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Paymentus (PAY) Stock Price, News & Analysis

Paymentus logo
$38.53 -1.59 (-3.96%)
Closing price 08/7/2026 03:59 PM Eastern
Extended Trading
$38.97 +0.43 (+1.12%)
As of 08/7/2026 07:46 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

About Paymentus Stock (NYSE:PAY)

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Key Stats

Today's Range
$38.15
$40.44
50-Day Range
$20.26
$44.42
52-Week Range
$20.11
$45.31
Volume
705,270 shs
Average Volume
1.28 million shs
Market Capitalization
$4.85 billion
P/E Ratio
58.38
Dividend Yield
N/A
Price Target
$38.67
Consensus Rating
Moderate Buy

Company Overview

Paymentus is a U.S.-based financial technology company that specializes in cloud-native bill payment and presentment solutions. Its platform enables businesses and government entities to manage the entire payment lifecycle, from electronic bill presentment and real-time payment processing to reconciliation and reporting. Through web portals, mobile applications, interactive voice response (IVR) systems and in-person channels, Paymentus helps clients streamline accounts receivable operations, enhance customer engagement and reduce operational costs.

Founded in 2004 and headquartered in Wilmington, Delaware, Paymentus has built a modular suite of services that can be tailored to the needs of various industries. Key offerings include electronic bill presentment and payment (EBPP), automated recurring payment scheduling, one-time payments and integrated customer communication tools such as reminders and notifications. The company serves a broad spectrum of sectors, including utilities, insurance, financial services, telecommunications, healthcare and government agencies.

Over time, Paymentus has broadened its geographic footprint through strategic partnerships and technology integrations, supporting billers in the United States and Canada. Its cloud-based architecture allows for rapid deployment and seamless scalability, enabling clients to deliver a unified, omnichannel payment experience. In July 2020, Paymentus completed its initial public offering on the New York Stock Exchange under the ticker symbol PAY, marking a significant milestone in its growth trajectory.

Guided by an executive team with extensive experience in payments, software engineering and cybersecurity, Paymentus continues to invest in product innovation and compliance. The company is focused on expanding its analytics and data-driven insight capabilities to help billers optimize cash flow, reduce delinquencies and deliver a more engaging, self-service experience for end customers.

AI Generated. May Contain Errors.

Paymentus Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
50th Percentile Overall Score

PAY MarketRank™: 

Paymentus scored higher than 50% of companies evaluated by MarketBeat, and ranked 599th out of 843 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Paymentus has received a consensus rating of Moderate Buy. The company's average rating score is 2.57, and is based on 1 strong buy rating, 2 buy ratings, 4 hold ratings, and no sell ratings.

  • Upside/Downside

    The consensus price target for Paymentus is close to its current price, suggesting limited near-term upside or downside.

  • Amount of Analyst Coverage

    Paymentus has only been the subject of 4 research reports in the past 90 days.

  • Read more about Paymentus' stock forecast and price target.
  • Earnings Growth

    Earnings for Paymentus are expected to grow by 25.35% in the coming year, from $0.71 to $0.89 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Paymentus is 58.38, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 39.52.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Paymentus is 58.38, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 29.16.

  • Price to Book Value per Share Ratio

    Paymentus has a P/B Ratio of 7.90. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

  • Percentage of Shares Shorted

    6.95% of the float of Paymentus has been sold short.
  • Short Interest Ratio / Days to Cover

    Paymentus has a short interest ratio ("days to cover") of 3.79, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Paymentus has recently increased by 17.73%, indicating that investor sentiment is decreasing significantly.
  • Dividend Yield

    Paymentus does not currently pay a dividend.

  • Dividend Growth

    Paymentus does not have a long track record of dividend growth.

  • News Sentiment

    Paymentus has a news sentiment score of 0.62. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.75 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 34 news articles for Paymentus this week, compared to 4 articles on an average week.
  • Search Interest

    17 people have searched for PAY on MarketBeat in the last 30 days. This is an increase of 750% compared to the previous 30 days.
  • MarketBeat Follows

    2 people have added Paymentus to their MarketBeat watchlist in the last 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Paymentus insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $5,735,337.00 in company stock.

