Free Trial
→ Ticker Revealed: Pre-IPO Access to 'Next Elon Musk' Company (From Banyan Hill Publishing) (Ad)tc pixel Free SLQT Stock Alerts

SelectQuote (SLQT) Financials

SelectQuote logo
$0.87 -0.01 (-0.82%)
Closing price 06/12/2026 03:59 PM Eastern
Extended Trading
$0.89 +0.02 (+1.95%)
As of 06/12/2026 07:42 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.
Compare
Annual Income Statements for SelectQuote

Annual Income Statements for SelectQuote

This table shows SelectQuote's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2022 2023 2024
Period end date 6/30/2022 6/30/2023 6/30/2024
Net Income / (Loss) Attributable to Common Shareholders		 -298 -59 -34
Consolidated Net Income / (Loss)		 -298 -59 -34
Net Income / (Loss) Continuing Operations		 -298 -59 -34
Total Pre-Tax Income 		-390 -69 -29
Total Revenue		 720 922 1,228
Net Interest Income / (Expense)		 -44 -81 -94
Total Interest Income		 0.00 0.00 0.00
Total Interest Expense		 44 81 94
Long-Term Debt Interest Expense		 44 81 94
Total Non-Interest Income		 764 1,003 1,322
Net Realized & Unrealized Capital Gains on Investments		 764 1,003 1,322
Total Non-Interest Expense		 1,110 991 1,257
Net Occupancy & Equipment Expense		 25 26 34
Marketing Expense		 484 301 359
Other Operating Expenses		 557 664 865
Impairment Charge		 45 0.00 0.00
Nonoperating Income / (Expense), net		 -0.20 -0.12 -0.07
Income Tax Expense		 -92 -11 5.06
Basic Earnings per Share		 ($1.81) ($0.35) ($0.20)
Weighted Average Basic Shares Outstanding		 164.04M 166.14M 168.52M
Diluted Earnings per Share		 ($1.81) ($0.35) ($0.20)
Weighted Average Diluted Shares Outstanding		 164.04M 166.14M 168.52M
Weighted Average Basic & Diluted Shares Outstanding		 164.45M 167.69M 171.44M

Quarterly Income Statements for SelectQuote

This table shows SelectQuote's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025
Period end date 6/30/2022 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024
Net Income / (Loss) Attributable to Common Shareholders		 -105 -42 23 9.26 -48 -31 19 8.55 -31 -45 53
Consolidated Net Income / (Loss)		 -105 -42 23 9.26 -48 -31 19 8.55 -31 -45 53
Net Income / (Loss) Continuing Operations		 -105 -42 23 9.26 -48 -31 19 8.55 -31 -45 53
Total Pre-Tax Income 		-131 -56 32 12 -57 -44 31 8.72 -25 -35 40
Total Revenue		 127 146 298 278 200 211 381 352 284 269 457
Net Interest Income / (Expense)		 -12 -17 -21 -21 -22 -21 -24 -24 -23 -23 -24
Total Interest Income		 - 0.00 0.00 0.00 - 0.00 0.00 0.00 - 0.00 0.00
Total Interest Expense		 12 17 21 21 22 21 24 24 23 23 24
Long-Term Debt Interest Expense		 12 17 21 21 22 21 24 24 23 23 24
Total Non-Interest Income		 139 162 319 299 222 233 405 376 307 292 481
Other Non-Interest Income		 - - 319 - - 233 - - - 292 481
Total Non-Interest Expense		 258 202 266 266 257 255 350 343 309 304 410
Net Occupancy & Equipment Expense		 6.05 6.18 6.25 6.43 7.15 7.64 8.05 8.60 9.23 9.07 10
Marketing Expense		 75 58 90 90 64 62 117 109 70 64 98
Other Operating Expenses		 132 138 170 169 187 185 225 225 229 231 302
Nonoperating Income / (Expense), net		 - - -0.07 - - -0.04 0.00 - - -0.01 -7.66
Income Tax Expense		 -26 -14 9.41 3.15 -9.55 -13 11 0.17 6.20 9.53 -14
Basic Earnings per Share		 ($0.64) ($0.26) $0.14 $0.06 ($0.29) ($0.19) $0.12 $0.05 ($0.18) ($0.26) $0.31
Weighted Average Basic Shares Outstanding		 164.04M 164.82M 166.49M 166.54M 166.14M 167.45M 168.35M 169.07M 168.52M 170.43M 171.80M
Diluted Earnings per Share		 ($0.64) ($0.26) $0.14 $0.06 ($0.29) ($0.19) $0.11 $0.05 ($0.17) ($0.26) $0.30
Weighted Average Diluted Shares Outstanding		 164.04M 164.82M 166.55M 167.91M 166.14M 167.45M 169.74M 170.96M 168.52M 170.43M 175.10M
Weighted Average Basic & Diluted Shares Outstanding		 164.45M 166.46M 166.51M 166.66M 167.69M 167.73M 168.99M 169.16M 171.44M 171.50M 172.14M

