Guidewire Software (GWRE) Financials

$208.51 -0.85 (-0.41%)

Closing price 03:59 PM Eastern

Extended Trading

$208.09 -0.42 (-0.20%)

As of 04:59 PM Eastern

Annual Income Statements for Guidewire Software

This table shows Guidewire Software's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	7/31/2024	7/31/2023	7/31/2022	7/31/2021	7/31/2020	7/31/2019	7/31/2018	7/31/2017	7/31/2016	7/31/2015
Net Income / (Loss) Attributable to Common Shareholders	-6.10	-112	-180	-67	-27	21	-27	18	560	9.89
Consolidated Net Income / (Loss)	-6.10	-112	-180	-67	-27	21	-27	18	15	9.89
Net Income / (Loss) Continuing Operations	-6.10	-112	-180	-67	-27	21	-27	18	560	9.89
Total Pre-Tax Income	-27	-134	-230	-104	-24	12	-8.28	29	21	17
Total Operating Income	-53	-149	-199	-106	-24	1.47	-16	22	16	16
Total Gross Profit	583	458	377	390	404	395	356	318	545	233
Total Revenue	980	905	813	743	742	720	653	510	436	381
Operating Revenue	980	905	813	743	742	720	653	510	436	381
Total Cost of Revenue	397	447	435	354	338	324	297	192	-109	147
Operating Cost of Revenue	397	447	435	354	338	324	297	192	103	147
Total Operating Expenses	636	608	577	495	428	394	372	296	-16	217
Selling, General & Admin Expense	168	170	165	143	85	74	76	57	51	41
Marketing Expense	199	188	183	151	142	131	124	109	93	82
Research & Development Expense	269	250	229	201	201	189	172	130	112	93
Total Other Income / (Expense), net	26	15	-30	1.30	-0.45	11	7.35	6.67	4.35	0.25
Interest Expense	6.74	6.72	19	19	18	17	6.44	0.01	0.00	-
Interest & Investment Income	43	24	6.28	7.40	25	30	13	5.87	4.85	2.25
Other Income / (Expense), net	-11	-2.28	-17	13	-7.21	-1.87	0.51	0.81	-0.51	-2.00
Income Tax Expense	-21	-22	-49	-38	2.87	-8.28	18	10	5.81	6.86
Basic Earnings per Share	($0.07)	($1.36)	($2.16)	($0.79)	($0.33)	$0.25	($0.34)	$0.24	$0.21	$0.14
Weighted Average Basic Shares Outstanding	82.29M	82.18M	83.57M	83.58M	82.86M	81.45M	77.71M	73.99M	72.03M	70.08M
Diluted Earnings per Share	($0.07)	($1.36)	($2.16)	($0.79)	($0.33)	$0.25	($0.34)	$0.24	$0.20	$0.14
Weighted Average Diluted Shares Outstanding	82.29M	82.18M	83.57M	83.58M	82.86M	82.68M	77.71M	75.33M	73.77M	72.31M
Weighted Average Basic & Diluted Shares Outstanding	83.03M	81.44M	84.08M	83.08M	83.47M	82.90M	78.70M	73.20M	71.30M	70.60M

This table shows Guidewire Software's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022
Period end date	1/31/2025	10/31/2024	7/31/2024	4/30/2024	1/31/2024	10/31/2023	7/31/2023	4/30/2023	1/31/2023	10/31/2022	7/31/2022
Net Income / (Loss) Attributable to Common Shareholders	-37	9.14	17	-5.48	9.69	-27	12	-46	-9.19	-69	-31
Consolidated Net Income / (Loss)	-37	9.14	17	-5.48	9.69	-27	12	-46	-9.19	-69	-31
Net Income / (Loss) Continuing Operations	-37	9.14	17	-5.48	9.69	-27	12	-46	-9.19	-69	-31
Total Pre-Tax Income	-43	2.77	19	-14	6.96	-39	16	-56	-8.21	-85	-37
Total Operating Income	12	-4.72	10	-17	-12	-34	6.10	-58	-23	-75	-32
Total Gross Profit	179	158	186	142	142	112	164	99	123	72	123
Total Revenue	289	263	292	241	241	207	270	207	233	195	245
Operating Revenue	289	263	292	241	241	207	270	207	233	195	245
Total Cost of Revenue	110	105	105	98	98	95	106	109	109	123	122
Operating Cost of Revenue	110	105	105	98	98	95	106	109	109	123	122
Total Operating Expenses	167	163	176	159	155	146	158	157	147	147	155
Selling, General & Admin Expense	42	43	46	42	40	39	41	47	40	42	47
Marketing Expense	55	51	55	50	49	45	50	47	45	46	48
Research & Development Expense	70	69	75	66	65	62	67	63	62	58	60
Total Other Income / (Expense), net	-55	7.49	8.57	2.60	19	-4.81	9.66	1.59	15	-11	-4.34
Interest Expense	4.18	2.06	1.68	1.69	1.69	1.68	1.68	1.68	1.68	1.67	4.93
Interest & Investment Income	16	14	12	11	10	11	7.73	6.63	5.39	4.64	3.90
Other Income / (Expense), net	-66	-4.06	-1.50	-6.54	11	-14	3.61	-3.36	11	-14	-3.31
Income Tax Expense	-5.75	-6.37	2.13	-8.62	-2.72	-12	3.54	-11	0.98	-16	-5.51
Basic Earnings per Share	($0.45)	$0.11	$0.21	($0.07)	$0.12	($0.33)	$0.14	($0.56)	($0.11)	($0.83)	($0.36)
Weighted Average Basic Shares Outstanding	83.71M	83.28M	82.29M	82.50M	82.13M	81.69M	82.18M	81.83M	82.05M	83.32M	83.57M
Diluted Earnings per Share	($0.45)	$0.11	$0.21	($0.07)	$0.12	($0.33)	$0.14	($0.56)	($0.11)	($0.83)	($0.36)
Weighted Average Diluted Shares Outstanding	83.71M	85.96M	82.29M	82.50M	83.31M	81.69M	82.18M	81.83M	82.05M	83.32M	83.57M
Weighted Average Basic & Diluted Shares Outstanding	83.88M	83.52M	83.03M	82.66M	83.32M	81.93M	81.44M	81.44M	81.57M	81.88M	84.08M

