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Mastercard (MA) Stock Price, News & Analysis

$444.63
-0.37 (-0.08%)
(As of 06/14/2024 ET)
Today's Range
$441.20
$444.96
50-Day Range
$441.10
$479.25
52-Week Range
$359.77
$490.00
Volume
2.02 million shs
Average Volume
2.41 million shs
Market Capitalization
$413.33 billion
P/E Ratio
35.34
Dividend Yield
0.59%
Price Target
$497.78

Mastercard MarketRank™ Stock Analysis

Analyst Rating
Moderate Buy
2.96 Rating Score
Upside/​Downside
12.0% Upside
$497.78 Price Target
Short Interest
Healthy
0.48% of Float Sold Short
Dividend Strength
Strong
Based on Four Factors
Sustainability
-0.60
Upright™ Environmental Score
News Sentiment
0.71mentions of Mastercard in the last 14 days
Based on 34 Articles This Week
Insider Trading
Selling Shares
$1.15 B Sold Last Quarter
Proj. Earnings Growth
15.33%
From $14.22 to $16.40 Per Share

Overall MarketRank

New Rank-Based ScoringMarketRank is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.

4.93 out of 5 stars

Business Services Sector

3rd out of 308 stocks

Business Services, Not Elsewhere Classified Industry

2nd out of 92 stocks

MA stock logo

About Mastercard Stock (NYSE:MA)

Mastercard Inc. is a leading technology company in the payments industry that provides payment processing solutions to businesses and consumers worldwide. Mastercard is one of the largest payment processors in the world by market cap and the number of payments processed.

Mastercard was founded in 1966 as Master Charge: The Interbank Card. The company was created to respond to the growing need for a secure and reliable payment processing system. In 1979, the company changed its name to Mastercard. Mastercard is in over 200 countries and territories and serves over 2.8 billion cardholders.

Mastercard operates on a business-to-business (B2B) model, providing payment processing services to financial institutions, merchants and governments. The company earns revenue primarily through transaction processing fees, cross-border fees and other value-added services. Mastercard's business is divided into four segments: domestic assessments, cross-border volume fees, transaction processing fees and additional revenue.

Mastercard's financial performance has been consistently strong in recent years, with revenue and earnings growth driven by increased transaction volumes and higher fees. Mastercard faces significant competition from other payment processing companies, including Visa Inc. (NYSE: V), American Express Co. (NYSE: AXP) and PayPal Holdings Inc. (NASDAQ: PYPL). However, Mastercard has maintained its position as one of the largest payment processors in the world due to its strong brand recognition, global network and innovative technology solutions.

Mastercard has consistently invested in innovative technology to enhance its payment processing solutions. One of the company's most significant innovations in recent years is Mastercard's tokenization technology, which provides a secure way to process payments without exposing cardholder data. Mastercard has also invested heavily in contactless payment technology, which has become increasingly popular during the COVID-19 pandemic.

Mastercard has a solid commitment to corporate social responsibility and sustainability. The company has set ambitious goals to reduce its carbon footprint, increase financial inclusion and promote gender equality. Mastercard is also actively involved in philanthropic efforts, including the Mastercard Foundation, which focuses on advancing financial inclusion in Africa.

As with any company, Mastercard faces several risk factors that could impact its financial performance. One of the most significant risks facing Mastercard is the potential for increased regulation of the payment processing industry. Mastercard is also vulnerable to changes in consumer behavior, such as a shift away from traditional payment methods toward mobile payments. Additionally, Mastercard's business depends on the overall health of the global economy, which could be impacted by factors such as inflation, geopolitical tensions and natural disasters.