Annual Cash Flow Statements for SelectQuote

This table details how cash moves in and out of SelectQuote's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2022 2023 2024
Period end date 6/30/2022 6/30/2023 6/30/2024
Net Change in Cash & Equivalents		 -145 -58 -40
Net Cash From Operating Activities		 -338 -19 15
Net Cash From Continuing Operating Activities		 -338 -19 15
Net Income / (Loss) Continuing Operations		 -298 -59 -34
Consolidated Net Income / (Loss)		 -298 -59 -34
Depreciation Expense		 25 28 25
Amortization Expense		 5.46 8.68 6.14
Non-Cash Adjustments to Reconcile Net Income		 -32 35 38
Changes in Operating Assets and Liabilities, net		 -39 -33 -20
Net Cash From Investing Activities		 -43 -9.13 -15
Net Cash From Continuing Investing Activities		 -43 -9.13 -15
Purchase of Property, Leasehold Improvements and Equipment		 -25 -9.13 -12
Purchase of Investment Securities		 -18 0.00 -3.43
Sale of Property, Leasehold Improvements and Equipment		 0.00 0.00 0.25
Net Cash From Financing Activities		 235 -29 -41
Net Cash From Continuing Financing Activities		 235 -29 -41
Issuance of Debt		 292 0.00 0.00
Repayment of Debt		 -54 -28 -41
Other Financing Activities, Net		 -2.47 -1.24 -0.29
Cash Interest Paid		 38 59 67
Cash Income Taxes Paid		 -0.17 -0.31 -0.59

Quarterly Cash Flow Statements for SelectQuote

This table details how cash moves in and out of SelectQuote's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025
Period end date 6/30/2022 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024
Net Change in Cash & Equivalents		 -58 -70 -35 56 -8.89 -35 -38 27 4.88 -32 3.19
Net Cash From Operating Activities		 -54 -47 -28 63 -6.54 -24 -26 44 20 -17 -29
Net Cash From Continuing Operating Activities		 -54 -47 -28 63 -6.54 -24 -26 44 20 -17 -29
Net Income / (Loss) Continuing Operations		 -105 -42 23 9.26 -48 -31 19 8.55 -31 -45 53
Consolidated Net Income / (Loss)		 -105 -42 23 9.26 -48 -31 19 8.55 -31 -45 53
Depreciation Expense		 6.77 6.80 7.19 7.10 6.79 5.99 5.90 6.70 6.41 5.60 5.06
Amortization Expense		 1.24 1.61 2.31 2.33 2.43 1.61 1.74 1.51 1.28 1.06 1.32
Non-Cash Adjustments to Reconcile Net Income		 24 -7.86 17 11 15 -5.46 22 8.56 13 20 4.17
Changes in Operating Assets and Liabilities, net		 19 -5.24 -77 33 17 5.24 -77 19 31 1.64 -97
Net Cash From Investing Activities		 -2.56 -2.39 -2.08 -2.39 -2.27 -2.15 -3.55 -3.23 -5.92 -2.57 -2.27
Net Cash From Continuing Investing Activities		 -2.56 -2.39 -2.08 -2.39 -2.27 -2.15 -3.55 -3.23 -5.92 -2.57 -2.27
Purchase of Property, Leasehold Improvements and Equipment		 -0.28 -0.30 -0.30 -0.46 -8.07 -0.62 -1.45 -1.05 -8.55 -0.44 -0.30
Purchase of Investment Securities		 -2.28 -2.09 -1.78 -1.93 5.80 -1.78 -2.10 -2.18 2.63 -2.13 -1.97
Net Cash From Financing Activities		 -1.85 -20 -4.50 -4.40 -0.09 -8.85 -8.52 -14 -9.19 -13 34
Net Cash From Continuing Financing Activities		 -1.85 -20 -4.50 -4.40 -0.09 -8.85 -8.52 -14 -9.19 -13 34
Repayment of Debt		 -1.85 -19 -4.50 -4.50 -0.04 -8.51 -8.51 -14 -9.27 -9.19 -150
Other Financing Activities, Net		 - -1.29 -0.00 0.10 -0.05 -0.35 -0.01 -0.01 0.07 -3.88 -0.05
Cash Interest Paid		 11 13 15 15 16 18 15 17 17 17 18
Cash Income Taxes Paid		 -0.24 0.01 0.01 0.00 -0.32 -0.14 -0.04 - -0.78 -2.22 -0.89

Annual Balance Sheets for SelectQuote

This table presents SelectQuote's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2022 2023 2024
Period end date 6/30/2022 6/30/2023 6/30/2024
Total Assets		 1,290 1,219 1,194
Cash and Due from Banks		 141 83 43
Loans and Leases, Net of Allowance		 0.00 0.00 0.00
Goodwill		 29 29 29
Intangible Assets		 31 10 10
Other Assets		 1,089 1,097 1,112
Total Liabilities & Shareholders' Equity		 1,290 1,219 1,194
Total Liabilities		 899 872 877
Short-Term Debt		 37 67 87
Accrued Interest Payable		 26 17 17
Other Short-Term Payables		 50 54 71
Long-Term Debt		 698 665 637
Other Long-Term Liabilities		 87 70 65
Commitments & Contingencies		 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 391 347 317
Total Preferred & Common Equity		 391 347 317
Total Common Equity		 391 347 317
Common Stock		 556 569 582
Retained Earnings		 -177 -236 -270
Accumulated Other Comprehensive Income / (Loss)		 12 14 4.11

