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SelectQuote (SLQT) Financials

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$0.54 +0.01 (+1.32%)
As of 01:21 PM Eastern
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Annual Income Statements for SelectQuote

Annual Income Statements for SelectQuote

This table shows SelectQuote's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2018 2019 2020 2021 2022 2023 2024 2025 2026
Period end date 6/30/2018 6/30/2019 6/30/2020 6/30/2021 6/30/2022 6/30/2023 6/30/2024 6/30/2025 6/30/2026
Net Income / (Loss) Attributable to Common Shareholders		 35 73 79 125 -298 -59 -34 25 -12
Consolidated Net Income / (Loss)		 35 73 79 125 -298 -59 -34 48 62
Net Income / (Loss) Continuing Operations		 35 73 79 125 -298 -59 -34 48 62
Total Pre-Tax Income 		42 95 104 158 -390 -69 -29 49 76
Total Revenue		 233 336 504 897 720 922 1,228 1,447 1,565
Net Interest Income / (Expense)		 -0.93 -1.66 -25 -29 -44 -81 -94 -79 -45
Total Interest Income		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Interest Expense		 0.93 1.66 25 29 44 81 94 79 45
Long-Term Debt Interest Expense		 0.93 1.66 25 29 44 81 94 79 45
Total Non-Interest Income		 234 337 528 927 764 1,003 1,322 1,527 1,610
Net Realized & Unrealized Capital Gains on Investments		 - 0.00 -1.17 -3.32 764 1,003 0.00 0.00 -8.66
Other Non-Interest Income		 234 337 529 930 - - 1,322 1,527 1,618
Total Non-Interest Expense		 191 241 400 738 1,110 991 1,257 1,399 1,489
Net Occupancy & Equipment Expense		 9.91 8.33 12 19 25 26 352 344 351
Marketing Expense		 82 110 184 385 484 301 359 320 314
Other Operating Expenses		 99 123 203 334 557 664 546 795 880
Other Special Charges		 - - - - - 0.00 0.00 -60 -56
Nonoperating Income / (Expense), net		 - - - -1.59 -0.20 -0.12 -0.07 -0.13 -0.26
Income Tax Expense		 6.62 22 25 33 -92 -11 5.06 0.93 14
Preferred Stock Dividends Declared		 - - - - - 0.00 0.00 23 74
Basic Earnings per Share		 $0.27 $0.70 ($0.18) $0.77 ($1.81) ($0.35) ($0.20) $0.14 ($0.06)
Weighted Average Basic Shares Outstanding		 81.31M 85.38M 97.50M 162.89M 164.04M 166.14M 168.52M 176.15M 188.17M
Diluted Earnings per Share		 $0.23 $0.55 ($0.18) $0.75 ($1.81) ($0.35) ($0.20) $0.01 ($0.06)
Weighted Average Diluted Shares Outstanding		 96.42M 132.49M 97.50M 165.54M 164.04M 166.14M 168.52M 181.90M 188.17M
Weighted Average Basic & Diluted Shares Outstanding		 - - 162.57M 163.65M 164.45M 167.69M 171.44M 172.82M 176.57M

Quarterly Income Statements for SelectQuote

This table shows SelectQuote's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026 Q3 2026 Q4 2026
Period end date 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026 6/30/2026
Net Income / (Loss) Attributable to Common Shareholders		 19 8.55 -31 -45 53 20 -3.89 -48 51 21 -36
Consolidated Net Income / (Loss)		 19 8.55 -31 -45 53 26 13 -30 69 40 -17
Net Income / (Loss) Continuing Operations		 19 8.55 -31 -45 53 26 13 -30 69 40 -17
Total Pre-Tax Income 		31 8.72 -25 -35 40 35 9.37 -38 83 44 -13
Total Revenue		 381 352 284 269 457 388 333 317 525 412 311
Net Interest Income / (Expense)		 -24 -24 -23 -23 -24 -20 -12 -12 -12 -11 -11
Total Interest Expense		 24 24 23 23 24 20 12 12 12 11 11
Long-Term Debt Interest Expense		 24 24 23 23 24 20 12 12 12 11 11
Total Non-Interest Income		 405 376 307 292 481 408 345 329 537 422 322
Total Non-Interest Expense		 350 343 309 304 418 353 331 355 442 368 324
Net Occupancy & Equipment Expense		 8.05 93 9.23 75 111 89 9.60 79 9.60 9.78 253
Marketing Expense		 117 109 70 64 98 93 65 62 105 92 54
Other Operating Expenses		 225 141 229 166 201 204 283 229 347 293 11
Other Special Charges		 - 0.00 - 0.00 7.64 -33 - -15 -19 -27 6.02
Nonoperating Income / (Expense), net		 0.00 -0.01 - -0.01 -0.02 -0.04 7.58 -0.15 -0.04 -0.03 -0.04
Income Tax Expense		 11 0.17 6.20 9.53 -14 8.58 -3.49 -7.20 14 3.93 3.71
Preferred Stock Dividends Declared		 - 0.00 - 0.00 0.00 5.79 - 17 18 19 19
Basic Earnings per Share		 $0.12 $0.05 ($0.18) ($0.26) $0.31 $0.11 ($0.02) ($0.26) $0.27 $0.11 ($0.18)
Weighted Average Basic Shares Outstanding		 168.35M 169.07M 168.52M 170.43M 171.80M 178.16M 176.15M 185.82M 187.57M 189.46M 188.17M
Diluted Earnings per Share		 $0.11 $0.05 ($0.17) ($0.26) $0.30 $0.03 ($0.06) ($0.26) $0.26 $0.11 ($0.17)
Weighted Average Diluted Shares Outstanding		 169.74M 170.96M 168.52M 170.43M 175.10M 186.64M 181.90M 185.82M 190.83M 190.48M 188.17M
Weighted Average Basic & Diluted Shares Outstanding		 168.99M 169.16M 171.44M 171.50M 172.14M 172.72M 172.82M 175.97M 176.29M 176.35M 176.57M