This table details how cash moves in and out of Guidewire Software's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	7/31/2024	7/31/2023	7/31/2022	7/31/2021	7/31/2020	7/31/2019	7/31/2018	7/31/2017	7/31/2016	7/31/2015
Net Change in Cash & Equivalents	142	-208	230	18	113	-183	174	40	11	64
Net Cash From Operating Activities	196	38	-38	112	113	116	140	139	100	64
Net Cash From Continuing Operating Activities	196	38	-38	112	113	116	140	139	100	64
Net Income / (Loss) Continuing Operations	-6.10	-112	-180	-67	-27	21	-27	18	15	9.89
Consolidated Net Income / (Loss)	-6.10	-112	-180	-67	-27	21	-27	18	15	9.89
Depreciation Expense	22	25	34	37	43	40	36	19	8.84	7.48
Amortization Expense	6.65	15	34	32	21	9.95	3.09	1.46	2.52	4.84
Non-Cash Adjustments To Reconcile Net Income	163	120	163	103	65	75	91	64	59	48
Changes in Operating Assets and Liabilities, net	9.52	-9.14	-89	6.26	12	-30	38	36	15	-6.37
Net Cash From Investing Activities	-52	13	312	64	-5.80	-301	-538	-113	-101	23
Net Cash From Continuing Investing Activities	-52	13	311	64	-5.80	-301	-538	-113	-101	23
Purchase of Property, Plant & Equipment	-19	-17	-22	-29	-26	-49	-12	-6.67	-7.11	-6.30
Acquisitions	0.00	0.00	-44	0.00	0.00	-	-130	-188	-40	0.00
Purchase of Investments	-617	-517	-532	-1,035	-1,283	-1,209	-860	-467	-652	-492
Sale and/or Maturity of Investments	583	547	909	1,129	1,303	957	464	548	597	521
Net Cash From Financing Activities	1.06	-262	-37	-159	4.96	3.95	573	13	13	-17
Net Cash From Continuing Financing Activities	1.06	-262	-37	-159	4.96	3.95	573	13	13	-17
Repurchase of Common Equity	0.00	-262	-37	-161	0.00	0.00	-	-	-	-
Other Financing Activities, net	1.06	0.23	0.12	1.93	4.96	3.95	-35	13	13	-17
Effect of Exchange Rate Changes	-2.05	2.58	-7.16	1.55	0.65	-1.69	-1.91	1.15	-0.88	-5.14
Cash Interest Paid	5.00	5.00	5.00	5.00	5.00	5.04	0.00	0.00	-	-
Cash Income Taxes Paid	8.92	5.17	4.32	4.16	4.89	4.56	4.74	3.70	3.91	1.90

This table details how cash moves in and out of Guidewire Software's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022
Period end date	1/31/2025	10/31/2024	7/31/2024	4/30/2024	1/31/2024	10/31/2023	7/31/2023	4/30/2023	1/31/2023	10/31/2022	7/31/2022
Net Change in Cash & Equivalents	-126	276	188	9.61	49	-104	135	-9.98	12	-345	280
Net Cash From Operating Activities	86	-62	194	4.80	69	-72	173	-49	1.22	-87	84
Net Cash From Continuing Operating Activities	86	-62	194	4.80	69	-72	173	-49	1.22	-87	84
Net Income / (Loss) Continuing Operations	-37	9.14	17	-5.48	9.69	-27	12	-46	-9.19	-69	-31
Consolidated Net Income / (Loss)	-37	9.14	17	-5.48	9.69	-27	12	-46	-9.19	-69	-31
Depreciation Expense	5.73	5.85	5.78	5.59	5.49	5.44	4.93	5.68	6.61	7.62	7.80
Amortization Expense	2.59	2.46	1.98	1.29	1.82	1.57	3.00	3.09	3.71	5.01	9.29
Non-Cash Adjustments To Reconcile Net Income	104	2.42	84	3.38	55	21	74	-0.83	28	18	68
Changes in Operating Assets and Liabilities, net	11	-82	85	0.02	-2.50	-73	79	-11	-28	-49	30
Net Cash From Investing Activities	-53	-78	-7.29	6.15	-23	-28	8.86	53	5.58	-54	197
Net Cash From Continuing Investing Activities	-53	-78	-7.29	6.15	-23	-28	8.86	53	5.58	-54	197
Purchase of Property, Plant & Equipment	-3.71	-5.08	-4.43	-4.05	-5.36	-4.69	-5.94	-3.44	-3.75	-4.30	-4.61
Purchase of Investments	-218	-212	-163	-139	-155	-160	-150	-91	-107	-169	-15
Sale and/or Maturity of Investments	163	140	167	149	130	137	165	147	116	119	217
Net Cash From Financing Activities	-156	416	1.04	0.01	0.00	0.00	-48	-14	0.00	-200	-
Net Cash From Continuing Financing Activities	-156	416	1.04	0.01	0.00	0.00	-48	-14	0.00	-200	-
Repayment of Debt	-155	-200	-	-	-	0.00	-	-	-	-	-
Issuance of Debt	-0.91	673	-	-	-	0.00	-	-	-	-	-
Other Financing Activities, net	0.53	-57	1.04	0.01	0.00	0.00	0.00	0.23	-	-	-
Effect of Exchange Rate Changes	-3.55	-0.03	0.87	-1.35	2.74	-4.30	0.92	-0.28	4.93	-2.99	-1.52
Cash Interest Paid	0.44	2.64	-	2.50	-	2.50	-	2.50	-	2.50	-
Cash Income Taxes Paid	1.37	2.60	2.75	3.43	1.86	0.88	0.75	1.69	1.41	1.31	0.65

This table presents Guidewire Software's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	7/31/2024	7/31/2023	7/31/2022	7/31/2021	7/31/2020	7/31/2019	7/31/2018	7/31/2017	7/31/2016	7/31/2015
Total Assets	2,226	2,028	2,267	2,322	2,365	2,167	1,981	1,079	916	800
Total Current Assets	1,296	1,100	1,253	1,355	1,343	1,335	1,222	679	708	662
Cash & Equivalents	548	402	606	385	367	254	437	263	224	212
Short-Term Investments	456	397	370	735	767	870	630	310	405	359
Accounts Receivable	137	151	144	183	164	175	125	79	63	62
Prepaid Expenses	68	62	61	53	46	36	30	27	17	14
Other Current Assets	87	88	72	-	-	-	-	-	-	-
Plant, Property, & Equipment, net	55	54	81	80	65	66	19	14	13	12
Total Noncurrent Assets	875	874	933	886	956	766	740	385	196	126
Long-Term Investments	126	129	188	227	301	214	191	115	108	106
Goodwill	372	372	372	341	341	341	341	142	30	9.21
Intangible Assets	9.01	14	21	20	40	67	96	71	14	4.00
Noncurrent Deferred & Refundable Income Taxes	253	227	191	138	102	90	90	37	31	5.90
Other Noncurrent Operating Assets	115	131	161	160	173	55	23	20	12	0.93
Total Liabilities & Shareholders' Equity	2,226	2,028	2,267	2,322	2,365	2,167	1,981	1,079	916	800
Total Liabilities	884	828	815	777	708	593	568	190	132	111
Total Current Liabilities	838	373	338	300	225	232	238	168	119	104
Short-Term Debt	399	0.00	-	-	-	-	-	-	-	-
Accounts Payable	15	35	40	28	23	34	31	13	9.93	8.82
Current Deferred Revenue	282	207	171	139	118	108	127	96	60	51
Current Employee Benefit Liabilities	109	104	91	102	59	73	60	49	41	37
Other Current Liabilities	33	28	35	32	26	16	20	10	7.62	7.59
Total Noncurrent Liabilities	46	455	478	477	483	360	330	22	13	6.15
Long-Term Debt	0.00	397	358	344	330	317	305	0.00	-	-
Noncurrent Deferred Revenue	3.63	5.99	7.50	7.24	15	24	24	20	9.75	1.80
Other Noncurrent Operating Liabilities	42	52	112	126	138	20	0.77	2.11	3.42	4.35
Total Equity & Noncontrolling Interests	1,343	1,199	1,452	1,545	1,657	1,574	1,414	889	784	689
Total Preferred & Common Equity	1,343	1,199	1,452	1,545	1,657	1,574	1,414	889	784	689
Total Common Equity	1,343	1,199	1,452	1,545	1,657	1,574	1,414	889	784	689
Common Stock	1,979	1,831	1,755	1,617	1,499	1,392	1,296	828	743	663
Retained Earnings	-624	-618	-284	-66	163	190	125	66	48	33
Accumulated Other Comprehensive Income / (Loss)	-12	-14	-20	-6.22	-5.25	-7.76	-7.75	-5.80	-6.59	-6.34

