Go Pro

SelectQuote (SLQT) Financials

SelectQuote logo
$0.64 -0.05 (-6.85%)
Closing price 07/24/2026 03:59 PM Eastern
Extended Trading
$0.65 +0.00 (+0.16%)
As of 07/24/2026 05:22 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.
Annual Income Statements for SelectQuote

Annual Income Statements for SelectQuote

This table shows SelectQuote's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 6/30/2018 6/30/2019 6/30/2020 6/30/2021 6/30/2022 6/30/2023 6/30/2024 6/30/2025
Net Income / (Loss) Attributable to Common Shareholders
35 73 79 125 -298 -59 -34 25
Consolidated Net Income / (Loss)
35 73 79 125 -298 -59 -34 48
Net Income / (Loss) Continuing Operations
35 73 79 125 -298 -59 -34 48
Total Pre-Tax Income
42 95 104 158 -390 -69 -29 49
Total Revenue
233 336 504 897 720 922 1,228 1,447
Net Interest Income / (Expense)
-0.93 -1.66 -25 -29 -44 -81 -94 -79
Total Interest Income
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Interest Expense
0.93 1.66 25 29 44 81 94 79
Long-Term Debt Interest Expense
0.93 1.66 25 29 44 81 94 79
Total Non-Interest Income
234 337 528 927 764 1,003 1,322 1,527
Other Non-Interest Income
234 337 529 930 - - 1,322 1,527
Total Non-Interest Expense
191 241 400 738 1,110 991 1,257 1,399
Net Occupancy & Equipment Expense
9.91 8.33 12 19 25 26 352 39
Marketing Expense
82 110 184 385 484 301 359 320
Other Operating Expenses
99 123 203 334 557 664 546 1,100
Other Special Charges
- - - - - 0.00 0.00 -60
Nonoperating Income / (Expense), net
- - - -1.59 -0.20 -0.12 -0.07 -0.13
Income Tax Expense
6.62 22 25 33 -92 -11 5.06 0.93
Preferred Stock Dividends Declared
- - - - - 0.00 0.00 23
Basic Earnings per Share
$0.27 $0.70 ($0.18) $0.77 ($1.81) ($0.35) ($0.20) $0.14
Weighted Average Basic Shares Outstanding
81.31M 85.38M 97.50M 162.89M 164.04M 166.14M 168.52M 176.15M
Diluted Earnings per Share
$0.23 $0.55 ($0.18) $0.75 ($1.81) ($0.35) ($0.20) $0.01
Weighted Average Diluted Shares Outstanding
96.42M 132.49M 97.50M 165.54M 164.04M 166.14M 168.52M 181.90M
Weighted Average Basic & Diluted Shares Outstanding
- - 162.57M 163.65M 164.45M 167.69M 171.44M 172.82M

Quarterly Income Statements for SelectQuote

This table shows SelectQuote's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026 Q3 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Income / (Loss) Attributable to Common Shareholders
-31 19 8.55 -31 -45 53 20 -3.89 -48 51 21
Consolidated Net Income / (Loss)
-31 19 8.55 -31 -45 53 26 13 -30 69 40
Net Income / (Loss) Continuing Operations
-31 19 8.55 -31 -45 53 26 13 -30 69 40
Total Pre-Tax Income
-44 31 8.72 -25 -35 40 35 9.37 -38 83 44
Total Revenue
211 381 352 284 269 457 388 333 317 525 412
Net Interest Income / (Expense)
-21 -24 -24 -23 -23 -24 -20 -12 -12 -12 -11
Total Interest Income
0.00 0.00 0.00 - 0.00 0.00 0.00 - 0.00 0.00 0.00
Total Interest Expense
21 24 24 23 23 24 20 12 12 12 11
Long-Term Debt Interest Expense
21 24 24 23 23 24 20 12 12 12 11
Total Non-Interest Income
233 405 376 307 292 481 408 345 329 537 422
Net Realized & Unrealized Capital Gains on Investments
- 405 - - - - 0.00 - - 537 -8.66
Other Non-Interest Income
233 - 376 - 292 481 408 - 329 - 431
Total Non-Interest Expense
255 350 343 309 304 418 353 331 355 442 368
Net Occupancy & Equipment Expense
7.64 8.05 93 9.23 75 111 89 9.60 79 9.60 9.78
Marketing Expense
62 117 109 70 64 98 93 65 62 105 92
Other Operating Expenses
185 225 141 229 166 201 204 283 229 347 293
Other Special Charges
- - 0.00 - 0.00 7.64 -33 - -15 -19 -27
Nonoperating Income / (Expense), net
-0.04 0.00 -0.01 - -0.01 -0.02 -0.04 7.58 -0.15 -0.04 -0.03
Income Tax Expense
-13 11 0.17 6.20 9.53 -14 8.58 -3.49 -7.20 14 3.93
Preferred Stock Dividends Declared
- - 0.00 - 0.00 0.00 5.79 - 17 18 19
Basic Earnings per Share
($0.19) $0.12 $0.05 ($0.18) ($0.26) $0.31 $0.11 ($0.02) ($0.26) $0.27 $0.11
Weighted Average Basic Shares Outstanding
167.45M 168.35M 169.07M 168.52M 170.43M 171.80M 178.16M 176.15M 185.82M 187.57M 189.46M
Diluted Earnings per Share
($0.19) $0.11 $0.05 ($0.17) ($0.26) $0.30 $0.03 ($0.06) ($0.26) $0.26 $0.11
Weighted Average Diluted Shares Outstanding
167.45M 169.74M 170.96M 168.52M 170.43M 175.10M 186.64M 181.90M 185.82M 190.83M 190.48M
Weighted Average Basic & Diluted Shares Outstanding
167.73M 168.99M 169.16M 171.44M 171.50M 172.14M 172.72M 172.82M 175.97M 176.29M 176.35M