Annual Cash Flow Statements for SelectQuote

This table details how cash moves in and out of SelectQuote's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2018 2019 2020 2021 2022 2023 2024 2025 2026
Period end date 6/30/2018 6/30/2019 6/30/2020 6/30/2021 6/30/2022 6/30/2023 6/30/2024 6/30/2025 6/30/2026
Net Change in Cash & Equivalents		 0.62 -0.39 368 -82 -145 -58 -40 -5.62 -15
Net Cash From Operating Activities		 -4.85 0.11 -62 -115 -338 -19 15 -12 32
Net Cash From Continuing Operating Activities		 -4.85 0.11 -62 -115 -338 -19 15 -12 32
Net Income / (Loss) Continuing Operations		 35 73 79 125 -298 -59 -34 48 62
Consolidated Net Income / (Loss)		 35 73 79 125 -298 -59 -34 48 62
Provision For Loan Losses		 - - - - - 0.00 0.00 4.20 0.00
Depreciation Expense		 3.47 4.70 7.99 16 25 28 25 20 17
Amortization Expense		 0.07 0.12 2.27 3.34 5.46 8.68 6.14 5.25 4.29
Non-Cash Adjustments to Reconcile Net Income		 7.35 22 35 47 -32 35 38 -17 -16
Changes in Operating Assets and Liabilities, net		 -51 -100 -186 -307 -39 -33 -20 -72 -37
Net Cash From Investing Activities		 -6.02 -8.64 -51 -64 -43 -9.13 -15 -11 -16
Net Cash From Continuing Investing Activities		 -6.02 -8.64 -51 -64 -43 -9.13 -15 -11 -16
Purchase of Property, Leasehold Improvements and Equipment		 -6.02 -3.92 -16 -23 -25 -9.13 -12 -11 -16
Purchase of Investment Securities		 0.00 -4.72 -36 -41 -18 0.00 -3.43 0.00 0.00
Sale of Property, Leasehold Improvements and Equipment		 0.00 0.00 0.00 - 0.00 0.00 0.25 0.00 0.00
Net Cash From Financing Activities		 11 8.14 481 97 235 -29 -41 17 -31
Net Cash From Continuing Financing Activities		 11 8.14 481 97 235 -29 -41 17 -31
Issuance of Debt		 91 152 521 229 292 0.00 0.00 266 673
Issuance of Preferred Equity		 0.00 0.00 135 - - 0.00 0.00 338 0.00
Repayment of Debt		 -78 -146 -238 -85 -54 -28 -41 -574 -702
Other Financing Activities, Net		 0.57 4.30 -1.50 -46 -2.47 -1.24 -0.29 -12 -2.55
Cash Interest Paid		 0.79 1.47 23 26 38 59 67 61 37
Cash Income Taxes Paid		 0.04 0.04 0.06 -0.21 -0.17 -0.31 0.59 3.16 -0.19

Quarterly Cash Flow Statements for SelectQuote

This table details how cash moves in and out of SelectQuote's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026 Q3 2026 Q4 2026
Period end date 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026 6/30/2026
Net Change in Cash & Equivalents		 -38 27 4.88 -32 3.19 73 -49 -21 7.64 13 -15
Net Cash From Operating Activities		 -26 44 20 -17 -29 71 -37 -22 0.05 57 -3.32
Net Cash From Continuing Operating Activities		 -26 44 20 -17 -29 71 -37 -22 0.05 57 -3.32
Net Income / (Loss) Continuing Operations		 19 8.55 -31 -45 53 26 13 -30 69 40 -17
Consolidated Net Income / (Loss)		 19 8.55 -31 -45 53 26 13 -30 69 40 -17
Depreciation Expense		 5.90 6.70 6.41 5.60 5.06 4.93 4.88 4.30 4.32 4.39 4.48
Amortization Expense		 1.74 1.51 1.28 1.06 1.32 1.50 1.37 1.18 1.26 0.90 0.95
Non-Cash Adjustments to Reconcile Net Income		 22 8.56 13 20 4.17 -15 -26 -19 -0.42 -11 15
Changes in Operating Assets and Liabilities, net		 -77 19 31 1.64 -97 53 -31 22 -74 22 -6.60
Net Cash From Investing Activities		 -3.55 -3.23 -5.92 -2.57 -2.27 -3.36 -3.11 -3.98 -3.65 -3.95 -4.56
Net Cash From Continuing Investing Activities		 -3.55 -3.23 -5.92 -2.57 -2.27 -3.36 -3.11 -3.98 -3.65 -3.95 -4.56
Purchase of Property, Leasehold Improvements and Equipment		 -1.45 -1.05 -8.55 -0.44 -0.30 -0.95 -9.62 -1.06 -1.09 -0.95 -13
Purchase of Investment Securities		 -2.10 -2.18 2.63 -2.13 -1.97 -2.41 6.51 -2.93 -2.56 -3.01 8.49
Net Cash From Financing Activities		 -8.52 -14 -9.19 -13 34 4.83 -8.56 4.24 11 -40 -6.70
Net Cash From Continuing Financing Activities		 -8.52 -14 -9.19 -13 34 4.83 -8.56 4.24 11 -40 -6.70
Issuance of Debt		 - - - 0.00 - 82 - 80 177 328 88
Repayment of Debt		 -8.51 -14 -9.27 -9.19 -150 -407 -8.54 -73 -166 -368 -95
Other Financing Activities, Net		 -0.01 -0.01 0.07 -3.88 -0.05 -8.06 -0.03 -2.46 -0.05 -0.03 -0.01
Cash Interest Paid		 15 17 17 17 18 16 9.89 10 10 7.13 9.61
Cash Income Taxes Paid		 -0.04 - -0.78 -2.22 -0.89 - -0.04 -0.22 - - 0.03

Annual Balance Sheets for SelectQuote

This table presents SelectQuote's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2019 2020 2021 2022 2023 2024 2025 2026
Period end date 6/30/2019 6/30/2020 6/30/2021 6/30/2022 6/30/2023 6/30/2024 6/30/2025 6/30/2026
Total Assets		 407 1,074 1,424 1,290 1,219 1,194 1,249 1,287
Cash and Due from Banks		 0.57 321 286 141 83 43 36 21
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Goodwill		 5.36 47 68 29 29 29 29 29
Intangible Assets		 0.22 20 41 31 10 10 1.97 0.84
Other Assets		 386 639 1,029 1,089 1,097 1,112 1,182 1,236
Total Liabilities & Shareholders' Equity		 407 1,074 1,424 1,290 1,219 1,194 1,249 1,287
Total Liabilities		 144 528 757 899 872 877 674 637
Short-Term Debt		 12 23 39 37 67 87 133 100
Accrued Interest Payable		 6.02 15 21 26 17 17 14 21
Other Short-Term Payables		 16 58 46 50 54 71 67 71
Long-Term Debt		 11 312 459 698 665 637 317 348
Other Long-Term Liabilities		 99 120 189 87 70 65 144 96
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Redeemable Noncontrolling Interest		 0.80 - - - - 0.00 224 298
Total Equity & Noncontrolling Interests		 262 546 667 391 347 317 351 352
Total Preferred & Common Equity		 262 546 667 391 347 317 351 352
Total Common Equity		 262 546 667 391 347 317 351 352
Common Stock		 139 550 546 556 569 582 573 512
Retained Earnings		 200 -2.79 120 -177 -236 -270 -222 -160

