Citigroup (C) Stock Price, News & Analysis

Company Overview

Citigroup Inc., a diversified financial service holding company, provides various financial product and services to consumers, corporations, governments, and institutions worldwide. It operates through five segments: Services, Markets, Banking, U.S. Personal Banking, and Wealth. The Services segment includes Treasury and Trade Solutions, which provides cash management, trade, and working capital solutions to multinational corporations, financial institutions, and public sector organizations; and Securities Services, such as cross-border support for clients, local market expertise, post-trade technologies, data solutions, and various securities services solutions. The Markets segment offers sales and trading services for equities, foreign exchange, rates, spread products, and commodities to corporate, institutional, and public sector clients; and market-making services, including asset classes, risk management solutions, financing, prime brokerage, research, securities clearing, and settlement. The banking segment includes investment banking; advisory services related to mergers and acquisitions, divestitures, restructurings, and corporate defense activities; and corporate lending, which includes corporate and commercial banking. The U.S. Personal Banking segment provides co-branded cards and retail banking services. The Wealth segment provides financial services to high-net-worth clients through banking, lending, mortgages, investment, custody, and trust product offerings; and to professional industries, including law firms, consulting groups, accounting, and asset management. The company was founded in 1812 and is headquartered in New York, New York.

Key Stats

• Today's Range: $91.46 to $92.86
• 50-Day Range: $76.30 to $96.04
• 52-Week Range: $55.51 to $96.90
• Volume: 10.67 million shs
• Average Volume: 15.72 million shs
• Market Capitalization: $170.35 billion
• P/E Ratio: 13.67
• Dividend Yield: 2.59%
• Price Target: $96.54
• Consensus Rating: Moderate Buy

Citigroup Stock Analysis - MarketRank™

Citigroup scored higher than 99% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Citigroup has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 10 buy ratings, 5 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Citigroup has been the subject of 13 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 5.0 / 5
• Proj. Earnings Growth: 25.50%

Earnings Growth

Earnings for Citigroup are expected to grow by 25.50% in the coming year, from $7.53 to $9.45 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Citigroup is 13.67, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.09.

Price to Earnings Ratio vs. Sector

The P/E ratio of Citigroup is 13.67, which means that it is trading at a less expensive P/E ratio than the Financial Services sector average P/E ratio of about 14.31.

Price to Earnings Growth Ratio

Citigroup has a PEG Ratio of 0.81. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Citigroup has a P/B Ratio of 0.86. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.99% of the float of Citigroup has been sold short.

Short Interest Ratio / Days to Cover

Citigroup has a short interest ratio ("days to cover") of 2.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Citigroup has recently increased by 3.37%, indicating that investor sentiment is decreasing.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Citigroup pays a meaningful dividend of 2.56%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Citigroup has only been increasing its dividend for 2 years.

Dividend Coverage

The dividend payout ratio of Citigroup is 35.45%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Citigroup will have a dividend payout ratio of 25.40% next year. This indicates that Citigroup will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 2.6 / 5
• Environmental Score: -0.49

Percentage of Shares Shorted

1.99% of the float of Citigroup has been sold short.

Short Interest Ratio / Days to Cover

Citigroup has a short interest ratio ("days to cover") of 2.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Citigroup has recently increased by 3.37%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 3.3 / 5
• News Sentiment: 0.90

News Sentiment

Citigroup has a news sentiment score of 0.90. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.51 average news sentiment score of Financial Services companies.

News Coverage This Week

MarketBeat has tracked 130 news articles for Citigroup this week, compared to 69 articles on an average week.

Search Interest

Only 75 people have searched for C on MarketBeat in the last 30 days. This is a decrease of -41% compared to the previous 30 days.

MarketBeat Follows

40 people have added Citigroup to their MarketBeat watchlist in the last 30 days. This is an increase of 90% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Citigroup insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $271,200.00 in company stock.

Percentage Held by Insiders

Only 0.08% of the stock of Citigroup is held by insiders.