Annual Cash Flow Statements for SelectQuote

This table details how cash moves in and out of SelectQuote's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 6/30/2018 6/30/2019 6/30/2020 6/30/2021 6/30/2022 6/30/2023 6/30/2024 6/30/2025
Net Change in Cash & Equivalents
0.62 -0.39 368 -82 -145 -58 -40 -5.62
Net Cash From Operating Activities
-4.85 0.11 -62 -115 -338 -19 15 -12
Net Cash From Continuing Operating Activities
-4.85 0.11 -62 -115 -338 -19 15 -12
Net Income / (Loss) Continuing Operations
35 73 79 125 -298 -59 -34 48
Consolidated Net Income / (Loss)
35 73 79 125 -298 -59 -34 48
Provision For Loan Losses
- - - - - 0.00 0.00 4.20
Depreciation Expense
3.47 4.70 7.99 16 25 28 25 20
Amortization Expense
0.07 0.12 2.27 3.34 5.46 8.68 6.14 5.25
Non-Cash Adjustments to Reconcile Net Income
7.35 22 35 47 -32 35 38 -17
Changes in Operating Assets and Liabilities, net
-51 -100 -186 -307 -39 -33 -20 -72
Net Cash From Investing Activities
-6.02 -8.64 -51 -64 -43 -9.13 -15 -11
Net Cash From Continuing Investing Activities
-6.02 -8.64 -51 -64 -43 -9.13 -15 -11
Purchase of Property, Leasehold Improvements and Equipment
-6.02 -3.92 -16 -23 -25 -9.13 -12 -11
Purchase of Investment Securities
0.00 -4.72 -36 -41 -18 0.00 -3.43 0.00
Sale of Property, Leasehold Improvements and Equipment
0.00 0.00 0.00 - 0.00 0.00 0.25 0.00
Net Cash From Financing Activities
11 8.14 481 97 235 -29 -41 17
Net Cash From Continuing Financing Activities
11 8.14 481 97 235 -29 -41 17
Issuance of Debt
91 152 521 229 292 0.00 0.00 266
Issuance of Preferred Equity
0.00 0.00 135 - - 0.00 0.00 338
Repayment of Debt
-78 -146 -238 -85 -54 -28 -41 -574
Other Financing Activities, Net
0.57 4.30 -1.50 -46 -2.47 -1.24 -0.29 -12
Cash Interest Paid
0.79 1.47 23 26 38 59 67 61
Cash Income Taxes Paid
0.04 0.04 0.06 -0.21 -0.17 -0.31 -0.59 -3.16

Quarterly Cash Flow Statements for SelectQuote

This table details how cash moves in and out of SelectQuote's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026 Q3 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Change in Cash & Equivalents
-35 -38 27 4.88 -32 3.19 73 -49 -21 7.64 13
Net Cash From Operating Activities
-24 -26 44 20 -17 -29 71 -37 -22 0.05 57
Net Cash From Continuing Operating Activities
-24 -26 44 20 -17 -29 71 -37 -22 0.05 57
Net Income / (Loss) Continuing Operations
-31 19 8.55 -31 -45 53 26 13 -30 69 40
Consolidated Net Income / (Loss)
-31 19 8.55 -31 -45 53 26 13 -30 69 40
Depreciation Expense
5.99 5.90 6.70 6.41 5.60 5.06 4.93 4.88 4.30 4.32 4.39
Amortization Expense
1.61 1.74 1.51 1.28 1.06 1.32 1.50 1.37 1.18 1.26 0.90
Non-Cash Adjustments to Reconcile Net Income
-5.46 22 8.56 13 20 4.17 -15 -26 -19 -0.42 -11
Changes in Operating Assets and Liabilities, net
5.24 -77 19 31 1.64 -97 53 -31 22 -74 22
Net Cash From Investing Activities
-2.15 -3.55 -3.23 -5.92 -2.57 -2.27 -3.36 -3.11 -3.98 -3.65 -3.95
Net Cash From Continuing Investing Activities
-2.15 -3.55 -3.23 -5.92 -2.57 -2.27 -3.36 -3.11 -3.98 -3.65 -3.95
Purchase of Property, Leasehold Improvements and Equipment
-0.62 -1.45 -1.05 -8.55 -0.44 -0.30 -0.95 -9.62 -1.06 -1.09 -0.95
Purchase of Investment Securities
-1.78 -2.10 -2.18 2.63 -2.13 -1.97 -2.41 6.51 -2.93 -2.56 -3.01
Net Cash From Financing Activities
-8.85 -8.52 -14 -9.19 -13 34 4.83 -8.56 4.24 11 -40
Net Cash From Continuing Financing Activities
-8.85 -8.52 -14 -9.19 -13 34 4.83 -8.56 4.24 11 -40
Issuance of Debt
- - - - 0.00 - 82 - 80 177 328
Repayment of Debt
-8.51 -8.51 -14 -9.27 -9.19 -150 -407 -8.54 -73 -166 -368
Other Financing Activities, Net
-0.35 -0.01 -0.01 0.07 -3.88 -0.05 -8.06 -0.03 -2.46 -0.05 -0.03
Cash Interest Paid
18 15 17 17 17 18 16 9.89 10 10 7.13

Annual Balance Sheets for SelectQuote

This table presents SelectQuote's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2019 2020 2021 2022 2023 2024 2025
Period end date 6/30/2019 6/30/2020 6/30/2021 6/30/2022 6/30/2023 6/30/2024 6/30/2025
Total Assets
407 1,074 1,424 1,290 1,219 1,194 1,249
Cash and Due from Banks
0.57 321 286 141 83 43 36
Loans and Leases, Net of Allowance
0.00 0.00 0.00 0.00 0.00 0.00 0.00
Goodwill
5.36 47 68 29 29 29 29
Intangible Assets
0.22 20 41 31 10 10 1.97
Other Assets
386 639 1,029 1,089 1,097 1,112 1,182
Total Liabilities & Shareholders' Equity
407 1,074 1,424 1,290 1,219 1,194 1,249
Total Liabilities
144 528 757 899 872 877 674
Short-Term Debt
12 23 39 37 67 87 133
Accrued Interest Payable
6.02 15 21 26 17 17 14
Other Short-Term Payables
16 58 46 50 54 71 67
Long-Term Debt
11 312 459 698 665 637 317
Other Long-Term Liabilities
99 120 189 87 70 65 144
Commitments & Contingencies
0.00 0.00 0.00 0.00 0.00 0.00 0.00
Redeemable Noncontrolling Interest
0.80 - - - - 0.00 224
Total Equity & Noncontrolling Interests
262 546 667 391 347 317 351
Total Preferred & Common Equity
262 546 667 391 347 317 351
Total Common Equity
262 546 667 391 347 317 351
Common Stock
139 550 546 556 569 582 573
Retained Earnings
200 -2.79 120 -177 -236 -270 -222

