Guidewire Software (GWRE) Stock Price, News & Analysis

Company Overview

Guidewire Software, Inc. (NYSE:GWRE) develops enterprise software products for property and casualty (P&C) insurers around the globe. Its solutions enable insurers to streamline core operations—from policy administration and underwriting to claims management and billing—while supporting digital engagement and data-driven decision making. Guidewire’s platform is designed to help carriers respond quickly to changing market conditions, optimize processes and improve customer experiences across the insurance lifecycle.

The company’s flagship suite includes PolicyCenter for policy administration, ClaimCenter for claims management and BillingCenter for billing and receivables. Guidewire also offers a cloud-native platform that integrates data and analytics capabilities with digital portals and mobile applications. These products can be deployed on-premises or via Guidewire Cloud, providing insurers with flexible implementation options and the ability to scale resources according to business needs.

Founded in 2001 and headquartered in San Mateo, California, Guidewire serves hundreds of insurers in North America, Europe and the Asia-Pacific region. Over the years, the company has expanded its global footprint through strategic partnerships, industry events and localized offices in major markets such as London, Munich and Singapore. Guidewire’s commitment to innovation and customer collaboration has positioned it as a leader in the P&C insurance software sector.

Under the leadership of Chief Executive Officer Mike Rosenbaum, who joined the company in 2005 and became CEO in 2017, Guidewire continues to invest in research and development, cloud services and ecosystem partnerships. The company’s governance team and board of directors emphasize operational excellence, data security and regulatory compliance, aiming to help insurers navigate industry trends such as digital transformation, regulatory change and evolving customer expectations.

Key Stats

• Today's Range: $219.32 to $223.55
• 50-Day Range: $207.57 to $257.35
• 52-Week Range: $132.01 to $263.20
• Volume: 507,494 shs
• Average Volume: 968,682 shs
• Market Capitalization: $18.67 billion
• P/E Ratio: 554.48
• Dividend Yield: N/A
• Price Target: $248.31
• Consensus Rating: Moderate Buy

Guidewire Software Stock Analysis - MarketRank™

Guidewire Software scored higher than 91% of companies evaluated by MarketBeat, and ranked 72nd out of 666 stocks in the computer and technology sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Guidewire Software has received a consensus rating of Moderate Buy. The company's average rating score is 2.64, and is based on 10 buy ratings, 3 hold ratings, and 1 sell rating.

Amount of Analyst Coverage

Guidewire Software has been the subject of 12 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 82.69%

Earnings Growth

Earnings for Guidewire Software are expected to grow by 82.69% in the coming year, from $0.52 to $0.95 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Guidewire Software is 554.48, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 26.51.

Price to Earnings Ratio vs. Sector

The P/E ratio of Guidewire Software is 554.48, which means that it is trading at a more expensive P/E ratio than the Computer and Technology sector average P/E ratio of about 33.59.

Price to Earnings Growth Ratio

Guidewire Software has a PEG Ratio of 19.52. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Guidewire Software has a P/B Ratio of 13.72. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.59% of the float of Guidewire Software has been sold short.

Short Interest Ratio / Days to Cover

Guidewire Software has a short interest ratio ("days to cover") of 2.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Guidewire Software has recently decreased by 4.82%, indicating that investor sentiment is improving.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Guidewire Software does not currently pay a dividend.

Dividend Growth

Guidewire Software does not have a long track record of dividend growth.

Sustainability and ESG

• Score: 3.5 / 5
• Environmental Score: -0.42

Percentage of Shares Shorted

2.59% of the float of Guidewire Software has been sold short.

Short Interest Ratio / Days to Cover

Guidewire Software has a short interest ratio ("days to cover") of 2.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Guidewire Software has recently decreased by 4.82%, indicating that investor sentiment is improving.

News and Social Media

• Score: 3.5 / 5
• News Sentiment: 1.23

News Sentiment

Guidewire Software has a news sentiment score of 1.23. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.83 average news sentiment score of Computer and Technology companies.

News Coverage This Week

MarketBeat has tracked 28 news articles for Guidewire Software this week, compared to 15 articles on an average week.

Search Interest

Only 5 people have searched for GWRE on MarketBeat in the last 30 days. This is a decrease of -64% compared to the previous 30 days.

MarketBeat Follows

16 people have added Guidewire Software to their MarketBeat watchlist in the last 30 days. This is an increase of 433% compared to the previous 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Guidewire Software insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $4,797,839.00 in company stock.

Percentage Held by Insiders

Only 0.48% of the stock of Guidewire Software is held by insiders.

GWRE Stock Analysis - Frequently Asked Questions

How have GWRE shares performed this year?

Guidewire Software's stock was trading at $168.58 on January 1st, 2025. Since then, GWRE shares have increased by 31.6% and is now trading at $221.79.

How were Guidewire Software's earnings last quarter?

Guidewire Software, Inc. (NYSE:GWRE) issued its earnings results on Tuesday, June, 3rd. The technology company reported $0.88 earnings per share for the quarter, topping analysts' consensus estimates of $0.47 by $0.41. The business's quarterly revenue was up 22.0% on a year-over-year basis.
Read the conference call transcript.

Who are Guidewire Software's major shareholders?

Top institutional investors of Guidewire Software include Congress Asset Management Co. (0.49%), Riverbridge Partners LLC (0.35%), Assenagon Asset Management S.A. (0.16%) and Robeco Institutional Asset Management B.V. (0.15%). Insiders that own company stock include Michael George Rosenbaum, John P Mullen, Jeffrey Elliott Cooper, Priscilla Hung, James Winston King and Michael C Keller.
View institutional ownership trends.

How do I buy shares of Guidewire Software?

Shares of GWRE stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Guidewire Software own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Guidewire Software investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Arista Networks (ANET), ServiceNow (NOW) and Jabil (JBL).

Company Calendar

• Last Earnings: 6/03/2025
• Today: 7/18/2025
• Fiscal Year End: 7/31/2025
• Next Earnings (Estimated): 9/04/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Computer and Technology
• Industry: INTERNET SOFTWARE
• Sub-Industry: Application Software
• Current Symbol: NYSE:GWRE
• CIK: 1528396
• Web: www.guidewire.com
• Phone: (650) 357-9100
• Fax: 650-357-9101
• Employees: 3,469
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Guidewire Software: $248.31
• High Price Target: $290.00
• Low Price Target: $160.00
• Potential Upside/Downside: +12.0%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.64
• Research Coverage: 14 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.40
• Trailing P/E Ratio: 554.48
• Forward P/E Ratio: 426.52
• P/E Growth: 19.52
• Net Income: -$6.10 million
• Net Margins: 3.04%
• Pretax Margin: 2.40%
• Return on Equity: 6.96%
• Return on Assets: 3.70%

Debt

• Debt-to-Equity Ratio: 0.49
• Current Ratio: 3.23
• Quick Ratio: 3.23

Sales & Book Value

• Annual Sales: $980.50 million
• Price / Sales: 19.04
• Cash Flow: $0.34 per share
• Price / Cash Flow: 657.82
• Book Value: $16.17 per share
• Price / Book: 13.72

Miscellaneous

• Outstanding Shares: 84,190,000
• Free Float: 83,791,000
• Market Cap: $18.67 billion
• Optionable: Optionable
• Beta: 1.16