loanDepot (LDI) Stock Price, News & Analysis

Company Overview

loanDepot, Inc. is a U.S.-based residential mortgage lender that originates home loans through digital, direct-to-consumer, retail, and partner channels. The company serves homebuyers and homeowners seeking financing for home purchases, mortgage refinancing, and other residential lending needs.

The company offers conventional, government-backed, and jumbo mortgage products, along with home equity lending and related technology-enabled services. loanDepot has also developed digital tools designed to streamline applications, underwriting, closing, and the overall mortgage experience for borrowers and lending partners.

Founded in 2010 by Anthony Hsieh, loanDepot operates primarily in the United States. Jeff Walsh serves as the company’s chief executive officer. Its business is focused on using a combination of online platforms, mortgage professionals, and centralized operations to originate and service residential home loans.

Key Stats

• Today's Range: $0.46 to $0.56
• 50-Day Range: $0.48 to $0.94
• 52-Week Range: $0.46 to $3.24
• Volume: 3.99 million shs
• Average Volume: 3.02 million shs
• Market Capitalization: $163.17 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $1.38
• Consensus Rating: Strong Sell

loanDepot Stock Analysis - MarketRank™

loanDepot scored higher than 65% of companies evaluated by MarketBeat, and ranked 543rd out of 834 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.3 / 5
• Analyst Rating: Strong Sell

Consensus Rating

loanDepot has received a consensus rating of Strong Sell. The company's average rating score is 1.40, and is based on no strong buy ratings, no buy ratings, 2 hold ratings, and 3 sell ratings.

Upside Potential

loanDepot has a consensus price target of $1.38, representing about 184.7% upside from its current price of $0.48.

Amount of Analyst Coverage

loanDepot has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: Growing

Earnings Growth

Earnings for loanDepot are expected to grow in the coming year, from ($0.14) to $0.10 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of loanDepot is -1.34, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of loanDepot is -1.34, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

loanDepot has a P/B Ratio of 0.42. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

19.22% of the float of loanDepot has been sold short.

Short Interest Ratio / Days to Cover

loanDepot has a short interest ratio ("days to cover") of 9.28.

Change versus previous month

Short interest in loanDepot has recently decreased by 1.05%, indicating that investor sentiment is improving.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

loanDepot does not currently pay a dividend.

Dividend Growth

loanDepot does not have a long track record of dividend growth.

Dividend Sustainability

Based on EPS estimates, loanDepot will have a dividend payout ratio of 4,800.00% in the coming year. This indicates that loanDepot may not be able to sustain their current dividend.

News and Social Media

• Score: 1.6 / 5
• News Sentiment: -0.42

News Sentiment

loanDepot has a news sentiment score of -0.42. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.61 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 10 news articles for loanDepot this week, compared to 1 article on an average week.

Search Interest

Only 1 people have searched for LDI on MarketBeat in the last 30 days. This is a decrease of -67% compared to the previous 30 days.

MarketBeat Follows

5 people have added loanDepot to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 4.0 / 5
• Insider Trading: Acquiring Shares

Net Insider Buying

Over the last three months, insiders have purchased a net $911,936.00 in company stock, which represents 0.5589% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, loanDepot insiders have bought more of their company's stock than they have sold. Specifically, they have bought $911,936.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

65.90% of the stock of loanDepot is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

39.39% of the stock of loanDepot is held by institutions.

Company Calendar

• Today: 11/11/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Financial Services
• Sub-Industry: Commercial & Residential Mortgage Finance
• Current Symbol: NYSE:LDI
• CIK: 1831631
• Web: www.loandepot.com
• Phone: 888-337-6888
• Fax: N/A
• Employees: 5,660
• Year Founded: 2010

Price Target and Rating

• Average Price Target for loanDepot: $1.38
• High Price Target: $1.75
• Low Price Target: $1.00
• Potential Upside/Downside: +184.7%
• Consensus Rating: Strong Sell
• Rating Score (0-4): 1.40
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): ($0.30)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: 4.83
• P/E Growth: N/A
• Net Income: -$62.65 million
• Net Margins: -6.79%
• Pretax Margin: -8.26%
• Return on Equity: -38.81%
• Return on Assets: -1.97%

Debt

• Debt-to-Equity Ratio: 10.60
• Current Ratio: 1.11
• Quick Ratio: 1.11

Sales & Book Value

• Annual Sales: $1.19 billion
• Price / Sales: 0.14
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $1.16 per share
• Price / Book: 0.42

Miscellaneous

• Outstanding Shares: 337,820,000
• Free Float: 115,198,000
• Market Cap: $163.17 million
• Optionable: Optionable
• Beta: 3.56