Quarterly Balance Sheets for SelectQuote

This table presents SelectQuote's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024 Q1 2025 Q2 2025 Q3 2025 Q1 2026 Q2 2026 Q3 2026
Period end date 12/31/2022 3/31/2023 9/30/2023 12/31/2023 3/31/2024 9/30/2024 12/31/2024 3/31/2025 9/30/2025 12/31/2025 3/31/2026
Total Assets
1,298 1,288 1,170 1,236 1,245 1,147 1,279 1,296 1,207 1,352 1,335
Cash and Due from Banks
36 92 48 11 38 10 12 85 14 22 35
Loans and Leases, Net of Allowance
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Goodwill
29 29 29 29 29 29 29 29 29 29 29
Intangible Assets
28 27 9.44 8.68 7.93 9.16 8.13 7.10 1.69 1.40 1.12
Other Assets
1,204 1,140 1,083 1,187 1,170 1,098 1,229 1,175 1,161 1,299 1,269
Total Liabilities & Shareholders' Equity
1,298 1,288 1,170 1,236 1,245 1,147 1,279 1,296 1,207 1,352 1,335
Total Liabilities
916 897 853 899 898 877 953 738 660 733 671
Short-Term Debt
55 63 71 105 104 99 120 112 108 105 130
Accrued Interest Payable
22 23 18 17 21 15 13 17 50 57 24
Other Short-Term Payables
87 60 48 62 65 52 62 65 58 72 77
Long-Term Debt
670 667 661 651 648 637 684 362 325 386 353
Other Long-Term Liabilities
82 83 55 65 60 74 74 182 120 112 87
Commitments & Contingencies
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Redeemable Noncontrolling Interest
- - - - - - - 208 242 260 279
Total Equity & Noncontrolling Interests
382 391 317 337 347 269 326 350 305 360 385
Total Preferred & Common Equity
382 391 317 337 347 269 326 350 305 360 385
Total Common Equity
382 391 317 337 347 269 326 350 305 360 385
Common Stock
563 566 572 576 579 582 587 585 558 543 528
Retained Earnings
-197 -188 -267 -247 -239 -314 -261 -235 -253 -183 -143

Annual Metrics And Ratios for SelectQuote

This table displays calculated financial ratios and metrics derived from SelectQuote's official financial filings.