This table presents Guidewire Software's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q2 2025	Q1 2025	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023	Q3 2022
Period end date	1/31/2025	10/31/2024	4/30/2024	1/31/2024	10/31/2023	4/30/2023	1/31/2023	10/31/2022	4/30/2022
Total Assets	2,543	2,597	2,040	2,014	1,920	1,917	2,004	1,949	2,157
Total Current Assets	1,478	1,637	1,082	1,061	977	1,007	1,006	944	1,056
Cash & Equivalents	697	824	360	350	301	267	275	263	327
Short-Term Investments	471	515	423	428	412	421	440	442	481
Accounts Receivable	123	97	104	128	93	257	228	179	190
Prepaid Expenses	72	72	69	64	62	61	64	59	58
Other Current Assets	114	129	126	91	109	-	-	-	-
Plant, Property, & Equipment, net	54	55	55	55	55	54	79	79	80
Total Noncurrent Assets	1,011	904	903	898	888	856	919	926	1,021
Long-Term Investments	243	142	152	155	141	119	155	163	281
Goodwill	372	372	372	372	372	372	372	372	372
Intangible Assets	6.36	7.64	10	12	13	16	17	19	24
Noncurrent Deferred & Refundable Income Taxes	281	275	256	243	240	231	218	219	185
Other Noncurrent Operating Assets	108	107	113	115	122	119	156	153	159
Total Liabilities & Shareholders' Equity	2,543	2,597	2,040	2,014	1,920	1,917	2,004	1,949	2,157
Total Liabilities	1,274	1,329	755	757	714	721	784	763	708
Total Current Liabilities	559	615	705	307	262	275	275	253	237
Short-Term Debt	179	279	398	-	-	-	-	-	-
Accounts Payable	25	31	24	22	19	36	38	42	30
Current Deferred Revenue	265	224	182	195	171	143	146	138	112
Current Employee Benefit Liabilities	61	52	77	63	47	73	58	43	68
Other Current Liabilities	29	29	25	27	25	24	33	30	27
Total Noncurrent Liabilities	715	713	50	450	452	446	509	511	471
Long-Term Debt	673	672	0.00	398	398	397	396	396	355
Noncurrent Deferred Revenue	3.11	3.19	3.21	4.07	3.92	5.69	6.02	7.16	3.81
Other Noncurrent Operating Liabilities	39	38	47	48	50	44	106	108	112
Total Equity & Noncontrolling Interests	1,269	1,268	1,285	1,256	1,206	1,195	1,220	1,185	1,450
Total Preferred & Common Equity	1,269	1,268	1,285	1,256	1,206	1,195	1,220	1,185	1,450
Total Common Equity	1,269	1,268	1,285	1,256	1,206	1,195	1,220	1,185	1,450
Common Stock	1,936	1,895	1,941	1,904	1,867	1,795	1,719	1,683	1,721
Retained Earnings	-652	-615	-641	-635	-645	-584	-483	-474	-253
Accumulated Other Comprehensive Income / (Loss)	-15	-12	-15	-12	-17	-15	-16	-24	-19