MA Stock Price History

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Company Calendar

Ex-Dividend for 5/9 Dividend
4/08/2024
Last Earnings
5/01/2024
Dividend Payable
5/09/2024
Today
6/14/2024
Next Earnings (Estimated)
7/25/2024
Fiscal Year End
12/31/2024

Industry, Sector and Symbol

Industry
Business services, not elsewhere classified
Sub-Industry
Data Processing & Outsourced Services
CUSIP
57636Q10
Employees
33,400
Year Founded
1966

Price Target and Rating

Average Stock Price Target
$497.78
High Stock Price Target
$545.00
Low Stock Price Target
$424.00
Potential Upside/Downside
+12.4%
Consensus Rating
Moderate Buy
Rating Score (0-4)
2.96
Research Coverage
25 Analysts

Profitability

Net Income
$11.20 billion
Pretax Margin
55.82%

Debt

Sales & Book Value

Annual Sales
$25.10 billion
Cash Flow
$15.01 per share
Book Value
$7.47 per share

Miscellaneous

Free Float
928,685,000
Market Cap
$411.63 billion
Optionable
Optionable
Beta
1.09

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Should I Buy Mastercard Stock? MA Pros and Cons Explained

Pros

Here are some ways that investors could benefit from investing in Mastercard:

  • Mastercard's stock has an average rating of "Moderate Buy" with an average price target of $497.78, indicating positive sentiment from analysts.
  • Mastercard provides transaction processing and payment-related products globally, offering a diversified revenue stream.
  • The company offers innovative payment solutions for various stakeholders, including account holders, merchants, and financial institutions, enhancing its market presence.
  • Mastercard's technology-driven approach and focus on digital payments position it well to capitalize on the growing trend towards cashless transactions.
  • Recent developments in the payment industry, such as the increasing adoption of contactless payments, present growth opportunities for Mastercard.

Cons

Investors should be bearish about investing in Mastercard for these reasons:

  • Market volatility and economic uncertainties could impact consumer spending patterns, affecting Mastercard's transaction volumes and revenue.
  • Regulatory changes in the payment industry, such as new data privacy laws or interchange fee regulations, may pose challenges for Mastercard's operations and profitability.
  • Competition in the payment sector is intense, with other players introducing disruptive technologies and solutions that could potentially erode Mastercard's market share.
  • Fluctuations in foreign exchange rates could impact Mastercard's international business operations and financial performance.
  • In the event of a global economic downturn or recession, consumer spending on non-essential items, including discretionary payments processed by Mastercard, may decline.
These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Tuesday, June 11, 2024. Please send any questions or comments about these Mastercard pros and cons to contact@marketbeat.com.

MA Stock Analysis - Frequently Asked Questions

Should I buy or sell Mastercard stock right now?

25 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for Mastercard in the last twelve months. There are currently 2 hold ratings, 22 buy ratings and 1 strong buy rating for the stock. The consensus among Wall Street research analysts is that investors should "moderate buy" MA shares.
View MA analyst ratings
or view top-rated stocks.

What is Mastercard's stock price target for 2024?

25 equities research analysts have issued 12 month target prices for Mastercard's shares. Their MA share price targets range from $424.00 to $545.00. On average, they predict the company's share price to reach $497.78 in the next twelve months. This suggests a possible upside of 12.0% from the stock's current price.
View analysts price targets for MA
or view top-rated stocks among Wall Street analysts.

How have MA shares performed in 2024?

Mastercard's stock was trading at $426.51 at the beginning of 2024. Since then, MA shares have increased by 4.2% and is now trading at $444.63.
View the best growth stocks for 2024 here
.

When is Mastercard's next earnings date?

The company is scheduled to release its next quarterly earnings announcement on Thursday, July 25th 2024.
View our MA earnings forecast
.

How were Mastercard's earnings last quarter?

Mastercard Incorporated (NYSE:MA) posted its quarterly earnings data on Wednesday, May, 1st. The credit services provider reported $3.31 EPS for the quarter, topping the consensus estimate of $3.22 by $0.09. The credit services provider had revenue of $6.35 billion for the quarter, compared to analysts' expectations of $6.34 billion. Mastercard had a net margin of 46.09% and a trailing twelve-month return on equity of 183.70%. Mastercard's revenue for the quarter was up 10.4% compared to the same quarter last year. During the same quarter last year, the business posted $2.80 EPS.
Read the conference call transcript
.

