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Paymentus (PAY) Competitors

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$41.90 -0.29 (-0.68%)
Closing price 03:59 PM Eastern
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$41.98 +0.07 (+0.18%)
As of 07:53 PM Eastern
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PAY vs. TOST, CRCL, CHYM, JKHY, and PAYP

Should you buy Paymentus stock or one of its competitors? Paymentus's main competitors and comparable companies include Toast (TOST), Circle Internet Group (CRCL), Chime Financial (CHYM), Jack Henry & Associates (JKHY), and PayPay (PAYP). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "transaction & payment processing services" industry.

How does Paymentus compare to Toast?

Toast (NYSE:TOST) and Paymentus (NYSE:PAY) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their valuation, institutional ownership, analyst recommendations, media sentiment, profitability, earnings, dividends and risk.

Toast has higher revenue and earnings than Paymentus. Toast is trading at a lower price-to-earnings ratio than Paymentus, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Toast$6.15B2.90$342M$0.7844.57
Paymentus$1.20B4.41$66.94M$0.6663.49

Toast has a net margin of 7.14% compared to Paymentus' net margin of 6.24%. Toast's return on equity of 23.90% beat Paymentus' return on equity.

Company Net Margins Return on Equity Return on Assets
Toast7.14% 23.90% 15.77%
Paymentus 6.24%15.26%12.80%

82.9% of Toast shares are held by institutional investors. Comparatively, 78.4% of Paymentus shares are held by institutional investors. 10.0% of Toast shares are held by company insiders. Comparatively, 55.8% of Paymentus shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

In the previous week, Toast had 26 more articles in the media than Paymentus. MarketBeat recorded 29 mentions for Toast and 3 mentions for Paymentus. Paymentus' average media sentiment score of 1.06 beat Toast's score of 0.46 indicating that Paymentus is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Toast
15 Very Positive mention(s)
2 Positive mention(s)
6 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Paymentus
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Toast has a beta of 1.72, meaning that its stock price is 72% more volatile than the broader market. Comparatively, Paymentus has a beta of 1.29, meaning that its stock price is 29% more volatile than the broader market.

Toast currently has a consensus price target of $39.00, suggesting a potential upside of 12.19%. Paymentus has a consensus price target of $38.67, suggesting a potential downside of 7.72%. Given Toast's stronger consensus rating and higher probable upside, analysts clearly believe Toast is more favorable than Paymentus.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Toast
0 Sell rating(s)
9 Hold rating(s)
17 Buy rating(s)
0 Strong Buy rating(s)
2.65
Paymentus
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.57

Summary

Toast beats Paymentus on 12 of the 17 factors compared between the two stocks.

How does Paymentus compare to Circle Internet Group?

Paymentus (NYSE:PAY) and Circle Internet Group (NYSE:CRCL) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, institutional ownership, risk, analyst recommendations, valuation, dividends, profitability and media sentiment.

Circle Internet Group has a net margin of 15.53% compared to Paymentus' net margin of 6.24%. Paymentus' return on equity of 15.26% beat Circle Internet Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Paymentus6.24% 15.26% 12.80%
Circle Internet Group 15.53%13.58%0.58%

Paymentus presently has a consensus target price of $38.67, indicating a potential downside of 7.72%. Circle Internet Group has a consensus target price of $97.12, indicating a potential upside of 35.29%. Given Circle Internet Group's higher possible upside, analysts plainly believe Circle Internet Group is more favorable than Paymentus.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Paymentus
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.57
Circle Internet Group
3 Sell rating(s)
13 Hold rating(s)
10 Buy rating(s)
1 Strong Buy rating(s)
2.33

In the previous week, Circle Internet Group had 27 more articles in the media than Paymentus. MarketBeat recorded 30 mentions for Circle Internet Group and 3 mentions for Paymentus. Paymentus' average media sentiment score of 1.06 beat Circle Internet Group's score of 0.53 indicating that Paymentus is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Paymentus
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Circle Internet Group
11 Very Positive mention(s)
3 Positive mention(s)
3 Neutral mention(s)
3 Negative mention(s)
0 Very Negative mention(s)
Positive

Paymentus has higher earnings, but lower revenue than Circle Internet Group. Circle Internet Group is trading at a lower price-to-earnings ratio than Paymentus, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Paymentus$1.20B4.41$66.94M$0.6663.49
Circle Internet Group$2.75B6.64-$69.51M$1.4649.17

Paymentus has a beta of 1.29, indicating that its share price is 29% more volatile than the broader market. Comparatively, Circle Internet Group has a beta of 0.23, indicating that its share price is 77% less volatile than the broader market.