Metric 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 6/30/2018 6/30/2019 6/30/2020 6/30/2021 6/30/2022 6/30/2023 6/30/2024 6/30/2025
DEI Shares Outstanding
0.00 0.00 0.00 163,389,853.00 - - - 172,721,268.00
DEI Adjusted Shares Outstanding
0.00 0.00 0.00 163,389,853.00 - - - 172,721,268.00
DEI Earnings Per Adjusted Shares Outstanding
0.00 0.00 0.00 0.76 - - - 0.28
Growth Metrics
- - - - - - - -
Revenue Growth
0.00% 44.27% 49.96% 78.19% -19.71% 28.01% 33.18% 17.83%
EBITDA Growth
0.00% 120.70% 14.89% 56.76% -300.69% 90.97% 106.59% 3,375.74%
EBIT Growth
0.00% 127.88% 9.91% 53.49% -344.11% 82.28% 57.98% 267.71%
NOPAT Growth
0.00% 107.97% 9.51% 58.67% -316.25% 82.28% 57.98% 334.99%
Net Income Growth
0.00% 107.97% 9.51% 57.09% -338.27% 80.32% 41.71% 239.43%
EPS Growth
0.00% 139.13% -132.73% 516.67% -341.33% 80.66% 42.86% 105.00%
Operating Cash Flow Growth
0.00% 102.33% -54,769.03% -86.87% -193.06% 94.27% 178.63% -176.57%
Free Cash Flow Firm Growth
0.00% 0.00% -141.52% 69.14% -47.22% 100.08% 9,173.92% 290.84%
Invested Capital Growth
0.00% 0.00% 208.00% 32.38% -3.32% -4.30% -3.41% -1.61%
Revenue Q/Q Growth
0.00% 0.00% 0.00% 5.25% -6.17% 8.59% 7.32% 3.51%
EBITDA Q/Q Growth
0.00% 0.00% 0.00% -10.07% -56.75% 69.71% 107.41% 51.11%
EBIT Q/Q Growth
0.00% 0.00% 0.00% -12.23% -51.47% 51.58% 52.88% 120.60%
NOPAT Q/Q Growth
0.00% 0.00% 0.00% -12.61% -50.51% 51.65% 52.95% 738.63%
Net Income Q/Q Growth
0.00% 0.00% 0.00% -13.48% -53.44% 49.26% 33.02% 1,187.69%
EPS Q/Q Growth
0.00% 0.00% 0.00% -26.47% -53.39% 50.00% 37.50% 110.00%
Operating Cash Flow Q/Q Growth
0.00% 0.00% 0.00% -43.07% 0.16% 70.99% 234.82% -125.47%
Free Cash Flow Firm Q/Q Growth
0.00% 0.00% 0.00% 0.00% 1.71% -97.45% 181.97% -11.06%
Invested Capital Q/Q Growth
0.00% 0.00% 0.00% -0.54% -8.29% -3.88% -5.21% -0.70%
Profitability Metrics
- - - - - - - -
EBITDA Margin
19.36% 29.61% 22.69% 19.96% -49.89% -3.52% 0.17% 5.14%
EBIT Margin
17.84% 28.17% 20.65% 17.79% -54.08% -7.48% -2.36% 3.36%
Profit (Net Income) Margin
14.99% 21.61% 15.78% 13.91% -41.29% -6.35% -2.78% 3.29%
Tax Burden Percent
84.06% 76.71% 76.44% 79.02% 76.32% 84.67% 117.41% 98.08%
Interest Burden Percent
100.00% 100.00% 100.00% 99.01% 100.05% 100.18% 100.22% 99.74%
Effective Tax Rate
15.94% 23.29% 23.56% 20.98% 0.00% 0.00% 0.00% 1.92%
Return on Invested Capital (ROIC)
0.00% 50.78% 13.63% 12.33% -23.80% -4.38% -1.92% 4.62%
ROIC Less NNEP Spread (ROIC-NNEP)
0.00% 50.78% 13.63% 12.03% -27.81% -5.78% -3.81% 4.60%
Return on Net Nonoperating Assets (RNNOA)
0.00% 4.36% 6.02% 8.26% -32.44% -11.48% -8.37% 6.05%
Return on Equity (ROE)
0.00% 55.14% 19.65% 20.59% -56.23% -15.86% -10.28% 10.66%
Cash Return on Invested Capital (CROIC)
0.00% -149.22% -88.33% -15.54% -20.42% 0.02% 1.56% 6.24%
Operating Return on Assets (OROA)
0.00% 23.25% 14.05% 12.78% -28.71% -5.50% -2.40% 3.98%
Return on Assets (ROA)
0.00% 17.84% 10.74% 10.00% -21.92% -4.67% -2.83% 3.89%
Return on Common Equity (ROCE)
0.00% 54.97% 19.63% 20.59% -56.23% -15.86% -10.28% 7.98%
Return on Equity Simple (ROE_SIMPLE)
0.00% 27.65% 14.57% 18.72% -76.07% -16.87% -10.77% 13.55%
Net Operating Profit after Tax (NOPAT)
35 73 79 126 -273 -48 -20 48
NOPAT Margin
14.99% 21.61% 15.78% 14.05% -37.85% -5.24% -1.65% 3.30%
Net Nonoperating Expense Percent (NNEP)
0.00% 0.00% 0.00% 0.30% 4.02% 1.39% 1.90% 0.02%
SG&A Expenses to Revenue
39.54% 35.32% 39.02% 45.01% 70.62% 35.49% 31.95% 24.75%
Operating Expenses to Revenue
82.16% 71.83% 79.35% 82.21% 154.08% 107.48% 102.36% 96.64%
Earnings before Interest and Taxes (EBIT)
42 95 104 160 -390 -69 -29 49
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
45 99 114 179 -359 -32 2.14 74
Valuation Ratios
- - - - - - - -
Price to Book Value (P/BV)
0.00 2.17 1.32 4.72 1.04 0.94 1.47 1.17
Price to Tangible Book Value (P/TBV)
0.00 2.22 1.51 5.64 1.23 1.06 1.68 1.29
Price to Revenue (P/Rev)
2.45 1.70 1.43 3.51 0.57 0.35 0.38 0.28
Price to Earnings (P/E)
16.33 7.85 9.08 25.20 0.00 0.00 0.00 16.42
Dividend Yield
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Earnings Yield
6.12% 12.73% 11.01% 3.97% 0.00% 0.00% 0.00% 6.09%
Enterprise Value to Invested Capital (EV/IC)
0.00 2.07 0.78 2.88 0.89 0.90 1.10 1.02
Enterprise Value to Revenue (EV/Rev)
0.00 1.77 1.37 3.74 1.39 1.06 0.94 0.72
Enterprise Value to EBITDA (EV/EBITDA)
0.00 5.96 6.02 18.76 0.00 0.00 537.08 14.11
Enterprise Value to EBIT (EV/EBIT)
0.00 6.27 6.61 21.05 0.00 0.00 0.00 21.56
