Timbercreek Financial (TF) Competitors

First National Financial (TSE:FN) and Timbercreek Financial (TSE:TF) are both financial services companies, but which is the superior stock? We will contrast the two companies based on the strength of their valuation, community ranking, profitability, risk, earnings, institutional ownership, media sentiment, analyst recommendations and dividends.

Is FN or TF a better dividend stock?

First National Financial pays an annual dividend of C$2.45 per share and has a dividend yield of 6.5%. Timbercreek Financial pays an annual dividend of C$0.69 per share and has a dividend yield of 9.6%. First National Financial pays out 79.8% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Timbercreek Financial pays out 96.9% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Does the MarketBeat Community favor FN or TF?

Timbercreek Financial received 2 more outperform votes than First National Financial when rated by MarketBeat users. Likewise, 65.54% of users gave Timbercreek Financial an outperform vote while only 43.73% of users gave First National Financial an outperform vote.

Company	Underperform	Outperform
First National Financial	Outperform Votes 230 43.73%	Underperform Votes 296 56.27%
Timbercreek Financial	Outperform Votes 232 65.54%	Underperform Votes 122 34.46%

Which has stronger earnings & valuation, FN or TF?

First National Financial has higher revenue and earnings than Timbercreek Financial. Timbercreek Financial is trading at a lower price-to-earnings ratio than First National Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First National Financial	C$1.73B	1.31	C$185.07M	C$3.07	12.29
Timbercreek Financial	C$168.21M	3.54	C$58.41M	C$0.71	10.14

Is FN or TF more profitable?

Timbercreek Financial has a net margin of 34.73% compared to First National Financial's net margin of 10.70%. First National Financial's return on equity of 24.41% beat Timbercreek Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First National Financial	10.70%	24.41%	0.48%
Timbercreek Financial	34.73%	8.41%	3.50%

Which has more volatility & risk, FN or TF?

First National Financial has a beta of 1.04, suggesting that its share price is 4% more volatile than the S&P 500. Comparatively, Timbercreek Financial has a beta of 1.23, suggesting that its share price is 23% more volatile than the S&P 500.

Does the media prefer FN or TF?

In the previous week, First National Financial had 1 more articles in the media than Timbercreek Financial. MarketBeat recorded 1 mentions for First National Financial and 0 mentions for Timbercreek Financial. First National Financial's average media sentiment score of 0.84 beat Timbercreek Financial's score of 0.00 indicating that First National Financial is being referred to more favorably in the media.

Company	Overall Sentiment
First National Financial	Positive
Timbercreek Financial	Neutral

Do analysts recommend FN or TF?

First National Financial currently has a consensus price target of C$41.00, indicating a potential upside of 8.61%. Timbercreek Financial has a consensus price target of C$8.00, indicating a potential upside of 10.80%. Given Timbercreek Financial's stronger consensus rating and higher probable upside, analysts clearly believe Timbercreek Financial is more favorable than First National Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First National Financial	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.25
Timbercreek Financial	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Do institutionals and insiders have more ownership in FN or TF?

4.0% of First National Financial shares are owned by institutional investors. Comparatively, 4.0% of Timbercreek Financial shares are owned by institutional investors. 71.5% of First National Financial shares are owned by insiders. Comparatively, 0.9% of Timbercreek Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Summary

First National Financial beats Timbercreek Financial on 10 of the 19 factors compared between the two stocks.