Quarterly Balance Sheets for SelectQuote

This table presents SelectQuote's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024 Q1 2025 Q2 2025
Period end date 9/30/2022 12/31/2022 3/31/2023 9/30/2023 12/31/2023 3/31/2024 9/30/2024 12/31/2024
Total Assets		 1,249 1,298 1,288 1,170 1,236 1,245 1,147 1,279
Cash and Due from Banks		 71 36 92 48 11 38 10 12
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Goodwill		 29 29 29 29 29 29 29 29
Intangible Assets		 30 28 27 9.44 8.68 7.93 9.16 8.13
Other Assets		 1,119 1,204 1,140 1,083 1,187 1,170 1,098 1,229
Total Liabilities & Shareholders' Equity		 1,249 1,298 1,288 1,170 1,236 1,245 1,147 1,279
Total Liabilities		 893 916 897 853 899 898 877 953
Short-Term Debt		 44 55 63 71 105 104 99 120
Accrued Interest Payable		 17 22 23 18 17 21 15 13
Other Short-Term Payables		 84 87 60 48 62 65 52 62
Long-Term Debt		 673 670 667 661 651 648 637 684
Other Long-Term Liabilities		 74 82 83 55 65 60 74 74
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 357 382 391 317 337 347 269 326
Total Preferred & Common Equity		 357 382 391 317 337 347 269 326
Total Common Equity		 357 382 391 317 337 347 269 326
Common Stock		 560 563 566 572 576 579 582 587
Retained Earnings		 -220 -197 -188 -267 -247 -239 -314 -261
Accumulated Other Comprehensive Income / (Loss)		 16 16 13 12 8.25 6.48 1.33 0.00

Annual Metrics And Ratios for SelectQuote

This table displays calculated financial ratios and metrics derived from SelectQuote's official financial filings.