Quarterly Balance Sheets for SelectQuote

This table presents SelectQuote's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024 Q1 2025 Q2 2025 Q3 2025 Q1 2026 Q2 2026 Q3 2026
Period end date 12/31/2022 3/31/2023 9/30/2023 12/31/2023 3/31/2024 9/30/2024 12/31/2024 3/31/2025 9/30/2025 12/31/2025 3/31/2026
Total Assets		 1,298 1,288 1,170 1,236 1,245 1,147 1,279 1,296 1,207 1,352 1,335
Cash and Due from Banks		 36 92 48 11 38 10 12 85 14 22 35
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Goodwill		 29 29 29 29 29 29 29 29 29 29 29
Intangible Assets		 28 27 9.44 8.68 7.93 9.16 8.13 7.10 1.69 1.40 1.12
Other Assets		 1,204 1,140 1,083 1,187 1,170 1,098 1,229 1,175 1,161 1,299 1,269
Total Liabilities & Shareholders' Equity		 1,298 1,288 1,170 1,236 1,245 1,147 1,279 1,296 1,207 1,352 1,335
Total Liabilities		 916 897 853 899 898 877 953 738 660 733 671
Short-Term Debt		 55 63 71 105 104 99 120 112 108 105 130
Accrued Interest Payable		 22 23 18 17 21 15 13 17 50 57 24
Other Short-Term Payables		 87 60 48 62 65 52 62 65 58 72 77
Long-Term Debt		 670 667 661 651 648 637 684 362 325 386 353
Other Long-Term Liabilities		 82 83 55 65 60 74 74 182 120 112 87
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Redeemable Noncontrolling Interest		 - - - - - - - 208 242 260 279
Total Equity & Noncontrolling Interests		 382 391 317 337 347 269 326 350 305 360 385
Total Preferred & Common Equity		 382 391 317 337 347 269 326 350 305 360 385
Total Common Equity		 382 391 317 337 347 269 326 350 305 360 385
Common Stock		 563 566 572 576 579 582 587 585 558 543 528
Retained Earnings		 -197 -188 -267 -247 -239 -314 -261 -235 -253 -183 -143

Annual Metrics And Ratios for SelectQuote

This table displays calculated financial ratios and metrics derived from SelectQuote's official financial filings.

