Temenos Group (TMSNY) Stock Price, News & Analysis

Company Overview

Temenos Group is a leading provider of banking software systems, specializing in core banking platforms and digital front‐end solutions for financial institutions worldwide. The company’s flagship product, Temenos Transact, delivers end‐to‐end core banking functionality, enabling banks to manage accounts, deposits, loans and payments on a unified platform. Complementing this offering, Temenos Infinity provides digital banking capabilities, including online and mobile channels, customer onboarding, relationship management and analytics tools designed to enhance customer engagement and operational efficiency.

Founded in Geneva in 1993, Temenos serves more than 3,000 financial institutions across over 150 countries, ranging from community banks and credit unions to global systemically important banks. The company’s modular architecture and cloud-native deployment options allow clients to modernize legacy infrastructures, accelerate time-to-market for new products and reduce total cost of ownership. Temenos also offers specialized solutions for wealth management, microfinance, Islamic banking and risk and compliance, helping organizations to meet regulatory requirements and deliver tailored financial services in diverse markets.

Temenos has fostered a partner ecosystem of technology vendors, system integrators and consulting firms to support implementations, maintenance and ongoing innovation initiatives. The company operates development and support centers in Europe, North America, Asia and Australia, reflecting its commitment to local market expertise and global delivery standards. Through regular software releases and a dedicated research and development team, Temenos continues to enhance its platform with artificial intelligence, machine learning and advanced analytics capabilities.

Under the leadership of CEO David Arnott, Temenos emphasizes a cloud-first strategy and investment in open banking frameworks. The executive team combines deep industry knowledge with a focus on digital transformation, positioning the company to address evolving customer expectations and competitive pressures in the financial services sector. Temenos’s ongoing mission is to empower banks and financial institutions with innovative technology that drives growth, agility and resilience in an increasingly digital economy.

Key Stats

• Today's Range: $90.21 to $91.53
• 50-Day Range: $82.95 to $102.65
• 52-Week Range: $70.21 to $107.27
• Volume: 2,362 shs
• Average Volume: 1,678 shs
• Market Capitalization: $6.49 billion
• P/E Ratio: 59.38
• Dividend Yield: 1.21%
• Price Target: N/A
• Consensus Rating: Buy

Temenos Group Stock Analysis - MarketRank™

Temenos Group scored higher than 54% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.9 / 5
• Analyst Rating: Buy

Consensus Rating

Temenos Group has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 2 strong buy ratings, no buy ratings, 2 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Temenos Group has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 10.58%

Earnings Growth

Earnings for Temenos Group are expected to grow by 10.58% in the coming year, from $4.82 to $5.33 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Temenos Group is 145.58, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 44.67.

Price to Earnings Ratio vs. Sector

The P/E ratio of Temenos Group is 145.58, which means that it is trading at a less expensive P/E ratio than the Computer and Technology sector average P/E ratio of about 173.52.

Price to Earnings Growth Ratio

Temenos Group has a PEG Ratio of 1.74. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Temenos Group has a P/B Ratio of 13.57. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the float of Temenos Group has been sold short.

Short Interest Ratio / Days to Cover

Temenos Group has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Temenos Group has recently increased by 347.37%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Temenos Group pays a meaningful dividend of 1.27%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Temenos Group does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Temenos Group is 177.42%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on earnings estimates, Temenos Group will have a dividend payout ratio of 20.64% next year. This indicates that Temenos Group will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.4 / 5
• News Sentiment: N/A

News Sentiment

Temenos Group has a news sentiment score of 0.92. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.80 average news sentiment score of Computer and Technology companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Temenos Group this week, compared to 1 article on an average week.

Company Ownership

• Score: N/A
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Temenos Group insiders have not sold or bought any company stock.

Percentage Held by Institutions

Temenos Group has minimal institutional ownership at this time.

Company Calendar

• Last Earnings: 2/26/2026
• Today: 6/05/2026
• Next Earnings (Estimated): 7/21/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Computer and Technology
• Industry: INTERNET SOFTWARE
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:TMSNY
• Previous Symbol: OTCMKTS:TMSNY
• CIK: N/A
• Web: www.temenos.com
• Phone: (122) 708-1150
• Fax: 41-22-708-1160
• Employees: 5,205
• Year Founded: 1993

Profitability

• EPS (Trailing Twelve Months): $1.52
• Trailing P/E Ratio: 59.38
• Forward P/E Ratio: 18.73
• P/E Growth: 1.74
• Net Income: $280.61 million
• Net Margins: 26.21%
• Pretax Margin: 30.82%
• Return on Equity: 64.88%
• Return on Assets: 13.62%

Debt

• Debt-to-Equity Ratio: 1.66
• Current Ratio: 0.58
• Quick Ratio: 0.58

Sales & Book Value

• Annual Sales: $1.09 billion
• Price / Sales: 5.95
• Cash Flow: $5.96 per share
• Price / Cash Flow: 15.15
• Book Value: $6.65 per share
• Price / Book: 13.57

Miscellaneous

• Outstanding Shares: 71,907,000
• Free Float: N/A
• Market Cap: $6.49 billion
• Optionable: Not Optionable
• Beta: 0.74