Metric 2022 2023 2024
Period end date 6/30/2022 6/30/2023 6/30/2024
Growth Metrics		 - - -
Revenue Growth		 -19.71% 28.01% 33.18%
EBITDA Growth		 -300.69% 90.97% 106.59%
EBIT Growth		 -344.11% 82.28% 57.98%
NOPAT Growth		 -316.25% 82.28% 57.98%
Net Income Growth		 -338.27% 80.32% 41.71%
EPS Growth		 -341.33% 80.66% 42.86%
Operating Cash Flow Growth		 -193.06% 94.27% 178.63%
Free Cash Flow Firm Growth		 -47.22% 100.08% 9,173.92%
Invested Capital Growth		 -3.32% -4.30% -3.41%
Revenue Q/Q Growth		 -6.17% 8.59% 7.32%
EBITDA Q/Q Growth		 -56.75% 69.71% 107.41%
EBIT Q/Q Growth		 -51.47% 51.58% 52.88%
NOPAT Q/Q Growth		 -50.51% 51.65% 52.95%
Net Income Q/Q Growth		 -53.44% 49.26% 33.02%
EPS Q/Q Growth		 -53.39% 50.00% 37.50%
Operating Cash Flow Q/Q Growth		 0.16% 70.99% 234.82%
Free Cash Flow Firm Q/Q Growth		 1.71% -97.45% 181.97%
Invested Capital Q/Q Growth		 -8.29% -3.88% -5.21%
Profitability Metrics		 - - -
EBITDA Margin		 -49.89% -3.52% 0.17%
EBIT Margin		 -54.08% -7.48% -2.36%
Profit (Net Income) Margin		 -41.29% -6.35% -2.78%
Tax Burden Percent		 76.32% 84.67% 117.41%
Interest Burden Percent		 100.05% 100.18% 100.22%
Effective Tax Rate		 0.00% 0.00% 0.00%
Return on Invested Capital (ROIC)		 -23.80% -4.38% -1.92%
ROIC Less NNEP Spread (ROIC-NNEP)		 -27.81% -5.78% -3.81%
Return on Net Nonoperating Assets (RNNOA)		 -32.44% -11.48% -8.37%
Return on Equity (ROE)		 -56.23% -15.86% -10.28%
Cash Return on Invested Capital (CROIC)		 -20.42% 0.02% 1.56%
Operating Return on Assets (OROA)		 -28.71% -5.50% -2.40%
Return on Assets (ROA)		 -21.92% -4.67% -2.83%
Return on Common Equity (ROCE)		 -56.23% -15.86% -10.28%
Return on Equity Simple (ROE_SIMPLE)		 -76.07% -16.87% -10.77%
Net Operating Profit after Tax (NOPAT)		 -273 -48 -20
NOPAT Margin		 -37.85% -5.24% -1.65%
Net Nonoperating Expense Percent (NNEP)		 4.02% 1.39% 1.90%
SG&A Expenses to Revenue		 70.62% 35.49% 31.95%
Operating Expenses to Revenue		 154.08% 107.48% 102.36%
Earnings before Interest and Taxes (EBIT)		 -390 -69 -29
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 -359 -32 2.14
Valuation Ratios		 - - -
Price to Book Value (P/BV)		 1.04 0.94 1.47
Price to Tangible Book Value (P/TBV)		 1.23 1.06 1.68
Price to Revenue (P/Rev)		 0.57 0.35 0.38
Price to Earnings (P/E)		 0.00 0.00 0.00
Dividend Yield		 0.00% 0.00% 0.00%
Earnings Yield		 0.00% 0.00% 0.00%
Enterprise Value to Invested Capital (EV/IC)		 0.89 0.90 1.10
Enterprise Value to Revenue (EV/Rev)		 1.39 1.06 0.94
Enterprise Value to EBITDA (EV/EBITDA)		 0.00 0.00 537.08
Enterprise Value to EBIT (EV/EBIT)		 0.00 0.00 0.00
Enterprise Value to NOPAT (EV/NOPAT)		 0.00 0.00 0.00
Enterprise Value to Operating Cash Flow (EV/OCF)		 0.00 0.00 75.40
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 5,469.84 69.63
Leverage & Solvency		 - - -
Debt to Equity		 1.88 2.11 2.29
Long-Term Debt to Equity		 1.79 1.92 2.01
Financial Leverage		 1.17 1.99 2.19
Leverage Ratio		 2.56 3.40 3.64
Compound Leverage Factor		 2.57 3.41 3.64
Debt to Total Capital		 65.29% 67.82% 69.58%
Short-Term Debt to Total Capital		 3.30% 6.18% 8.37%
Long-Term Debt to Total Capital		 61.99% 61.64% 61.21%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00%
Common Equity to Total Capital		 34.71% 32.18% 30.42%
Debt to EBITDA		 -2.05 -22.52 338.77
Net Debt to EBITDA		 -1.65 -19.96 318.81
Long-Term Debt to EBITDA		 -1.94 -20.47 298.03
Debt to NOPAT		 -2.70 -15.13 -35.69
Net Debt to NOPAT		 -2.18 -13.41 -33.59
Long-Term Debt to NOPAT		 -2.56 -13.76 -31.40
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00%
Liquidity Ratios		 - - -
Cash Flow Metrics		 - - -
Free Cash Flow to Firm (FCFF)		 -234 0.18 16
Operating Cash Flow to CapEx		 -1,364.28% -212.35% 133.50%
Free Cash Flow to Firm to Interest Expense		 -5.37 0.00 0.18
Operating Cash Flow to Interest Expense		 -7.76 -0.24 0.16
Operating Cash Flow Less CapEx to Interest Expense		 -8.33 -0.35 0.04
Efficiency Ratios		 - - -
Asset Turnover		 0.53 0.74 1.02
Fixed Asset Turnover		 0.00 0.00 0.00
Capital & Investment Metrics		 - - -
Invested Capital		 1,127 1,078 1,041
Invested Capital Turnover		 0.63 0.84 1.16
Increase / (Decrease) in Invested Capital		 -39 -48 -37
Enterprise Value (EV)		 1,002 973 1,149
Market Capitalization		 408 325 467
Book Value per Share		 $2.38 $2.08 $1.87
Tangible Book Value per Share		 $2.01 $1.85 $1.64
Total Capital		 1,127 1,078 1,041
Total Debt		 736 731 725
Total Long-Term Debt		 698 665 637
Net Debt		 595 648 682
Capital Expenditures (CapEx)		 25 9.13 11
Net Nonoperating Expense (NNE)		 25 10 14
Net Nonoperating Obligations (NNO)		 736 731 725
Total Depreciation and Amortization (D&A)		 30 37 31
Earnings Adjustments		 - - -
Adjusted Basic Earnings per Share		 ($1.81) ($0.35) ($0.20)
Adjusted Weighted Average Basic Shares Outstanding		 164.04M 166.14M 168.52M
Adjusted Diluted Earnings per Share		 ($1.81) ($0.35) ($0.20)
Adjusted Weighted Average Diluted Shares Outstanding		 164.04M 166.14M 168.52M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 164.45M 167.69M 171.44M
Normalized Net Operating Profit after Tax (NOPAT)		 -242 -48 -20
Normalized NOPAT Margin		 -33.52% -5.24% -1.65%
Pre Tax Income Margin		 -54.11% -7.50% -2.37%
Debt Service Ratios		 - - -
EBIT to Interest Expense		 -8.94 -0.86 -0.31
NOPAT to Interest Expense		 -6.26 -0.60 -0.22
EBIT Less CapEx to Interest Expense		 -9.51 -0.97 -0.43
NOPAT Less CapEx to Interest Expense		 -6.82 -0.71 -0.34
Payout Ratios		 - - -
Dividend Payout Ratio		 0.00% 0.00% 0.00%
Augmented Payout Ratio		 0.00% 0.00% 0.00%

Quarterly Metrics And Ratios for SelectQuote

This table displays calculated financial ratios and metrics derived from SelectQuote's official financial filings.