Metric 2018 2019 2020 2021 2022 2023 2024 2025 2026
Period end date 6/30/2018 6/30/2019 6/30/2020 6/30/2021 6/30/2022 6/30/2023 6/30/2024 6/30/2025 6/30/2026
DEI Shares Outstanding		 0.00 0.00 0.00 163,389,853.00 - - - 172,721,268.00 176,347,774.00
DEI Adjusted Shares Outstanding		 0.00 0.00 0.00 163,389,853.00 - - - 172,721,268.00 176,347,774.00
DEI Earnings Per Adjusted Shares Outstanding		 0.00 0.00 0.00 0.76 - - - 0.28 0.35
Growth Metrics		 - - - - - - - - -
Revenue Growth		 0.00% 44.27% 49.96% 78.19% -19.71% 28.01% 33.18% 17.83% 8.16%
EBITDA Growth		 0.00% 120.70% 14.89% 56.76% -300.69% 90.97% 106.59% 3,375.74% 32.25%
EBIT Growth		 0.00% 127.88% 9.91% 53.49% -344.11% 82.28% 57.98% 267.71% 57.37%
NOPAT Growth		 0.00% 107.97% 9.51% 58.67% -316.25% 82.28% 57.98% 334.99% 30.80%
Net Income Growth		 0.00% 107.97% 9.51% 57.09% -338.27% 80.32% 41.71% 239.43% 30.70%
EPS Growth		 0.00% 139.13% -132.73% 516.67% -341.33% 80.66% 42.86% 105.00% -700.00%
Operating Cash Flow Growth		 0.00% 102.33% -54,769.03% -86.87% -193.06% 94.27% 178.63% -176.57% 373.32%
Free Cash Flow Firm Growth		 0.00% 0.00% -141.52% 69.14% -47.22% 100.08% 9,173.92% 290.84% -118.02%
Invested Capital Growth		 0.00% 0.00% 208.00% 32.38% -3.32% -4.30% -3.41% -1.61% 7.22%
Revenue Q/Q Growth		 0.00% 0.00% 0.00% 5.25% -6.17% 8.59% 7.32% 3.51% -1.37%
EBITDA Q/Q Growth		 0.00% 0.00% 0.00% -10.07% -56.75% 69.71% 107.41% 51.11% -19.18%
EBIT Q/Q Growth		 0.00% 0.00% 0.00% -12.23% -51.47% 51.58% 52.88% 120.60% -22.74%
NOPAT Q/Q Growth		 0.00% 0.00% 0.00% -12.61% -50.51% 51.65% 52.95% 738.63% -32.29%
Net Income Q/Q Growth		 0.00% 0.00% 0.00% -13.48% -53.44% 49.26% 33.02% 1,187.69% -32.33%
EPS Q/Q Growth		 0.00% 0.00% 0.00% -26.47% -53.39% 50.00% 37.50% 110.00% -220.00%
Operating Cash Flow Q/Q Growth		 0.00% 0.00% 0.00% -43.07% 0.16% 70.99% 234.82% -125.47% 1,499.69%
Free Cash Flow Firm Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 1.71% -97.45% 181.97% -11.06% 49.73%
Invested Capital Q/Q Growth		 0.00% 0.00% 0.00% -0.54% -8.29% -3.88% -5.21% -0.70% -4.23%
Profitability Metrics		 - - - - - - - - -
EBITDA Margin		 19.36% 29.61% 22.69% 19.96% -49.89% -3.52% 0.17% 5.14% 6.28%
EBIT Margin		 17.84% 28.17% 20.65% 17.79% -54.08% -7.48% -2.36% 3.36% 4.89%
Profit (Net Income) Margin		 14.99% 21.61% 15.78% 13.91% -41.29% -6.35% -2.78% 3.29% 3.97%
Tax Burden Percent		 84.06% 76.71% 76.44% 79.02% 76.32% 84.67% 117.41% 98.08% 81.52%
Interest Burden Percent		 100.00% 100.00% 100.00% 99.01% 100.05% 100.18% 100.22% 99.74% 99.67%
Effective Tax Rate		 15.94% 23.29% 23.56% 20.98% 0.00% 0.00% 0.00% 1.92% 18.48%
Return on Invested Capital (ROIC)		 0.00% 50.78% 13.63% 12.33% -23.80% -4.38% -1.92% 4.62% 5.88%
ROIC Less NNEP Spread (ROIC-NNEP)		 0.00% 50.78% 13.63% 12.03% -27.81% -5.78% -3.81% 4.60% 5.83%
Return on Net Nonoperating Assets (RNNOA)		 0.00% 4.36% 6.02% 8.26% -32.44% -11.48% -8.37% 6.05% 4.27%
Return on Equity (ROE)		 0.00% 55.14% 19.65% 20.59% -56.23% -15.86% -10.28% 10.66% 10.15%
Cash Return on Invested Capital (CROIC)		 0.00% -149.22% -88.33% -15.54% -20.42% 0.02% 1.56% 6.24% -1.09%
Operating Return on Assets (OROA)		 0.00% 23.25% 14.05% 12.78% -28.71% -5.50% -2.40% 3.98% 6.04%
Return on Assets (ROA)		 0.00% 17.84% 10.74% 10.00% -21.92% -4.67% -2.83% 3.89% 4.90%
Return on Common Equity (ROCE)		 0.00% 54.97% 19.63% 20.59% -56.23% -15.86% -10.28% 7.98% 5.82%
Return on Equity Simple (ROE_SIMPLE)		 0.00% 27.65% 14.57% 18.72% -76.07% -16.87% -10.77% 13.55% 17.68%
Net Operating Profit after Tax (NOPAT)		 35 73 79 126 -273 -48 -20 48 62
NOPAT Margin		 14.99% 21.61% 15.78% 14.05% -37.85% -5.24% -1.65% 3.30% 3.99%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.30% 4.02% 1.39% 1.90% 0.02% 0.05%
SG&A Expenses to Revenue		 39.54% 35.32% 39.02% 45.01% 70.62% 35.49% 31.95% 24.75% 42.47%
Operating Expenses to Revenue		 82.16% 71.83% 79.35% 82.21% 154.08% 107.48% 102.36% 96.64% 95.11%
Earnings before Interest and Taxes (EBIT)		 42 95 104 160 -390 -69 -29 49 77
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 45 99 114 179 -359 -32 2.14 74 98
Valuation Ratios		 - - - - - - - - -
Price to Book Value (P/BV)		 0.00 2.17 1.32 4.72 1.04 0.94 1.47 1.17 0.42
Price to Tangible Book Value (P/TBV)		 0.00 2.22 1.51 5.64 1.23 1.06 1.68 1.29 0.46
Price to Revenue (P/Rev)		 2.45 1.70 1.43 3.51 0.57 0.35 0.38 0.28 0.09
Price to Earnings (P/E)		 16.33 7.85 9.08 25.20 0.00 0.00 0.00 16.42 0.00
Dividend Yield		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Earnings Yield		 6.12% 12.73% 11.01% 3.97% 0.00% 0.00% 0.00% 6.09% 0.00%
Enterprise Value to Invested Capital (EV/IC)		 0.00 2.07 0.78 2.88 0.89 0.90 1.10 1.02 0.80
Enterprise Value to Revenue (EV/Rev)		 0.00 1.77 1.37 3.74 1.39 1.06 0.94 0.72 0.56
Enterprise Value to EBITDA (EV/EBITDA)		 0.00 5.96 6.02 18.76 0.00 0.00 537.08 14.11 8.89
Enterprise Value to EBIT (EV/EBIT)		 0.00 6.27 6.61 21.05 0.00 0.00 0.00 21.56 11.42