  • Percentage Held by Insiders

    55.75% of the stock of Paymentus is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    78.38% of the stock of Paymentus is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Paymentus' insider trading history.
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PAY Stock News Headlines

Sanjay Kalra Sells 2,909 Shares of Paymentus (NYSE:PAY) Stock
The world's #2 gold miner is running on fumes [it has to buy]
Barrick's gold production has plunged from 2 million ounces to just 719,000, leaving the world's second-largest miner running on fumes. Newmont's $15 billion purchase of Newcrest, the largest mining deal in history, still couldn't keep output growing, proof that majors must keep buying to survive. With record cash flows and shrinking mines, gold majors are positioned to launch a wave of acquisitions targeting the best junior assets.tc pixel
Paymentus (NYSE:PAY) Shares Gap Up on Earnings Beat
See More Headlines

PAY Stock Analysis - Frequently Asked Questions

Paymentus' stock was trading at $31.56 at the beginning of the year. Since then, PAY stock has increased by 22.1% and is now trading at $38.5320.

Paymentus Holdings, Inc. (NYSE:PAY) announced its quarterly earnings data on Monday, August, 3rd. The business services provider reported $0.25 earnings per share for the quarter, topping the consensus estimate of $0.19 by $0.06. Paymentus's quarterly revenue was up 28.8% on a year-over-year basis.
Read the conference call transcript
.

Paymentus (PAY) raised $200 million in an IPO on Wednesday, May 26th 2021. The company issued 10,000,000 shares at a price of $19.00-$21.00 per share. Goldman Sachs, J.P. Morgan, BofA Securities and Citigroup acted as the underwriters for the IPO and Baird, Nomura, Raymond James, Wells Fargo Securities, Fifth Third Securities, PNC Securities, AmeriVet and C.L. King & Associates were co-managers.

Top institutional shareholders of Paymentus include Wasatch Advisors LP (4.92%), Wedge Capital Management L L P NC (0.07%) and Handelsbanken Fonder AB (0.01%). Insiders that own company stock include Gary Trainor, Sanjay Kalra, Andrew A Gerber and William Ingram.
View institutional ownership trends
.

Shares of PAY stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Paymentus investors own include Humana (HUM), American Water Works (AWK), Voyager Therapeutics (VYGR), TotalEnergies (TTE), Waste Connections (WCN), NVIDIA (NVDA) and The RMR Group (RMR).

Company Calendar

Last Earnings
8/03/2026
Today
8/08/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NYSE
Sector
Finance
Industry
Financial Services
Sub-Industry
Transaction & Payment Processing Services
Current Symbol
NYSE:PAY
Previous Symbol
NYSE:PAY
CIK
1841156
Fax
N/A
Employees
1,340
Year Founded
2004

Price Target and Rating

High Price Target
$44.00
Low Price Target
$36.00
Potential Upside/Downside
+0.3%
Consensus Rating
Moderate Buy
Rating Score (0-4)
2.57
Research Coverage
7 Analysts

Profitability

EPS (Trailing Twelve Months)
$0.66
Trailing P/E Ratio
58.38
Forward P/E Ratio
54.27
P/E Growth
N/A
Net Income
$66.94 million
Net Margins
6.24%
Pretax Margin
8.37%
Return on Equity
15.26%
Return on Assets
12.80%

Debt

Debt-to-Equity Ratio
N/A
Current Ratio
4.89
Quick Ratio
4.41

Sales & Book Value

Annual Sales
$1.20 billion
Price / Sales
4.05
Cash Flow
$0.84 per share
Price / Cash Flow
46.01
Book Value
$4.88 per share
Price / Book
7.90

Miscellaneous

Outstanding Shares
125,790,000
Free Float
55,662,000
Market Cap
$4.85 billion
Optionable
Optionable
Beta
1.29

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This page (NYSE:PAY) was last updated on 8/8/2026 by MarketBeat.com Staff.
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