Metric Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025
Period end date 6/30/2022 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 -27.16% -1.22% 62.34% 6.15% 57.41% 45.00% 27.80% 26.51% 41.86% 27.40% 20.03%
EBITDA Growth		 -1,787.36% 18.75% 123.58% 1,220.78% 60.83% 24.05% -7.14% -22.49% 64.46% 21.72% 39.13%
EBIT Growth		 -8,618.95% 13.23% 117.36% 225.78% 56.18% 21.90% -3.47% -29.77% 56.77% 20.10% 52.92%
NOPAT Growth		 -251,826.92% 13.23% 117.50% 234.07% 56.20% 21.90% -14.06% -7.70% 56.76% 20.10% 227.71%
Net Income Growth		 -9,692.70% 11.92% 116.37% 231.87% 54.30% 26.91% -13.87% -7.70% 35.16% -43.46% 174.53%
EPS Growth		 -6,300.00% 10.34% 116.67% 250.00% 54.69% 26.92% -21.43% -16.67% 41.38% -36.84% 172.73%
Operating Cash Flow Growth		 1.00% 45.83% 87.01% 193.46% 87.87% 49.82% 9.98% -29.10% 405.64% 29.83% -12.23%
Free Cash Flow Firm Growth		 81.42% 105.55% 141.37% 282.11% 115.71% -133.68% -79.03% -72.82% 133.39% 426.68% -22.72%
Invested Capital Growth		 -3.32% -4.96% -11.13% -8.70% -4.30% -2.33% -1.30% -2.05% -3.41% -4.10% 3.43%
Revenue Q/Q Growth		 -51.52% 14.68% 104.56% -6.66% -28.11% 5.64% 80.30% -7.60% -19.39% -5.13% 69.87%
EBITDA Q/Q Growth		 -6,202.72% 61.19% 187.01% -47.34% -320.26% 24.74% 206.38% -56.05% -201.01% -65.74% 289.08%
EBIT Q/Q Growth		 -1,225.61% 57.13% 157.03% -61.19% -561.78% 23.58% 170.48% -71.76% -384.27% -41.23% 234.88%
NOPAT Q/Q Growth		 -1,227.14% 57.18% 157.46% -58.94% -533.61% 23.65% 163.23% -55.90% -303.14% -41.08% 359.33%
Net Income Q/Q Growth		 -1,390.16% 59.42% 152.99% -58.85% -616.39% 35.09% 162.45% -55.90% -462.73% -43.62% 219.51%
EPS Q/Q Growth		 -1,500.00% 59.38% 153.85% -57.14% -583.33% 34.48% 157.89% -54.55% -440.00% -52.94% 215.38%
Operating Cash Flow Q/Q Growth		 -352.36% 12.57% 39.78% 320.88% -110.43% -261.83% -8.01% 273.97% -55.05% -183.07% -72.75%
Free Cash Flow Firm Q/Q Growth		 16.95% 131.72% 859.15% -27.92% -92.83% -167.98% 697.25% -6.60% -38.46% -4.84% 41.28%
Invested Capital Q/Q Growth		 -8.29% -4.70% 3.09% 1.33% -3.88% -2.73% 4.18% 0.56% -5.21% -3.43% 12.35%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 -96.65% -32.71% 13.91% 7.85% -24.05% -17.13% 10.11% 4.81% -6.03% -10.53% 11.72%
EBIT Margin		 -102.95% -38.49% 10.73% 4.46% -28.66% -20.73% 8.10% 2.48% -8.73% -13.00% 10.32%
Profit (Net Income) Margin		 -82.37% -29.15% 7.55% 3.33% -23.91% -14.69% 5.09% 2.43% -10.93% -16.55% 11.64%
Tax Burden Percent		 79.91% 75.74% 70.53% 74.61% 83.36% 70.81% 62.80% 98.06% 124.99% 127.20% 134.58%
Interest Burden Percent		 100.12% 100.00% 99.78% 100.00% 100.09% 100.09% 100.00% 100.00% 100.11% 100.03% 83.77%
Effective Tax Rate		 0.00% 0.00% 29.47% 25.39% 0.00% 0.00% 37.20% 1.94% 0.00% 0.00% -34.58%
Return on Invested Capital (ROIC)		 -45.36% -17.57% 5.36% 2.41% -16.80% -13.51% 4.95% 2.50% -7.09% -11.40% 17.04%
ROIC Less NNEP Spread (ROIC-NNEP)		 -47.46% -18.10% 5.35% 2.41% -17.84% -13.56% 4.95% 2.50% -8.97% -14.13% 15.71%
Return on Net Nonoperating Assets (RNNOA)		 -55.35% -22.17% 9.05% 3.96% -35.46% -29.18% 10.22% 5.03% -19.67% -35.38% 37.00%
Return on Equity (ROE)		 -100.70% -39.74% 14.41% 6.37% -52.26% -42.69% 15.17% 7.53% -26.76% -46.78% 54.04%
Cash Return on Invested Capital (CROIC)		 -20.42% -19.13% 1.96% 0.59% 0.02% -1.40% -2.38% -1.81% 1.56% 2.81% -3.61%
Operating Return on Assets (OROA)		 -54.66% -20.96% 6.52% 2.78% -21.07% -16.93% 6.85% 2.24% -8.89% -14.44% 11.19%
Return on Assets (ROA)		 -43.73% -15.88% 4.59% 2.08% -17.58% -12.00% 4.30% 2.19% -11.13% -18.37% 12.61%
