American Business Bank (AMBZ) Stock Price, News & Analysis

Company Overview

American Business Bank (OTCMKTS: AMBZ) is a commercial bank focused on serving privately owned businesses, professional practices and individual customers. The bank provides relationship-based banking services designed to address the lending, deposit and cash-management needs of small and middle-market businesses.

Its products and services include commercial and industrial loans, commercial real estate financing, lines of credit, Small Business Administration lending, business checking and savings accounts, treasury management and electronic banking services. The bank also provides personal deposit and lending products to support its business customers and their owners.

American Business Bank is based in California and serves businesses and customers in the communities surrounding its banking offices. Publicly available information about the company’s current leadership and detailed historical development is limited, so no additional leadership details are included here.

Key Stats

• Today's Range: $69.57 to $70.00
• 50-Day Range: $69.68 to $73.15
• 52-Week Range: $55.08 to $73.77
• Volume: 3,426 shs
• Average Volume: 7,615 shs
• Market Capitalization: $620.90 million
• P/E Ratio: 10.49
• Dividend Yield: 1.71%
• Price Target: N/A
• Consensus Rating: N/A

American Business Bank Stock Analysis - MarketRank™

American Business Bank scored higher than 40% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for American Business Bank.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of American Business Bank is 10.48, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.84.

Price to Earnings Ratio vs. Sector

The P/E ratio of American Business Bank is 10.48, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.21.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the float of American Business Bank has been sold short.

Short Interest Ratio / Days to Cover

American Business Bank has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in American Business Bank has recently decreased by 4.94%, indicating that investor sentiment is improving.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

American Business Bank pays a meaningful dividend of 1.72%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

American Business Bank does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of American Business Bank is 17.99%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: N/A

News Sentiment

American Business Bank has a news sentiment score of 0.75. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.60 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for American Business Bank this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.1 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, American Business Bank insiders have not sold or bought any company stock.

Percentage Held by Institutions

9.87% of the stock of American Business Bank is held by institutions.

Company Calendar

• Last Earnings: 7/23/2026
• Today: 10/26/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: OTCMKTS:AMBZ
• CIK: N/A
• Web: www.americanbb.bank
• Phone: (213) 430-4000
• Fax: 213-627-2784
• Employees: 250
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $6.67
• Trailing P/E Ratio: 10.48
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $54.20 million
• Net Margins: 28.99%
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $199.36 million
• Price / Sales: 3.11
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 8,870,000
• Free Float: N/A
• Market Cap: $620.01 million
• Optionable: Not Optionable
• Beta: 0.30