NYSE:VEL Velocity Financial (VEL) Stock Price, News & Analysis $16.39 -0.22 (-1.32%) Closing price 03:59 PM EasternExtended Trading$16.40 +0.01 (+0.06%) As of 05:42 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Velocity Financial Stock (NYSE:VEL) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Velocity Financial alerts:Sign Up Key Stats Today's Range$16.36▼$16.7550-Day Range$16.30▼$18.8552-Week Range$16.12▼$20.98Volume87,523 shsAverage Volume63,886 shsMarket Capitalization$598.10 millionP/E Ratio8.86Dividend YieldN/APrice Target$21.50Consensus RatingModerate Buy Company OverviewVelocity Financial, Inc. operates as a real estate finance company in the United States. It originates, securitizes, and manages a portfolio of loans, which are secured by first mortgage liens on income-producing and/or owner/user commercial properties, including investor 1-4, a non-owner occupied residential rental properties with 1-4 units; residential apartments combined with office or retail space; and multi-family comprising traditional apartment buildings, condominiums, and other residential properties with 5+ units. The company also finances for retail properties with various types of retail products and merchandise or services; commercial properties occupied by professional or business offices; and warehouse and other properties, which include self-storage units, auto services, hospitality, light industrial, and other commercial enterprises, as well as provides short-term and interest-only loans for acquisition and improvement of 1-4-unit residential properties. It offers its products through a network of independent mortgage brokers for independent real estate investors and small business owners. The company was founded in 2004 and is headquartered in Westlake Village, California.Read More… Velocity Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks63rd Percentile Overall ScoreVEL MarketRank™: Velocity Financial scored higher than 63% of companies evaluated by MarketBeat, and ranked 549th out of 931 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.3 / 5Analyst RatingModerate Buy Consensus RatingVelocity Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 3 buy ratings, no hold ratings, and 1 sell rating.Amount of Analyst CoverageVelocity Financial has received no research coverage in the past 90 days.Read more about Velocity Financial's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth3.68% Earnings GrowthEarnings for Velocity Financial are expected to grow by 3.68% in the coming year, from $1.90 to $1.97 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Velocity Financial is 8.87, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 24.86.Price to Earnings Ratio vs. SectorThe P/E ratio of Velocity Financial is 8.87, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.63.Price to Book Value per Share RatioVelocity Financial has a P/B Ratio of 1.23. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Velocity Financial's valuation and earnings. Short Interest4.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted1.15% of the float of Velocity Financial has been sold short.Short Interest Ratio / Days to CoverVelocity Financial has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Velocity Financial has recently decreased by 1.99%, indicating that investor sentiment is improving. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldVelocity Financial does not currently pay a dividend.Dividend GrowthVelocity Financial does not have a long track record of dividend growth. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted1.15% of the float of Velocity Financial has been sold short.Short Interest Ratio / Days to CoverVelocity Financial has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Velocity Financial has recently decreased by 1.99%, indicating that investor sentiment is improving. News and Social Media2.3 / 5News Sentiment1.14 News SentimentVelocity Financial has a news sentiment score of 1.14. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for Velocity Financial this week, compared to 1 article on an average week. Company Ownership1.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Velocity Financial insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 4.60% of the stock of Velocity Financial is held by insiders.Percentage Held by Institutions97.49% of the stock of Velocity Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Velocity Financial's insider trading history. Receive VEL Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Velocity Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address VEL Stock News HeadlinesVelocity Global Appoints James Loftus as Chief Financial OfficerMay 28 at 3:08 PM | finance.yahoo.comVelocity comes out of stealth with $10M to power the Velocity of MoneyMay 28 at 10:07 AM | tmcnet.comAI Meltdown Imminent: Dump These Stocks Now!If you have any money in the markets, especially in AI stocks… Please click here to see Elon Musk’s new invention… This could send many popular AI stocks crashing, including Nvidia. And it could happen starting as soon as June 1st.May 28, 2025 | Paradigm Press (Ad)Chesterfield Township entrepreneur wins Velocity’s Pitch CompetitionMay 22, 