This table displays calculated financial ratios and metrics derived from Guidewire Software's official financial filings.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	7/31/2024	7/31/2023	7/31/2022	7/31/2021	7/31/2020	7/31/2019	7/31/2018	7/31/2017	7/31/2016	7/31/2015
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	8.30%	11.41%	9.33%	0.13%	3.17%	10.21%	28.13%	16.84%	14.60%	8.65%
EBITDA Growth	69.13%	24.58%	-509.67%	-175.15%	-34.46%	109.87%	-44.96%	57.05%	1.78%	-7.02%
EBIT Growth	58.11%	29.91%	-132.93%	-199.01%	-7,751.26%	97.38%	-166.67%	42.30%	9.91%	-22.05%
NOPAT Growth	64.83%	25.05%	-88.90%	-342.03%	-782.70%	122.39%	-178.97%	16.92%	21.62%	-28.37%
Net Income Growth	94.54%	38.01%	-171.30%	-144.53%	-231.19%	177.52%	-247.98%	20.67%	51.50%	-32.85%
EPS Growth	94.85%	37.04%	-173.42%	-139.39%	-232.00%	173.53%	-241.67%	20.00%	42.86%	-33.33%
Operating Cash Flow Growth	409.83%	201.20%	-134.00%	-1.31%	-2.64%	-17.32%	1.23%	38.90%	56.89%	-15.65%
Free Cash Flow Firm Growth	115.82%	47.63%	-284.80%	-304.21%	82.72%	66.52%	-95.19%	-462.87%	-2,545.29%	-95.93%
Invested Capital Growth	-8.52%	3.55%	19.20%	-1.91%	-0.19%	20.21%	129.47%	317.06%	313.66%	300.55%
Revenue Q/Q Growth	2.25%	2.88%	1.90%	-1.88%	5.07%	-4.12%	10.57%	4.84%	6.58%	2.07%
EBITDA Q/Q Growth	-3.14%	24.33%	-27.78%	-181.04%	1,886.90%	-28.35%	121.19%	74.08%	1.62%	5.25%
EBIT Q/Q Growth	-1.43%	22.96%	-18.25%	-127.06%	48.90%	-101.55%	36.40%	171.20%	2.35%	-20.15%
NOPAT Q/Q Growth	7.43%	20.40%	-19.20%	-72.64%	49.34%	-94.13%	39.79%	103.80%	32.51%	-42.84%
Net Income Q/Q Growth	42.65%	27.88%	-19.94%	-149.09%	36.70%	-63.37%	56.76%	73.87%	39.03%	-44.31%
EPS Q/Q Growth	50.00%	26.88%	-19.34%	-146.88%	35.29%	-66.22%	56.96%	71.43%	42.86%	-50.00%
Operating Cash Flow Q/Q Growth	11.72%	174.92%	-187.90%	1.08%	3.94%	-0.83%	13.42%	37.66%	19.42%	-20.51%
Free Cash Flow Firm Q/Q Growth	551.57%	36.58%	-8.64%	0.82%	43.96%	-4.61%	-13.21%	20.87%	27.26%	-97.07%
Invested Capital Q/Q Growth	-18.34%	-14.75%	-9.65%	-10.84%	-5.84%	-6.46%	-0.64%	-17.23%	-20.26%	-33.62%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
Gross Margin	59.50%	50.61%	46.42%	52.41%	54.46%	54.92%	54.54%	62.41%	125.02%	61.32%
EBITDA Margin	-3.53%	-12.38%	-18.29%	-3.28%	4.37%	6.88%	3.61%	8.41%	6.26%	7.05%
Operating Margin	-5.36%	-16.51%	-24.54%	-14.21%	-3.22%	0.20%	-2.39%	4.29%	3.77%	4.33%
EBIT Margin	-6.48%	-16.76%	-26.65%	-12.51%	-4.19%	-0.06%	-2.32%	4.45%	3.65%	3.81%
Profit (Net Income) Margin	-0.62%	-12.36%	-22.20%	-8.95%	-3.66%	2.88%	-4.10%	3.55%	3.43%	2.60%
Tax Burden Percent	22.74%	83.42%	78.55%	63.78%	111.78%	166.50%	323.14%	63.35%	72.06%	59.05%
Interest Burden Percent	42.21%	88.36%	106.08%	112.17%	78.26%	-3,144.44%	54.75%	125.82%	130.44%	115.49%
Effective Tax Rate	0.00%	0.00%	0.00%	0.00%	0.00%	-66.50%	0.00%	36.65%	27.94%	40.95%
Return on Invested Capital (ROIC)	-5.74%	-15.91%	-23.50%	-13.50%	-3.02%	0.48%	-3.31%	11.13%	39.64%	133.95%
ROIC Less NNEP Spread (ROIC-NNEP)	-10.61%	-14.83%	-18.98%	-14.20%	-2.04%	-1.37%	-1.38%	10.54%	39.19%	133.93%
Return on Net Nonoperating Assets (RNNOA)	5.26%	7.47%	11.45%	9.35%	1.34%	0.90%	0.98%	-8.97%	-37.60%	-132.48%
Return on Equity (ROE)	-0.48%	-8.44%	-12.04%	-4.15%	-1.68%	1.39%	-2.32%	2.16%	2.03%	1.48%
Cash Return on Invested Capital (CROIC)	3.15%	-19.40%	-41.01%	-11.57%	-2.83%	-17.88%	-81.90%	-111.51%	-82.49%	13.87%
Operating Return on Assets (OROA)	-2.99%	-7.07%	-9.44%	-3.97%	-1.37%	-0.02%	-0.99%	2.27%	1.86%	1.86%
Return on Assets (ROA)	-0.29%	-5.21%	-7.86%	-2.84%	-1.20%	1.00%	-1.75%	1.81%	1.75%	1.27%
Return on Common Equity (ROCE)	-0.48%	-8.44%	-12.04%	-4.15%	-1.68%	1.39%	-2.32%	2.16%	2.03%	1.48%
Return on Equity Simple (ROE_SIMPLE)	-0.45%	-9.33%	-12.43%	-4.31%	-1.64%	1.32%	-1.89%	2.03%	1.91%	1.43%
Net Operating Profit after Tax (NOPAT)	-37	-105	-140	-74	-17	2.45	-11	14	12	9.74
NOPAT Margin	-3.75%	-11.56%	-17.18%	-9.94%	-2.25%	0.34%	-1.68%	2.72%	2.72%	2.56%
Net Nonoperating Expense Percent (NNEP)	4.87%	-1.08%	-4.51%	0.70%	-0.99%	1.85%	-1.93%	0.59%	0.44%	0.02%
Cost of Revenue to Revenue	40.50%	49.39%	53.58%	47.59%	45.54%	45.08%	45.46%	37.60%	-25.02%	38.68%
SG&A Expenses to Revenue	17.09%	18.75%	20.28%	19.26%	11.48%	10.34%	11.63%	11.10%	11.67%	10.88%
R&D to Revenue	27.47%	27.59%	28.21%	27.11%	27.02%	26.20%	26.29%	25.58%	25.80%	24.55%
Operating Expenses to Revenue	64.86%	67.12%	70.96%	66.62%	57.68%	54.72%	56.93%	58.11%	-3.77%	56.99%
Earnings before Interest and Taxes (EBIT)	-64	-152	-217	-93	-31	-0.40	-15	23	16	14
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	-35	-112	-149	-24	32	50	24	43	27	27
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	9.24	5.76	4.49	6.20	5.91	5.31	4.89	6.04	5.69	6.04
Price to Tangible Book Value (P/TBV)	12.90	8.50	6.16	8.09	7.67	7.16	7.08	7.95	6.03	6.16
Price to Revenue (P/Rev)	12.65	7.63	8.02	12.89	13.18	11.61	10.60	10.53	10.22	10.95
Price to Earnings (P/E)	0.00	0.00	0.00	0.00	0.00	402.83	0.00	296.99	7.96	421.43
Dividend Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Earnings Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.25%	0.00%	0.34%	12.57%	0.24%
Enterprise Value to Invested Capital (EV/IC)	19.07	9.53	8.83	15.82	15.71	13.24	12.95	23.31	77.33	299.77
Enterprise Value to Revenue (EV/Rev)	11.91	7.04	7.03	11.54	11.70	10.19	9.14	9.18	8.54	9.17
Enterprise Value to EBITDA (EV/EBITDA)	0.00	0.00	0.00	0.00	267.61	148.08	252.89	109.18	136.39	130.09
Enterprise Value to EBIT (EV/EBIT)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	206.39	233.63	240.64
Enterprise Value to NOPAT (EV/NOPAT)	0.00	0.00	0.00	0.00	0.00	2,993.32	0.00	337.87	314.24	358.16
Enterprise Value to Operating Cash Flow (EV/OCF)	59.64	166.11	0.00	76.86	76.79	63.13	42.47	33.72	37.26	54.78
Enterprise Value to Free Cash Flow (EV/FCFF)	578.33	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	3,459.94
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.30	0.33	0.25	0.22	0.20	0.20	0.22	0.00	0.00	0.00