Enterprise Value to NOPAT (EV/NOPAT)		 0.00 8.17 8.65 26.63 0.00 0.00 0.00 21.99 14.01
Enterprise Value to Operating Cash Flow (EV/OCF)		 0.00 5,246.13 0.00 0.00 0.00 0.00 75.40 0.00 27.43
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 0.00 0.00 0.00 5,469.84 69.63 16.27 0.00
Leverage & Solvency		 - - - - - - - - -
Debt to Equity		 0.00 0.09 0.61 0.75 1.88 2.11 2.29 0.78 0.69
Long-Term Debt to Equity		 0.00 0.04 0.57 0.69 1.79 1.92 2.01 0.55 0.54
Financial Leverage		 0.00 0.09 0.44 0.69 1.17 1.99 2.19 1.32 0.73
Leverage Ratio		 0.00 1.55 1.83 2.06 2.56 3.40 3.64 2.74 2.07
Compound Leverage Factor		 0.00 1.55 1.83 2.04 2.57 3.41 3.64 2.73 2.06
Debt to Total Capital		 0.00% 7.90% 38.02% 42.77% 65.29% 67.82% 69.58% 43.83% 40.84%
Short-Term Debt to Total Capital		 0.00% 4.04% 2.60% 3.38% 3.30% 6.18% 8.37% 12.94% 9.15%
Long-Term Debt to Total Capital		 0.00% 3.86% 35.42% 39.39% 61.99% 61.64% 61.21% 30.90% 31.69%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.28% 0.00% 0.00% 0.00% 0.00% 0.00% 21.90% 27.14%
Common Equity to Total Capital		 0.00% 91.82% 61.98% 57.23% 34.71% 32.18% 30.42% 34.27% 32.02%
Debt to EBITDA		 0.00 0.23 2.93 2.78 -2.05 -22.52 338.77 6.04 4.56
Net Debt to EBITDA		 0.00 0.22 -0.30 1.18 -1.65 -19.96 318.81 5.56 4.35
Long-Term Debt to EBITDA		 0.00 0.11 2.73 2.56 -1.94 -20.47 298.03 4.26 3.54
Debt to NOPAT		 0.00 0.31 4.21 3.95 -2.70 -15.13 -35.69 9.41 7.19
Net Debt to NOPAT		 0.00 0.30 -0.43 1.68 -2.18 -13.41 -33.59 8.67 6.86
Long-Term Debt to NOPAT		 0.00 0.15 3.92 3.64 -2.56 -13.76 -31.40 6.64 5.58
Noncontrolling Interest Sharing Ratio		 0.00% 0.30% 0.10% 0.00% 0.00% 0.00% 0.00% 25.15% 42.64%
Liquidity Ratios		 - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 0.00 -213 -515 -159 -234 0.18 16 64 -12
Operating Cash Flow to CapEx		 -80.50% 2.88% -397.30% -502.18% -1,364.28% -212.35% 133.50% -103.11% 197.48%
Free Cash Flow to Firm to Interest Expense		 0.00 -128.47 -20.94 -5.42 -5.37 0.00 0.18 0.81 -0.26
Operating Cash Flow to Interest Expense		 -5.22 0.07 -2.51 -3.94 -7.76 -0.24 0.16 -0.15 0.72
Operating Cash Flow Less CapEx to Interest Expense		 -11.70 -2.29 -3.14 -4.72 -8.33 -0.35 0.04 -0.29 0.35
Efficiency Ratios		 - - - - - - - - -
Asset Turnover		 0.00 0.83 0.68 0.72 0.53 0.74 1.02 1.18 1.23
Fixed Asset Turnover		 0.00 24.41 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capital & Investment Metrics		 - - - - - - - - -
Invested Capital		 0.00 286 880 1,165 1,127 1,078 1,041 1,025 1,099
Invested Capital Turnover		 0.00 2.35 0.86 0.88 0.63 0.84 1.16 1.40 1.47
Increase / (Decrease) in Invested Capital		 0.00 286 595 285 -39 -48 -37 -17 74
Enterprise Value (EV)		 0.00 593 688 3,359 1,002 973 1,149 1,049 874
Market Capitalization		 570 570 722 3,147 408 325 467 411 148
Book Value per Share		 $0.00 $3.07 $5.60 $4.08 $2.38 $2.08 $1.87 $2.03 $2.00
Tangible Book Value per Share		 $0.00 $3.01 $4.92 $3.42 $2.01 $1.85 $1.64 $1.85 $1.82
Total Capital		 0.00 286 880 1,165 1,127 1,078 1,041 1,025 1,099
Total Debt		 0.00 23 335 498 736 731 725 449 449
Total Long-Term Debt		 0.00 11 312 459 698 665 637 317 348
Net Debt		 0.00 22 -34 212 595 648 682 413 428
Capital Expenditures (CapEx)		 6.02 3.92 16 23 25 9.13 11 11 16
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 1.25 25 10 14 0.13 0.21
Net Nonoperating Obligations (NNO)		 0.00 23 335 498 736 731 725 449 449
Total Depreciation and Amortization (D&A)		 3.54 4.83 10 19 30 37 31 26 22
Earnings Adjustments		 - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.27 $0.70 ($0.16) $0.00 ($1.81) ($0.35) ($0.20) $0.14 ($0.06)
Adjusted Weighted Average Basic Shares Outstanding		 81.31M 85.38M 97.50M 0.00 164.04M 166.14M 168.52M 176.15M 188.17M
Adjusted Diluted Earnings per Share		 $0.23 $0.55 ($0.16) $0.00 ($1.81) ($0.35) ($0.20) $0.01 ($0.06)
Adjusted Weighted Average Diluted Shares Outstanding		 96.42M 132.49M 97.50M 0.00 164.04M 166.14M 168.52M 181.90M 188.17M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 0.00 0.00 162.57M 0.00 164.45M 167.69M 171.44M 172.82M 176.57M
Normalized Net Operating Profit after Tax (NOPAT)		 35 73 79 126 -242 -48 -20 -11 17
Normalized NOPAT Margin		 14.99% 21.61% 15.78% 14.05% -33.52% -5.24% -1.65% -0.74% 1.08%
Pre Tax Income Margin		 17.84% 28.17% 20.65% 17.61% -54.11% -7.50% -2.37% 3.35% 4.87%
Debt Service Ratios		 - - - - - - - - -
EBIT to Interest Expense		 44.69 57.00 4.23 5.44 -8.94 -0.86 -0.31 0.61 1.72
NOPAT to Interest Expense		 37.57 43.72 3.23 4.30 -6.26 -0.60 -0.22 0.60 1.40
EBIT Less CapEx to Interest Expense		 38.21 54.63 3.60 4.66 -9.51 -0.97 -0.43 0.47 1.36
NOPAT Less CapEx to Interest Expense		 31.09 41.36 2.60 3.52 -6.82 -0.71 -0.34 0.46 1.04
Payout Ratios		 - - - - - - - - -
Dividend Payout Ratio		 5.39% 2.70% 345.98% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Augmented Payout Ratio		 6.66% 2.74% 345.98% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