How often does Mastercard pay dividends? What is the dividend yield for Mastercard?

Mastercard declared a quarterly dividend on Tuesday, February 6th. Stockholders of record on Tuesday, April 9th will be given a dividend of $0.66 per share on Thursday, May 9th. This represents a $2.64 annualized dividend and a dividend yield of 0.59%. The ex-dividend date is Monday, April 8th.
Read our dividend analysis for MA
.

Is Mastercard a good dividend stock?

Mastercard (NYSE:MA) pays an annual dividend of $2.64 per share and currently has a dividend yield of 0.60%. The company has been increasing its dividend for 12 consecutive years, indicating the company has a strong committment to maintain and grow its dividend. The dividend payout ratio is 20.99%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, MA will have a dividend payout ratio of 16.10% next year. This indicates that the company will be able to sustain or increase its dividend.
Read our dividend analysis for MA.

How will Mastercard's stock buyback program work?

Mastercard declared that its Board of Directors has authorized a share repurchase program on Tuesday, December 5th 2023, which allows the company to buyback $11,000,000,000.00 in shares, according to EventVestor. This buyback authorization allows the company to reacquire up to 2.9% of its stock through open market purchases. Stock buyback programs are typically a sign that the company's leadership believes its stock is undervalued.

What is Michael Miebach's approval rating as Mastercard's CEO?

18 employees have rated Mastercard Chief Executive Officer Michael Miebach on Glassdoor.com. Michael Miebach has an approval rating of 100% among the company's employees. This puts Michael Miebach in the top 10% of approval ratings compared to other CEOs of publicly-traded companies.

What other stocks do shareholders of Mastercard own?

Based on aggregate information from My MarketBeat watchlists, some companies that other Mastercard investors own include Visa (V), NVIDIA (NVDA), Walt Disney (DIS), PayPal (PYPL), Alibaba Group (BABA), Netflix (NFLX), Salesforce (CRM), Tesla (TSLA), Adobe (ADBE) and Boeing (BA).

Who are Mastercard's major shareholders?

Mastercard's stock is owned by a number of retail and institutional investors. Top institutional investors include Vanguard Group Inc. (8.10%), Capital International Investors (2.25%), Price T Rowe Associates Inc. MD (2.21%), Capital Research Global Investors (1.47%), Bank of New York Mellon Corp (1.07%) and Janus Henderson Group PLC (0.82%). Insiders that own company stock include Ajay Banga, Ajay Bhalla, Ann Cairns, Craig Vosburg, Edward Grunde Mclaughlin, Foundation Mastercard, Hai Ling, J Mehra Sachin, Linda Pistecchia Kirkpatrick, Michael Miebach, Raghuvir Malhotra, Raj Seshadri, Richard K Davis, Sandra A Arkell, Timothy H Murphy and Venkata R Madabhushi.
View institutional ownership trends
.

How do I buy shares of Mastercard?

Shares of MA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

Does Mastercard have any subsidiaries?
The following companies are subsidiares of Mastercard: Aiia, Applied Predictive Technologies, Arcus, Brighterion, C-sam, CipherTrace, DataCash Group, Dynamic Yield, Ekata, Ethoca, Finicity, Global Mastercard Holdings LP, IfOnly, Mastercard A&M Investment Holdings LLC, Mastercard AP Financing Pte. Ltd., Mastercard Asia/Pacific Pte. Ltd., Mastercard Europe SA, Mastercard Financing Solutions LLC, Mastercard Holdings LP, Mastercard International Incorporated, Mastercard Payment Gateway Services, Mastercard UK Holdco Limited, Mastercard US Holdings LLC, Mastercard/Europay U.K. Limited, NETS, NuData Security a Mastercard company, Oltio, Orbiscom, Pinpoint, Provus, RiskRecon, SessionM, Transaction Network Services (TNS), Transactis, Transfast, Truaxis, Vocalink, and Vyze.
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This page (NYSE:MA) was last updated on 6/14/2024 by MarketBeat.com Staff

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