Paymentus (PAY) Stock Price, News & Analysis

Company Overview

Paymentus Holdings, Inc. (NYSE: PAY) provides cloud-based bill payment and electronic bill presentment technology. Its platform enables organizations to accept and process payments through digital and traditional channels, while helping customers manage billing, communications and payment-related interactions.

The company serves billers across industries including utilities, municipalities and other government entities, financial institutions, telecommunications providers, insurance companies, health-care organizations and education providers. Its services support multiple payment methods and channels, including online and mobile payments, automated telephone systems, text-based interactions and assisted payment options.

Paymentus was founded in 2004 and has expanded its platform to serve organizations primarily in the United States and Canada. The company is led by Dushyant Shah, its founder and chief executive officer. Paymentus became a publicly traded company on the New York Stock Exchange in 2021.

Key Stats

• Today's Range: $31.25 to $31.89
• 50-Day Range: $29.94 to $44.42
• 52-Week Range: $20.11 to $45.31
• Volume: 778,756 shs
• Average Volume: 922,497 shs
• Market Capitalization: $3.95 billion
• P/E Ratio: 47.46
• Dividend Yield: N/A
• Price Target: $38.67
• Consensus Rating: Moderate Buy

Paymentus Stock Analysis - MarketRank™

Paymentus scored higher than 74% of companies evaluated by MarketBeat, and ranked 353rd out of 833 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.2 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Paymentus has received a consensus rating of Moderate Buy. The company's average rating score is 2.63, and is based on 2 strong buy ratings, 1 buy rating, 5 hold ratings, and no sell ratings.

Upside Potential

Paymentus has a consensus price target of $38.67, representing about 23.4% upside from its current price of $31.33.

Amount of Analyst Coverage

Paymentus has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 22.67%

Earnings Growth

Earnings for Paymentus are expected to grow by 22.67% in the coming year, from $0.75 to $0.92 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Paymentus is 47.46, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 38.88.

Price to Earnings Ratio vs. Sector

The P/E ratio of Paymentus is 47.46, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 24.77.

Price to Book Value per Share Ratio

Paymentus has a P/B Ratio of 7.02. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

5.91% of the float of Paymentus has been sold short.

Short Interest Ratio / Days to Cover

Paymentus has a short interest ratio ("days to cover") of 3.41, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Paymentus has recently increased by 17.63%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Paymentus does not currently pay a dividend.

Dividend Growth

Paymentus does not have a long track record of dividend growth.

News and Social Media

• Score: 1.4 / 5
• News Sentiment: 0.18

News Sentiment

Paymentus has a news sentiment score of 0.18. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.57 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Paymentus this week, compared to 3 articles on an average week.

Search Interest

Only 3 people have searched for PAY on MarketBeat in the last 30 days. This is a decrease of -25% compared to the previous 30 days.

MarketBeat Follows

Only 2 people have added Paymentus to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 2.1 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Paymentus insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $5,735,337.00 in company stock.

Percentage Held by Insiders

55.75% of the stock of Paymentus is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

78.38% of the stock of Paymentus is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 8/03/2026
• Today: 10/07/2026
• Next Earnings (Estimated): 11/02/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Financial Services
• Sub-Industry: Transaction & Payment Processing Services
• Current Symbol: NYSE:PAY
• Previous Symbol: NYSE:PAY
• CIK: 1841156
• Web: www.paymentus.com
• Phone: (888) 440-4826
• Fax: N/A
• Employees: 1,340
• Year Founded: 2004

Price Target and Rating

• Average Price Target for Paymentus: $38.67
• High Price Target: $44.00
• Low Price Target: $36.00
• Potential Upside/Downside: +23.4%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.63
• Research Coverage: 8 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.66
• Trailing P/E Ratio: 47.46
• Forward P/E Ratio: 41.77
• P/E Growth: N/A
• Net Income: $66.94 million
• Net Margins: 6.24%
• Pretax Margin: 8.37%
• Return on Equity: 15.26%
• Return on Assets: 12.80%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 4.89
• Quick Ratio: 4.89

Sales & Book Value

• Annual Sales: $1.20 billion
• Price / Sales: 3.30
• Cash Flow: $0.86 per share
• Price / Cash Flow: 36.26
• Book Value: $4.46 per share
• Price / Book: 7.02

Miscellaneous

• Outstanding Shares: 125,940,000
• Free Float: 55,728,000
• Market Cap: $3.95 billion
• Optionable: Optionable
• Beta: 1.34