Southwest Georgia Financial, Inc. is the bank holding company for Southwest Georgia Bank, SSB, a community-oriented financial institution headquartered in Camilla, Georgia. Established to serve the banking needs of rural and small-town customers, the company offers a full range of deposit and lending services. As a locally managed enterprise, Southwest Georgia Financial focuses on personalized service, aiming to build long-term relationships with individuals, families and businesses across its service region.
Founded in the early 20th century, Southwest Georgia Bank has grown steadily through organic expansion and strategic branch openings in key southwestern Georgia markets. Over the decades, the company has enhanced its product lineup to include checking and savings accounts, certificates of deposit, money market instruments and online banking. A firm commitment to community development has guided its approach to lending, with a portfolio that spans commercial real estate, agricultural financing, consumer loans and agricultural equipment lending.
The company’s lending platform is complemented by a suite of cash management and treasury services designed for small and mid-sized enterprises. Customers benefit from remote deposit capture, ACH origination, wire transfers and merchant card processing. By leveraging technology alongside a community banking model, Southwest Georgia Financial ensures that clients have access to modern digital channels without sacrificing the personalized advice and local decision-making that characterize its branches.
Southwest Georgia Financial’s branch network encompasses locations in Camilla, Moultrie, Donalsonville and Bainbridge, allowing it to serve a broad geographic area in Georgia’s southwestern corner. The company’s leadership team is headed by President and Chief Executive Officer Jonathan D. Adcock, whose three decades of regional banking experience underscore the firm’s community focus. Supported by a board of directors composed of local business and civic leaders, Southwest Georgia Financial continues to prioritize relationship banking and sustainable growth in its core markets.
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