Temenos Group (TMSNY) Stock Price, News & Analysis

Company Overview

Temenos Group AG is a Switzerland-based provider of enterprise software for the banking and financial services industry. The company develops technology that helps banks manage core operations, customer relationships, payments, digital channels, data and analytics, and regulatory requirements.

Its product portfolio includes Temenos Transact, a core banking platform; Temenos Infinity, a digital banking platform; and solutions for payments, financial crime mitigation, wealth management, and financial services analytics. Temenos offers its software through cloud-based, subscription and on-premises deployment models, depending on customer requirements.

Founded in 1993, Temenos serves financial institutions in markets worldwide, including retail, commercial and private banks, credit unions, and other specialized financial services organizations. The company is headquartered in Geneva, Switzerland, and has built an international operating presence to support customers across Europe, the Americas, Asia-Pacific, the Middle East and Africa.

Key Stats

• Today's Range: $84.25 to $85.10
• 50-Day Range: $78.56 to $95.22
• 52-Week Range: $74.88 to $107.27
• Volume: 1,784 shs
• Average Volume: 1,539 shs
• Market Capitalization: $5.81 billion
• P/E Ratio: 29.92
• Dividend Yield: 1.29%
• Price Target: N/A
• Consensus Rating: Buy

Temenos Group Stock Analysis - MarketRank™

Temenos Group scored higher than 54% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.5 / 5
• Analyst Rating: Buy

Consensus Rating

Temenos Group has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 2 strong buy ratings, no buy ratings, 2 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Temenos Group has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 10.29%

Earnings Growth

Earnings for Temenos Group are expected to grow by 10.29% in the coming year, from $4.76 to $5.25 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Temenos Group is 29.92, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 36.16.

Price to Earnings Ratio vs. Sector

The P/E ratio of Temenos Group is 29.92, which means that it is trading at a less expensive P/E ratio than the Technology sector average P/E ratio of about 64.25.

Price to Earnings Growth Ratio

Temenos Group has a PEG Ratio of 1.74. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Temenos Group has a P/B Ratio of 12.73. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the float of Temenos Group has been sold short.

Short Interest Ratio / Days to Cover

Temenos Group has a short interest ratio ("days to cover") of 0.03, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Temenos Group has recently decreased by 23.96%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Temenos Group pays a meaningful dividend of 1.31%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Temenos Group does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Temenos Group is 38.52%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Temenos Group will have a dividend payout ratio of 20.76% next year. This indicates that Temenos Group will be able to sustain or increase its dividend.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: N/A

News Coverage This Week

MarketBeat has tracked 1 news article for Temenos Group this week, compared to 0 articles on an average week.

Company Ownership

• Score: N/A
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Temenos Group insiders have not sold or bought any company stock.

Percentage Held by Institutions

Temenos Group has minimal institutional ownership at this time.

Company Calendar

• Last Earnings: 7/22/2026
• Today: 10/14/2026
• Next Earnings (Estimated): 10/28/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Technology
• Industry: Software
• Sub-Industry: Application Software
• Current Symbol: OTCMKTS:TMSNY
• Previous Symbol: OTCMKTS:TMSNY
• CIK: N/A
• Web: www.temenos.com
• Phone: (122) 708-1150
• Fax: 41-22-708-1160
• Employees: 5,205
• Year Founded: 1993

Profitability

• EPS (Trailing Twelve Months): $2.83
• Trailing P/E Ratio: 29.92
• Forward P/E Ratio: 17.79
• P/E Growth: 1.74
• Net Income: $280.61 million
• Net Margins: 17.50%
• Pretax Margin: 21.35%
• Return on Equity: 55.57%
• Return on Assets: 10.62%

Debt

• Debt-to-Equity Ratio: 2.22
• Current Ratio: 0.51
• Quick Ratio: 0.51

Sales & Book Value

• Annual Sales: $1.09 billion
• Price / Sales: 5.32
• Cash Flow: $5.72 per share
• Price / Cash Flow: 14.79
• Book Value: $6.65 per share
• Price / Book: 12.73

Miscellaneous

• Outstanding Shares: 68,591,000
• Free Float: N/A
• Market Cap: $5.81 billion
• Optionable: Not Optionable
• Beta: 0.77