Enterprise Value to NOPAT (EV/NOPAT)
0.00 8.17 8.65 26.63 0.00 0.00 0.00 21.99
Enterprise Value to Operating Cash Flow (EV/OCF)
0.00 5,246.13 0.00 0.00 0.00 0.00 75.40 0.00
Enterprise Value to Free Cash Flow (EV/FCFF)
0.00 0.00 0.00 0.00 0.00 5,469.84 69.63 16.27
Leverage & Solvency
- - - - - - - -
Debt to Equity
0.00 0.09 0.61 0.75 1.88 2.11 2.29 0.78
Long-Term Debt to Equity
0.00 0.04 0.57 0.69 1.79 1.92 2.01 0.55
Financial Leverage
0.00 0.09 0.44 0.69 1.17 1.99 2.19 1.32
Leverage Ratio
0.00 1.55 1.83 2.06 2.56 3.40 3.64 2.74
Compound Leverage Factor
0.00 1.55 1.83 2.04 2.57 3.41 3.64 2.73
Debt to Total Capital
0.00% 7.90% 38.02% 42.77% 65.29% 67.82% 69.58% 43.83%
Short-Term Debt to Total Capital
0.00% 4.04% 2.60% 3.38% 3.30% 6.18% 8.37% 12.94%
Long-Term Debt to Total Capital
0.00% 3.86% 35.42% 39.39% 61.99% 61.64% 61.21% 30.90%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.00% 0.28% 0.00% 0.00% 0.00% 0.00% 0.00% 21.90%
Common Equity to Total Capital
0.00% 91.82% 61.98% 57.23% 34.71% 32.18% 30.42% 34.27%
Debt to EBITDA
0.00 0.23 2.93 2.78 -2.05 -22.52 338.77 6.04
Net Debt to EBITDA
0.00 0.22 -0.30 1.18 -1.65 -19.96 318.81 5.56
Long-Term Debt to EBITDA
0.00 0.11 2.73 2.56 -1.94 -20.47 298.03 4.26
Debt to NOPAT
0.00 0.31 4.21 3.95 -2.70 -15.13 -35.69 9.41
Net Debt to NOPAT
0.00 0.30 -0.43 1.68 -2.18 -13.41 -33.59 8.67
Long-Term Debt to NOPAT
0.00 0.15 3.92 3.64 -2.56 -13.76 -31.40 6.64
Noncontrolling Interest Sharing Ratio
0.00% 0.30% 0.10% 0.00% 0.00% 0.00% 0.00% 25.15%
Liquidity Ratios
- - - - - - - -
Cash Flow Metrics
- - - - - - - -
Free Cash Flow to Firm (FCFF)
0.00 -213 -515 -159 -234 0.18 16 64
Operating Cash Flow to CapEx
-80.50% 2.88% -397.30% -502.18% -1,364.28% -212.35% 133.50% -103.11%
Free Cash Flow to Firm to Interest Expense
0.00 -128.47 -20.94 -5.42 -5.37 0.00 0.18 0.81
Operating Cash Flow to Interest Expense
-5.22 0.07 -2.51 -3.94 -7.76 -0.24 0.16 -0.15
Operating Cash Flow Less CapEx to Interest Expense
-11.70 -2.29 -3.14 -4.72 -8.33 -0.35 0.04 -0.29
Efficiency Ratios
- - - - - - - -
Asset Turnover
0.00 0.83 0.68 0.72 0.53 0.74 1.02 1.18
Fixed Asset Turnover
0.00 24.41 0.00 0.00 0.00 0.00 0.00 0.00
Capital & Investment Metrics
- - - - - - - -
Invested Capital
0.00 286 880 1,165 1,127 1,078 1,041 1,025
Invested Capital Turnover
0.00 2.35 0.86 0.88 0.63 0.84 1.16 1.40
Increase / (Decrease) in Invested Capital
0.00 286 595 285 -39 -48 -37 -17
Enterprise Value (EV)
0.00 593 688 3,359 1,002 973 1,149 1,049
Market Capitalization
570 570 722 3,147 408 325 467 411
Book Value per Share
$0.00 $3.07 $5.60 $4.08 $2.38 $2.08 $1.87 $2.03
Tangible Book Value per Share
$0.00 $3.01 $4.92 $3.42 $2.01 $1.85 $1.64 $1.85
Total Capital
0.00 286 880 1,165 1,127 1,078 1,041 1,025
Total Debt
0.00 23 335 498 736 731 725 449
Total Long-Term Debt
0.00 11 312 459 698 665 637 317
Net Debt
0.00 22 -34 212 595 648 682 413
Capital Expenditures (CapEx)
6.02 3.92 16 23 25 9.13 11 11
Net Nonoperating Expense (NNE)
0.00 0.00 0.00 1.25 25 10 14 0.13
Net Nonoperating Obligations (NNO)
0.00 23 335 498 736 731 725 449
Total Depreciation and Amortization (D&A)
3.54 4.83 10 19 30 37 31 26
Earnings Adjustments
- - - - - - - -
Adjusted Basic Earnings per Share
$0.27 $0.70 ($0.16) $0.00 ($1.81) ($0.35) ($0.20) $0.14
Adjusted Weighted Average Basic Shares Outstanding
81.31M 85.38M 97.50M 0.00 164.04M 166.14M 168.52M 176.15M
Adjusted Diluted Earnings per Share
$0.23 $0.55 ($0.16) $0.00 ($1.81) ($0.35) ($0.20) $0.01
Adjusted Weighted Average Diluted Shares Outstanding
96.42M 132.49M 97.50M 0.00 164.04M 166.14M 168.52M 181.90M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
0.00 0.00 162.57M 0.00 164.45M 167.69M 171.44M 172.82M
Normalized Net Operating Profit after Tax (NOPAT)
35 73 79 126 -242 -48 -20 -11
Normalized NOPAT Margin
14.99% 21.61% 15.78% 14.05% -33.52% -5.24% -1.65% -0.74%
Pre Tax Income Margin
17.84% 28.17% 20.65% 17.61% -54.11% -7.50% -2.37% 3.35%
Debt Service Ratios
- - - - - - - -
EBIT to Interest Expense
44.69 57.00 4.23 5.44 -8.94 -0.86 -0.31 0.61
NOPAT to Interest Expense
37.57 43.72 3.23 4.30 -6.26 -0.60 -0.22 0.60
EBIT Less CapEx to Interest Expense
38.21 54.63 3.60 4.66 -9.51 -0.97 -0.43 0.47
NOPAT Less CapEx to Interest Expense
31.09 41.36 2.60 3.52 -6.82 -0.71 -0.34 0.46
Payout Ratios
- - - - - - - -
Dividend Payout Ratio
5.39% 2.70% 345.98% 0.00% 0.00% 0.00% 0.00% 0.00%
Augmented Payout Ratio
6.66% 2.74% 345.98% 0.00% 0.00% 0.00% 0.00% 0.00%