2025 | msn.comVelocity Financial, Inc. (NYSE:VEL) Q1 2025 Earnings Call TranscriptMay 4, 2025 | insidermonkey.comVelocity Financial Q1 2025 slides: record loan production drives portfolio growthMay 3, 2025 | uk.investing.comVelocity Financial First Quarter 2025 Earnings: Misses ExpectationsMay 3, 2025 | finance.yahoo.comVelocity Financial’s Earnings Call Highlights Robust GrowthMay 2, 2025 | tipranks.comSee More Headlines VEL Stock Analysis - Frequently Asked Questions How have VEL shares performed this year? Velocity Financial's stock was trading at $19.56 at the beginning of the year. Since then, VEL stock has decreased by 16.1% and is now trading at $16.41. View the best growth stocks for 2025 here. How were Velocity Financial's earnings last quarter? Velocity Financial, Inc. (NYSE:VEL) posted its quarterly earnings results on Thursday, May, 1st. The company reported $0.55 earnings per share for the quarter, topping the consensus estimate of $0.52 by $0.03. The firm earned $69.08 million during the quarter, compared to analysts' expectations of $51.33 million. Velocity Financial had a trailing twelve-month return on equity of 14.50% and a net margin of 51.06%. Read the conference call transcript. When did Velocity Financial IPO? Velocity Financial (VEL) raised $110 million in an initial public offering on Friday, January 17th 2020. The company issued 7,300,000 shares at a price of $14.00-$16.00 per share. Wells Fargo Securities, Citigroup and JMP Securities served as the underwriters for the IPO and Raymond James was co-manager. Who are Velocity Financial's major shareholders? Velocity Financial's top institutional investors include Snow Phipps Group LLC (39.26%), Adage Capital Partners GP L.L.C. (1.22%), Caption Management LLC and Goldman Sachs Group Inc. (0.54%). View institutional ownership trends. How do I buy shares of Velocity Financial? Shares of VEL stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Velocity Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Velocity Financial investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Netflix (NFLX), Broadcom (AVGO), Palo Alto Networks (PANW) and Invesco QQQ (QQQ). Company Calendar Last Earnings5/01/2025Today5/28/2025Next Earnings (Estimated)7/30/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry Nondepository credit institutions Sub-IndustryBanking Current SymbolNYSE:VEL CIK1692376 Webwww.velfinance.com Phone818-532-3700FaxN/AEmployees220Year FoundedN/APrice Target and Rating Average Stock Price Target$21.50 High Stock Price Target$23.00 Low Stock Price Target$20.00 Potential Upside/Downside+31.2%Consensus RatingModerate Buy Rating Score (0-4)2.50 Research Coverage4 Analysts Profitability EPS (Most Recent Fiscal Year)$1.94 Trailing P/E Ratio8.86 Forward P/E Ratio8.63 P/E GrowthN/ANet Income$52.27 million Net Margins51.06% Pretax Margin67.88% Return on Equity14.50% Return on Assets1.41% Debt Debt-to-Equity Ratio8.49 Current Ratio36.72 Quick Ratio36.72 Sales & Book Value Annual Sales$224.07 million Price / Sales2.67 Cash Flow$2.02 per share Price / Cash Flow8.13 Book Value$13.33 per share Price / Book1.23Miscellaneous Outstanding Shares36,492,000Free Float31,790,000Market Cap$598.10 million OptionableOptionable Beta1.26 Social Links Metaverse Stocks And Why You Can't Ignore ThemThinking about investing in Meta, Roblox, or Unity? Enter your email to learn what streetwise investors need to know about the metaverse and public markets before making an investment.Get This Free Report This page (NYSE:VEL) was last updated on 5/28/2025 by MarketBeat.com Staff From Our PartnersJuly 2025 Rule Change to Impact Retirement InvestorsThere's a massive change from a new rule going into effect this July. And it's one the Big Banks are alread...Premier Gold Co | SponsoredBanks aren’t ready for this altcoin—are you?I've never been more confident about a DeFi opportunity. This isn't about complex trading or risky bets. Th...Crypto 101 Media | SponsoredF1 Engineering Powers This Electric Marine MotorThe future of marine propulsion has arrived - powered by F-1 grade engineering. In collaboration with McLar...The Tomorrow Investor | SponsoredMarket Panic: Trump Just Dropped a Bomb on Your Stockstock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tarif...American Alternative | SponsoredTrump Predicts Dollar DownfallREAD THIS VERY CAREFULLY: If you have $100,000 or more saved for retirement, this may make you VERY angry... ...Augusta Precious Metals | SponsoredTrump Quietly Planning $15 Trillion Crypto ShockerMost investors are still unaware, but I believe a new White House action may have quietly opened the floodgate...Paradigm Press | SponsoredIs President Trump Lying To You With This?President Trump’s economic transition isn’t without hardship. But what if there were a smart, tax-free way to ...Colonial Metals | Sponsored“You all just got a lot richer”Trump Knows What He’s Doing. When the president says he’s going to let RFK “go wild” … and Big Pharma crash...Brownstone Research | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Velocity Financial, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share Velocity Financial With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.