Return on Common Equity (ROCE)		 -100.70% -39.74% 14.41% 6.37% -52.26% -42.69% 15.17% 7.53% -26.76% -46.78% 54.04%
Return on Equity Simple (ROE_SIMPLE)		 0.00% -81.79% -34.49% -29.48% 0.00% -14.87% -14.93% -14.69% 0.00% -17.67% -4.23%
Net Operating Profit after Tax (NOPAT)		 -92 -39 23 9.26 -40 -31 19 8.55 -17 -25 64
NOPAT Margin		 -72.15% -26.94% 7.57% 3.33% -20.08% -14.51% 5.09% 2.43% -6.12% -9.10% 13.90%
Net Nonoperating Expense Percent (NNEP)		 2.10% 0.53% 0.01% 0.00% 1.05% 0.05% 0.00% 0.00% 1.87% 2.73% 1.32%
SG&A Expenses to Revenue		 63.84% 43.76% 32.26% 34.73% 35.33% 33.10% 32.84% 33.48% 27.98% 27.05% 23.56%
Operating Expenses to Revenue		 202.95% 138.49% 89.27% 95.54% 128.66% 120.73% 91.90% 97.52% 108.73% 113.00% 89.68%
Earnings before Interest and Taxes (EBIT)		 -131 -56 32 12 -57 -44 31 8.72 -25 -35 47
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 -123 -48 41 22 -48 -36 39 17 -17 -28 54
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 1.04 0.34 0.29 0.92 0.94 0.62 0.68 0.97 1.47 1.38 1.96
Price to Tangible Book Value (P/TBV)		 1.23 0.40 0.35 1.08 1.06 0.71 0.77 1.09 1.68 1.61 2.21
Price to Revenue (P/Rev)		 0.57 0.17 0.13 0.43 0.35 0.20 0.21 0.30 0.38 0.29 0.47
Price to Earnings (P/E)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Dividend Yield		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Earnings Yield		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Enterprise Value to Invested Capital (EV/IC)		 0.89 0.71 0.72 0.89 0.90 0.84 0.89 0.96 1.10 1.09 1.27
Enterprise Value to Revenue (EV/Rev)		 1.39 1.07 0.96 1.18 1.06 0.89 0.91 0.92 0.94 0.85 1.05
Enterprise Value to EBITDA (EV/EBITDA)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 537.08 109.74 57.02
Enterprise Value to EBIT (EV/EBIT)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to NOPAT (EV/NOPAT)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to Operating Cash Flow (EV/OCF)		 0.00 0.00 0.00 0.00 0.00 213.42 140.13 0.00 75.40 49.24 74.59
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 34.73 143.44 5,469.84 0.00 0.00 0.00 69.63 38.05 0.00
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 1.88 2.01 1.90 1.87 2.11 2.31 2.25 2.17 2.29 2.73 2.47
Long-Term Debt to Equity		 1.79 1.89 1.76 1.70 1.92 2.09 1.93 1.87 2.01 2.36 2.10
Financial Leverage		 1.17 1.22 1.69 1.65 1.99 2.15 2.06 2.01 2.19 2.50 2.35
Leverage Ratio		 2.56 2.66 3.14 3.07 3.40 3.59 3.53 3.43 3.64 3.95 3.80
Compound Leverage Factor		 2.57 2.66 3.13 3.07 3.40 3.60 3.53 3.43 3.64 3.95 3.18
Debt to Total Capital		 65.29% 66.78% 65.51% 65.10% 67.82% 69.80% 69.20% 68.43% 69.58% 73.21% 71.15%
Short-Term Debt to Total Capital		 3.30% 4.12% 4.98% 5.61% 6.18% 6.75% 9.64% 9.42% 8.37% 9.86% 10.59%
Long-Term Debt to Total Capital		 61.99% 62.67% 60.54% 59.49% 61.64% 63.05% 59.56% 59.01% 61.21% 63.35% 60.56%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 34.71% 33.22% 34.49% 34.90% 32.18% 30.20% 30.80% 31.57% 30.42% 26.79% 28.85%
Debt to EBITDA		 -2.05 -2.06 -5.54 -6.81 -22.52 -34.86 -31.56 -26.04 338.77 73.59 32.06
Net Debt to EBITDA		 -1.65 -1.85 -5.26 -5.95 -19.96 -32.55 -31.10 -24.73 318.81 72.55 31.58
Long-Term Debt to EBITDA		 -1.94 -1.93 -5.12 -6.23 -20.47 -31.49 -27.16 -22.45 298.03 63.68 27.29
Debt to NOPAT		 -2.70 -2.69 -6.28 -7.31 -15.13 -18.38 -18.64 -17.43 -35.69 -52.08 -297.79
Net Debt to NOPAT		 -2.18 -2.42 -5.96 -6.39 -13.41 -17.16 -18.37 -16.55 -33.59 -51.34 -293.31
Long-Term Debt to NOPAT		 -2.56 -2.52 -5.80 -6.68 -13.76 -16.60 -16.05 -15.03 -31.40 -45.07 -253.45
