S&P 500   5,061.82
DOW   37,735.11
QQQ   431.06
5 Small-Cap Energy Stocks Surged in Price and Volume on Friday
Novo Nordisk Arms Wegovy to Be a Triple Threat
Vital Farms Rides the Pasture-Raised Egg Trend to the Bank
3 Energy Plays for Cash Flow: Buy 1 or Buy Them All
M&T Bank, Goldman Sachs rise; Salesforce, Tesla fall, Monday, 4/15/2024
When Will the Next Bull Market Be?
Global smartphone shipments climb nearly 8% in 1st quarter as Samsung retakes the lead
S&P 500   5,061.82
DOW   37,735.11
QQQ   431.06
5 Small-Cap Energy Stocks Surged in Price and Volume on Friday
Novo Nordisk Arms Wegovy to Be a Triple Threat
Vital Farms Rides the Pasture-Raised Egg Trend to the Bank
3 Energy Plays for Cash Flow: Buy 1 or Buy Them All
M&T Bank, Goldman Sachs rise; Salesforce, Tesla fall, Monday, 4/15/2024
When Will the Next Bull Market Be?
Global smartphone shipments climb nearly 8% in 1st quarter as Samsung retakes the lead
S&P 500   5,061.82
DOW   37,735.11
QQQ   431.06
5 Small-Cap Energy Stocks Surged in Price and Volume on Friday
Novo Nordisk Arms Wegovy to Be a Triple Threat
Vital Farms Rides the Pasture-Raised Egg Trend to the Bank
3 Energy Plays for Cash Flow: Buy 1 or Buy Them All
M&T Bank, Goldman Sachs rise; Salesforce, Tesla fall, Monday, 4/15/2024
When Will the Next Bull Market Be?
Global smartphone shipments climb nearly 8% in 1st quarter as Samsung retakes the lead
S&P 500   5,061.82
DOW   37,735.11
QQQ   431.06
5 Small-Cap Energy Stocks Surged in Price and Volume on Friday
Novo Nordisk Arms Wegovy to Be a Triple Threat
Vital Farms Rides the Pasture-Raised Egg Trend to the Bank
3 Energy Plays for Cash Flow: Buy 1 or Buy Them All
M&T Bank, Goldman Sachs rise; Salesforce, Tesla fall, Monday, 4/15/2024
When Will the Next Bull Market Be?
Global smartphone shipments climb nearly 8% in 1st quarter as Samsung retakes the lead

Compare Stocks

Comparative Price Performance Over Time

Compare Stocks - Price & Volume

CompanyCurrent Price50-Day Moving Average52-Week RangeMarket CapBetaAvg. VolumeToday's Volume
Camden National Co. stock logo
CAC
Camden National
$29.28
-0.1%
$31.90
$26.52
$39.70
$428.37M0.7444,200 shs36,588 shs
CBTX, Inc. stock logo
CBTX
CBTX
$30.51
$26.06
$33.10
$717.24M0.91133,848 shs5.32 million shs
The First Bancshares, Inc. stock logo
FBMS
First Bancshares
$23.35
-0.3%
$24.69
$22.82
$32.06
$729.22M0.88165,094 shs101,135 shs
Nicolet Bankshares, Inc. stock logo
NCBS
Nicolet Bankshares
$78.01
$79.98
$68.07
$98.20
$1.04B0.6658,001 shs70,513 shs
The Bancorp, Inc. stock logo
TBBK
Bancorp
$31.91
+1.4%
$37.80
$25.97
$47.11
$1.67B1.45633,040 shs664,902 shs
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Price Performance

Company1-Day Performance7-Day Performance30-Day Performance90-Day Performance1-Year Performance
Camden National Co. stock logo
CAC
Camden National
-0.10%-9.41%-6.27%-18.01%-12.41%
CBTX, Inc. stock logo
CBTX
CBTX
0.00%0.00%0.00%0.00%0.00%
The First Bancshares, Inc. stock logo
FBMS
First Bancshares
-0.34%-5.27%-4.69%-12.51%-1.81%
Nicolet Bankshares, Inc. stock logo
NCBS
Nicolet Bankshares
0.00%0.00%0.00%0.00%0.00%
The Bancorp, Inc. stock logo
TBBK
Bancorp
+1.37%-1.15%-7.13%-15.58%+18.19%

