cloud-based infrastructure, advanced analytics and cybersecurity to enhance its platform capabilities. This strategic focus aims to help businesses of all sizes navigate the complexities of global commerce and achieve greater operational efficiency.

Key Stats

• Today's Range: $329.94 to $335.04
• 50-Day Range: $314.74 to $354.14
• 52-Week Range: $265.06 to $400.81
• Volume: 312,421 shs
• Average Volume: 477,661 shs
• Market Capitalization: $23.44 billion
• P/E Ratio: 23.32
• Dividend Yield: N/A
• Price Target: $401.86
• Consensus Rating: Moderate Buy

Corpay Stock Analysis - MarketRank™

Corpay scored higher than 80% of companies evaluated by MarketBeat, and ranked 54th out of 303 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Corpay has received a consensus rating of Moderate Buy. The company's average rating score is 2.73, and is based on 9 buy ratings, 5 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Corpay has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 17.21%

Earnings Growth

Earnings for Corpay are expected to grow by 17.21% in the coming year, from $19.76 to $23.16 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Corpay is 23.32, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.93.

Price to Earnings Ratio vs. Sector

The P/E ratio of Corpay is 23.32, which means that it is trading at a less expensive P/E ratio than the Business Services sector average P/E ratio of about 28.62.

Price to Earnings Growth Ratio

Corpay has a PEG Ratio of 1.40. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Corpay has a P/B Ratio of 7.37. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.47% of the float of Corpay has been sold short.

Short Interest Ratio / Days to Cover

Corpay has a short interest ratio ("days to cover") of 3.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Corpay has recently increased by 6.33%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Corpay does not currently pay a dividend.

Dividend Growth

Corpay does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.47% of the float of Corpay has been sold short.

Short Interest Ratio / Days to Cover

Corpay has a short interest ratio ("days to cover") of 3.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Corpay has recently increased by 6.33%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.9 / 5
• News Sentiment: 1.25

News Sentiment

Corpay has a news sentiment score of 1.25. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.64 average news sentiment score of Business Services companies.

News Coverage This Week

MarketBeat has tracked 18 news articles for Corpay this week, compared to 14 articles on an average week.

MarketBeat Follows

Only 1 people have added Corpay to their MarketBeat watchlist in the last 30 days. This is a decrease of -67% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Corpay insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 5.04% of the stock of Corpay is held by insiders.

Percentage Held by Institutions

98.84% of the stock of Corpay is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

CPAY Stock Analysis - Frequently Asked Questions

How have CPAY shares performed this year?

Corpay's stock was trading at $338.42 on January 1st, 2025. Since then, CPAY stock has decreased by 1.7% and is now trading at $332.55.

How were Corpay's earnings last quarter?

Corpay, Inc. (NYSE:CPAY) posted its earnings results on Tuesday, May, 6th. The company reported $4.51 EPS for the quarter, beating the consensus estimate of $4.50 by $0.01. Corpay's quarterly revenue was up 7.5% compared to the same quarter last year.
Read the conference call transcript.

Who are Corpay's major shareholders?

Corpay's top institutional shareholders include Peak Financial Advisors LLC (0.01%), NBC Securities Inc. and Douglas Lane & Associates LLC. Insiders that own company stock include Richard Macchia, Joseph W Farrelly and Alissa B Vickery.
View institutional ownership trends.

How do I buy shares of Corpay?

Shares of CPAY stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Corpay own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Corpay investors own include NVIDIA (NVDA), Tesla (TSLA), Meta Platforms (META), JPMorgan Chase & Co. (JPM), Advanced Micro Devices (AMD), Netflix (NFLX) and Visa (V).

Company Calendar

• Last Earnings: 5/06/2025
• Today: 7/08/2025
• Next Earnings (Estimated): 8/06/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Business Services
• Industry: Financial Transaction Services
• Sub-Industry: Business Services
• Current Symbol: NYSE:CPAY
• Previous Symbol: NYSE:CPAY
• CIK: 1175454
• Web: www.fleetcor.com
• Phone: 770-449-0479
• Fax: 770-449-3471
• Employees: 11,200
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Corpay: $401.86
• High Price Target: $445.00
• Low Price Target: $339.00
• Potential Upside/Downside: +20.8%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.73
• Research Coverage: 15 Analysts

Profitability

• EPS (Trailing Twelve Months): $14.26
• Trailing P/E Ratio: 23.32
• Forward P/E Ratio: 16.83
• P/E Growth: 1.4
• Net Income: $1.00 billion
• Net Margins: 25.15%
• Pretax Margin: 34.79%
• Return on Equity: 41.61%
• Return on Assets: 7.41%

Debt

• Debt-to-Equity Ratio: 1.69
• Current Ratio: 1.10
• Quick Ratio: 1.10

Sales & Book Value

• Annual Sales: $3.97 billion
• Price / Sales: 5.90
• Cash Flow: $24.72 per share
• Price / Cash Flow: 13.45
• Book Value: $45.13 per share
• Price / Book: 7.37

Miscellaneous

• Outstanding Shares: 70,490,000
• Free Float: 66,940,000
• Market Cap: $23.44 billion
• Optionable: Optionable
• Beta: 0.95