Timbercreek Financial (TF) Competitors

First National Financial (TSE:FN) and Timbercreek Financial (TSE:TF) are both financial services companies, but which is the superior investment? We will contrast the two companies based on the strength of their dividends, earnings, media sentiment, valuation, institutional ownership, profitability, risk and analyst recommendations.

Do analysts rate FN or TF?

First National Financial currently has a consensus price target of C$41.00, indicating a potential downside of 1.91%. Timbercreek Financial has a consensus price target of C$8.00, indicating a potential upside of 4.71%. Given Timbercreek Financial's stronger consensus rating and higher probable upside, analysts plainly believe Timbercreek Financial is more favorable than First National Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First National Financial	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.25
Timbercreek Financial	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Which has stronger earnings & valuation, FN or TF?

First National Financial has higher revenue and earnings than Timbercreek Financial. Timbercreek Financial is trading at a lower price-to-earnings ratio than First National Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First National Financial	C$1.73B	1.45	C$185.07M	C$3.07	13.61
Timbercreek Financial	C$168.21M	3.75	C$58.41M	C$0.71	10.73

Do institutionals & insiders believe in FN or TF?

4.0% of First National Financial shares are held by institutional investors. Comparatively, 4.0% of Timbercreek Financial shares are held by institutional investors. 71.5% of First National Financial shares are held by company insiders. Comparatively, 0.9% of Timbercreek Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Is FN or TF a better dividend stock?

First National Financial pays an annual dividend of C$2.45 per share and has a dividend yield of 5.9%. Timbercreek Financial pays an annual dividend of C$0.69 per share and has a dividend yield of 9.0%. First National Financial pays out 79.8% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Timbercreek Financial pays out 96.9% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Is FN or TF more profitable?

Timbercreek Financial has a net margin of 34.73% compared to First National Financial's net margin of 10.70%. First National Financial's return on equity of 24.41% beat Timbercreek Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First National Financial	10.70%	24.41%	0.48%
Timbercreek Financial	34.73%	8.41%	3.50%

Does the media favor FN or TF?

In the previous week, First National Financial and First National Financial both had 2 articles in the media. First National Financial's average media sentiment score of 0.35 beat Timbercreek Financial's score of 0.22 indicating that First National Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First National Financial	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Timbercreek Financial	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has more volatility and risk, FN or TF?

First National Financial has a beta of 1.04, indicating that its stock price is 4% more volatile than the S&P 500. Comparatively, Timbercreek Financial has a beta of 1.23, indicating that its stock price is 23% more volatile than the S&P 500.

Summary

First National Financial beats Timbercreek Financial on 9 of the 16 factors compared between the two stocks.