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Paymentus (PAY) Competitors

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$36.51 +0.23 (+0.63%)
As of 03:58 PM Eastern

PAY vs. TOST, CHYM, JKHY, PAYP, and WEX

Should you buy Paymentus stock or one of its competitors? Paymentus's main competitors and comparable companies include Toast (TOST), Chime Financial (CHYM), Jack Henry & Associates (JKHY), PayPay (PAYP), and WEX (WEX). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "transaction & payment processing services" industry.

How does Paymentus compare to Toast?

Paymentus (NYSE:PAY) and Toast (NYSE:TOST) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their dividends, analyst recommendations, risk, media sentiment, profitability, institutional ownership, valuation and earnings.

78.4% of Paymentus shares are owned by institutional investors. Comparatively, 82.9% of Toast shares are owned by institutional investors. 55.8% of Paymentus shares are owned by company insiders. Comparatively, 10.0% of Toast shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Toast has higher revenue and earnings than Paymentus. Toast is trading at a lower price-to-earnings ratio than Paymentus, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Paymentus$1.20B3.84$66.94M$0.6655.32
Toast$6.15B2.83$342M$0.7843.41

Toast has a net margin of 7.14% compared to Paymentus' net margin of 6.24%. Toast's return on equity of 23.90% beat Paymentus' return on equity.

Company Net Margins Return on Equity Return on Assets
Paymentus6.24% 15.26% 12.80%
Toast 7.14%23.90%15.77%

Paymentus currently has a consensus target price of $38.67, suggesting a potential upside of 5.91%. Toast has a consensus target price of $39.12, suggesting a potential upside of 15.52%. Given Toast's stronger consensus rating and higher possible upside, analysts clearly believe Toast is more favorable than Paymentus.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Paymentus
0 Sell rating(s)
5 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.43
Toast
0 Sell rating(s)
11 Hold rating(s)
16 Buy rating(s)
0 Strong Buy rating(s)
2.59

Paymentus has a beta of 1.31, suggesting that its share price is 31% more volatile than the broader market. Comparatively, Toast has a beta of 1.72, suggesting that its share price is 72% more volatile than the broader market.

In the previous week, Toast had 6 more articles in the media than Paymentus. MarketBeat recorded 9 mentions for Toast and 3 mentions for Paymentus. Paymentus' average media sentiment score of 0.52 beat Toast's score of 0.32 indicating that Paymentus is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Paymentus
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Toast
3 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

Toast beats Paymentus on 12 of the 17 factors compared between the two stocks.

How does Paymentus compare to Chime Financial?

Paymentus (NYSE:PAY) and Chime Financial (NASDAQ:CHYM) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their dividends, earnings, valuation, institutional ownership, risk, analyst recommendations, media sentiment and profitability.

Paymentus has a beta of 1.31, suggesting that its stock price is 31% more volatile than the broader market. Comparatively, Chime Financial has a beta of 0.6, suggesting that its stock price is 40% less volatile than the broader market.

In the previous week, Chime Financial had 19 more articles in the media than Paymentus. MarketBeat recorded 22 mentions for Chime Financial and 3 mentions for Paymentus. Chime Financial's average media sentiment score of 0.62 beat Paymentus' score of 0.52 indicating that Chime Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Paymentus
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Chime Financial
8 Very Positive mention(s)
1 Positive mention(s)
9 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Paymentus has higher earnings, but lower revenue than Chime Financial. Chime Financial is trading at a lower price-to-earnings ratio than Paymentus, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Paymentus$1.20B3.84$66.94M$0.6655.32
Chime Financial$2.19B5.83-$1.01B-$0.07N/A

Paymentus currently has a consensus target price of $38.67, suggesting a potential upside of 5.91%. Chime Financial has a consensus target price of $32.74, suggesting a potential downside of 2.71%. Given Paymentus' higher possible upside, analysts clearly believe Paymentus is more favorable than Chime Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Paymentus
0 Sell rating(s)
5 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.43
Chime Financial
1 Sell rating(s)
3 Hold rating(s)
15 Buy rating(s)
4 Strong Buy rating(s)
2.96

78.4% of Paymentus shares are held by institutional investors. 55.8% of Paymentus shares are held by company insiders. Comparatively, 12.3% of Chime Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Paymentus has a net margin of 6.24% compared to Chime Financial's net margin of -0.74%. Paymentus' return on equity of 15.26% beat Chime Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Paymentus6.24% 15.26% 12.80%
Chime Financial -0.74%-1.28%-0.92%

Summary

Paymentus beats Chime Financial on 10 of the 17 factors compared between the two stocks.

