Kansas City Life Insurance (KCLI) Stock Price, News & Analysis

Company Overview

Kansas City Life Insurance Company (OTCMKTS:KCLI), founded in 1895 and headquartered in Kansas City, Missouri, is a diversified life insurance provider serving individuals and groups across the United States. Over its more than 125-year history, the company has developed a reputation for stability and personalized service, leveraging a broad network of independent agents and direct channels to deliver tailored insurance and retirement products. Kansas City Life Insurance maintains its commitment to long-term policyholder value through conservative underwriting practices and prudent investment management.

The company’s primary business activities include the issuance of individual life insurance policies, annuities, and supplemental health products. Its product portfolio ranges from whole life and term life insurance to universal life and indexed universal life policies, designed to meet the varying needs of families, business owners, and retirees. In addition, Kansas City Life offers fixed annuity contracts to support retirement income planning, as well as Medicare Supplement plans that help cover out-of-pocket medical expenses for Medicare beneficiaries.

Kansas City Life Insurance operates across more than 40 states, with a concentration in the Midwest, Southwest, and Mid-Atlantic regions. The company leverages regional expertise and local agent relationships to tailor product offerings to state-specific regulatory environments and demographic trends. Through its subsidiary, Sunset Financial Services, and other affiliates, Kansas City Life also provides group life and disability insurance solutions to small and medium-sized businesses, further diversifying its distribution channels and client base.

Leadership at Kansas City Life Insurance is anchored by Frank M. Foster, who serves as Chairman, President, and Chief Executive Officer. Under his guidance, the company’s executive team and board of directors focus on strategic growth initiatives, risk management, and maintaining strong capital adequacy. Supported by a seasoned management group, Kansas City Life continues to pursue measured expansion, aiming to uphold its mission of delivering financial security and peace of mind to policyholders.

Key Stats

• Today's Range: $29.05 to $31.50
• 50-Day Range: $28.12 to $32.00
• 52-Week Range: $27.45 to $39.00
• Volume: 3,325 shs
• Average Volume: 472 shs
• Market Capitalization: $299.60 million
• P/E Ratio: N/A
• Dividend Yield: 1.81%
• Price Target: N/A
• Consensus Rating: N/A

Kansas City Life Insurance Stock Analysis - MarketRank™

Kansas City Life Insurance scored higher than 11% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Kansas City Life Insurance.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Kansas City Life Insurance is -64.48, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Kansas City Life Insurance is -64.48, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Kansas City Life Insurance has a P/B Ratio of 0.52. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the float of Kansas City Life Insurance has been sold short.

Short Interest Ratio / Days to Cover

Kansas City Life Insurance has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Dividend

• Score: 0.8 / 5
• Dividend Strength: Weak

Dividend Yield

Kansas City Life Insurance pays a meaningful dividend of 1.76%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Kansas City Life Insurance does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.00% of the float of Kansas City Life Insurance has been sold short.

Short Interest Ratio / Days to Cover

Kansas City Life Insurance has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

News and Social Media

• Score: 0.0 / 5
• News Sentiment: N/A

News Coverage This Week

MarketBeat has tracked 1 news article for Kansas City Life Insurance this week, compared to 1 article on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Kansas City Life Insurance insiders have not sold or bought any company stock.

Percentage Held by Insiders

63.10% of the stock of Kansas City Life Insurance is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 0.06% of the stock of Kansas City Life Insurance is held by institutions.

KCLI Stock Analysis - Frequently Asked Questions

How have KCLI shares performed this year?

Kansas City Life Insurance's stock was trading at $36.67 on January 1st, 2025. Since then, KCLI shares have decreased by 15.6% and is now trading at $30.95.

How were Kansas City Life Insurance's earnings last quarter?

Kansas City Life Insurance Co. (OTCMKTS:KCLI) posted its earnings results on Thursday, May, 1st. The financial services provider reported $0.19 earnings per share for the quarter. The financial services provider earned $118.98 million during the quarter. Kansas City Life Insurance had a negative trailing twelve-month return on equity of 0.77% and a negative net margin of 0.96%.

How do I buy shares of Kansas City Life Insurance?

Shares of KCLI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Kansas City Life Insurance own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Kansas City Life Insurance investors own include Art's-Way Manufacturing (ARTW), Crown Crafts (CRWS), Chevron (CVX), Exelixis (EXEL), FormFactor (FORM), Genworth Financial (GNW) and Medtronic (MDT).

Company Calendar

• Last Earnings: 5/01/2025
• Ex-Dividend for 5/14 Dividend: 5/08/2025
• Record date for 5/14 Dividend: 5/09/2025
• Dividend Payable: 5/14/2025
• Today: 7/08/2025
• Next Earnings (Estimated): 7/24/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: INS - LIFE
• Sub-Industry: Life & Health Insurance
• Current Symbol: OTCMKTS:KCLI
• Previous Symbol: NASDAQ:KCLI
• CIK: 54473
• Web: www.kclife.com
• Phone: (816) 753-7000
• Fax: 816-753-4902
• Employees: 436
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): ($0.48)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$4.97 million
• Net Margins: -0.96%
• Pretax Margin: -2.20%
• Return on Equity: -0.77%
• Return on Assets: -0.09%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.13
• Quick Ratio: 0.13

Sales & Book Value

• Annual Sales: $490.79 million
• Price / Sales: 0.61
• Cash Flow: $3.52 per share
• Price / Cash Flow: 8.79
• Book Value: $60.05 per share
• Price / Book: 0.52

Miscellaneous

• Outstanding Shares: 9,680,000
• Free Float: 3,573,000
• Market Cap: $299.60 million
• Optionable: Not Optionable
• Beta: 0.57