Timbercreek Financial (TF) Competitors

Timbercreek Financial (TSE:TF) and First National Financial (TSE:FN) are both financial services companies, but which is the superior stock? We will compare the two companies based on the strength of their analyst recommendations, media sentiment, earnings, profitability, valuation, risk, institutional ownership, community ranking and dividends.

Does the media favor TF or FN?

In the previous week, First National Financial had 1 more articles in the media than Timbercreek Financial. MarketBeat recorded 2 mentions for First National Financial and 1 mentions for Timbercreek Financial. Timbercreek Financial's average media sentiment score of 0.68 beat First National Financial's score of 0.67 indicating that Timbercreek Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Timbercreek Financial	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First National Financial	0 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has higher earnings & valuation, TF or FN?

First National Financial has higher revenue and earnings than Timbercreek Financial. Timbercreek Financial is trading at a lower price-to-earnings ratio than First National Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Timbercreek Financial	C$168.21M	3.66	C$58.41M	C$0.71	10.49
First National Financial	C$1.73B	1.36	C$185.07M	C$3.07	12.74

Which has more risk and volatility, TF or FN?

Timbercreek Financial has a beta of 1.23, indicating that its stock price is 23% more volatile than the S&P 500. Comparatively, First National Financial has a beta of 1.04, indicating that its stock price is 4% more volatile than the S&P 500.

Is TF or FN a better dividend stock?

Timbercreek Financial pays an annual dividend of C$0.69 per share and has a dividend yield of 9.2%. First National Financial pays an annual dividend of C$2.45 per share and has a dividend yield of 6.3%. Timbercreek Financial pays out 96.9% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First National Financial pays out 79.8% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Do institutionals and insiders believe in TF or FN?

4.0% of Timbercreek Financial shares are owned by institutional investors. Comparatively, 4.0% of First National Financial shares are owned by institutional investors. 0.9% of Timbercreek Financial shares are owned by company insiders. Comparatively, 71.5% of First National Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Does the MarketBeat Community favor TF or FN?

Timbercreek Financial received 2 more outperform votes than First National Financial when rated by MarketBeat users. Likewise, 65.54% of users gave Timbercreek Financial an outperform vote while only 43.73% of users gave First National Financial an outperform vote.

Company	Underperform	Outperform
Timbercreek Financial	Outperform Votes 232 65.54%	Underperform Votes 122 34.46%
First National Financial	Outperform Votes 230 43.73%	Underperform Votes 296 56.27%

Is TF or FN more profitable?

Timbercreek Financial has a net margin of 34.73% compared to First National Financial's net margin of 10.70%. First National Financial's return on equity of 24.41% beat Timbercreek Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Timbercreek Financial	34.73%	8.41%	3.50%
First National Financial	10.70%	24.41%	0.48%

Do analysts recommend TF or FN?

Timbercreek Financial currently has a consensus target price of C$8.00, indicating a potential upside of 7.10%. First National Financial has a consensus target price of C$41.00, indicating a potential upside of 4.78%. Given Timbercreek Financial's stronger consensus rating and higher possible upside, equities analysts clearly believe Timbercreek Financial is more favorable than First National Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Timbercreek Financial	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
First National Financial	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.25

Summary

Timbercreek Financial beats First National Financial on 10 of the 19 factors compared between the two stocks.