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -53 17 161 116 8.32 -5.66 34 32 19 18 26
Operating Cash Flow to CapEx		 -19,064.31% -15,828.86% -9,468.00% 13,698.47% -81.08% -6,520.94% -1,768.19% 4,228.14% 233.81% -3,757.92% -9,596.66%
Free Cash Flow to Firm to Interest Expense		 -4.31 1.00 7.66 5.50 0.38 -0.26 1.38 1.30 0.83 0.80 1.10
Operating Cash Flow to Interest Expense		 -4.39 -2.82 -1.35 2.97 -0.30 -1.11 -1.05 1.83 0.85 -0.72 -1.21
Operating Cash Flow Less CapEx to Interest Expense		 -4.41 -2.84 -1.36 2.95 -0.67 -1.12 -1.11 1.79 0.49 -0.74 -1.22
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.53 0.54 0.61 0.62 0.74 0.82 0.85 0.90 1.02 1.11 1.08
Fixed Asset Turnover		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 1,127 1,074 1,107 1,122 1,078 1,049 1,093 1,099 1,041 1,006 1,130
Invested Capital Turnover		 0.63 0.65 0.71 0.72 0.84 0.93 0.97 1.03 1.16 1.25 1.23
Increase / (Decrease) in Invested Capital		 -39 -56 -139 -107 -48 -25 -14 -23 -37 -43 37
Enterprise Value (EV)		 1,002 766 801 1,000 973 880 975 1,052 1,149 1,098 1,430
Market Capitalization		 408 120 112 361 325 196 230 338 467 372 638
Book Value per Share		 $2.38 $2.17 $2.29 $2.35 $2.08 $1.89 $2.01 $2.05 $1.87 $1.57 $1.90
Tangible Book Value per Share		 $2.01 $1.81 $1.95 $2.01 $1.85 $1.66 $1.78 $1.83 $1.64 $1.35 $1.68
Total Capital		 1,127 1,074 1,107 1,122 1,078 1,049 1,093 1,099 1,041 1,006 1,130
Total Debt		 736 717 725 730 731 732 756 752 725 736 804
Total Long-Term Debt		 698 673 670 667 665 661 651 648 637 637 684
Net Debt		 595 646 689 638 648 684 745 714 682 726 792
Capital Expenditures (CapEx)		 0.28 0.30 0.30 0.46 8.07 0.36 1.45 1.05 8.55 0.44 0.30
Net Nonoperating Expense (NNE)		 13 3.22 0.05 0.00 7.67 0.38 0.00 0.00 14 20 10
Net Nonoperating Obligations (NNO)		 736 717 725 730 731 732 756 752 725 736 804
Total Depreciation and Amortization (D&A)		 8.01 8.41 9.50 9.43 9.22 7.60 7.64 8.21 7.69 6.66 6.38
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 ($0.64) ($0.26) $0.14 $0.06 ($0.29) ($0.19) $0.12 $0.05 ($0.18) ($0.26) $0.31
Adjusted Weighted Average Basic Shares Outstanding		 164.04M 164.82M 166.49M 166.54M 166.14M 167.45M 168.35M 169.07M 168.52M 170.43M 171.80M
Adjusted Diluted Earnings per Share		 ($0.64) ($0.26) $0.14 $0.06 ($0.29) ($0.19) $0.11 $0.05 ($0.17) ($0.26) $0.30
Adjusted Weighted Average Diluted Shares Outstanding		 164.04M 164.82M 166.55M 167.91M 166.14M 167.45M 169.74M 170.96M 168.52M 170.43M 175.10M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 164.45M 166.46M 166.51M 166.66M 167.69M 167.73M 168.99M 169.16M 171.44M 171.50M 172.14M
Normalized Net Operating Profit after Tax (NOPAT)		 -92 -39 23 9.42 -40 -31 19 8.56 -17 -25 33
Normalized NOPAT Margin		 -72.15% -27.02% 7.57% 3.38% -20.08% -14.51% 5.09% 2.43% -6.12% -9.10% 7.23%
Pre Tax Income Margin		 -103.07% -38.49% 10.71% 4.46% -28.68% -20.75% 8.10% 2.48% -8.74% -13.01% 8.65%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 -10.64 -3.35 1.52 0.59 -2.64 -2.05 1.26 0.36 -1.06 -1.52 1.99
NOPAT to Interest Expense		 -7.46 -2.35 1.07 0.44 -1.85 -1.43 0.79 0.35 -0.74 -1.06 2.68
EBIT Less CapEx to Interest Expense		 -10.67 -3.37 1.51 0.57 -3.01 -2.06 1.21 0.32 -1.42 -1.54 1.98
NOPAT Less CapEx to Interest Expense		 -7.48 -2.36 1.06 0.42 -2.22 -1.45 0.74 0.31 -1.11 -1.08 2.67
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Augmented Payout Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