MarketRank™

CompanyOverall ScoreAnalyst's OpinionShort Interest ScoreDividend StrengthESG ScoreNews and Social Media SentimentCompany OwnershipEarnings & Valuation
Camden National Co. stock logo
CAC
Camden National
3.4979 of 5 stars
0.03.03.30.01.91.73.1
CBTX, Inc. stock logo
CBTX
CBTX
N/AN/AN/AN/AN/AN/AN/AN/A
The First Bancshares, Inc. stock logo
FBMS
First Bancshares
4.1912 of 5 stars
3.33.04.20.02.51.72.5
Nicolet Bankshares, Inc. stock logo
NCBS
Nicolet Bankshares
N/AN/AN/AN/AN/AN/AN/AN/A
The Bancorp, Inc. stock logo
TBBK
Bancorp
3.9445 of 5 stars
3.52.00.00.03.03.33.1

Analyst Ratings

CompanyConsensus Rating ScoreConsensus RatingConsensus Price Target% Upside from Current Price
Camden National Co. stock logo
CAC
Camden National
N/AN/AN/AN/A
CBTX, Inc. stock logo
CBTX
CBTX
N/AN/AN/AN/A
The First Bancshares, Inc. stock logo
FBMS
First Bancshares
2.67
Moderate Buy$32.0037.04% Upside
Nicolet Bankshares, Inc. stock logo
NCBS
Nicolet Bankshares
N/AN/AN/AN/A
The Bancorp, Inc. stock logo
TBBK
Bancorp
3.00
Buy$49.0053.56% Upside

Current Analyst Ratings

Latest CAC, CBTX, NCBS, TBBK, and FBMS Analyst Ratings

DateCompanyBrokerageActionRatingPrice TargetDetails
4/5/2024
The Bancorp, Inc. stock logo
TBBK
Bancorp
Keefe, Bruyette & Woods
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetOutperform ➝ Outperform$52.00 ➝ $46.00
1/29/2024
The Bancorp, Inc. stock logo
TBBK
Bancorp
Raymond James
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetOutperform ➝ Outperform$42.00 ➝ $50.00
1/26/2024
The First Bancshares, Inc. stock logo
FBMS
First Bancshares
Keefe, Bruyette & Woods
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Reiterated RatingOutperform ➝ Market Perform$28.00
1/17/2024
The First Bancshares, Inc. stock logo
FBMS
First Bancshares
Stephens
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Reiterated RatingOverweight ➝ Overweight$34.00
(Data available from 4/16/2021 forward. View 10+ years of historical ratings with our analyst ratings screener.)

Sales & Book Value

CompanyAnnual RevenuePrice/SalesCashflowPrice/CashBook ValuePrice/Book
Camden National Co. stock logo
CAC
Camden National
$257.28M1.66$4.07 per share7.20$34.01 per share0.86
CBTX, Inc. stock logo
CBTX
CBTX
$148.36M0.00N/A16.77$22.87 per share0.00
The First Bancshares, Inc. stock logo
FBMS
First Bancshares
$387.64M1.88$3.35 per share6.98$30.52 per share0.77
Nicolet Bankshares, Inc. stock logo
NCBS
Nicolet Bankshares
$238.92M4.37$7.57 per share10.30$62.45 per share1.25
The Bancorp, Inc. stock logo
TBBK
Bancorp
$621.60M2.68$3.86 per share8.27$15.05 per share2.12

Profitability & Earnings

CompanyNet IncomeEPSTrailing P/E RatioForward P/E RatioP/E GrowthNet MarginsReturn on Equity (ROE)Return on Assets (ROA)Next Earnings Date
Camden National Co. stock logo
CAC
Camden National
$43.38M$2.979.868.59N/A16.86%10.90%0.90%4/30/2024 (Confirmed)
CBTX, Inc. stock logo
CBTX
CBTX
$35.60M$1.4819.760.00N/A23.56%6.60%0.83%N/A
The First Bancshares, Inc. stock logo
FBMS
First Bancshares
$75.46M$2.399.778.71N/A19.47%10.60%1.22%4/24/2024 (Estimated)
Nicolet Bankshares, Inc. stock logo
NCBS
Nicolet Bankshares
$60.65M$5.4514.319.98N/A25.73%10.09%1.17%N/A
The Bancorp, Inc. stock logo
TBBK
Bancorp
$192.30M$3.509.126.11N/A30.94%26.16%2.64%4/25/2024 (Confirmed)