Long-Term Debt to Equity	0.00	0.33	0.25	0.22	0.20	0.20	0.22	0.00	0.00	0.00
Financial Leverage	-0.50	-0.50	-0.60	-0.66	-0.66	-0.66	-0.71	-0.85	-0.96	-0.99
Leverage Ratio	1.67	1.62	1.53	1.46	1.40	1.39	1.33	1.19	1.16	1.16
Compound Leverage Factor	0.71	1.43	1.62	1.64	1.10	-43.66	0.73	1.50	1.52	1.34
Debt to Total Capital	22.90%	24.88%	19.79%	18.20%	16.62%	16.78%	17.75%	0.00%	0.00%	0.00%
Short-Term Debt to Total Capital	22.90%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	0.00%	24.88%	19.79%	18.20%	16.62%	16.78%	17.75%	0.00%	0.00%	0.00%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	77.10%	75.12%	80.21%	81.80%	83.38%	83.22%	82.25%	100.00%	100.00%	100.00%
Debt to EBITDA	-11.52	-3.54	-2.41	-14.10	10.18	6.41	12.93	0.00	0.00	0.00
Net Debt to EBITDA	21.11	4.73	5.42	41.12	-34.03	-20.61	-40.40	0.00	0.00	0.00
Long-Term Debt to EBITDA	0.00	-3.54	-2.41	-14.10	10.18	6.41	12.93	0.00	0.00	0.00
Debt to NOPAT	-10.84	-3.80	-2.57	-4.65	-19.75	129.56	-27.90	0.00	0.00	0.00
Net Debt to NOPAT	19.85	5.07	5.77	13.57	66.03	-416.65	87.13	0.00	0.00	0.00
Long-Term Debt to NOPAT	0.00	-3.80	-2.57	-4.65	-19.75	129.56	-27.90	0.00	0.00	0.00
Altman Z-Score	8.62	5.21	5.15	8.09	9.23	9.52	8.30	18.11	21.60	24.04
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Current Ratio	1.55	2.95	3.71	4.51	5.96	5.75	5.13	4.03	5.94	6.34
Quick Ratio	1.36	2.54	3.32	4.34	5.76	5.59	5.01	3.88	5.80	6.07
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	20	-128	-244	-63	-16	-91	-271	-139	-25	1.01
Operating Cash Flow to CapEx	1,056.56%	220.32%	-174.23%	386.73%	440.63%	237.69%	1,169.42%	2,080.34%	1,404.87%	1,010.59%
Free Cash Flow to Firm to Interest Expense	3.00	-19.00	-12.53	-3.38	-0.87	-5.23	-42.04	-10,673.80	0.00	0.00
Operating Cash Flow to Interest Expense	29.05	5.72	-1.95	5.96	6.30	6.70	21.80	10,673.77	0.00	0.00
Operating Cash Flow Less CapEx to Interest Expense	26.30	3.12	-3.07	4.42	4.87	3.88	19.94	10,160.69	0.00	0.00
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.46	0.42	0.35	0.32	0.33	0.35	0.43	0.51	0.51	0.49
Accounts Receivable Turnover	6.80	6.14	4.97	4.29	4.38	4.80	6.39	7.17	6.99	6.80
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	17.84	13.39	10.11	10.23	11.33	17.05	39.60	37.29	34.73	30.73
Accounts Payable Turnover	15.94	11.91	12.76	14.02	11.88	10.00	13.47	16.41	0.00	18.58
Days Sales Outstanding (DSO)	53.67	59.43	73.42	85.17	83.32	76.10	57.11	50.94	52.25	53.67
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	22.90	30.64	28.61	26.04	30.72	36.51	27.09	22.24	0.00	19.65
Cash Conversion Cycle (CCC)	30.77	28.79	44.81	59.13	52.61	39.59	30.02	28.70	52.25	34.02
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	612	669	646	542	553	554	461	201	48	12
Invested Capital Turnover	1.53	1.38	1.37	1.36	1.34	1.42	1.97	4.09	14.59	52.34
Increase / (Decrease) in Invested Capital	-57	23	104	-11	-1.05	93	260	153	36	8.73
Enterprise Value (EV)	11,675	6,378	5,709	8,577	8,683	7,331	5,966	4,679	3,722	3,488
Market Capitalization	12,405	6,908	6,514	9,579	9,787	8,352	6,919	5,367	4,458	4,166
Book Value per Share	$16.24	$14.73	$17.32	$18.58	$19.92	$19.24	$17.61	$11.95	$10.81	$9.77
Tangible Book Value per Share	$11.63	$9.98	$12.62	$14.24	$15.34	$14.26	$12.17	$9.08	$10.20	$9.58
Total Capital	1,742	1,597	1,810	1,889	1,987	1,892	1,719	889	784	689
Total Debt	399	397	358	344	330	317	305	0.00	0.00	0.00
Total Long-Term Debt	0.00	397	358	344	330	317	305	0.00	0.00	0.00
Net Debt	-731	-530	-805	-1,003	-1,104	-1,020	-953	-688	-736	-678
Capital Expenditures (CapEx)	19	17	22	29	26	49	12	6.67	7.11	6.30
Debt-free, Cash-free Net Working Capital (DFCFNWC)	-147	-72	-61	-64	-15	-22	-83	-62	-40	-14
Debt-free Net Working Capital (DFNWC)	857	726	915	1,055	1,118	1,103	984	511	589	557
Net Working Capital (NWC)	458	726	915	1,055	1,118	1,103	984	511	589	557
Net Nonoperating Expense (NNE)	-31	7.21	41	-7.40	10	-18	16	-4.22	-3.13	-0.15
Net Nonoperating Obligations (NNO)	-731	-530	-805	-1,003	-1,104	-1,020	-953	-688	-736	-678
Total Depreciation and Amortization (D&A)	29	40	68	69	64	50	39	20	11	12
Debt-free, Cash-free Net Working Capital to Revenue	-14.97%	-7.99%	-7.50%	-8.67%	-2.08%	-2.99%	-12.69%	-12.23%	-9.09%	-3.78%
Debt-free Net Working Capital to Revenue	87.38%	80.23%	112.62%	141.94%	150.61%	153.26%	150.77%	100.26%	134.96%	146.43%
Net Working Capital to Revenue	46.70%	80.23%	112.62%	141.94%	150.61%	153.26%	150.77%	100.26%	134.96%	146.43%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	($0.07)	($1.36)	($2.16)	($0.79)	($0.33)	$0.25	($0.25)	$0.29	$0.21	$0.14
Adjusted Weighted Average Basic Shares Outstanding	82.29M	82.18M	83.57M	83.58M	82.86M	81.45M	77.71M	73.99M	72.03M	70.08M
Adjusted Diluted Earnings per Share	($0.07)	($1.36)	($2.16)	($0.79)	($0.33)	$0.25	($0.25)	$0.28	$0.20	$0.14
Adjusted Weighted Average Diluted Shares Outstanding	82.29M	82.18M	83.57M	83.58M	82.86M	82.68M	77.71M	75.33M	73.77M	72.31M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	83.03M	81.44M	84.08M	83.08M	83.47M	82.14M	80.61M	75.01M	73.07M	71.02M
Normalized Net Operating Profit after Tax (NOPAT)	-37	-105	-140	-74	-17	1.03	-11	14	12	9.74
Normalized NOPAT Margin	-3.75%	-11.56%	-17.18%	-9.94%	-2.25%	0.14%	-1.68%	2.72%	2.72%	2.56%
Pre Tax Income Margin	-2.74%	-14.81%	-28.27%	-14.03%	-3.28%	1.73%	-1.27%	5.60%	4.77%	4.40%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	-9.44	-22.60	-11.14	-4.97	-1.73	-0.02	-2.35	1,744.00	0.00	0.00
NOPAT to Interest Expense	-5.46	-15.58	-7.18	-3.95	-0.93	0.14	-1.70	1,065.35	0.00	0.00
EBIT Less CapEx to Interest Expense	-12.19	-25.19	-12.26	-6.51	-3.16	-2.84	-4.21	1,230.92	0.00	0.00
NOPAT Less CapEx to Interest Expense	-8.21	-18.18	-8.30	-5.49	-2.36	-2.68	-3.56	552.27	0.00	0.00
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Augmented Payout Ratio	0.00%	-234.06%	-20.76%	-242.56%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

