Avidbank (AVBH) Stock Price, News & Analysis

Company Overview

Avidbank Holdings, Inc. operates as a bank holding company for Avidbank that provides financial products and services to businesses and individuals in the Santa Clara, San Mateo, and San Francisco counties. The company offers business and personal deposit products, such as checking, money market, and savings accounts; and certificates of deposit. It also provides personal lending products, including secured and unsecured lines of credit, home equity lines of credit, remodel and new home construction loans, and term loans; corporate banking comprising working capital lines of credit, equipment loans, acquisition financing, shareholder buyouts, ESOP loans, and owner-occupied real estate loans; and commercial real estate lending, such as permanent loans and bridge financing products. In addition, the company offers construction lending products, including land acquisition loans, pre-development loans, construction spec SFD, owner-occupied SFD, condominiums, subdivision, unsecured business lines, real estate bridge loans, and RLOC real estate secured loans. Further, it provides various financing solutions, such as fund finance, structured finance, venture lending, asset-based lending, and sponsor finance. Additionally, the company offers various services, such as automated clearing house payments and collections, bill pay, positive pay, wire transfer, lockbox, merchant, remote deposit capture, risk and fraud analytics services, ATM/debit cards, credit cards, business courier, cash management, and complimentary notary services. Furthermore, it offers online and mobile banking services. The company was founded in 2003 and is headquartered in San Jose, California.

Key Stats

• Today's Range: $22.99 to $25.20
• 50-Day Range: $19.75 to $23.73
• 52-Week Range: $18.56 to $26.59
• Volume: 764,257 shs
• Average Volume: 6,505 shs
• Market Capitalization: $184.37 million
• P/E Ratio: 8.36
• Dividend Yield: N/A
• Price Target: $25.50
• Consensus Rating: Buy

Avidbank Stock Analysis - MarketRank™

Avidbank scored higher than 41% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.5 / 5
• Analyst Rating: Buy

Consensus Rating

Avidbank has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 2 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Avidbank has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 7.38%

Earnings Growth

Earnings for Avidbank are expected to grow by 7.38% in the coming year, from $2.71 to $2.91 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Avidbank is 8.36, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 27.85.

Price to Earnings Ratio vs. Sector

The P/E ratio of Avidbank is 8.36, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.31.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.01% of the outstanding shares of Avidbank have been sold short.

Short Interest Ratio / Days to Cover

Avidbank has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Avidbank has recently decreased by 28.57%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Avidbank does not currently pay a dividend.

Dividend Growth

Avidbank does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.01% of the outstanding shares of Avidbank have been sold short.

Short Interest Ratio / Days to Cover

Avidbank has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Avidbank has recently decreased by 28.57%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.3 / 5
• News Sentiment: N/A

News Sentiment

Avidbank has a news sentiment score of 0.20. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.85 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Avidbank this week, compared to 0 articles on an average week.

Search Interest

1 people have searched for AVBH on MarketBeat in the last 30 days.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Avidbank insiders have not sold or bought any company stock.

Percentage Held by Institutions

Only 15.87% of the stock of Avidbank is held by institutions.

AVBH Stock Analysis - Frequently Asked Questions

How have AVBH shares performed this year?

Avidbank's stock was trading at $21.80 at the start of the year. Since then, AVBH shares have increased by 6.7% and is now trading at $23.25.

How were Avidbank's earnings last quarter?

Avidbank Holdings Inc. (OTCMKTS:AVBH) announced its quarterly earnings results on Tuesday, April, 22nd. The company reported $0.71 EPS for the quarter, topping the consensus estimate of $0.63 by $0.08. The company had revenue of $20.52 million for the quarter, compared to the consensus estimate of $20.89 million.

How do I buy shares of Avidbank?

Shares of AVBH stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Avidbank own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Avidbank investors own include Broadcom (AVGO), NVIDIA (NVDA), e.l.f. Beauty (ELF), Jabil (JBL), Arista Networks (ANET), Disc Medicine (IRON) and Adobe (ADBE).

Company Calendar

• Last Earnings: 4/22/2025
• Today: 8/10/2025
• Next Earnings (Estimated): 8/11/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: BANKS - WEST
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:AVBH
• Previous Symbol: NASDAQ:AVBH
• CIK: 1443575
• Web: www.avidbank.com
• Phone: (408) 200-7390
• Fax: 650-289-9192
• Employees: 130
• Year Founded: 2003

Price Target and Rating

• Average Price Target for Avidbank: $25.50
• High Price Target: $26.00
• Low Price Target: $25.00
• Potential Upside/Downside: +9.7%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.78
• Trailing P/E Ratio: 8.36
• Forward P/E Ratio: 8.58
• P/E Growth: N/A
• Net Income: $21.01 million
• Net Margins: 14.31%
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $148.45 million
• Price / Sales: 1.24
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 7,930,000
• Free Float: N/A
• Market Cap: $184.37 million
• Optionable: Not Optionable
• Beta: 0.53