Prosperity Bancshares (PB) Stock Price, News & Analysis

Company Overview

Prosperity Bancshares, Inc. is a holding company for Prosperity Bank, offering a broad range of commercial and consumer banking services across Texas, Oklahoma, Arkansas and Louisiana. Through its network of branches and digital platforms, the company provides deposit products, business and real estate lending, treasury management, mortgage origination and servicing, as well as wealth management and trust services.

Originally chartered in 1911 as First National Bank in McKinney, Texas, the organization rebranded to Prosperity Bank in 2009 following a series of strategic acquisitions aimed at deepening its regional presence. Over the years, Prosperity Bancshares has grown by acquiring community banks and selectively expanding into new markets, maintaining a focus on relationship-driven banking.

Today, Prosperity Bancshares operates more than 200 branch locations and continues to invest in technology to enhance its online and mobile banking capabilities. The company’s commercial banking division serves small and medium‐sized enterprises with working capital, commercial real estate financing and specialized cash management solutions, while its consumer division delivers mortgage financing, auto loans, credit products and financial planning services.

Headquartered in Houston, Texas, Prosperity Bancshares is led by a team of seasoned banking executives committed to community engagement and disciplined growth. The company emphasizes strong credit standards, local decision-making and personalized service to support its customers and drive long-term shareholder value.

Key Stats

• Today's Range: $65.77 to $67.16
• 50-Day Range: $65.09 to $69.77
• 52-Week Range: $61.57 to $86.75
• Volume: 993,004 shs
• Average Volume: 1.12 million shs
• Market Capitalization: $6.29 billion
• P/E Ratio: 12.04
• Dividend Yield: 3.50%
• Price Target: $83.13
• Consensus Rating: Moderate Buy

Prosperity Bancshares Stock Analysis - MarketRank™

Prosperity Bancshares scored higher than 100% of companies evaluated by MarketBeat, and ranked 1st out of 920 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Prosperity Bancshares has received a consensus rating of Moderate Buy. The company's average rating score is 2.63, and is based on 12 buy ratings, 7 hold ratings, and no sell ratings.

Upside Potential

Prosperity Bancshares has a consensus price target of $83.13, representing about 25.5% upside from its current price of $66.22.

Amount of Analyst Coverage

Prosperity Bancshares has been the subject of 7 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 10.46%

Earnings Growth

Earnings for Prosperity Bancshares are expected to grow by 10.46% in the coming year, from $5.83 to $6.44 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Prosperity Bancshares is 12.04, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 234.42.

Price to Earnings Ratio vs. Sector

The P/E ratio of Prosperity Bancshares is 12.04, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 30.30.

Price to Earnings Growth Ratio

Prosperity Bancshares has a PEG Ratio of 0.98. PEG Ratios around 1 indicate that a company is correctly valued.

Price to Book Value per Share Ratio

Prosperity Bancshares has a P/B Ratio of 0.85. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.46% of the float of Prosperity Bancshares has been sold short.

Short Interest Ratio / Days to Cover

Prosperity Bancshares has a short interest ratio ("days to cover") of 3.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Prosperity Bancshares has recently increased by 14.13%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 5.0 / 5
• Dividend Strength: Strong

Dividend Leadership

Prosperity Bancshares is a leading dividend payer. It pays a dividend yield of 3.52%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Prosperity Bancshares has been increasing its dividend for 27 years.

Dividend Coverage

The dividend payout ratio of Prosperity Bancshares is 42.18%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Prosperity Bancshares will have a dividend payout ratio of 36.02% next year. This indicates that Prosperity Bancshares will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.6 / 5
• Environmental Score: -0.37

Percentage of Shares Shorted

3.46% of the float of Prosperity Bancshares has been sold short.

Short Interest Ratio / Days to Cover

Prosperity Bancshares has a short interest ratio ("days to cover") of 3.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Prosperity Bancshares has recently increased by 14.13%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 1.9 / 5
• News Sentiment: 0.47

News Sentiment

Prosperity Bancshares has a news sentiment score of 0.47. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.69 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 17 news articles for Prosperity Bancshares this week, compared to 9 articles on an average week.

Search Interest

Only 1 people have searched for PB on MarketBeat in the last 30 days. This is a decrease of -50% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Prosperity Bancshares insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,056,226.00 in company stock.

Percentage Held by Insiders

Only 4.20% of the stock of Prosperity Bancshares is held by insiders.

Percentage Held by Institutions

80.69% of the stock of Prosperity Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

PB Stock Analysis - Frequently Asked Questions

How have PB shares performed this year?

Prosperity Bancshares' stock was trading at $75.35 on January 1st, 2025. Since then, PB shares have decreased by 12.1% and is now trading at $66.22.

How were Prosperity Bancshares' earnings last quarter?

Prosperity Bancshares, Inc. (NYSE:PB) issued its earnings results on Wednesday, July, 23rd. The bank reported $1.42 earnings per share (EPS) for the quarter, topping the consensus estimate of $1.40 by $0.02. The bank earned $310.70 million during the quarter, compared to analysts' expectations of $315.66 million. Prosperity Bancshares had a net margin of 29.37% and a trailing twelve-month return on equity of 6.99%.
Read the conference call transcript.

Who are Prosperity Bancshares' major shareholders?

Top institutional investors of Prosperity Bancshares include Helen Stephens Group LLC (0.03%) and New England Research & Management Inc. (0.01%). Insiders that own company stock include H E Timanus Jr, Harrison Stafford II, Ned S Holmes, L Jack Lord and Leah Henderson.
View institutional ownership trends.

How do I buy shares of Prosperity Bancshares?

Shares of PB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Prosperity Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Prosperity Bancshares investors own include Humana (HUM), American Water Works (AWK), Waste Connections (WCN), Voyager Therapeutics (VYGR), The RMR Group (RMR), DiamondRock Hospitality (DRH) and Southern First Bancshares (SFST).

Company Calendar

• Last Earnings: 7/23/2025
• Record date for 10/1 Dividend: 9/15/2025
• Ex-Dividend for 10/1 Dividend: 9/15/2025
• Dividend Payable: 10/01/2025
• Today: 10/06/2025
• Next Earnings (Estimated): 10/29/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - SOUTHWEST
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:PB
• Previous Symbol: NASDAQ:PRSP
• CIK: 1068851
• Web: www.prosperitybankusa.com
• Phone: (281) 269-7199
• Fax: 281-269-7222
• Employees: 3,916
• Year Founded: 1983

Price Target and Rating

• Average Price Target for Prosperity Bancshares: $83.13
• High Price Target: $94.00
• Low Price Target: $68.00
• Potential Upside/Downside: +25.1%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.63
• Research Coverage: 19 Analysts

Profitability

• EPS (Trailing Twelve Months): $5.50
• Trailing P/E Ratio: 12.08
• Forward P/E Ratio: 11.39
• P/E Growth: 0.98
• Net Income: $479.39 million
• Net Margins: 29.37%
• Pretax Margin: 37.48%
• Return on Equity: 6.99%
• Return on Assets: 1.33%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.76
• Quick Ratio: 0.76

Sales & Book Value

• Annual Sales: $1.79 billion
• Price / Sales: 3.53
• Cash Flow: $5.74 per share
• Price / Cash Flow: 11.58
• Book Value: $78.08 per share
• Price / Book: 0.85

Miscellaneous

• Outstanding Shares: 95,000,000
• Free Float: 91,010,000
• Market Cap: $6.31 billion
• Optionable: Optionable
• Beta: 0.73