This table displays calculated financial ratios and metrics derived from Guidewire Software's official financial filings.

Metric	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022
Period end date	1/31/2025	10/31/2024	7/31/2024	4/30/2024	1/31/2024	10/31/2023	7/31/2023	4/30/2023	1/31/2023	10/31/2022	7/31/2022
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	20.17%	26.76%	7.99%	16.00%	3.56%	6.21%	10.37%	5.09%	13.67%	17.69%	6.61%
EBITDA Growth	-914.94%	98.83%	-5.98%	68.79%	453.14%	46.51%	195.66%	-0.31%	94.71%	-59.01%	-232.64%
EBIT Growth	-3,239.41%	81.54%	-9.24%	62.02%	86.30%	46.23%	127.33%	11.77%	74.90%	-37.67%	-1,593.56%
NOPAT Growth	147.54%	34.12%	93.65%	71.12%	-6.22%	54.69%	120.97%	7.35%	41.16%	-14.04%	-38,244.05%
Net Income Growth	-484.81%	133.76%	37.14%	87.98%	205.42%	60.95%	139.38%	20.67%	77.41%	-35.19%	-2,906.78%
EPS Growth	-475.00%	133.33%	50.00%	87.50%	209.09%	60.24%	138.89%	18.84%	77.55%	-33.87%	-3,500.00%
Operating Cash Flow Growth	24.17%	13.56%	11.86%	109.88%	5,576.31%	17.56%	107.24%	-323.58%	140.53%	18.32%	-22.85%
Free Cash Flow Firm Growth	179.23%	93.56%	462.51%	121.41%	117.18%	-3.70%	85.59%	26.93%	67.59%	64.18%	-1,303.33%
Invested Capital Growth	-1.85%	-1.56%	-8.52%	-4.50%	-3.35%	5.21%	3.55%	9.75%	4.00%	0.91%	19.20%
Revenue Q/Q Growth	10.11%	-9.82%	21.12%	-0.09%	16.15%	-23.17%	30.11%	-10.80%	19.12%	-20.16%	23.88%
EBITDA Q/Q Growth	-9,656.96%	-102.86%	201.37%	-388.12%	114.01%	-329.81%	133.65%	-3,160.55%	97.88%	-311.02%	64.72%
EBIT Q/Q Growth	-521.83%	-199.60%	137.92%	-1,321.73%	96.56%	-589.57%	115.87%	-412.97%	86.51%	-148.85%	48.78%
NOPAT Q/Q Growth	152.68%	-270.19%	178.32%	32.30%	27.00%	-600.26%	111.68%	-149.04%	68.86%	-131.47%	48.39%
Net Income Q/Q Growth	-507.89%	-45.47%	405.93%	-156.55%	135.78%	-321.53%	126.82%	-395.90%	86.74%	-123.39%	45.98%
EPS Q/Q Growth	-509.09%	-47.62%	400.00%	-158.33%	136.36%	-335.71%	125.00%	-409.09%	86.75%	-130.56%	47.83%
Operating Cash Flow Q/Q Growth	238.02%	-132.15%	3,934.50%	-93.06%	196.07%	-141.61%	456.26%	-4,085.82%	101.40%	-204.60%	828.15%
Free Cash Flow Firm Q/Q Growth	650.98%	-105.92%	180.30%	205.44%	112.71%	-233.10%	83.45%	-145.06%	23.25%	53.71%	16.07%
Invested Capital Q/Q Growth	-4.05%	20.55%	-18.34%	3.91%	-3.76%	12.03%	-14.75%	5.16%	4.76%	10.27%	-9.65%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
Gross Margin	61.89%	60.25%	63.95%	59.09%	59.11%	54.14%	60.63%	47.67%	53.08%	36.95%	50.15%
EBITDA Margin	-15.98%	-0.18%	5.69%	-6.79%	2.36%	-19.53%	6.53%	-25.25%	-0.69%	-38.79%	-7.53%
Operating Margin	4.05%	-1.80%	3.54%	-6.94%	-5.15%	-16.29%	2.26%	-27.86%	-9.98%	-38.18%	-13.17%
EBIT Margin	-18.85%	-3.34%	3.02%	-9.65%	-0.68%	-22.91%	3.60%	-29.48%	-5.13%	-45.26%	-14.52%
Profit (Net Income) Margin	-12.88%	3.48%	5.75%	-2.28%	4.02%	-13.05%	4.53%	-21.96%	-3.95%	-35.50%	-12.69%
Tax Burden Percent	86.64%	330.05%	88.75%	38.87%	139.10%	70.14%	77.55%	81.04%	111.92%	81.16%	84.91%
Interest Burden Percent	78.85%	-31.56%	214.35%	60.66%	-426.19%	81.21%	162.33%	91.92%	68.85%	96.65%	102.90%
Effective Tax Rate	0.00%	-230.05%	11.25%	0.00%	-39.10%	0.00%	22.45%	0.00%	0.00%	0.00%	0.00%
Return on Invested Capital (ROIC)	4.30%	-8.25%	4.81%	-6.07%	-9.04%	-14.31%	2.41%	-22.88%	-8.30%	-31.72%	-12.61%
ROIC Less NNEP Spread (ROIC-NNEP)	12.61%	-13.27%	3.60%	-7.38%	-14.38%	-13.57%	1.29%	-21.99%	-9.44%	-29.01%	-11.67%
Return on Net Nonoperating Assets (RNNOA)	-5.47%	5.29%	-1.79%	2.81%	5.86%	5.27%	-0.65%	9.52%	4.32%	13.68%	7.04%
Return on Equity (ROE)	-1.17%	-2.96%	3.02%	-3.25%	-3.18%	-9.04%	1.76%	-13.37%	-3.98%	-18.05%	-5.57%
Cash Return on Invested Capital (CROIC)	1.93%	-4.98%	3.15%	-0.58%	-5.93%	-15.49%	-19.40%	-26.83%	-22.32%	-21.49%	-41.01%
Operating Return on Assets (OROA)	-8.97%	-1.53%	1.39%	-4.68%	-0.31%	-10.87%	1.52%	-12.74%	-2.13%	-18.47%	-5.14%
Return on Assets (ROA)	-6.13%	1.59%	2.65%	-1.10%	1.85%	-6.19%	1.91%	-9.49%	-1.64%	-14.48%	-4.49%
Return on Common Equity (ROCE)	-1.17%	-2.96%	3.02%	-3.25%	-3.18%	-9.04%	1.76%	-13.37%	-3.98%	-18.05%	-5.57%
Return on Equity Simple (ROE_SIMPLE)	-1.33%	2.37%	0.00%	-0.83%	-4.04%	-5.77%	0.00%	-12.98%	-13.69%	-16.75%	0.00%
Net Operating Profit after Tax (NOPAT)	8.21	-16	9.15	-12	-17	-24	4.73	-40	-16	-52	-23
NOPAT Margin	2.83%	-5.93%	3.14%	-4.86%	-7.17%	-11.40%	1.75%	-19.51%	-6.99%	-26.72%	-9.22%
Net Nonoperating Expense Percent (NNEP)	-8.31%	5.01%	1.21%	1.31%	5.35%	-0.74%	1.12%	-0.89%	1.14%	-2.71%	-0.94%
Return On Investment Capital (ROIC_SIMPLE)	0.39%	-	-	-	-1.04%	-	-	-	-	-	-
Cost of Revenue to Revenue	38.11%	39.75%	36.05%	40.91%	40.89%	45.86%	39.37%	52.33%	46.92%	63.05%	49.85%
SG&A Expenses to Revenue	14.41%	16.26%	15.79%	17.58%	16.68%	18.81%	15.06%	22.56%	17.28%	21.54%	19.02%
R&D to Revenue	24.27%	26.20%	25.84%	27.48%	27.17%	30.12%	24.75%	30.39%	26.53%	29.79%	24.47%
Operating Expenses to Revenue	57.84%	62.04%	60.42%	66.03%	64.27%	70.43%	58.37%	75.54%	63.06%	75.12%	63.32%
Earnings before Interest and Taxes (EBIT)	-55	-8.78	8.81	-23	-1.63	-48	9.71	-61	-12	-88	-36
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	-46	-0.47	17	-16	5.68	-41	18	-52	-1.61	-76	-18
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	13.91	12.20	9.24	7.16	7.28	6.09	5.76	5.20	4.91	4.22	4.49
Price to Tangible Book Value (P/TBV)	19.82	17.41	12.90	10.19	10.49	8.95	8.50	7.70	7.22	6.29	6.16
Price to Revenue (P/Rev)	16.27	14.93	12.65	9.59	9.88	8.00	7.63	7.06	6.89	5.93	8.02
Price to Earnings (P/E)	0.00	513.65	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Dividend Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Earnings Yield	0.00%	0.19%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Enterprise Value to Invested Capital (EV/IC)	24.13	20.24	19.07	11.56	11.94	9.18	9.53	7.39	7.40	6.35	8.83
Enterprise Value to Revenue (EV/Rev)	15.75	14.42	11.91	9.03	9.31	7.50	7.04	6.60	6.35	5.37	7.03
Enterprise Value to EBITDA (EV/EBITDA)	0.00	2,752.88	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Enterprise Value to EBIT (EV/EBIT)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Enterprise Value to NOPAT (EV/NOPAT)	39,301.76	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Enterprise Value to Operating Cash Flow (EV/OCF)	76.87	72.66	59.64	49.44	70.75	128.09	166.11	0.00	0.00	0.00	0.00
Enterprise Value to Free Cash Flow (EV/FCFF)	1,237.94	0.00	578.33	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.67	0.75	0.30	0.31	0.32	0.33	0.33	0.33	0.32	0.33	0.25
