Jeffersonville Bancorp (JFBC) Stock Price, News & Analysis

Company Overview

Jeffersonville Bancorp, Inc. is a bank holding company headquartered in Jeffersonville, Indiana. Through its wholly owned subsidiary, Jeffersonville Bank, the company offers a range of retail and commercial banking services tailored to individuals, small businesses and communities across southern Indiana. As a community-focused institution, Jeffersonville Bancorp emphasizes personalized customer relationships and local market expertise.

The company’s core deposit products include checking and savings accounts, money market accounts and certificates of deposit. On the lending side, Jeffersonville Bancorp provides commercial real estate and commercial business loans, consumer installment loans and home mortgage financing. Ancillary services such as online and mobile banking, cash management, treasury services and merchant card processing are offered to meet the evolving needs of its personal and business clientele.

Jeffersonville Bancorp operates primarily in the Clark County region and surrounding counties, positioning itself as a local banking partner for area residents and enterprises. By maintaining a community banking model, the company focuses on building long-term relationships, supporting regional economic development and responding quickly to customer inquiries. Management and board members are drawn from the local community, underscoring the bank’s commitment to area leadership and civic involvement.

Key Stats

• Today's Range: $20.55 to $20.55
• 50-Day Range: $20.00 to $23.00
• 52-Week Range: $17.75 to $23.00
• Volume: 775 shs
• Average Volume: 607 shs
• Market Capitalization: $86.93 million
• P/E Ratio: 7.39
• Dividend Yield: 2.92%
• Price Target: N/A
• Consensus Rating: N/A

Jeffersonville Bancorp Stock Analysis - MarketRank™

Jeffersonville Bancorp scored higher than 30% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Jeffersonville Bancorp.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Jeffersonville Bancorp is 7.39, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.85.

Price to Earnings Ratio vs. Sector

The P/E ratio of Jeffersonville Bancorp is 7.39, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 245.78.

Price to Book Value per Share Ratio

Jeffersonville Bancorp has a P/B Ratio of 0.95. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the float of Jeffersonville Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Jeffersonville Bancorp has a short interest ratio ("days to cover") of 0.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Jeffersonville Bancorp pays a meaningful dividend of 2.92%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Jeffersonville Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Jeffersonville Bancorp is 21.58%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.00% of the float of Jeffersonville Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Jeffersonville Bancorp has a short interest ratio ("days to cover") of 0.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

News and Social Media

• Score: 2.0 / 5
• News Sentiment: 0.66

News Sentiment

Jeffersonville Bancorp has a news sentiment score of 0.66. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.07 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for Jeffersonville Bancorp this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Jeffersonville Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 8.41% of the stock of Jeffersonville Bancorp is held by insiders.

JFBC Stock Analysis - Frequently Asked Questions

How have JFBC shares performed this year?

Jeffersonville Bancorp's stock was trading at $19.85 on January 1st, 2025. Since then, JFBC shares have increased by 3.5% and is now trading at $20.55.

How were Jeffersonville Bancorp's earnings last quarter?

Jeffersonville Bancorp (OTCMKTS:JFBC) posted its quarterly earnings data on Tuesday, August, 12th. The bank reported $0.78 earnings per share (EPS) for the quarter. The bank had revenue of $8.27 million for the quarter. Jeffersonville Bancorp had a trailing twelve-month return on equity of 12.72% and a net margin of 34.98%.

How do I buy shares of Jeffersonville Bancorp?

Shares of JFBC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Jeffersonville Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Jeffersonville Bancorp investors own include Aflac (AFL), Cinemark (CNK), Cheniere Energy (LNG), SLR Investment (SLRC), AT&T (T), United-Guardian (UG).

Company Calendar

• Last Earnings: 8/12/2025
• Ex-Dividend for 9/4 Dividend: 8/26/2025
• Record date for 9/4 Dividend: 8/27/2025
• Dividend Payable: 9/04/2025
• Today: 9/14/2025
• Next Earnings (Estimated): 11/10/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:JFBC
• CIK: 874495
• Web: www.jeffbank.com
• Phone: (845) 482-4000
• Fax: 845-482-3544
• Employees: 125
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $2.78
• Trailing P/E Ratio: 7.39
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $11.33 million
• Net Margins: 34.98%
• Pretax Margin: 44.07%
• Return on Equity: 12.72%
• Return on Assets: 1.80%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.78
• Quick Ratio: 0.78

Sales & Book Value

• Annual Sales: $34.26 million
• Price / Sales: 2.54
• Cash Flow: $3.06 per share
• Price / Cash Flow: 6.71
• Book Value: $21.53 per share
• Price / Book: 0.95

Miscellaneous

• Outstanding Shares: 4,234,000
• Free Float: 3,878,000
• Market Cap: $87.01 million
• Optionable: Not Optionable
• Beta: 0.18