OTCMKTS:FMBM F & M Bank (FMBM) Stock Price, News & Analysis $23.50 +0.16 (+0.69%) As of 08/8/2025 01:18 PM Eastern Add Compare Share Share Stock Analysis Stock AnalysisChartDividendEarningsHeadlinesSEC FilingsShort InterestBuy This Stock About F & M Bank Stock (OTCMKTS:FMBM) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get F & M Bank alerts:Sign Up Key Stats Today's Range$23.50▼$23.5050-Day Range$19.86▼$23.5052-Week Range$17.76▼$25.05Volume100 shsAverage Volume4,094 shsMarket Capitalization$83.66 millionP/E Ratio9.75Dividend Yield4.43%Price TargetN/AConsensus RatingN/A Company Overview F & M Bank Corp. operates as the bank holding company for Farmers & Merchants Bank that provides financial products and services to consumers and businesses in Virginia. The company offers commercial and individual demand and time deposit accounts, savings accounts, money market accounts, internet and mobile banking services, and drive-in banking services. It also provides construction loans, including residential, and land acquisition and development loans; commercial real estate loans; business loans; consumer loans, such as personal loans, automobile loans, deposit account loans, installment and demand loans, and home equity loans; residential mortgage loans; credit cards; dealer finance; farmland loans; multi-family loans; and commercial and industrial loans. In addition, the company offers brokerage services and commercial and personal insurance products. Further, it originates conventional and government agency sponsored mortgages; and offers title insurance and real estate settlement services. The company was founded in 1908 and is headquartered in Timberville, Virginia. Read More F & M Bank Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks65th Percentile Overall ScoreFMBM MarketRank™: F & M Bank scored higher than 65% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for F & M Bank. Earnings and Valuation1.9 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of F & M Bank is 9.75, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 27.88.Price to Earnings Ratio vs. SectorThe P/E ratio of F & M Bank is 9.75, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.32.Price to Book Value per Share RatioF & M Bank has a P/B Ratio of 0.96. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.01% of the outstanding shares of F & M Bank have been sold short.Short Interest Ratio / Days to CoverF & M Bank has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in F & M Bank has recently decreased by 50.00%, indicating that investor sentiment is improving significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend LeadershipF & M Bank is a leading dividend payer. It pays a dividend yield of 4.43%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthF & M Bank does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of F & M Bank is 43.15%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about F & M Bank's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.01% of the outstanding shares of F & M Bank have been sold short.Short Interest Ratio / Days to CoverF & M Bank has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in F & M Bank has recently decreased by 50.00%, indicating that investor sentiment is improving significantly. News and Social Media2.6 / 5News SentimentN/A News SentimentF & M Bank has a news sentiment score of 0.59. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.84 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 1 news article for F & M Bank this week, compared to 0 articles on an average week.Search Interest1 people have searched for FMBM on MarketBeat in the last 30 days. Company Ownership0.8 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, F & M Bank insiders have not sold or bought any company stock.Percentage Held by Insiders11.55% of the stock of F & M Bank is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 3.85% of the stock of F & M Bank is held by institutions.Read more about F & M Bank's insider trading history. Receive FMBM Stock News and Ratings via Email Sign-up to receive the latest news and ratings for F & M Bank and its competitors with MarketBeat's FREE daily newsletter. Email Address FMBM Stock News HeadlinesF & M Bank (FMBM) Q2 Margin Jumps 28%August 1, 2025 | fool.comFMBM F & M Bank Corp. - Seeking AlphaJune 25, 2025 | seekingalpha.com#1 Pre-IPO Opportunity For 2025 [Take Action Now!]James Altucher has scored 37X and even 60X returns on past pre-IPO deals. But now he says a much bigger opportunity is taking shape—one tied to what could be the largest IPO in history: Elon Musk’s Starlink. With the IPO rumored to launch as soon as this year, James has uncovered a backdoor method to potentially profit before it goes public—starting with as little as $50.August 10 at 2:00 AM | Paradigm Press (Ad)F & M Bank Corp. (FMBM): Among Stocks Insiders Were Buying In Q1 2025April 1, 2025 | msn.comF&M Bank reports Q4 EPS 64c vs. 13c last yearFebruary 3, 2025 | markets.businessinsider.comF&M Bank Announces Key Leadership Promotions and Strategic Focus for the FutureJanuary 13, 2025 | markets.businessinsider.comF&M Trust opens new Dauphin County community officeOctober 25, 2024 | msn.comF&M Bancorp goes ex dividend tomorrowSeptember 27, 2024 | msn.comSee More Headlines FMBM Stock Analysis - Frequently Asked Questions How have FMBM shares performed this year? F & M Bank's stock was trading at $20.23 at the beginning of the year. Since then, FMBM stock has increased by 16.2% and is now trading at $23.50. How were F & M Bank's earnings last quarter? F & M Bank Corp. (OTCMKTS:FMBM) announced its quarterly earnings results on Wednesday, July, 30th. The financial services provider reported $0.84 EPS for the quarter. The financial services provider earned $13.32 million during the quarter. F & M Bank had a trailing twelve-month return on equity of 9.51% and a net margin of 10.96%. How do I buy shares of F & M Bank? Shares of FMBM stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of F & M Bank own? Based on aggregate information from My MarketBeat watchlists, some other companies that F & M Bank investors own include ABM Industries (ABM), Merck & Co., Inc. (MRK), Reliance (RS), Texas Pacific Land (TPL), Agilent Technologies (A), American Assets Trust (AAT) and AbbVie (ABBV). Company Calendar Last Earnings7/30/2025Today8/10/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeOTCMKTS SectorFinance Industry BANKS - NORTHEAST Sub-IndustryBanking Current SymbolOTCMKTS:FMBM CIK740806 Webwww.fmbankva.com Phone(540) 896-8941Fax540-896-2840Employees150Year FoundedN/AProfitability EPS (Trailing Twelve Months)$2.41 Trailing P/E Ratio9.75 Forward P/E RatioN/A P/E GrowthN/ANet Income$7.28 million Net Margins10.96% Pretax Margin12.53% Return on Equity9.51% Return on Assets0.64% Debt Debt-to-Equity Ratio0.08 Current Ratio0.76 Quick Ratio0.76 Sales & Book Value Annual Sales$75.25 million Price / Sales1.11 Cash Flow$2.92 per share Price / Cash Flow8.06 Book Value$24.44 per share Price / Book0.96Miscellaneous Outstanding Shares3,560,000Free Float3,151,000Market Cap$83.66 million OptionableNot Optionable Beta0.22 Social Links 7 AI Stocks to Invest in Today: Capitalizing on AI and Tech Trends in 2025Discover the top 7 AI stocks to invest in right now. 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