NYSE:YRD Yirendai (YRD) Stock Price, News & Analysis $5.83 -0.02 (-0.34%) Closing price 03:59 PM EasternExtended Trading$5.83 0.00 (0.00%) As of 04:40 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Yirendai Stock (NYSE:YRD) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Yirendai alerts:Sign Up Key Stats Today's Range$5.81▼$5.8950-Day Range$5.63▼$6.3852-Week Range$4.22▼$9.20Volume46,437 shsAverage Volume128,738 shsMarket Capitalization$503.77 millionP/E Ratio2.83Dividend Yield6.86%Price TargetN/AConsensus RatingN/A Company Overview Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers; insurance brokerage services; and consumption and lifestyle services, including non-financial products and services to meet various consumer needs. It supports clients at various growth stages, addressing financing needs arising from consumption and production activities, and augmenting the well-being and security of individuals, families, and businesses. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. Yiren Digital Ltd. was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited. Read More Yirendai Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks67th Percentile Overall ScoreYRD MarketRank™: Yirendai scored higher than 67% of companies evaluated by MarketBeat, and ranked 290th out of 660 stocks in the computer and technology sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for Yirendai. Earnings and Valuation1.9 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Yirendai is 2.83, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 56.07.Price to Earnings Ratio vs. SectorThe P/E ratio of Yirendai is 2.83, which means that it is trading at a less expensive P/E ratio than the Computer and Technology sector average P/E ratio of about 58.06.Price to Book Value per Share RatioYirendai has a P/B Ratio of 0.36. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.16% of the float of Yirendai has been sold short.Short Interest Ratio / Days to CoverYirendai has a short interest ratio ("days to cover") of 0.7, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Yirendai has recently decreased by 19.63%, indicating that investor sentiment is improving significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend LeadershipYirendai is a leading dividend payer. It pays a dividend yield of 6.79%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthYirendai does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Yirendai is 19.42%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about Yirendai's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.16% of the float of Yirendai has been sold short.Short Interest Ratio / Days to CoverYirendai has a short interest ratio ("days to cover") of 0.7, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Yirendai has recently decreased by 19.63%, indicating that investor sentiment is improving significantly. News and Social Media2.0 / 5News SentimentN/A News SentimentYirendai has a news sentiment score of 0.68. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.93 average news sentiment score of Computer and Technology companies.News Coverage This WeekMarketBeat has tracked 1 news article for Yirendai this week, compared to 2 articles on an average week.Search InterestOnly 2 people have searched for YRD on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.MarketBeat Follows1 people have added Yirendai to their MarketBeat watchlist in the last 30 days. Company Ownership1.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Yirendai insiders have not sold or bought any company stock.Percentage Held by Insiders42.20% of the stock of Yirendai is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 1.99% of the stock of Yirendai is held by institutions.Read more about Yirendai's insider trading history. Receive YRD Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Yirendai and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. YRD Stock News HeadlinesYiren Digital Ltd. (NYSE:YRD) Q2 2025 Earnings Call TranscriptAugust 22, 2025 | insidermonkey.comYiren Digital Ltd. 2025 Q2 - Results - Earnings Call PresentationAugust 21, 2025 | seekingalpha.comAltucher: It Looks Like My Trump prediction is coming trueNew Hampshire just launched a Strategic Crypto Reserve — and James Altucher says it’s the first sign that “Trump’s Great Gain” has officially begun. Altucher believes select cryptos could turn $900 into $108,000 over the next 12 months — and he’s laying out the full gameplan in a new presentation.August 29 at 2:00 AM | Paradigm Press (Ad)Yiren Digital Reports Second Quarter 2025 Financial ResultsAugust 21, 2025 | prnewswire.comYiren Digital to Report Second Quarter 2025 Financial Results on August 21, 2025August 14, 2025 | gurufocus.comYiren Digital to Report Second Quarter 2025 Financial Results on August 21, 2025August 14, 2025 | prnewswire.comYiren Digital CEO Shares AI Breakthroughs and Success at WAIC 2025July 29, 2025 | prnewswire.comYiren Digital Releases its 2024 ESG Report: AI Deepens Sustainable Practices Across the BoardJuly 24, 2025 | prnewswire.comSee More Headlines YRD Stock Analysis - Frequently Asked Questions How have YRD shares performed this year? Yirendai's stock was trading at $4.80 at the beginning of the year. Since then, YRD shares have increased by 21.5% and is now trading at $5.83. How were Yirendai's earnings last quarter? Yirendai Ltd. (NYSE:YRD) released its earnings results on Thursday, August, 21st. The technology company reported $0.57 earnings per share (EPS) for the quarter. The technology company had revenue of $230.62 million for the quarter. Yirendai had a net margin of 21.07% and a trailing twelve-month return on equity of 13.42%. Read the conference call transcript. When did Yirendai IPO? Yirendai (YRD) raised $75 million in an initial public offering (IPO) on Friday, December 18th 2015. The company issued 7,500,000 shares at a price of $9.00-$11.00 per share. Morgan Stanley, Credit Suisse and China Renaissance served as the underwriters for the IPO and Needham & Company was co-manager. Who are Yirendai's major shareholders? Yirendai's top institutional investors include Connor Clark & Lunn Investment Management Ltd. (0.47%), American Century Companies Inc. (0.03%), Catalyst Funds Management Pty Ltd (0.02%) and Group One Trading LLC. How do I buy shares of Yirendai? Shares of YRD stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Yirendai own? Based on aggregate information from My MarketBeat watchlists, some other companies that Yirendai investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Arista Networks (ANET), Adobe (ADBE), ServiceNow (NOW) and Novo Nordisk A/S (NVO). Company Calendar Last Earnings8/21/2025Today8/29/2025Record date for 10/15 Dividend9/30/2025Ex-Dividend for 10/15 Dividend9/30/2025Dividend Payable10/15/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorComputer and Technology Industry INTERNET SERVICES Sub-IndustryBanking Current SymbolNYSE:YRD CIK1631761 Webwww.yirendai.com Phone861050905315FaxN/AEmployees3,800Year FoundedN/AProfitability EPS (Trailing Twelve Months)$2.06 Trailing P/E Ratio2.83 Forward P/E RatioN/A P/E GrowthN/ANet Income$216.77 million Net Margins21.07% Pretax Margin23.14% Return on Equity13.42% Return on Assets9.73% Debt Debt-to-Equity RatioN/A Current Ratio3.13 Quick Ratio3.68 Sales & Book Value Annual Sales$795.41 million Price / Sales0.63 Cash Flow$2.49 per share Price / Cash Flow2.34 Book Value$16.13 per share Price / Book0.36Miscellaneous Outstanding Shares86,410,000Free Float49,943,000Market Cap$503.34 million OptionableOptionable Beta0.78 Elon Musk's Next MoveExplore Elon Musk’s boldest ventures yet—from AI and autonomy to space colonization—and find out how investors can ride the next wave of innovation.Get This Free Report This page (NYSE:YRD) was last updated on 8/29/2025 by MarketBeat.com Staff From Our PartnersINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredBONUS GUIDE - Ben Stein Prepares For the Next Financial CrisisWith inflation high, debt soaring, and global tensions rising, a financial storm may be brewing. 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