Quarterly Metrics And Ratios for SelectQuote

This table displays calculated financial ratios and metrics derived from SelectQuote's official financial filings.

Metric Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026 Q3 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
DEI Shares Outstanding
- - - - - - 172,144,283.00 172,721,268.00 172,816,730.00 175,971,744.00 176,289,664.00
DEI Adjusted Shares Outstanding
- - - - - - 172,144,283.00 172,721,268.00 172,816,730.00 175,971,744.00 176,289,664.00
DEI Earnings Per Adjusted Shares Outstanding
- - - - - - 0.15 0.07 -0.18 0.39 0.23
Growth Metrics
- - - - - - - - - - -
Revenue Growth
45.00% 27.80% 26.51% 41.86% 27.40% 20.03% 10.14% 17.29% 17.74% 14.90% 6.17%
EBITDA Growth
24.05% -7.14% -22.49% 64.46% 21.72% 39.13% 142.37% 146.94% -13.01% 92.76% 20.40%
EBIT Growth
21.90% -3.47% -29.77% 56.77% 20.10% 52.92% 296.68% 107.22% -7.17% 109.70% 27.48%
NOPAT Growth
21.90% -14.06% -7.70% 56.76% 20.10% 227.71% 204.22% 114.15% -7.17% 30.15% 54.43%
Net Income Growth
26.91% -13.87% -7.70% 35.16% -43.46% 174.53% 204.32% 141.49% 31.62% 30.16% 54.47%
EPS Growth
26.92% -21.43% -16.67% 41.38% -36.84% 172.73% -40.00% 64.71% 0.00% -13.33% 266.67%
Operating Cash Flow Growth
49.82% 9.98% -29.10% 405.64% 29.83% -12.23% 59.89% -287.46% -30.18% 100.18% -20.17%
Free Cash Flow Firm Growth
-133.68% -79.03% -72.82% 133.39% 426.68% -22.72% 194.05% -1.06% -100.19% 459.36% -180.81%
Invested Capital Growth
-2.33% -1.30% -2.05% -3.41% -4.10% 3.43% -6.08% -1.61% -2.61% -1.70% 11.17%
Revenue Q/Q Growth
5.64% 80.30% -7.60% -19.39% -5.13% 69.87% -15.22% -14.15% -4.77% 65.77% -21.66%
EBITDA Q/Q Growth
24.74% 206.38% -56.05% -201.01% -65.74% 289.08% -10.64% -80.44% -498.78% 376.51% -44.18%
EBIT Q/Q Growth
23.58% 170.48% -71.76% -384.27% -41.23% 234.88% -12.48% -94.83% -2,195.98% 321.21% -46.79%
NOPAT Q/Q Growth
23.65% 163.23% -55.90% -303.14% -41.08% 359.33% -51.09% -90.57% -1,168.81% 363.97% -41.97%
Net Income Q/Q Growth
35.09% 162.45% -55.90% -462.73% -43.62% 219.51% -51.12% -50.55% -336.70% 327.50% -41.99%
EPS Q/Q Growth
34.48% 157.89% -54.55% -440.00% -52.94% 215.38% -90.00% -300.00% -333.33% 200.00% -57.69%
Operating Cash Flow Q/Q Growth
-261.83% -8.01% 273.97% -55.05% -183.07% -72.75% 347.86% -152.70% 42.31% 100.24% 109,082.69%
Free Cash Flow Firm Q/Q Growth
-167.98% 697.25% -6.60% -38.46% -4.84% 41.28% 486.44% -79.29% -100.18% 256,098.78% -184.73%
Invested Capital Q/Q Growth
-2.73% 4.18% 0.56% -5.21% -3.43% 12.35% -8.68% -0.70% -4.40% 13.40% 3.28%
Profitability Metrics
- - - - - - - - - - -
EBITDA Margin
-17.13% 10.11% 4.81% -6.03% -10.53% 11.72% 10.59% 2.41% -10.11% 16.86% 12.01%
EBIT Margin
-20.73% 8.10% 2.48% -8.73% -13.00% 10.32% 8.93% 0.54% -11.84% 15.79% 10.73%
Profit (Net Income) Margin
-14.69% 5.09% 2.43% -10.93% -16.55% 11.64% 6.71% 3.87% -9.61% 13.19% 9.76%
Tax Burden Percent
70.81% 62.80% 98.06% 124.99% 127.20% 134.58% 75.21% 137.27% 80.87% 83.53% 91.10%
Interest Burden Percent
100.09% 100.00% 100.00% 100.11% 100.03% 83.77% 99.89% 523.69% 100.39% 99.95% 99.92%
Effective Tax Rate
0.00% 37.20% 1.94% 0.00% 0.00% -34.58% 24.79% -37.27% 0.00% 16.47% 8.90%
Return on Invested Capital (ROIC)
-13.51% 4.95% 2.50% -7.09% -11.40% 17.04% 8.82% 1.03% -12.48% 18.41% 14.23%
ROIC Less NNEP Spread (ROIC-NNEP)
-13.56% 4.95% 2.50% -8.97% -14.13% 15.71% 8.81% 2.81% -13.20% 18.40% 14.23%
Return on Net Nonoperating Assets (RNNOA)
-29.18% 10.22% 5.03% -19.67% -35.38% 37.00% 11.94% 3.69% -18.89% 25.20% 11.16%
Return on Equity (ROE)
-42.69% 15.17% 7.53% -26.76% -46.78% 54.04% 20.76% 4.73% -31.37% 43.61% 25.39%
Cash Return on Invested Capital (CROIC)
-1.40% -2.38% -1.81% 1.56% 2.81% -3.61% 6.62% 6.24% 8.89% 8.68% -2.12%
Operating Return on Assets (OROA)
-16.93% 6.85% 2.24% -8.89% -14.44% 11.19% 9.83% 0.64% -15.03% 18.76% 12.94%
Return on Assets (ROA)
-12.00% 4.30% 2.19% -11.13% -18.37% 12.61% 7.39% 4.58% -12.21% 15.67% 11.78%
Return on Common Equity (ROCE)
-42.69% 15.17% 7.53% -26.76% -46.78% 54.04% 16.00% 3.54% -22.08% 31.62% 15.28%
Return on Equity Simple (ROE_SIMPLE)
-14.87% -14.93% -14.69% 0.00% -17.67% -4.23% 1.06% 0.00% 20.21% 21.61% 23.89%
Net Operating Profit after Tax (NOPAT)
-31 19 8.55 -17 -25 64 26 2.46 -26 69 40
NOPAT Margin
-14.51% 5.09% 2.43% -6.12% -9.10% 13.90% 6.72% 0.74% -8.28% 13.19% 9.77%
Net Nonoperating Expense Percent (NNEP)
0.05% 0.00% 0.00% 1.87% 2.73% 1.32% 0.00% -1.77% 0.72% 0.01% 0.01%
SG&A Expenses to Revenue
33.10% 32.84% 33.48% 27.98% 27.05% 23.56% 46.97% 22.49% 44.47% 21.81% 24.84%
Operating Expenses to Revenue
120.73% 91.90% 97.52% 108.73% 113.00% 89.68% 91.07% 99.46% 111.84% 84.21% 89.27%
Earnings before Interest and Taxes (EBIT)
-44 31 8.72 -25 -35 47 35 1.79 -38 83 44
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
-36 39 17 -17 -28 54 41 8.03 -32 89 49
Valuation Ratios
- - - - - - - - - - -
Price to Book Value (P/BV)
0.62 0.68 0.97 1.47 1.38 1.96 1.64 1.17 1.11 0.69 0.29
Price to Tangible Book Value (P/TBV)
0.71 0.77 1.09 1.68 1.61 2.21 1.83 1.29 1.24 0.75 0.31
Price to Revenue (P/Rev)
0.20 0.21 0.30 0.38 0.29 0.47 0.41 0.28 0.23 0.16 0.07
Price to Earnings (P/E)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 16.42 15.65 12.68 5.35
Dividend Yield
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Earnings Yield
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 6.09% 6.39% 7.89% 18.70%
Enterprise Value to Invested Capital (EV/IC)
0.84 0.89 0.96 1.10 1.09 1.27 1.14 1.02 1.02 0.88 0.73
Enterprise Value to Revenue (EV/Rev)
0.89 0.91 0.92 0.94 0.85 1.05 0.84 0.72 0.67 0.63 0.53
Enterprise Value to EBITDA (EV/EBITDA)