78.4% of Paymentus shares are owned by institutional investors. 55.8% of Paymentus shares are owned by insiders. Comparatively, 10.9% of Circle Internet Group shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Summary

Paymentus beats Circle Internet Group on 9 of the 16 factors compared between the two stocks.

How does Paymentus compare to Chime Financial?

Chime Financial (NASDAQ:CHYM) and Paymentus (NYSE:PAY) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their media sentiment, institutional ownership, dividends, earnings, risk, analyst recommendations, valuation and profitability.

Chime Financial has a beta of 0.31, suggesting that its stock price is 69% less volatile than the broader market. Comparatively, Paymentus has a beta of 1.29, suggesting that its stock price is 29% more volatile than the broader market.

78.4% of Paymentus shares are owned by institutional investors. 12.3% of Chime Financial shares are owned by company insiders. Comparatively, 55.8% of Paymentus shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Paymentus has lower revenue, but higher earnings than Chime Financial. Chime Financial is trading at a lower price-to-earnings ratio than Paymentus, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Chime Financial$2.19B5.54-$1.01B-$0.07N/A
Paymentus$1.20B4.41$66.94M$0.6663.49

In the previous week, Chime Financial had 37 more articles in the media than Paymentus. MarketBeat recorded 40 mentions for Chime Financial and 3 mentions for Paymentus. Paymentus' average media sentiment score of 1.06 beat Chime Financial's score of 0.45 indicating that Paymentus is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Chime Financial
15 Very Positive mention(s)
6 Positive mention(s)
10 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Paymentus
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Paymentus has a net margin of 6.24% compared to Chime Financial's net margin of -0.74%. Paymentus' return on equity of 15.26% beat Chime Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Chime Financial-0.74% -1.28% -0.92%
Paymentus 6.24%15.26%12.80%

Chime Financial currently has a consensus price target of $31.06, suggesting a potential downside of 3.01%. Paymentus has a consensus price target of $38.67, suggesting a potential downside of 7.72%. Given Chime Financial's stronger consensus rating and higher possible upside, equities research analysts plainly believe Chime Financial is more favorable than Paymentus.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Chime Financial
1 Sell rating(s)
3 Hold rating(s)
14 Buy rating(s)
3 Strong Buy rating(s)
2.90
Paymentus
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.57

Summary

Paymentus beats Chime Financial on 10 of the 17 factors compared between the two stocks.

How does Paymentus compare to Jack Henry & Associates?

Jack Henry & Associates (NASDAQ:JKHY) and Paymentus (NYSE:PAY) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their media sentiment, institutional ownership, analyst recommendations, earnings, valuation, risk, profitability and dividends.

Jack Henry & Associates has a net margin of 20.64% compared to Paymentus' net margin of 6.24%. Jack Henry & Associates' return on equity of 24.03% beat Paymentus' return on equity.

Company Net Margins Return on Equity Return on Assets
Jack Henry & Associates20.64% 24.03% 17.02%
Paymentus 6.24%15.26%12.80%

Jack Henry & Associates has higher revenue and earnings than Paymentus. Jack Henry & Associates is trading at a lower price-to-earnings ratio than Paymentus, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Jack Henry & Associates$2.38B4.59$455.75M$7.1521.44
Paymentus$1.20B4.41$66.94M$0.6663.49

Jack Henry & Associates currently has a consensus price target of $185.71, suggesting a potential upside of 21.14%. Paymentus has a consensus price target of $38.67, suggesting a potential downside of 7.72%. Given Jack Henry & Associates' stronger consensus rating and higher probable upside, equities analysts clearly believe Jack Henry & Associates is more favorable than Paymentus.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Jack Henry & Associates
0 Sell rating(s)
4 Hold rating(s)
9 Buy rating(s)
2 Strong Buy rating(s)
2.87
Paymentus
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.57