Long-Term Debt to Equity	0.53	0.53	0.00	0.00	0.32	0.33	0.33	0.33	0.32	0.33	0.25
Financial Leverage	-0.43	-0.40	-0.50	-0.38	-0.41	-0.39	-0.50	-0.43	-0.46	-0.47	-0.60
Leverage Ratio	1.80	1.83	1.67	1.60	1.62	1.62	1.62	1.54	1.55	1.54	1.53
Compound Leverage Factor	1.42	-0.58	3.59	0.97	-6.91	1.31	2.63	1.42	1.07	1.49	1.58
Debt to Total Capital	40.17%	42.84%	22.90%	23.66%	24.06%	24.80%	24.88%	24.92%	24.52%	25.04%	19.79%
Short-Term Debt to Total Capital	8.44%	12.56%	22.90%	23.66%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	31.73%	30.28%	0.00%	0.00%	24.06%	24.80%	24.88%	24.92%	24.52%	25.04%	19.79%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	59.83%	57.16%	77.10%	76.34%	75.94%	75.20%	75.12%	75.08%	75.48%	74.96%	80.21%
Debt to EBITDA	-18.32	175.19	-11.52	-11.87	-5.72	-5.17	-3.54	-2.68	-2.68	-2.24	-2.41
Net Debt to EBITDA	12.06	-97.70	21.11	15.96	7.68	5.93	4.73	2.77	3.20	2.67	5.42
Long-Term Debt to EBITDA	-14.47	123.84	0.00	0.00	-5.72	-5.17	-3.54	-2.68	-2.68	-2.24	-2.41
Debt to NOPAT	1,959.50	-19.50	-10.84	-10.02	-5.81	-5.22	-3.80	-3.02	-2.94	-2.71	-2.57
Net Debt to NOPAT	-1,289.72	10.88	19.85	13.48	7.80	5.99	5.07	3.12	3.52	3.24	5.77
Long-Term Debt to NOPAT	1,547.80	-13.78	0.00	0.00	-5.81	-5.22	-3.80	-3.02	-2.94	-2.71	-2.57
Altman Z-Score	8.74	7.51	8.73	7.53	7.71	6.54	5.47	5.55	5.11	4.29	5.41
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Current Ratio	2.65	2.66	1.55	1.53	3.45	3.72	2.95	3.65	3.66	3.73	3.71
Quick Ratio	2.31	2.33	1.36	1.26	2.95	3.07	2.54	3.43	3.43	3.50	3.32
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	22	-3.92	66	24	7.73	-61	-18	-110	-45	-59	-127
Operating Cash Flow to CapEx	2,315.94%	-1,227.44%	4,374.20%	118.62%	1,292.48%	-1,536.95%	2,918.41%	-1,415.22%	32.50%	-2,032.90%	1,812.10%
Free Cash Flow to Firm to Interest Expense	5.16	-1.90	39.44	14.00	4.57	-36.11	-10.85	-65.50	-26.82	-35.01	-25.66
Operating Cash Flow to Interest Expense	20.56	-30.22	115.55	2.85	40.93	-42.83	102.99	-28.89	0.73	-52.23	16.94
Operating Cash Flow Less CapEx to Interest Expense	19.67	-32.68	112.91	0.45	37.76	-45.62	99.47	-30.93	-1.51	-54.80	16.01
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.48	0.46	0.46	0.48	0.46	0.47	0.42	0.43	0.42	0.41	0.35
Accounts Receivable Turnover	8.63	10.87	6.80	5.30	5.20	6.74	6.14	3.93	4.10	4.86	4.97
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	19.87	18.75	17.84	17.66	13.85	13.66	13.39	13.17	10.86	10.41	10.11
Accounts Payable Turnover	17.83	16.07	15.94	13.48	13.61	13.77	11.91	14.06	14.92	13.35	12.76
Days Sales Outstanding (DSO)	42.28	33.57	53.67	68.81	70.22	54.13	59.43	92.77	88.94	75.10	73.42
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	20.47	22.72	22.90	27.07	26.82	26.50	30.64	25.96	24.46	27.33	28.61
Cash Conversion Cycle (CCC)	21.81	10.85	30.77	41.74	43.40	27.62	28.79	66.80	64.48	47.76	44.81
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	708	738	612	750	721	750	669	785	746	713	646
Invested Capital Turnover	1.52	1.39	1.53	1.25	1.26	1.25	1.38	1.17	1.19	1.19	1.37
Increase / (Decrease) in Invested Capital	-13	-12	-57	-35	-25	37	23	70	29	6.42	104
Enterprise Value (EV)	17,084	14,934	11,675	8,663	8,615	6,884	6,378	5,804	5,523	4,523	5,709
Market Capitalization	17,645	15,464	12,405	9,199	9,150	7,340	6,908	6,215	5,997	4,995	6,514
Book Value per Share	$15.19	$15.27	$16.24	$15.43	$15.33	$14.80	$14.73	$14.65	$14.90	$14.09	$17.32
Tangible Book Value per Share	$10.66	$10.70	$11.63	$10.83	$10.65	$10.07	$9.98	$9.89	$10.15	$9.45	$12.62
Total Capital	2,121	2,218	1,742	1,684	1,654	1,603	1,597	1,592	1,616	1,581	1,810
Total Debt	852	950	399	398	398	398	397	397	396	396	358
Total Long-Term Debt	673	672	0.00	0.00	398	398	397	397	396	396	358
Net Debt	-561	-530	-731	-536	-535	-456	-530	-410	-474	-473	-805
Capital Expenditures (CapEx)	3.71	5.08	4.43	4.05	5.36	4.69	5.94	3.44	3.75	4.30	4.61
Debt-free, Cash-free Net Working Capital (DFCFNWC)	-71	-38	-147	-7.12	-24	1.48	-72	43	16	-14	-61
Debt-free Net Working Capital (DFNWC)	1,098	1,301	857	775	754	714	726	731	731	691	915
Net Working Capital (NWC)	919	1,022	458	377	754	714	726	731	731	691	915
Net Nonoperating Expense (NNE)	45	-25	-7.61	-6.21	-27	3.42	-7.49	5.10	-7.06	17	8.48
Net Nonoperating Obligations (NNO)	-561	-530	-731	-536	-535	-456	-530	-410	-474	-473	-805
Total Depreciation and Amortization (D&A)	8.32	8.30	7.77	6.88	7.31	7.01	7.92	8.78	10	13	17
Debt-free, Cash-free Net Working Capital to Revenue	-6.50%	-3.64%	-14.97%	-0.74%	-2.60%	0.16%	-7.99%	4.92%	1.88%	-1.71%	-7.50%
Debt-free Net Working Capital to Revenue	101.28%	125.55%	87.38%	80.84%	81.40%	77.87%	80.23%	83.08%	84.04%	82.05%	112.62%
Net Working Capital to Revenue	84.77%	98.65%	46.70%	39.28%	81.40%	77.87%	80.23%	83.08%	84.04%	82.05%	112.62%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	($0.45)	$0.11	$0.21	($0.07)	$0.12	($0.33)	$0.14	($0.56)	($0.11)	($0.83)	($0.36)
Adjusted Weighted Average Basic Shares Outstanding	83.71M	83.28M	82.29M	82.50M	82.13M	81.69M	82.18M	81.83M	82.05M	83.32M	83.57M
Adjusted Diluted Earnings per Share	($0.45)	$0.11	$0.21	($0.07)	$0.12	($0.33)	$0.14	($0.56)	($0.11)	($0.83)	($0.36)
Adjusted Weighted Average Diluted Shares Outstanding	83.71M	85.96M	82.29M	82.50M	83.31M	81.69M	82.18M	81.83M	82.05M	83.32M	83.57M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	83.88M	83.52M	83.03M	82.66M	83.32M	81.93M	81.44M	81.44M	81.57M	81.88M	84.08M
Normalized Net Operating Profit after Tax (NOPAT)	8.21	-3.30	9.15	-12	-8.69	-24	4.73	-40	-16	-52	-23
Normalized NOPAT Margin	2.83%	-1.26%	3.14%	-4.86%	-3.61%	-11.40%	1.75%	-19.51%	-6.99%	-26.72%	-9.22%
Pre Tax Income Margin	-14.86%	1.05%	6.48%	-5.86%	2.89%	-18.61%	5.84%	-27.10%	-3.53%	-43.74%	-14.94%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	-13.04	-4.26	5.25	-13.78	-0.97	-28.24	5.77	-36.35	-7.11	-52.79	-7.20
NOPAT to Interest Expense	1.96	-7.55	5.46	-6.93	-10.20	-14.05	2.81	-24.05	-9.69	-31.18	-4.57
EBIT Less CapEx to Interest Expense	-13.93	-6.72	2.61	-16.18	-4.13	-31.02	2.24	-38.39	-9.35	-55.36	-8.13
NOPAT Less CapEx to Interest Expense	1.07	-10.02	2.82	-9.33	-13.37	-16.84	-0.72	-26.09	-11.93	-33.74	-5.50
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Augmented Payout Ratio	0.00%	0.00%	0.00%	-449.30%	0.00%	0.00%	-234.06%	-137.97%	-119.77%	-106.41%	-20.76%

