First National Financial (FN) Competitors

Home Capital Group (TSE:HCG) and First National Financial (TSE:FN) are both financial services companies, but which is the superior stock? We will compare the two companies based on the strength of their valuation, media sentiment, profitability, dividends, analyst recommendations, institutional ownership, earnings and risk.

Is HCG or FN a better dividend stock?

Home Capital Group pays an annual dividend of C$0.60 per share. First National Financial pays an annual dividend of C$2.48 per share and has a dividend yield of 5.2%. Home Capital Group pays out 13.4% of its earnings in the form of a dividend. First National Financial pays out 80.9% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Do analysts recommend HCG or FN?

First National Financial has a consensus price target of C$45.40, suggesting a potential downside of 5.59%. Given Home Capital Group's higher probable upside, research analysts clearly believe Home Capital Group is more favorable than First National Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Home Capital Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
First National Financial	1 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.67

Is HCG or FN more profitable?

Home Capital Group has a net margin of 33.98% compared to First National Financial's net margin of 10.70%. First National Financial's return on equity of 24.41% beat Home Capital Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Home Capital Group	33.98%	10.77%	0.77%
First National Financial	10.70%	24.41%	0.48%

Does the media prefer HCG or FN?

In the previous week, Home Capital Group's average media sentiment score of 0.00 equaled First National Financial'saverage media sentiment score.

Company	Overall Sentiment
Home Capital Group	Neutral
First National Financial	Neutral

Which has more risk and volatility, HCG or FN?

Home Capital Group has a beta of 1.94, suggesting that its share price is 94% more volatile than the S&P 500. Comparatively, First National Financial has a beta of 0.687671, suggesting that its share price is 31% less volatile than the S&P 500.

Which has stronger valuation & earnings, HCG or FN?

First National Financial has higher revenue and earnings than Home Capital Group. Home Capital Group is trading at a lower price-to-earnings ratio than First National Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Home Capital Group	C$512.55M	0.00	C$174.16M	C$4.48	N/A
First National Financial	C$602.36M	4.79	C$185.07M	C$3.07	15.66

Do institutionals & insiders believe in HCG or FN?

33.1% of Home Capital Group shares are held by institutional investors. Comparatively, 4.6% of First National Financial shares are held by institutional investors. 0.6% of Home Capital Group shares are held by company insiders. Comparatively, 71.5% of First National Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Summary

Home Capital Group and First National Financial tied by winning 7 of the 14 factors compared between the two stocks.