Citizens Bancorp of Virginia (CZBT) Stock Price, News & Analysis

Company Overview

Citizens Bancorp of Virginia, Inc. operates as the bank holding company for Citizens Bank and Trust Company that provides commercial banking products and services to businesses and individuals in the United States. It accepts checking and savings, certificates of deposit, and individual retirement accounts, as well as provides credit cards. The company also provides commercial loans, such as commercial real estate mortgages and construction loans, small business working capital loans and lines of credit, SBA guaranteed loans, and investment property loans. In addition, it offers consumer loans, including automobile, signature, boat, and personal property loans; and real estate loans comprising home equity lines of credit, fixed rate mortgages, adjustable rate mortgages, conventional and jumbo loan programs, first-time home buyer programs, home improvement loans, bridge loans, new home construction loans, and commercial construction loans, as well as second homes/vacation properties, investment, commercial, industrial, and apartment loans. Further, the company provides merchant services; and investment and brokerage services. It operates in Virginia counties of Nottoway, Amelia, Prince Edward, Brunswick, Buckingham, Charlotte, Chesterfield, Cumberland, Dinwiddie, Lunenburg, Mecklenburg, Goochland, and Powhatan; and the cities of Colonial Heights, Richmond, and Petersburg. The company was founded in 1873 and is based in Blackstone, Virginia.

Key Stats

• Today's Range: $42.85 to $42.85
• 50-Day Range: $38.40 to $42.85
• 52-Week Range: $30.45 to $42.85
• Volume: N/A
• Average Volume: 1,553 shs
• Market Capitalization: N/A
• P/E Ratio: 29.70
• Dividend Yield: 1.59%
• Price Target: N/A
• Consensus Rating: N/A

Citizens Bancorp of Virginia Stock Analysis - MarketRank™

Citizens Bancorp of Virginia scored higher than 38% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Citizens Bancorp of Virginia.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Citizens Bancorp of Virginia is 29.70, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 43.33.

Price to Earnings Ratio vs. Sector

The P/E ratio of Citizens Bancorp of Virginia is 29.70, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 27.87.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

Citizens Bancorp of Virginia has a short interest ratio ("days to cover") of 1.06, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Citizens Bancorp of Virginia has recently decreased by 36.72%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Citizens Bancorp of Virginia is a leading dividend payer. It pays a dividend yield of 3.90%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Citizens Bancorp of Virginia does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Citizens Bancorp of Virginia is 47.13%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: N/A

News Sentiment

Citizens Bancorp of Virginia has a news sentiment score of 1.00. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.84 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Citizens Bancorp of Virginia this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.1 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Citizens Bancorp of Virginia insiders have not sold or bought any company stock.

Percentage Held by Insiders

3.49% of the stock of Citizens Bancorp of Virginia is held by insiders.

Percentage Held by Institutions

Citizens Bancorp of Virginia has minimal institutional ownership at this time.

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: OTCMKTS:CZBT
• CIK: 1277254
• Web: www.cbtva.com
• Phone: (434) 292-8100
• Fax: N/A
• Employees: 108
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: 29.70
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: N/A
• Price / Sales: N/A
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: N/A
• Free Float: N/A
• Market Cap: N/A
• Optionable: Not Optionable
• Beta: N/A