MBIA (MBI) Stock Price, News & Analysis

Company Overview

MBIA Inc is a financial guarantee insurance company specializing in credit enhancement and risk mitigation solutions for public finance and structured finance transactions. The company provides guaranty insurance for municipal bonds, asset-backed securities and other credit-sensitive obligations, protecting investors against the risk of payment default. Through its core insurance subsidiary, MBIA Insurance Corp., the firm offers financial guarantees, reinsurance support and customized credit solutions designed to improve the marketability and pricing of debt instruments.

Founded in 1973 as the Municipal Bond Insurance Association, MBIA built its reputation by insuring U.S. tax-exempt bonds issued by state and local governments. Over time, the company expanded into structured finance, extending its guarantee capabilities to mortgage- and asset-backed securities, collateralized debt obligations and other private-sector financings. MBIA weathered industry disruptions during the financial crisis of 2008 and subsequently restructured its business to strengthen its capital base and focus on core guarantee activities.

Today, MBIA serves issuers and investors in North America and selected global markets, leveraging experienced credit analysis, portfolio management and risk-transfer techniques. The firm’s product suite includes primary bond insurance, financial guaranty reinsurance and essential advisory services that help clients optimize funding costs, manage credit exposures and fulfill regulatory requirements. Headquartered in Purchase, New York, MBIA maintains a ratings-based capital model that aligns collateral resources with its guarantee obligations.

With a management team drawn from the insurance and capital-markets sectors, MBIA emphasizes disciplined underwriting, rigorous credit assessment and prudent risk management. The company continues to deliver structured credit solutions aimed at enhancing liquidity, broadening investor participation and supporting essential infrastructure projects across its target markets.

Key Stats

• Today's Range: $6.85 to $7.24
• 50-Day Range: $4.43 to $8.12
• 52-Week Range: $3.28 to $8.26
• Volume: 827,475 shs
• Average Volume: 448,970 shs
• Market Capitalization: $346.11 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $8.00
• Consensus Rating: Buy

MBIA Stock Analysis - MarketRank™

MBIA scored higher than 34% of companies evaluated by MarketBeat, and ranked 822nd out of 949 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.8 / 5
• Analyst Rating: Buy

Consensus Rating

MBIA has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.

Upside Potential

MBIA has a consensus price target of $8.00, representing about 16.7% upside from its current price of $6.86.

Amount of Analyst Coverage

MBIA has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: Growing

Earnings Growth

Earnings for MBIA are expected to grow in the coming year, from ($3.50) to ($0.50) per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of MBIA is -1.47, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of MBIA is -1.47, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

5.28% of the float of MBIA has been sold short.

Short Interest Ratio / Days to Cover

MBIA has a short interest ratio ("days to cover") of 6.5.

Change versus previous month

Short interest in MBIA has recently increased by 5.45%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

MBIA does not currently pay a dividend.

Dividend Growth

MBIA does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

5.28% of the float of MBIA has been sold short.

Short Interest Ratio / Days to Cover

MBIA has a short interest ratio ("days to cover") of 6.5.

Change versus previous month

Short interest in MBIA has recently increased by 5.45%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.7 / 5
• News Sentiment: 1.78

News Sentiment

MBIA has a news sentiment score of 1.78. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.02 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for MBIA this week, compared to 2 articles on an average week.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, MBIA insiders have not sold or bought any company stock.

Percentage Held by Insiders

12.58% of the stock of MBIA is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

60.95% of the stock of MBIA is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

MBI Stock Analysis - Frequently Asked Questions

How have MBI shares performed this year?

MBIA's stock was trading at $6.46 at the beginning of the year. Since then, MBI shares have increased by 6.1% and is now trading at $6.8550.

How were MBIA's earnings last quarter?

MBIA, Inc. (NYSE:MBI) announced its quarterly earnings data on Thursday, May, 8th. The insurance provider reported ($0.16) earnings per share (EPS) for the quarter, missing analysts' consensus estimates of ($0.07) by $0.09. The insurance provider earned $14 million during the quarter, compared to analyst estimates of $21 million.
Read the conference call transcript.

Who are MBIA's major shareholders?

MBIA's top institutional shareholders include Geode Capital Management LLC (2.07%), Marshall Wace LLP (0.83%), Freestone Capital Holdings LLC (0.77%) and Whitebox Advisors LLC (0.63%). Insiders that own company stock include Richard C Vaughan and Theodore Shasta.
View institutional ownership trends.

How do I buy shares of MBIA?

Shares of MBI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of MBIA own?

Based on aggregate information from My MarketBeat watchlists, some other companies that MBIA investors own include Meta Platforms (META), Tesla (TSLA), NVIDIA (NVDA), JPMorgan Chase & Co. (JPM), Advanced Micro Devices (AMD), Netflix (NFLX) and Home Depot (HD).

Company Calendar

• Last Earnings: 5/08/2025
• Today: 9/18/2025
• Next Earnings (Estimated): 11/06/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: INS - MULTI LINE
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NYSE:MBI
• CIK: 814585
• Web: www.mbia.com
• Phone: (914) 273-4545
• Fax: 914-765-3177
• Employees: 80
• Year Founded: N/A

Price Target and Rating

• Average Price Target for MBIA: $8.00
• High Price Target: $8.00
• Low Price Target: $8.00
• Potential Upside/Downside: +16.7%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Trailing Twelve Months): ($4.65)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$444 million
• Net Margins: -218.45%
• Pretax Margin: -212.62%
• Return on Equity: N/A
• Return on Assets: -1.75%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 1.32
• Quick Ratio: 1.32

Sales & Book Value

• Annual Sales: $42 million
• Price / Sales: 8.24
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: ($40.68) per share
• Price / Book: -0.17

Miscellaneous

• Outstanding Shares: 50,490,000
• Free Float: 44,137,000
• Market Cap: $346.11 million
• Optionable: Optionable
• Beta: 1.94