Percentage Held by Institutions

71.72% of the stock of Citigroup is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

C Stock Analysis - Frequently Asked Questions

How have C shares performed this year?

Citigroup's stock was trading at $70.39 at the start of the year. Since then, C stock has increased by 31.4% and is now trading at $92.5250.

How were Citigroup's earnings last quarter?

Citigroup Inc. (NYSE:C) issued its quarterly earnings results on Tuesday, July, 15th. The company reported $1.96 EPS for the quarter, topping analysts' consensus estimates of $1.61 by $0.35. The firm's revenue was up 8.2% compared to the same quarter last year.
Read the conference call transcript.

Is Citigroup buying back stock?

Citigroup's board approved a stock buyback program on Wednesday, January 15th 2025, which authorizes the company to buy back $20,000,000,000 in shares, according to EventVestor. This means that the company could purchase up to 13.5% of its shares through open market purchases. Shares buyback programs are generally an indication that the company's leadership believes its stock is undervalued.

Does Citigroup have any subsidiaries?

Citigroup subsidiaries include these companies: The BISYS Group, Automated Trading Desk, Quilter Cheviot, Koram Bank, Grupo Financiero Banamex S.A. de C.V., European American Bank, Acciones y Valores Banamex S.A. de C.V. Casa de Bolsa Integrante del Grupo Financiero Banamex, and others.

Who are Citigroup's major shareholders?

Top institutional shareholders of Citigroup include Vanguard Group Inc. (9.01%), State Street Corp (4.46%), Geode Capital Management LLC (2.30%) and Franklin Resources Inc. (1.75%). Insiders that own company stock include Andrew John Morton, Michael Whitaker, Anand Selvakesari, Mark Mason, Zdenek Turek, Sara Wechter, Titilope Cole, Citigroup Inc and John Cunningham Dugan.
View institutional ownership trends.

How do I buy shares of Citigroup?

Shares of C stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Citigroup own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Citigroup investors own include Salesforce (CRM), BlackRock (BLK), Chevron (CVX), Bank of America (BAC), Bristol Myers Squibb (BMY), Home Depot (HD) and Johnson & Johnson (JNJ).

Company Calendar

• Record date for 5/23 Dividend: 5/05/2025
• Ex-Dividend for 5/23 Dividend: 5/05/2025
• Dividend Payable: 5/23/2025
• Last Earnings: 7/15/2025
• Record date for 8/22 Dividend: 8/04/2025
• Ex-Dividend for 8/22 Dividend: 8/04/2025
• Today: 8/21/2025
• Dividend Payable: 8/22/2025
• Next Earnings (Estimated): 10/21/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Financial Services
• Industry: Banks - Diversified
• Sub-Industry: Banking
• Current Symbol: NYSE:C
• CIK: 831001
• Web: www.citigroup.com
• Phone: +1 (212) 559-1000
• Fax: 212-793-3946
• Employees: 239,000
• Year Founded: 1812

Price Target and Rating

• Average Price Target for Citigroup: $96.54
• High Price Target: $124.00
• Low Price Target: $75.50
• Potential Upside/Downside: +3.7%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 15 Analysts

Profitability

• EPS (Trailing Twelve Months): $6.77
• Trailing P/E Ratio: 13.75
• Forward P/E Ratio: 12.36
• P/E Growth: 0.81
• Net Income: $12.68 billion
• Net Margins: 8.44%
• Pretax Margin: 11.23%
• Return on Equity: 7.29%
• Return on Assets: 0.57%

Debt

• Debt-to-Equity Ratio: 1.61
• Current Ratio: 0.99
• Quick Ratio: 0.99

Sales & Book Value

• Annual Sales: $170.76 billion
• Price / Sales: 1.00
• Cash Flow: $8.92 per share
• Price / Cash Flow: 10.43
• Book Value: $107.44 per share
• Price / Book: 0.87

Miscellaneous

• Outstanding Shares: 1,840,900,000
• Free Float: 1,839,425,000
• Market Cap: $171.35 billion
• Optionable: Optionable
• Beta: 1.38