Latest CAC, CBTX, NCBS, TBBK, and FBMS Earnings

DateQuarterCompanyConsensus EstimateReported EPSBeat/MissGap EPSRevenue EstimateActual RevenueDetails
4/30/2024N/A
Camden National Co. stock logo
CAC
Camden National
$0.72N/A-$0.72N/AN/AN/A  
4/25/2024N/A
The Bancorp, Inc. stock logo
TBBK
Bancorp
$1.06N/A-$1.06N/AN/AN/A  
1/30/202412/31/2023
Camden National Co. stock logo
CAC
Camden National
$0.85$0.85N/A$1.12$42.75 million$65.78 million    
1/25/2024Q4 2023
The Bancorp, Inc. stock logo
TBBK
Bancorp
$0.95$0.95N/A$1.09$118.52 million$119.15 million
1/24/2024Q4 2023
The First Bancshares, Inc. stock logo
FBMS
First Bancshares
$0.70$0.59-$0.11$0.83$72.10 million$60.01 million

Dividends

CompanyAnnual PayoutDividend Yield3-Year Dividend GrowthPayout RatioYears of Consecutive Growth
Camden National Co. stock logo
CAC
Camden National
$1.685.74%+8.37%56.57%N/A
CBTX, Inc. stock logo
CBTX
CBTX
$0.52N/AN/A35.14%N/A
The First Bancshares, Inc. stock logo
FBMS
First Bancshares
$1.004.28%+28.92%41.84%7 Years
Nicolet Bankshares, Inc. stock logo
NCBS
Nicolet Bankshares
N/AN/AN/AN/AN/A
The Bancorp, Inc. stock logo
TBBK
Bancorp
N/AN/AN/AN/AN/A

Latest CAC, CBTX, NCBS, TBBK, and FBMS Dividends

AnnouncementCompanyPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
3/26/2024
Camden National Co. stock logo
CAC
Camden National
Quarterly$0.425.05%4/12/20244/15/20244/30/2024
1/24/2024
The First Bancshares, Inc. stock logo
FBMS
First Bancshares
Quarterly$0.253.84%2/6/20242/7/20242/23/2024
(Data available from 1/1/2013 forward)

Debt

CompanyDebt-to-Equity RatioCurrent RatioQuick Ratio
Camden National Co. stock logo
CAC
Camden National
0.09
0.81
0.80
CBTX, Inc. stock logo
CBTX
CBTX
N/A
0.93
0.93
The First Bancshares, Inc. stock logo
FBMS
First Bancshares
0.54
0.85
0.85
Nicolet Bankshares, Inc. stock logo
NCBS
Nicolet Bankshares
0.25
0.82
0.82
The Bancorp, Inc. stock logo
TBBK
Bancorp
0.18
1.01
0.96

Ownership

Institutional Ownership

CompanyInstitutional Ownership
Camden National Co. stock logo
CAC
Camden National
77.41%
CBTX, Inc. stock logo
CBTX
CBTX
46.78%
The First Bancshares, Inc. stock logo
FBMS
First Bancshares
69.95%
Nicolet Bankshares, Inc. stock logo
NCBS
Nicolet Bankshares
37.63%
The Bancorp, Inc. stock logo
TBBK
Bancorp
96.22%

Insider Ownership

CompanyInsider Ownership
Camden National Co. stock logo
CAC
Camden National
1.86%
CBTX, Inc. stock logo
CBTX
CBTX
26.03%
The First Bancshares, Inc. stock logo
FBMS
First Bancshares
3.34%
Nicolet Bankshares, Inc. stock logo
NCBS
Nicolet Bankshares
13.40%
The Bancorp, Inc. stock logo
TBBK
Bancorp
4.30%

Miscellaneous

CompanyEmployeesShares OutstandingFree FloatOptionable
Camden National Co. stock logo
CAC
Camden National
60014.63 million14.36 millionOptionable
CBTX, Inc. stock logo
CBTX
CBTX
50624.52 million18.14 millionNot Optionable
The First Bancshares, Inc. stock logo
FBMS
First Bancshares
1,07831.23 million30.19 millionOptionable
Nicolet Bankshares, Inc. stock logo
NCBS
Nicolet Bankshares
85613.39 million11.60 millionNot Optionable
The Bancorp, Inc. stock logo
TBBK
Bancorp
75752.25 million50.01 millionOptionable

