Pacific Financial (PFLC) Stock Price, News & Analysis

Company Overview

Pacific Financial Corporation operates as the bank holding company for Bank of the Pacific that provides various banking products and services in Washington and Oregon. The company offers personal and business checking, and savings accounts; certificates of deposit, individual retirement accounts, and other investment options; home loans; and auto and recreation loans, credit cards, and home equity line of credit. It also provides business and commercial loans, commercial real estate loans, and SBA guaranteed loans, as well as inventory, equipment, and working capital loans; Visa business cards; and treasury management, merchant, and online and mobile banking services. The company operates various branches in the communities of Grays Harbor, Pacific, Thurston, Whatcom, Clark, Skagit, and Wahkiakum counties in the state of Washington; and in Clatsop County, Oregon. It also operates loan production offices in the communities of Burlington, Washington; Salem, Oregon; and Lake Oswego, Oregon; as well as a residential real estate mortgage department. Pacific Financial Corporation was founded in 1971 and is headquartered in Aberdeen, Washington.

Key Stats

• Today's Range: $11.94 to $11.94
• 50-Day Range: $10.88 to $12.00
• 52-Week Range: $9.20 to $12.00
• Volume: N/A
• Average Volume: 5,197 shs
• Market Capitalization: N/A
• P/E Ratio: 26.74
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

Pacific Financial Stock Analysis - MarketRank™

Pacific Financial scored higher than 13% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Pacific Financial.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Pacific Financial is 26.74, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 133.26.

Price to Earnings Ratio vs. Sector

The P/E ratio of Pacific Financial is 26.74, which means that it is trading at a less expensive P/E ratio than the Financial Services sector average P/E ratio of about 421.51.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

Pacific Financial has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Dividend

• Score: 0.0 / 5
• Dividend Strength: Weak

Dividend Yield

Pacific Financial does not currently pay a dividend.

Dividend Growth

Pacific Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Pacific Financial is 125.40%. Payout ratios above 75% are not desirable because they may not be sustainable.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

Pacific Financial has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

News and Social Media

• Score: 2.0 / 5
• News Sentiment: 0.59

News Sentiment

Pacific Financial has a news sentiment score of 0.59. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Financial Services companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Pacific Financial this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Pacific Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

18.80% of the stock of Pacific Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 6.80% of the stock of Pacific Financial is held by institutions.

PFLC Stock Analysis - Frequently Asked Questions

How have PFLC shares performed this year?

Pacific Financial's stock was trading at $10.70 at the beginning of 2024. Since then, PFLC stock has increased by 11.6% and is now trading at $11.94.
View the best growth stocks for 2024 here.

How were Pacific Financial's earnings last quarter?

Pacific Financial Co. (OTCMKTS:PFLC) announced its quarterly earnings data on Tuesday, July, 28th. The company reported $0.23 EPS for the quarter. The firm earned $13.79 million during the quarter.

How do I buy shares of Pacific Financial?

Shares of PFLC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Pacific Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Pacific Financial investors own include PayPal (PYPL), Progressive (PGR), Ollie's Bargain Outlet (OLLI), Mastercard (MA), Hill-Rom (HRC), Fortinet (FTNT) and Fidelity National Information Services (FIS).

Company Calendar

• Last Earnings: 7/28/2020
• Ex-Dividend for 8/23 Dividend: 8/09/2024
• Dividend Payable: 8/23/2024
• Today: 10/31/2024
• Ex-Dividend for 11/22 Dividend: 11/08/2024
• Dividend Payable: 11/22/2024

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Financial Services
• Industry: Banks - Regional
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:PFLC
• Previous Symbol: NASDAQ:PFLC
• CUSIP: N/A
• CIK: 1093728
• Web: ir.bankofthepacific.com
• Phone: (360) 537-4061
• Fax: N/A
• Employees: 234
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): N/A
• Trailing P/E Ratio: 26.74
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: N/A
• Price / Sales: N/A
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: N/A
• Free Float: N/A
• Market Cap: N/A
• Optionable: Not Optionable
• Beta: N/A