Timbercreek Financial (TF) Competitors

Home Capital Group (TSE:HCG) and Timbercreek Financial (TSE:TF) are both small-cap financial services companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, dividends, media sentiment, earnings, risk, community ranking, valuation, institutional ownership and profitability.

Which has more volatility & risk, HCG or TF?

Home Capital Group has a beta of 1.94, meaning that its stock price is 94% more volatile than the S&P 500. Comparatively, Timbercreek Financial has a beta of 1.23, meaning that its stock price is 23% more volatile than the S&P 500.

Which has stronger earnings & valuation, HCG or TF?

Home Capital Group has higher revenue and earnings than Timbercreek Financial. Home Capital Group is trading at a lower price-to-earnings ratio than Timbercreek Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Home Capital Group	C$512.55M	0.00	C$174.16M	C$4.48	N/A
Timbercreek Financial	C$168.21M	3.43	C$58.41M	C$0.71	9.82

Is HCG or TF more profitable?

Timbercreek Financial has a net margin of 34.73% compared to Home Capital Group's net margin of 33.98%. Home Capital Group's return on equity of 10.77% beat Timbercreek Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Home Capital Group	33.98%	10.77%	0.77%
Timbercreek Financial	34.73%	8.41%	3.50%

Do insiders and institutionals believe in HCG or TF?

33.1% of Home Capital Group shares are owned by institutional investors. Comparatively, 4.0% of Timbercreek Financial shares are owned by institutional investors. 0.6% of Home Capital Group shares are owned by insiders. Comparatively, 0.9% of Timbercreek Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Does the MarketBeat Community favor HCG or TF?

Home Capital Group received 101 more outperform votes than Timbercreek Financial when rated by MarketBeat users. However, 65.72% of users gave Timbercreek Financial an outperform vote while only 45.99% of users gave Home Capital Group an outperform vote.

Company	Underperform	Outperform
Home Capital Group	Outperform Votes 333 45.99%	Underperform Votes 391 54.01%
Timbercreek Financial	Outperform Votes 232 65.72%	Underperform Votes 121 34.28%

Is HCG or TF a better dividend stock?

Home Capital Group pays an annual dividend of C$0.60 per share. Timbercreek Financial pays an annual dividend of C$0.69 per share and has a dividend yield of 9.9%. Home Capital Group pays out 13.4% of its earnings in the form of a dividend. Timbercreek Financial pays out 96.9% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Do analysts rate HCG or TF?

Timbercreek Financial has a consensus target price of C$7.98, indicating a potential upside of 14.09%. Given Timbercreek Financial's stronger consensus rating and higher possible upside, analysts clearly believe Timbercreek Financial is more favorable than Home Capital Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Home Capital Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Timbercreek Financial	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

Does the media prefer HCG or TF?

In the previous week, Timbercreek Financial had 3 more articles in the media than Home Capital Group. MarketBeat recorded 3 mentions for Timbercreek Financial and 0 mentions for Home Capital Group. Timbercreek Financial's average media sentiment score of 0.24 beat Home Capital Group's score of 0.00 indicating that Timbercreek Financial is being referred to more favorably in the news media.

Company	Overall Sentiment
Home Capital Group	Neutral
Timbercreek Financial	Neutral

Summary

Timbercreek Financial beats Home Capital Group on 10 of the 19 factors compared between the two stocks.