0.00 0.00 0.00 537.08 109.74 57.02 28.20 14.11 14.13 8.62 6.89
Enterprise Value to EBIT (EV/EBIT)
0.00 0.00 0.00 0.00 0.00 0.00 81.34 21.56 21.65 10.91 8.46
Enterprise Value to NOPAT (EV/NOPAT)
0.00 0.00 0.00 0.00 0.00 0.00 315.27 21.99 16.10 12.53 9.10
Enterprise Value to Operating Cash Flow (EV/OCF)
213.42 140.13 0.00 75.40 49.24 74.59 25.58 0.00 0.00 80.97 0.00
Enterprise Value to Free Cash Flow (EV/FCFF)
0.00 0.00 0.00 69.63 38.05 0.00 16.61 16.27 11.32 10.05 0.00
Leverage & Solvency
- - - - - - - - - - -
Debt to Equity
2.31 2.25 2.17 2.29 2.73 2.47 0.85 0.78 0.79 0.79 0.73
Long-Term Debt to Equity
2.09 1.93 1.87 2.01 2.36 2.10 0.65 0.55 0.59 0.62 0.53
Financial Leverage
2.15 2.06 2.01 2.19 2.50 2.35 1.36 1.32 1.43 1.37 0.78
Leverage Ratio
3.59 3.53 3.43 3.64 3.95 3.80 2.81 2.74 2.88 2.78 2.15
Compound Leverage Factor
3.60 3.53 3.43 3.64 3.95 3.18 2.81 14.34 2.89 2.78 2.15
Debt to Total Capital
69.80% 69.20% 68.43% 69.58% 73.21% 71.15% 45.94% 43.83% 44.16% 44.21% 42.16%
Short-Term Debt to Total Capital
6.75% 9.64% 9.42% 8.37% 9.86% 10.59% 10.81% 12.94% 11.00% 9.49% 11.36%
Long-Term Debt to Total Capital
63.05% 59.56% 59.01% 61.21% 63.35% 60.56% 35.13% 30.90% 33.16% 34.72% 30.80%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 20.12% 21.90% 24.69% 23.41% 24.30%
Common Equity to Total Capital
30.20% 30.80% 31.57% 30.42% 26.79% 28.85% 33.94% 34.27% 31.14% 32.38% 33.54%
Debt to EBITDA
-34.86 -31.56 -26.04 338.77 73.59 32.06 11.41 6.04 6.12 4.34 3.98
Net Debt to EBITDA
-32.55 -31.10 -24.73 318.81 72.55 31.58 9.37 5.56 5.92 4.14 3.69
Long-Term Debt to EBITDA
-31.49 -27.16 -22.45 298.03 63.68 27.29 8.72 4.26 4.60 3.40 2.90
Debt to NOPAT
-18.38 -18.64 -17.43 -35.69 -52.08 -297.79 127.54 9.41 6.98 6.30 5.25
Net Debt to NOPAT
-17.16 -18.37 -16.55 -33.59 -51.34 -293.31 104.72 8.67 6.74 6.01 4.87
Long-Term Debt to NOPAT
-16.60 -16.05 -15.03 -31.40 -45.07 -253.45 97.52 6.64 5.24 4.95 3.83
Noncontrolling Interest Sharing Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 22.95% 25.15% 29.63% 27.49% 39.82%
Liquidity Ratios
- - - - - - - - - - -
Cash Flow Metrics
- - - - - - - - - - -
Free Cash Flow to Firm (FCFF)
-5.66 34 32 19 18 26 93 19 -0.03 89 -75
Operating Cash Flow to CapEx
-6,520.94% -1,768.19% 4,228.14% 233.81% -3,757.92% -9,596.66% 7,494.20% -389.46% -2,043.76% 4.78% 5,995.25%
Free Cash Flow to Firm to Interest Expense
-0.26 1.38 1.30 0.83 0.80 1.10 4.55 1.57 0.00 7.63 -7.08
Operating Cash Flow to Interest Expense
-1.11 -1.05 1.83 0.85 -0.72 -1.21 3.49 -3.07 -1.83 0.00 5.36
Operating Cash Flow Less CapEx to Interest Expense
-1.12 -1.11 1.79 0.49 -0.74 -1.22 3.44 -3.85 -1.92 -0.09 5.27
Efficiency Ratios
- - - - - - - - - - -
Asset Turnover
0.82 0.85 0.90 1.02 1.11 1.08 1.10 1.18 1.27 1.19 1.21
Fixed Asset Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capital & Investment Metrics
- - - - - - - - - - -
Invested Capital
1,049 1,093 1,099 1,041 1,006 1,130 1,032 1,025 980 1,111 1,147
Invested Capital Turnover
0.93 0.97 1.03 1.16 1.25 1.23 1.31 1.40 1.51 1.40 1.46
Increase / (Decrease) in Invested Capital
-25 -14 -23 -37 -43 37 -67 -17 -26 -19 115
Enterprise Value (EV)
880 975 1,052 1,149 1,098 1,430 1,172 1,049 999 977 838
Market Capitalization
196 230 338 467 372 638 575 411 339 248 111
Book Value per Share
$1.89 $2.01 $2.05 $1.87 $1.57 $1.90 $2.03 $2.03 $1.77 $2.04 $2.18
Tangible Book Value per Share
$1.66 $1.78 $1.83 $1.64 $1.35 $1.68 $1.82 $1.85 $1.59 $1.87 $2.01
Total Capital
1,049 1,093 1,099 1,041 1,006 1,130 1,032 1,025 980 1,111 1,147
Total Debt
732 756 752 725 736 804 474 449 433 491 484
Total Long-Term Debt
661 651 648 637 637 684 362 317 325 386 353
Net Debt
684 745 714 682 726 792 389 413 418 469 448
Capital Expenditures (CapEx)
0.36 1.45 1.05 8.55 0.44 0.30 0.95 9.62 1.06 1.09 0.95
Net Nonoperating Expense (NNE)
0.38 0.00 0.00 14 20 10 0.03 -10 4.20 0.03 0.03
Net Nonoperating Obligations (NNO)
732 756 752 725 736 804 474 449 433 491 484
Total Depreciation and Amortization (D&A)
7.60 7.64 8.21 7.69 6.66 6.38 6.43 6.24 5.48 5.58 5.28
Earnings Adjustments
- - - - - - - - - - -
Adjusted Basic Earnings per Share
($0.19) $0.12 $0.05 ($0.18) ($0.26) $0.31 $0.11 ($0.02) ($0.26) $0.27 $0.11
Adjusted Weighted Average Basic Shares Outstanding
167.45M 168.35M 169.07M 168.52M 170.43M 171.80M 178.16M 176.15M 185.82M 187.57M 189.46M
Adjusted Diluted Earnings per Share
($0.19) $0.11 $0.05 ($0.17) ($0.26) $0.30 $0.03 ($0.06) ($0.26) $0.26 $0.11
Adjusted Weighted Average Diluted Shares Outstanding
167.45M 169.74M 170.96M 168.52M 170.43M 175.10M 186.64M 181.90M 185.82M 190.83M 190.48M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
167.73M 168.99M 169.16M 171.44M 171.50M 172.14M 172.72M 172.82M 175.97M 176.29M 176.35M
Normalized Net Operating Profit after Tax (NOPAT)
-31 19 8.56 -17 -25 33 1.24 1.25 -37 53 15
Normalized NOPAT Margin
-14.51% 5.09% 2.43% -6.12% -9.10% 7.23% 0.32% 0.38% -11.60% 10.13% 3.69%
Pre Tax Income Margin
-20.75% 8.10% 2.48% -8.74% -13.01% 8.65% 8.92% 2.82% -11.88% 15.79% 10.72%
Debt Service Ratios
- - - - - - - - - - -
EBIT to Interest Expense
-2.05 1.26 0.36 -1.06 -1.52 1.99 1.70 0.15 -3.18 7.15 4.17
NOPAT to Interest Expense
-1.43 0.79 0.35 -0.74 -1.06 2.68 1.28 0.20 -2.22 5.97 3.79
EBIT Less CapEx to Interest Expense
-2.06 1.21 0.32 -1.42 -1.54 1.98 1.65 -0.64 -3.27 7.05 4.08
NOPAT Less CapEx to Interest Expense
-1.45 0.74 0.31 -1.11 -1.08 2.67 1.23 -0.59 -2.31 5.88 3.71
Payout Ratios
- - - - - - - - - - -
Dividend Payout Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Augmented Payout Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