How does Paymentus compare to Jack Henry & Associates?

Paymentus (NYSE:PAY) and Jack Henry & Associates (NASDAQ:JKHY) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their dividends, media sentiment, risk, earnings, institutional ownership, analyst recommendations, valuation and profitability.

Paymentus has a beta of 1.31, suggesting that its share price is 31% more volatile than the broader market. Comparatively, Jack Henry & Associates has a beta of 0.56, suggesting that its share price is 44% less volatile than the broader market.

In the previous week, Jack Henry & Associates had 10 more articles in the media than Paymentus. MarketBeat recorded 13 mentions for Jack Henry & Associates and 3 mentions for Paymentus. Jack Henry & Associates' average media sentiment score of 0.63 beat Paymentus' score of 0.52 indicating that Jack Henry & Associates is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Paymentus
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Jack Henry & Associates
5 Very Positive mention(s)
1 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Positive

Paymentus presently has a consensus price target of $38.67, suggesting a potential upside of 5.91%. Jack Henry & Associates has a consensus price target of $193.40, suggesting a potential upside of 14.87%. Given Jack Henry & Associates' stronger consensus rating and higher probable upside, analysts clearly believe Jack Henry & Associates is more favorable than Paymentus.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Paymentus
0 Sell rating(s)
5 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.43
Jack Henry & Associates
0 Sell rating(s)
4 Hold rating(s)
11 Buy rating(s)
1 Strong Buy rating(s)
2.81

78.4% of Paymentus shares are held by institutional investors. Comparatively, 98.8% of Jack Henry & Associates shares are held by institutional investors. 55.8% of Paymentus shares are held by insiders. Comparatively, 0.6% of Jack Henry & Associates shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Jack Henry & Associates has a net margin of 19.76% compared to Paymentus' net margin of 6.24%. Jack Henry & Associates' return on equity of 23.49% beat Paymentus' return on equity.

Company Net Margins Return on Equity Return on Assets
Paymentus6.24% 15.26% 12.80%
Jack Henry & Associates 19.76%23.49%16.34%

Jack Henry & Associates has higher revenue and earnings than Paymentus. Jack Henry & Associates is trading at a lower price-to-earnings ratio than Paymentus, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Paymentus$1.20B3.84$66.94M$0.6655.32
Jack Henry & Associates$2.54B4.64$502.78M$6.9724.16

Summary

Jack Henry & Associates beats Paymentus on 13 of the 16 factors compared between the two stocks.

How does Paymentus compare to PayPay?

Paymentus (NYSE:PAY) and PayPay (NASDAQ:PAYP) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their dividends, earnings, risk, profitability, media sentiment, analyst recommendations, institutional ownership and valuation.

78.4% of Paymentus shares are owned by institutional investors. 55.8% of Paymentus shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Paymentus has a net margin of 6.24% compared to PayPay's net margin of 0.00%. Paymentus' return on equity of 15.26% beat PayPay's return on equity.

Company Net Margins Return on Equity Return on Assets
Paymentus6.24% 15.26% 12.80%
PayPay N/A N/A N/A

PayPay has higher revenue and earnings than Paymentus. Paymentus is trading at a lower price-to-earnings ratio than PayPay, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Paymentus$1.20B3.84$66.94M$0.6655.32
PayPay$2.51B4.56$759.22M$0.3056.43

Paymentus currently has a consensus target price of $38.67, indicating a potential upside of 5.91%. PayPay has a consensus target price of $24.45, indicating a potential upside of 44.45%. Given PayPay's stronger consensus rating and higher probable upside, analysts plainly believe PayPay is more favorable than Paymentus.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Paymentus
0 Sell rating(s)
5 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.43
PayPay
1 Sell rating(s)
3 Hold rating(s)
8 Buy rating(s)
1 Strong Buy rating(s)
2.69

In the previous week, PayPay had 1 more articles in the media than Paymentus. MarketBeat recorded 4 mentions for PayPay and 3 mentions for Paymentus. PayPay's average media sentiment score of 0.69 beat Paymentus' score of 0.52 indicating that PayPay is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Paymentus
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
PayPay
2 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

PayPay beats Paymentus on 9 of the 15 factors compared between the two stocks.