Frequently Asked Questions About Guidewire Software's Financials

When does Guidewire Software's fiscal year end?

According to the most recent income statement we have on file, Guidewire Software's financial year ends in July. Their financial year 2024 ended on July 31, 2024.

How has Guidewire Software's net income changed over the last 9 years?

Guidewire Software's net income appears to be on an upward trend, with a most recent value of -$6.10 million in 2024, falling from $9.89 million in 2015. The previous period was -$111.86 million in 2023. See Guidewire Software's forecast for analyst expectations on what’s next for the company.

What is Guidewire Software's operating income?

Guidewire Software's total operating income in 2024 was -$52.57 million, based on the following breakdown:

Total Gross Profit: $583.36 million
Total Operating Expenses: $635.93 million

How has Guidewire Software revenue changed over the last 9 years?

Over the last 9 years, Guidewire Software's total revenue changed from $380.54 million in 2015 to $980.50 million in 2024, a change of 157.7%.

How much debt does Guidewire Software have?

Guidewire Software's total liabilities were at $883.56 million at the end of 2024, a 6.7% increase from 2023, and a 699.2% increase since 2015.

How much cash does Guidewire Software have?

In the past 9 years, Guidewire Software's cash and equivalents has ranged from $212.36 million in 2015 to $606.30 million in 2022, and is currently $547.99 million as of their latest financial filing in 2024.

How has Guidewire Software's book value per share changed over the last 9 years?

Over the last 9 years, Guidewire Software's book value per share changed from 9.77 in 2015 to 16.24 in 2024, a change of 66.2%.

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This page (NYSE:GWRE) was last updated on 5/28/2025 by MarketBeat.com Staff

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Guidewire Software (GWRE) Financials

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Guidewire Software (GWRE) Financials

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