Financials Breakdown Chart

Key Financial Trends

SelectQuote (NYSE: SLQT) showed a sharp turnaround in Q2 2025, but the broader multi-year trend remains mixed. The company posted solid quarterly profitability and positive financing activity, yet operating cash flow was still negative, and the balance sheet remains highly leveraged. Over the last four years, SelectQuote has moved from large losses to periods of profitability, but results have been volatile and heavily influenced by non-interest income swings and debt obligations.

  • Q2 2025 net income improved to $53.2 million, versus a $44.5 million loss in Q1 2025 and a $31.0 million loss in Q4 2024.
  • Revenue in Q2 2025 reached $457.3 million, up from $269.2 million in Q1 2025 and $283.8 million in Q4 2024.
  • The company generated strong non-interest income of $481.1 million in Q2 2025, which helped offset its interest burden and drive quarterly profit.
  • Cash on hand rose to $12.1 million at the end of Q2 2025 from $10.4 million in Q1 2025.
  • SelectQuote reduced debt in Q2 2025, with $149.8 million in debt repayment shown in financing cash flows.
  • Basic EPS improved to $0.31 in Q2 2025, compared with $(0.26) in Q1 2025 and $(0.18) in Q4 2024.
  • Total assets increased to $1.28 billion in Q2 2025 from $1.15 billion in Q1 2025, partly reflecting balance sheet growth.
  • Compared with fiscal 2023, the company has shown meaningful improvement from deep quarterly losses seen in late 2022 and early 2023.
  • Operating cash flow remained negative in Q2 2025 at $(28.7 million), despite reported net income.
  • The balance sheet is still debt-heavy, with $804.0 million of total debt in Q2 2025, including $684.3 million of long-term debt.

Longer-term trend: SelectQuote’s quarterly results have been extremely volatile. In 2022 and early 2023, the company recorded large losses, with some quarters boosted by unusually large investment gains. During 2024, earnings improved in several quarters, but profitability was inconsistent and operating cash flow was often weak or negative. That makes the Q2 2025 profit improvement encouraging, but investors should note that the business still appears dependent on non-recurring or highly variable income sources.

Bottom line: SelectQuote is showing signs of recovery, but it is not yet a clean, consistently cash-generative business. The latest quarter was a clear step forward on the income statement, while leverage and negative operating cash flow remain the key risks to watch.

06/15/26 03:33 AM ETAI Generated. May Contain Errors.

SelectQuote Financials - Frequently Asked Questions

According to the most recent income statement we have on file, SelectQuote's financial year ends in June. Their financial year 2024 ended on June 30, 2024.

SelectQuote's net income appears to be on a downward trend, with a most recent value of -$34.13 million in 2024, falling from -$297.50 million in 2022. The previous period was -$58.54 million in 2023. Find out what analysts predict for SelectQuote in the coming months.

Over the last 2 years, SelectQuote's total revenue changed from $720.45 million in 2022 to $1.23 billion in 2024, a change of 70.5%.

SelectQuote's total liabilities were at $877.11 million at the end of 2024, a 0.6% increase from 2023, and a 2.4% decrease since 2022.

In the past 2 years, SelectQuote's cash and equivalents has ranged from $42.69 million in 2024 to $141.00 million in 2022, and is currently $42.69 million as of their latest financial filing in 2024.

Over the last 2 years, SelectQuote's book value per share changed from 2.38 in 2022 to 1.87 in 2024, a change of -21.3%.


Related Companies

Financial statements for NYSE:SLQT last updated on 4/7/2025 by MarketBeat.com Staff. New filings and market data are monitored continuously.
From Our Partners
Trump's gold order: the announcement they won't put on the front page
On August 15, 1971, Nixon interrupted prime-time television and ended the gold standard in 15 minutes - no deb...
Reagan Gold Group | Sponsoredtc pixel
Louis Navellier: My #1 AI stock for 2026 (name & ticker inside)
Louis Navellier's Stock Grader system helped him flag Nvidia before its 82,000% run and has identified the top...
InvestorPlace | Sponsoredtc pixel
Trump Takes Emergency Action - Plus Elon Musk's New Venture
Elon Musk has quietly launched a new venture - one that has nothing to do with rockets, EVs, or Neuralink. Tru...
Altimetry | Sponsoredtc pixel
Is SpaceX really worth 1.78 Trillion?
With SpaceX approaching a near-$2 trillion valuation, most investors are focused on the IPO itself - but analy...
InvestPub | Sponsoredtc pixel
Hey, it's Jon Najarian. The SpaceX IPO is right around the corner. But I discovered Elon may have something BIGGER planned. Check this out before June 9th...
After being invited to the SpaceX launch headquarters in Cape Canaveral from one of Elon's top lobbyists… Hall...
Banyan Hill Publishing | Sponsoredtc pixel
CODE RED: AI Meltdown Imminent?
After correctly predicting the 2008 and 2020 stock market meltdowns, I believe this AI company is about to tri...
Paradigm Press | Sponsoredtc pixel
SpaceX is chump change compared to Elon’s $20T ‘iPhone’
Early Apple investors saw peak gains as high as 7,537% after the iPhone launched. Now, multiple insider source...
StocksToTrade | Sponsoredtc pixel
The roadshow starts Monday. This stock isn't ready.
The SpaceX roadshow kicks off June 8. Goldman Sachs, the lead underwriter, will present the full S-1 to the wo...
Behind the Markets | Sponsoredtc pixel