98.8% of Jack Henry & Associates shares are held by institutional investors. Comparatively, 78.4% of Paymentus shares are held by institutional investors. 0.6% of Jack Henry & Associates shares are held by company insiders. Comparatively, 55.8% of Paymentus shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

In the previous week, Jack Henry & Associates had 8 more articles in the media than Paymentus. MarketBeat recorded 11 mentions for Jack Henry & Associates and 3 mentions for Paymentus. Paymentus' average media sentiment score of 1.06 beat Jack Henry & Associates' score of 0.67 indicating that Paymentus is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Jack Henry & Associates
4 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Positive
Paymentus
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Jack Henry & Associates has a beta of 0.55, indicating that its stock price is 45% less volatile than the broader market. Comparatively, Paymentus has a beta of 1.29, indicating that its stock price is 29% more volatile than the broader market.

Summary

Jack Henry & Associates beats Paymentus on 13 of the 17 factors compared between the two stocks.

How does Paymentus compare to PayPay?

Paymentus (NYSE:PAY) and PayPay (NASDAQ:PAYP) are both mid-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, valuation, institutional ownership, dividends, earnings, profitability, media sentiment and risk.

PayPay has higher revenue and earnings than Paymentus. PayPay is trading at a lower price-to-earnings ratio than Paymentus, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Paymentus$1.20B4.41$66.94M$0.6663.49
PayPay$2.51B4.01$759.22M$0.3049.63

In the previous week, PayPay had 1 more articles in the media than Paymentus. MarketBeat recorded 4 mentions for PayPay and 3 mentions for Paymentus. Paymentus' average media sentiment score of 1.06 beat PayPay's score of 0.85 indicating that Paymentus is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Paymentus
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
PayPay
1 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

78.4% of Paymentus shares are held by institutional investors. 55.8% of Paymentus shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Paymentus currently has a consensus target price of $38.67, suggesting a potential downside of 7.72%. PayPay has a consensus target price of $24.91, suggesting a potential upside of 67.29%. Given PayPay's stronger consensus rating and higher possible upside, analysts plainly believe PayPay is more favorable than Paymentus.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Paymentus
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.57
PayPay
0 Sell rating(s)
4 Hold rating(s)
8 Buy rating(s)
1 Strong Buy rating(s)
2.77

Paymentus has a net margin of 6.24% compared to PayPay's net margin of 0.00%. Paymentus' return on equity of 15.26% beat PayPay's return on equity.

Company Net Margins Return on Equity Return on Assets
Paymentus6.24% 15.26% 12.80%
PayPay N/A N/A N/A

Summary

Paymentus beats PayPay on 9 of the 15 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PAY and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PAY vs. The Competition

MetricPaymentusFinancial Services IndustryFinance SectorNYSE Exchange
Market Cap$5.31B$27.11B$14.11B$24.33B
Dividend YieldN/A5.88%5.87%3.67%
P/E Ratio63.4918.5629.3430.78
Price / Sales4.41412.47515.2221.27
Price / Cash48.39139.2237.4932.80
Price / Book8.603.073.686.82
Net Income$66.94M$1.09B$1.31B$1.06B
7 Day Performance8.74%0.64%0.74%0.55%
1 Month Performance47.63%-0.54%1.77%3.13%
1 Year Performance12.33%-11.07%12.26%18.71%

Paymentus Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PAY
Paymentus
2.2301 of 5 stars
$41.90
-0.7%
$38.67
-7.7%
+14.8%$5.31B$1.20B63.491,340
TOST
Toast
3.9821 of 5 stars
$35.54
+3.1%
$38.77
+9.1%
-20.6%$17.72B$6.15B45.566,500
CRCL
Circle Internet Group
4.2874 of 5 stars
$67.23
+0.8%
$96.82
+44.0%
-50.5%$16.57B$2.75B46.051,100
CHYM
Chime Financial
2.1577 of 5 stars
$30.85
+6.0%
$31.06
+0.7%
+7.3%$11.09B$2.19BN/A1,519
JKHY
Jack Henry & Associates
4.9371 of 5 stars
$155.08
-0.6%
$186.07
+20.0%
-4.6%$11.08B$2.52B21.697,400

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This page (NYSE:PAY) was last updated on 8/14/2026 by MarketBeat.com Staff.
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