Quarterly Metrics And Ratios for SelectQuote

This table displays calculated financial ratios and metrics derived from SelectQuote's official financial filings.

Metric Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026 Q3 2026 Q4 2026
Period end date 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026 6/30/2026
DEI Shares Outstanding		 - - - - - 172,144,283.00 172,721,268.00 172,816,730.00 175,971,744.00 176,289,664.00 176,347,774.00
DEI Adjusted Shares Outstanding		 - - - - - 172,144,283.00 172,721,268.00 172,816,730.00 175,971,744.00 176,289,664.00 176,347,774.00
DEI Earnings Per Adjusted Shares Outstanding		 - - - - - 0.15 0.07 -0.18 0.39 0.23 -0.10
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 27.80% 26.51% 41.86% 27.40% 20.03% 10.14% 17.29% 17.74% 14.90% 6.17% -6.53%
EBITDA Growth		 -7.14% -22.49% 64.46% 21.72% 39.13% 142.37% 146.94% -13.01% 92.76% 20.40% -148.87%
EBIT Growth		 -3.47% -29.77% 56.77% 20.10% 52.92% 296.68% 107.22% -7.17% 109.70% 27.48% -238.80%
NOPAT Growth		 -14.06% -7.70% 56.76% 20.10% 227.71% 204.22% 114.15% -7.17% 30.15% 54.43% -170.78%
Net Income Growth		 -13.87% -7.70% 35.16% -43.46% 174.53% 204.32% 141.49% 31.62% 30.16% 54.47% -230.88%
EPS Growth		 -21.43% -16.67% 41.38% -36.84% 172.73% -40.00% 64.71% 0.00% -13.33% 266.67% -183.33%
Operating Cash Flow Growth		 9.98% -29.10% 405.64% 29.83% -12.23% 59.89% -287.46% -30.18% 100.18% -20.17% 91.15%
Free Cash Flow Firm Growth		 -79.03% -72.82% 133.39% 426.68% -22.72% 194.05% -1.06% -100.19% 459.36% -180.81% -379.86%
Invested Capital Growth		 -1.30% -2.05% -3.41% -4.10% 3.43% -6.08% -1.61% -2.61% -1.70% 11.17% 7.22%
Revenue Q/Q Growth		 80.30% -7.60% -19.39% -5.13% 69.87% -15.22% -14.15% -4.77% 65.77% -21.66% -24.42%
EBITDA Q/Q Growth		 206.38% -56.05% -201.01% -65.74% 289.08% -10.64% -80.44% -498.78% 376.51% -44.18% -115.49%
EBIT Q/Q Growth		 170.48% -71.76% -384.27% -41.23% 234.88% -12.48% -94.83% -2,195.98% 321.21% -46.79% -129.65%
NOPAT Q/Q Growth		 163.23% -55.90% -303.14% -41.08% 359.33% -51.09% -90.57% -1,168.81% 363.97% -41.97% -122.78%
Net Income Q/Q Growth		 162.45% -55.90% -462.73% -43.62% 219.51% -51.12% -50.55% -336.70% 327.50% -41.99% -141.90%
EPS Q/Q Growth		 157.89% -54.55% -440.00% -52.94% 215.38% -90.00% -300.00% -333.33% 200.00% -57.69% -254.55%
Operating Cash Flow Q/Q Growth		 -8.01% 273.97% -55.05% -183.07% -72.75% 347.86% -152.70% 42.31% 100.24% 109,082.69% -105.85%
Free Cash Flow Firm Q/Q Growth		 697.25% -6.60% -38.46% -4.84% 41.28% 486.44% -79.29% -100.18% 256,098.78% -184.73% -10.84%
Invested Capital Q/Q Growth		 4.18% 0.56% -5.21% -3.43% 12.35% -8.68% -0.70% -4.40% 13.40% 3.28% -4.23%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 10.11% 4.81% -6.03% -10.53% 11.72% 10.59% 2.41% -10.11% 16.86% 12.01% -2.46%
EBIT Margin		 8.10% 2.48% -8.73% -13.00% 10.32% 8.93% 0.54% -11.84% 15.79% 10.73% -4.21%
Profit (Net Income) Margin		 5.09% 2.43% -10.93% -16.55% 11.64% 6.71% 3.87% -9.61% 13.19% 9.76% -5.41%
Tax Burden Percent		 62.80% 98.06% 124.99% 127.20% 134.58% 75.21% 137.27% 80.87% 83.53% 91.10% 128.28%
Interest Burden Percent		 100.00% 100.00% 100.11% 100.03% 83.77% 99.89% 523.69% 100.39% 99.95% 99.92% 100.28%
Effective Tax Rate		 37.20% 1.94% 0.00% 0.00% -34.58% 24.79% -37.27% 0.00% 16.47% 8.90% 0.00%
Return on Invested Capital (ROIC)		 4.95% 2.50% -7.09% -11.40% 17.04% 8.82% 1.03% -12.48% 18.41% 14.23% -4.34%
ROIC Less NNEP Spread (ROIC-NNEP)		 4.95% 2.50% -8.97% -14.13% 15.71% 8.81% 2.81% -13.20% 18.40% 14.23% -6.05%
Return on Net Nonoperating Assets (RNNOA)		 10.22% 5.03% -19.67% -35.38% 37.00% 11.94% 3.69% -18.89% 25.20% 11.16% -4.43%
Return on Equity (ROE)		 15.17% 7.53% -26.76% -46.78% 54.04% 20.76% 4.73% -31.37% 43.61% 25.39% -8.78%
Cash Return on Invested Capital (CROIC)		 -2.38% -1.81% 1.56% 2.81% -3.61% 6.62% 6.24% 8.89% 8.68% -2.12% -1.09%
Operating Return on Assets (OROA)		 6.85% 2.24% -8.89% -14.44% 11.19% 9.83% 0.64% -15.03% 18.76% 12.94% -5.19%
Return on Assets (ROA)		 4.30% 2.19% -11.13% -18.37% 12.61% 7.39% 4.58% -12.21% 15.67% 11.78% -6.68%
Return on Common Equity (ROCE)		 15.17% 7.53% -26.76% -46.78% 54.04% 16.00% 3.54% -22.08% 31.62% 15.28% -5.03%
Return on Equity Simple (ROE_SIMPLE)		 -14.93% -14.69% 0.00% -17.67% -4.23% 1.06% 0.00% 20.21% 21.61% 23.89% 0.00%
Net Operating Profit after Tax (NOPAT)		 19 8.55 -17 -25 64 26 2.46 -26 69 40 -9.16
NOPAT Margin		 5.09% 2.43% -6.12% -9.10% 13.90% 6.72% 0.74% -8.28% 13.19% 9.77% -2.95%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 1.87% 2.73% 1.32% 0.00% -1.77% 0.72% 0.01% 0.01% 1.71%
SG&A Expenses to Revenue		 32.84% 33.48% 27.98% 27.05% 23.56% 46.97% 22.49% 44.47% 21.81% 24.84% 98.66%
Operating Expenses to Revenue		 91.90% 97.52% 108.73% 113.00% 89.68% 91.07% 99.46% 111.84% 84.21% 89.27% 104.21%
Earnings before Interest and Taxes (EBIT)		 31 8.72 -25 -35 47 35 1.79 -38 83 44 -13
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 39 17 -17 -28 54 41 8.03 -32 89 49 -7.66
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 0.68 0.97 1.47 1.38 1.96 1.64 1.17 1.11 0.69 0.29 0.42
Price to Tangible Book Value (P/TBV)		 0.77 1.09 1.68 1.61 2.21 1.83 1.29 1.24 0.75 0.31 0.46
Price to Revenue (P/Rev)		 0.21 0.30 0.38 0.29 0.47 0.41 0.28 0.23 0.16 0.07 0.09
Price to Earnings (P/E)		 0.00 0.00 0.00 0.00 0.00 0.00 16.42 15.65 12.68 5.35 0.00
Dividend Yield		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Earnings Yield		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 6.09% 6.39% 7.89% 18.70% 0.00%
Enterprise Value to Invested Capital (EV/IC)		 0.89 0.96 1.10 1.09 1.27 1.14 1.02 1.02 0.88 0.73 0.80