How does Paymentus compare to WEX?

Paymentus (NYSE:PAY) and WEX (NYSE:WEX) are both mid-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their dividends, analyst recommendations, profitability, media sentiment, earnings, risk, institutional ownership and valuation.

WEX has higher revenue and earnings than Paymentus. WEX is trading at a lower price-to-earnings ratio than Paymentus, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Paymentus$1.20B3.84$66.94M$0.6655.32
WEX$2.66B2.49$304.10M$10.0419.39

Paymentus currently has a consensus price target of $38.67, indicating a potential upside of 5.91%. WEX has a consensus price target of $183.30, indicating a potential downside of 5.86%. Given Paymentus' higher possible upside, analysts plainly believe Paymentus is more favorable than WEX.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Paymentus
0 Sell rating(s)
5 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.43
WEX
0 Sell rating(s)
8 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.43

WEX has a net margin of 12.56% compared to Paymentus' net margin of 6.24%. WEX's return on equity of 43.19% beat Paymentus' return on equity.

Company Net Margins Return on Equity Return on Assets
Paymentus6.24% 15.26% 12.80%
WEX 12.56%43.19%3.53%

Paymentus has a beta of 1.31, indicating that its share price is 31% more volatile than the broader market. Comparatively, WEX has a beta of 0.83, indicating that its share price is 17% less volatile than the broader market.

78.4% of Paymentus shares are held by institutional investors. Comparatively, 97.5% of WEX shares are held by institutional investors. 55.8% of Paymentus shares are held by insiders. Comparatively, 1.4% of WEX shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

In the previous week, WEX had 14 more articles in the media than Paymentus. MarketBeat recorded 17 mentions for WEX and 3 mentions for Paymentus. WEX's average media sentiment score of 1.39 beat Paymentus' score of 0.52 indicating that WEX is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Paymentus
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
WEX
16 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

WEX beats Paymentus on 9 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PAY and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PAY vs. The Competition

MetricPaymentusFinancial Services IndustryFinance SectorNYSE Exchange
Market Cap$4.57B$27.28B$14.12B$23.50B
Dividend YieldN/A6.06%5.89%3.73%
P/E Ratio55.3219.8426.1029.39
Price / Sales3.84453.86533.1421.00
Price / Cash41.61152.0538.3732.15
Price / Book7.503.182.137.63
Net Income$66.94M$1.10B$1.32B$1.07B
7 Day Performance2.80%0.14%0.13%-0.51%
1 Month Performance6.31%12.87%1.95%0.73%
1 Year Performance-3.92%0.63%12.28%13.98%

Paymentus Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PAY
Paymentus
2.9661 of 5 stars
$36.51
+0.6%
$38.67
+5.9%
-3.3%$4.57B$1.20B55.321,340
TOST
Toast
4.2614 of 5 stars
$36.69
+0.1%
$39.00
+6.3%
-22.3%$18.83B$6.15B47.036,500
CHYM
Chime Financial
3.0433 of 5 stars
$32.70
-0.2%
$31.39
-4.0%
+35.2%$12.41B$2.19BN/A1,519
JKHY
Jack Henry & Associates
4.3061 of 5 stars
$170.51
+2.6%
$190.07
+11.5%
+3.9%$11.81B$2.54B24.467,400
PAYP
PayPay
4.9153 of 5 stars
$15.20
-1.4%
$24.91
+63.9%
N/A$10.43B$390.38B50.671,994

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This page (NYSE:PAY) was last updated on 9/3/2026 by MarketBeat.com Staff.
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