Kingsway Financial Services (KFS) Stock Price, News & Analysis

Company Overview

Kingsway Financial Services, Inc. (NYSE: KFS) is a specialty finance company focused on the acquisition, origination and servicing of residential mortgage loans and related assets in the United States. Through strategic portfolio purchases and direct origination channels, Kingsway builds a diversified mix of mortgage assets, including prime, non-QM and other specialty loan products.

The company’s principal activities include investing in and managing mortgage servicing rights (MSRs), holding mortgage loans for investment, and acquiring residential mortgage-backed securities (RMBS). Kingsway leverages partnerships with third-party lenders and servicers to scale its origination and servicing platforms, while employing proprietary data analytics to evaluate credit risk and optimize portfolio performance.

Headquartered in the Midwest, Kingsway serves borrowers and counterparties nationwide, with a focus on building long-term relationships through technology-driven mortgage solutions. Its management team combines experience in mortgage finance, asset management and capital markets to navigate market cycles and deliver stable returns to shareholders.

Key Stats

• Today's Range: $14.29 to $14.75
• 50-Day Range: $13.35 to $14.74
• 52-Week Range: $7.06 to $16.80
• Volume: 170,186 shs
• Average Volume: 61,097 shs
• Market Capitalization: $414.98 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

Kingsway Financial Services Stock Analysis - MarketRank™

Kingsway Financial Services scored higher than 27% of companies evaluated by MarketBeat, and ranked 866th out of 951 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Kingsway Financial Services.

Earnings and Valuation

• Score: 0.0 / 5
• Proj. Earnings Growth: N/A

Price to Book Value per Share Ratio

Kingsway Financial Services has a P/B Ratio of 39.58. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.73% of the float of Kingsway Financial Services has been sold short.

Short Interest Ratio / Days to Cover

Kingsway Financial Services has a short interest ratio ("days to cover") of 9.7.

Change versus previous month

Short interest in Kingsway Financial Services has recently decreased by 2.29%, indicating that investor sentiment is improving.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Kingsway Financial Services does not currently pay a dividend.

Dividend Growth

Kingsway Financial Services does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

3.73% of the float of Kingsway Financial Services has been sold short.

Short Interest Ratio / Days to Cover

Kingsway Financial Services has a short interest ratio ("days to cover") of 9.7.

Change versus previous month

Short interest in Kingsway Financial Services has recently decreased by 2.29%, indicating that investor sentiment is improving.

News and Social Media

• Score: 2.0 / 5
• News Sentiment: 0.66

News Sentiment

Kingsway Financial Services has a news sentiment score of 0.66. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.02 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for Kingsway Financial Services this week, compared to 1 article on an average week.

Company Ownership

• Score: 5.0 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Kingsway Financial Services insiders have sold 23,311.92% more of their company's stock than they have bought. Specifically, they have bought $20,008.00 in company stock and sold $4,684,257.00 in company stock.

Percentage Held by Insiders

54.75% of the stock of Kingsway Financial Services is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

72.38% of the stock of Kingsway Financial Services is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

KFS Stock Analysis - Frequently Asked Questions

How have KFS shares performed this year?

Kingsway Financial Services' stock was trading at $8.37 at the beginning of the year. Since then, KFS stock has increased by 75.0% and is now trading at $14.6440.

How were Kingsway Financial Services' earnings last quarter?

Kingsway Financial Services, Inc. (NYSE:KFS) posted its quarterly earnings results on Thursday, August, 7th. The insurance provider reported ($0.13) earnings per share (EPS) for the quarter. Kingsway Financial Services had a negative net margin of 4.46% and a negative trailing twelve-month return on equity of 40.69%.
Read the conference call transcript.

Who are Kingsway Financial Services' major shareholders?

Kingsway Financial Services' top institutional shareholders include Mirabella Financial Services LLP (6.70%), Greenhaven Road Investment Management L.P. (4.54%), Geode Capital Management LLC (1.55%) and Belpointe Asset Management LLC (1.40%). Insiders that own company stock include Gregory Paul Hannon, Oakmont Capital Inc, John Taylor Maloney Fitzgerald, Joseph Stilwell, Charles L Frischer and Kent A Hansen.
View institutional ownership trends.

How do I buy shares of Kingsway Financial Services?

Shares of KFS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Kingsway Financial Services own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Kingsway Financial Services investors own include JPMorgan Chase & Co. (JPM), Meta Platforms (META), Tesla (TSLA), Advanced Micro Devices (AMD), NVIDIA (NVDA), Alphabet (GOOG) and Netflix (NFLX).

Company Calendar

• Last Earnings: 8/07/2025
• Today: 9/17/2025
• Next Earnings (Estimated): 11/05/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: INS - PROP&CASLTY
• Sub-Industry: Insurance
• Current Symbol: NYSE:KFS
• CIK: 1072627
• Web: www.kingsway-financial.com
• Phone: (312) 766-2144
• Fax: 416-850-5439
• Employees: 280
• Year Founded: 1989

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$9.27 million
• Net Margins: -4.46%
• Pretax Margin: -9.16%
• Return on Equity: -40.69%
• Return on Assets: -2.51%

Debt

• Debt-to-Equity Ratio: 0.72
• Current Ratio: 0.54
• Quick Ratio: 0.54

Sales & Book Value

• Annual Sales: $109.38 million
• Price / Sales: 3.79
• Cash Flow: $0.02 per share
• Price / Cash Flow: 700.75
• Book Value: $0.37 per share
• Price / Book: 38.85

Miscellaneous

• Outstanding Shares: 28,870,000
• Free Float: 13,065,000
• Market Cap: $414.98 million
• Optionable: Optionable
• Beta: 0.21