Enterprise Value to Revenue (EV/Rev)		 0.91 0.92 0.94 0.85 1.05 0.84 0.72 0.67 0.63 0.53 0.56
Enterprise Value to EBITDA (EV/EBITDA)		 0.00 0.00 537.08 109.74 57.02 28.20 14.11 14.13 8.62 6.89 8.89
Enterprise Value to EBIT (EV/EBIT)		 0.00 0.00 0.00 0.00 0.00 81.34 21.56 21.65 10.91 8.46 11.42
Enterprise Value to NOPAT (EV/NOPAT)		 0.00 0.00 0.00 0.00 0.00 315.27 21.99 16.10 12.53 9.10 14.01
Enterprise Value to Operating Cash Flow (EV/OCF)		 140.13 0.00 75.40 49.24 74.59 25.58 0.00 0.00 80.97 0.00 27.43
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 69.63 38.05 0.00 16.61 16.27 11.32 10.05 0.00 0.00
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 2.25 2.17 2.29 2.73 2.47 0.85 0.78 0.79 0.79 0.73 0.69
Long-Term Debt to Equity		 1.93 1.87 2.01 2.36 2.10 0.65 0.55 0.59 0.62 0.53 0.54
Financial Leverage		 2.06 2.01 2.19 2.50 2.35 1.36 1.32 1.43 1.37 0.78 0.73
Leverage Ratio		 3.53 3.43 3.64 3.95 3.80 2.81 2.74 2.88 2.78 2.15 2.07
Compound Leverage Factor		 3.53 3.43 3.64 3.95 3.18 2.81 14.34 2.89 2.78 2.15 2.08
Debt to Total Capital		 69.20% 68.43% 69.58% 73.21% 71.15% 45.94% 43.83% 44.16% 44.21% 42.16% 40.84%
Short-Term Debt to Total Capital		 9.64% 9.42% 8.37% 9.86% 10.59% 10.81% 12.94% 11.00% 9.49% 11.36% 9.15%
Long-Term Debt to Total Capital		 59.56% 59.01% 61.21% 63.35% 60.56% 35.13% 30.90% 33.16% 34.72% 30.80% 31.69%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 20.12% 21.90% 24.69% 23.41% 24.30% 27.14%
Common Equity to Total Capital		 30.80% 31.57% 30.42% 26.79% 28.85% 33.94% 34.27% 31.14% 32.38% 33.54% 32.02%
Debt to EBITDA		 -31.56 -26.04 338.77 73.59 32.06 11.41 6.04 6.12 4.34 3.98 4.56
Net Debt to EBITDA		 -31.10 -24.73 318.81 72.55 31.58 9.37 5.56 5.92 4.14 3.69 4.35
Long-Term Debt to EBITDA		 -27.16 -22.45 298.03 63.68 27.29 8.72 4.26 4.60 3.40 2.90 3.54
Debt to NOPAT		 -18.64 -17.43 -35.69 -52.08 -297.79 127.54 9.41 6.98 6.30 5.25 7.19
Net Debt to NOPAT		 -18.37 -16.55 -33.59 -51.34 -293.31 104.72 8.67 6.74 6.01 4.87 6.86
Long-Term Debt to NOPAT		 -16.05 -15.03 -31.40 -45.07 -253.45 97.52 6.64 5.24 4.95 3.83 5.58
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 22.95% 25.15% 29.63% 27.49% 39.82% 42.64%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 34 32 19 18 26 93 19 -0.03 89 -75 -83
Operating Cash Flow to CapEx		 -1,768.19% 4,228.14% 233.81% -3,757.92% -9,596.66% 7,494.20% -389.46% -2,043.76% 4.78% 5,995.25% -25.43%
Free Cash Flow to Firm to Interest Expense		 1.38 1.30 0.83 0.80 1.10 4.55 1.57 0.00 7.63 -7.08 -7.92
Operating Cash Flow to Interest Expense		 -1.05 1.83 0.85 -0.72 -1.21 3.49 -3.07 -1.83 0.00 5.36 -0.32
Operating Cash Flow Less CapEx to Interest Expense		 -1.11 1.79 0.49 -0.74 -1.22 3.44 -3.85 -1.92 -0.09 5.27 -1.56
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.85 0.90 1.02 1.11 1.08 1.10 1.18 1.27 1.19 1.21 1.23
Fixed Asset Turnover		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 1,093 1,099 1,041 1,006 1,130 1,032 1,025 980 1,111 1,147 1,099
Invested Capital Turnover		 0.97 1.03 1.16 1.25 1.23 1.31 1.40 1.51 1.40 1.46 1.47
Increase / (Decrease) in Invested Capital		 -14 -23 -37 -43 37 -67 -17 -26 -19 115 74
Enterprise Value (EV)		 975 1,052 1,149 1,098 1,430 1,172 1,049 999 977 838 874
Market Capitalization		 230 338 467 372 638 575 411 339 248 111 148
Book Value per Share		 $2.01 $2.05 $1.87 $1.57 $1.90 $2.03 $2.03 $1.77 $2.04 $2.18 $2.00
Tangible Book Value per Share		 $1.78 $1.83 $1.64 $1.35 $1.68 $1.82 $1.85 $1.59 $1.87 $2.01 $1.82
Total Capital		 1,093 1,099 1,041 1,006 1,130 1,032 1,025 980 1,111 1,147 1,099
Total Debt		 756 752 725 736 804 474 449 433 491 484 449
Total Long-Term Debt		 651 648 637 637 684 362 317 325 386 353 348
Net Debt		 745 714 682 726 792 389 413 418 469 448 428
Capital Expenditures (CapEx)		 1.45 1.05 8.55 0.44 0.30 0.95 9.62 1.06 1.09 0.95 13
Net Nonoperating Expense (NNE)		 0.00 0.00 14 20 10 0.03 -10 4.20 0.03 0.03 7.68
Net Nonoperating Obligations (NNO)		 756 752 725 736 804 474 449 433 491 484 449
Total Depreciation and Amortization (D&A)		 7.64 8.21 7.69 6.66 6.38 6.43 6.24 5.48 5.58 5.28 5.43
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.12 $0.05 ($0.18) ($0.26) $0.31 $0.11 ($0.02) ($0.26) $0.27 $0.11 ($0.18)
Adjusted Weighted Average Basic Shares Outstanding		 168.35M 169.07M 168.52M 170.43M 171.80M 178.16M 176.15M 185.82M 187.57M 189.46M 188.17M
Adjusted Diluted Earnings per Share		 $0.11 $0.05 ($0.17) ($0.26) $0.30 $0.03 ($0.06) ($0.26) $0.26 $0.11 ($0.17)
Adjusted Weighted Average Diluted Shares Outstanding		 169.74M 170.96M 168.52M 170.43M 175.10M 186.64M 181.90M 185.82M 190.83M 190.48M 188.17M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 168.99M 169.16M 171.44M 171.50M 172.14M 172.72M 172.82M 175.97M 176.29M 176.35M 176.57M
Normalized Net Operating Profit after Tax (NOPAT)		 19 8.56 -17 -25 33 1.24 1.25 -37 53 15 -4.95
Normalized NOPAT Margin		 5.09% 2.43% -6.12% -9.10% 7.23% 0.32% 0.38% -11.60% 10.13% 3.69% -1.59%
Pre Tax Income Margin		 8.10% 2.48% -8.74% -13.01% 8.65% 8.92% 2.82% -11.88% 15.79% 10.72% -4.22%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 1.26 0.36 -1.06 -1.52 1.99 1.70 0.15 -3.18 7.15 4.17 -1.25
NOPAT to Interest Expense		 0.79 0.35 -0.74 -1.06 2.68 1.28 0.20 -2.22 5.97 3.79 -0.87
EBIT Less CapEx to Interest Expense		 1.21 0.32 -1.42 -1.54 1.98 1.65 -0.64 -3.27 7.05 4.08 -2.49
NOPAT Less CapEx to Interest Expense		 0.74 0.31 -1.11 -1.08 2.67 1.23 -0.59 -2.31 5.88 3.71 -2.12
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Augmented Payout Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