Financials Breakdown Chart

Key Financial Trends

SelectQuote (NYSE: SLQT) has shown a dramatic swing in performance over the last four years, with recent quarters looking stronger on profitability and cash generation, but the business still carries a heavy debt load and highly volatile results.

  • Q3 2026 revenue was $411.7 million, up from $332.9 million in Q4 2025 and $317.0 million in Q1 2026, suggesting a rebound in top-line momentum.
  • Q3 2026 net income attributable to common shareholders was $21.4 million, improving from a $47.9 million loss in Q1 2026.
  • Operating cash flow in Q3 2026 was $56.8 million, a solid improvement from near breakeven in Q2 2026 and a $21.6 million use of cash in Q1 2026.
  • Cash on hand rose to $35.2 million in Q3 2026 from $14.5 million in Q1 2026, helped by the stronger cash generation.
  • For the most recent quarter, operating cash flow covered cash interest paid of $7.1 million, which is a meaningful improvement versus prior quarters when interest burden was more strained.
  • The company’s quarterly results have been volatile, with large swings driven by non-interest income and investment-related items, making earnings quality harder to forecast.
  • Basic and diluted EPS in Q3 2026 were both $0.11, versus -$0.26 in Q1 2026, showing improvement but not yet a consistently stable earnings trend.
  • Share count remains elevated at roughly 189 million basic shares in Q3 2026, so future earnings growth may still be diluted.
  • Debt remains significant at Q3 2026, including $130.3 million short-term debt and $353.3 million long-term debt.
  • Total liabilities were $671.2 million against common equity of only $384.7 million, leaving the balance sheet leveraged.
  • Retained earnings were still negative at -$143.2 million in Q3 2026, reflecting the company’s long history of losses and uneven profitability.
  • Over the full historical period shown, SelectQuote has repeatedly posted quarters with large losses and negative operating cash flow, especially in earlier periods like Q1 2025 and Q1 2024.

Bottom line: SelectQuote’s latest quarter shows a meaningful improvement in sales, profits, and cash flow, which is encouraging for investors. However, the company is still financially leveraged and its results have been extremely inconsistent over time. Retail investors should view the recent progress as a positive sign, but not yet as evidence of a fully durable turnaround.

07/25/26 09:46 AM ETAI Generated. May Contain Errors.

SelectQuote Financials - Frequently Asked Questions

According to the most recent income statement we have on file, SelectQuote's financial year ends in June. Their financial year 2025 ended on June 30, 2025.

SelectQuote's net income appears to be on an upward trend, with a most recent value of $47.58 million in 2025, rising from $34.90 million in 2018. The previous period was -$34.13 million in 2024. Check out SelectQuote's forecast to explore projected trends and price targets.

Over the last 7 years, SelectQuote's total revenue changed from $232.76 million in 2018 to $1.45 billion in 2025, a change of 521.8%.

SelectQuote's total liabilities were at $673.84 million at the end of 2025, a 23.2% decrease from 2024, and a 369.0% increase since 2019.

In the past 6 years, SelectQuote's cash and equivalents has ranged from $570 thousand in 2019 to $321.07 million in 2020, and is currently $35.73 million as of their latest financial filing in 2025.

Over the last 7 years, SelectQuote's book value per share changed from 0.00 in 2018 to 2.03 in 2025, a change of 203.3%.



Financial statements for NYSE:SLQT last updated on 7/9/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
From Our Partners