Financials Breakdown Chart

Key Financial Trends

SelectQuote’s financial results remain highly seasonal and volatile. The company generated revenue of $311.1 million in Q4 2026, down from $332.9 million in Q4 2025 and $387.8 million in Q3 2025. Revenue was substantially higher in Q2 2026 at $525.5 million, suggesting that quarterly comparisons should be viewed cautiously.

Profitability weakened sharply in the latest quarter. SelectQuote reported a consolidated net loss of $16.8 million in Q4 2026, compared with net income of $40.2 million in Q3 and $69.3 million in Q2. Net loss attributable to common shareholders was $36.3 million, or $0.18 per basic share, partly reflecting $19.5 million of preferred stock dividends. The company has reported positive consolidated earnings in only two of the last four reported quarters.

Expense trends were mixed. Q4 2026 marketing expense fell to $54.2 million from $92.5 million in Q3 and $105.0 million in Q2. However, net occupancy and equipment expense surged to $252.7 million from less than $10 million in each of the prior three quarters, while total non-interest expense reached $324.2 million. This unusual quarterly expense mix contributed to the latest loss and makes it difficult to assess the company’s underlying operating margin from a single quarter.

Cash flow has improved over the longer term but remains inconsistent. Operating cash flow was negative $3.3 million in Q4 2026 after positive operating cash flow of $56.8 million in Q3. Across the four quarters of fiscal 2026, the company generated approximately $31.8 million of operating cash flow, an improvement from approximately negative $11.7 million in fiscal 2025 and negative $19.4 million in fiscal 2023. Nevertheless, the quarterly swings have been large, with working-capital changes frequently driving the difference between accounting earnings and cash generation.

Investing activity continues to produce modest cash outflows. Q4 2026 capital expenditures were $13.1 million, compared with less than $1.1 million in each of the previous three quarters, and total investing cash flow was negative $4.6 million. Financing cash flow was also negative $6.7 million because debt repayments of $94.7 million exceeded new borrowings of $88.0 million. As a result, cash and equivalents declined by $14.6 million during the quarter.

The balance sheet has strengthened from the company’s earlier period of elevated leverage, although debt remains significant. At March 31, 2026, SelectQuote held $35.2 million of cash, up from $14.5 million at September 30, 2025. Total short- and long-term debt was approximately $483.7 million, below the roughly $751.9 million reported at March 31, 2024, but slightly above the approximately $474.0 million reported one year earlier. Interest expense has also declined to $10.5 million in Q4 2026 from more than $20 million per quarter in 2023 and 2024.

  • Fiscal 2026 operating cash flow totaled approximately $31.8 million, reversing the negative operating cash flow recorded in fiscal 2025.
  • Cash increased from $14.5 million at September 30, 2025, to $35.2 million at March 31, 2026.
  • Total debt at March 31, 2026, remained well below the company’s approximately $750 million level reported in early 2024.
  • Quarterly interest expense has declined materially, reaching $10.5 million in Q4 2026 versus more than $20 million in comparable earlier periods.
  • Marketing expense fell to $54.2 million in Q4 2026 from $105.0 million in Q2, potentially supporting future margins if revenue remains stable.
  • Results are highly seasonal, with revenue and earnings ranging from a $30.5 million net loss in Q1 2026 to $69.3 million of net income in Q2 2026.
  • The financial data includes restated and calculated periods, so investors should rely on the latest company filings when evaluating historical comparisons.
  • Q4 2026 revenue declined to $311.1 million, while the company swung from $40.2 million of consolidated net income in Q3 to a $16.8 million loss.
  • Operating cash flow was negative $3.3 million in Q4 2026, and cash declined by $14.6 million after investing and financing outflows.
  • Q4 2026 included $252.7 million of net occupancy and equipment expense, creating a sharp increase in total expenses and raising questions about the sustainability and classification of quarterly margins.
09/03/26 12:43 PM ETAI Generated. May Contain Errors.

SelectQuote Financials - Frequently Asked Questions

According to the most recent income statement we have on file, SelectQuote's fiscal year ends in June. Their fiscal year 2026 ended on June 30, 2026.

SelectQuote's net income appears to be on a downward trend, with a most recent value of $62.19 million in 2026, rising from $34.90 million in 2018. The previous period was $47.58 million in 2025. Check out SelectQuote's forecast to explore projected trends and price targets.

Over the last 8 years, SelectQuote's total revenue changed from $232.76 million in 2018 to $1.57 billion in 2026, a change of 572.5%.

SelectQuote's total liabilities were at $636.80 million at the end of 2026, a 5.5% decrease from 2025, and a 343.2% increase since 2019.

In the past 7 years, SelectQuote's cash and equivalents has ranged from $570 thousand in 2019 to $321.07 million in 2020, and is currently $20.72 million as of their latest financial filing in 2026.

Over the last 8 years, SelectQuote's book value per share changed from 0.00 in 2018 to 2.00 in 2026, a change of 199.5%.


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Financial statements for NYSE:SLQT last updated on 8/25/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
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