CAC, CBTX, NCBS, TBBK, and FBMS Headlines

SourceHeadline
Phocas Financial Corp. Sells 195,912 Shares of The Bancorp, Inc. (NASDAQ:TBBK)Phocas Financial Corp. Sells 195,912 Shares of The Bancorp, Inc. (NASDAQ:TBBK)
marketbeat.com - April 15 at 8:20 AM
IMPORTANT INVESTOR ALERT: The Schall Law Firm Announces it is Investigating Claims Against The Bancorp, Inc. and Encourages Investors with Losses to Contact the FirmIMPORTANT INVESTOR ALERT: The Schall Law Firm Announces it is Investigating Claims Against The Bancorp, Inc. and Encourages Investors with Losses to Contact the Firm
accesswire.com - April 15 at 3:00 AM
IMPORTANT INVESTOR ALERT: The Schall Law Firm Announces it is Investigating Claims Against The Bancorp, Inc. and Encourages Investors with Losses to Contact the FirmIMPORTANT INVESTOR ALERT: The Schall Law Firm Announces it is Investigating Claims Against The Bancorp, Inc. and Encourages Investors with Losses to Contact the Firm
accesswire.com - April 13 at 6:00 AM
SHAREHOLDER ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of The Bancorp, Inc. - TBBKSHAREHOLDER ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of The Bancorp, Inc. - TBBK
prnewswire.com - April 12 at 2:10 PM
The Bancorp, Inc. Sets First Quarter 2024 Financial Results Release Date and Conference CallThe Bancorp, Inc. Sets First Quarter 2024 Financial Results Release Date and Conference Call
businesswire.com - April 12 at 8:30 AM
The Bancorp Ranked as a 2024 Readers Choice Top Employer by Equal Opportunity Magazine and Careers & the disABLED MagazineThe Bancorp Ranked as a 2024 Readers' Choice Top Employer by Equal Opportunity Magazine and Careers & the disABLED Magazine
businesswire.com - April 11 at 4:07 PM
Wolf Haldenstein Adler Freeman & Herz LLP announces that it is investigating The Bancorp, Inc. for potential violations of federal securities lawsWolf Haldenstein Adler Freeman & Herz LLP announces that it is investigating The Bancorp, Inc. for potential violations of federal securities laws
prnewswire.com - April 11 at 12:45 PM
SHAREHOLDER ACTION ALERT: The Schall Law Firm Announces it is Investigating Claims Against The Bancorp, Inc. and Encourages Investors with Losses to Contact the FirmSHAREHOLDER ACTION ALERT: The Schall Law Firm Announces it is Investigating Claims Against The Bancorp, Inc. and Encourages Investors with Losses to Contact the Firm
accesswire.com - April 11 at 3:30 AM
Five Star Bancorp raises maximum $81 million in share offeringFive Star Bancorp raises maximum $81 million in share offering
bizjournals.com - April 11 at 1:41 AM
Coeur dAlene Bancorp Announces Its First Quarter 2024 ResultsCoeur d'Alene Bancorp Announces Its First Quarter 2024 Results
finance.yahoo.com - April 10 at 3:16 PM
IMPORTANT INVESTIGATION ALERT: The Schall Law Firm Announces it is Investigating Claims Against The Bancorp, Inc. and Encourages Investors with Losses to Contact the FirmIMPORTANT INVESTIGATION ALERT: The Schall Law Firm Announces it is Investigating Claims Against The Bancorp, Inc. and Encourages Investors with Losses to Contact the Firm
accesswire.com - April 10 at 7:00 AM
Moody Aldrich Partners LLC Makes New Investment in The Bancorp, Inc. (NASDAQ:TBBK)Moody Aldrich Partners LLC Makes New Investment in The Bancorp, Inc. (NASDAQ:TBBK)
marketbeat.com - April 9 at 1:00 PM
INVESTIGATION ALERT: The Schall Law Firm Announces it is Investigating Claims Against The Bancorp, Inc. and Encourages Investors with Losses to Contact the FirmINVESTIGATION ALERT: The Schall Law Firm Announces it is Investigating Claims Against The Bancorp, Inc. and Encourages Investors with Losses to Contact the Firm
accesswire.com - April 9 at 3:00 AM
Bancorp (NASDAQ:TBBK) Price Target Lowered to $46.00 at Keefe, Bruyette & WoodsBancorp (NASDAQ:TBBK) Price Target Lowered to $46.00 at Keefe, Bruyette & Woods
americanbankingnews.com - April 6 at 5:04 AM
Bancorp (NASDAQ:TBBK) PT Lowered to $46.00Bancorp (NASDAQ:TBBK) PT Lowered to $46.00
marketbeat.com - April 5 at 1:23 PM
ECBK Stock Earnings: ECB Bancorp Reported Results for Q4 2023ECBK Stock Earnings: ECB Bancorp Reported Results for Q4 2023
investorplace.com - April 5 at 8:03 AM
INVESTIGATION ALERT: The Schall Law Firm Announces it is Investigating Claims Against The Bancorp, Inc. and Encourages Investors with Losses to Contact the FirmINVESTIGATION ALERT: The Schall Law Firm Announces it is Investigating Claims Against The Bancorp, Inc. and Encourages Investors with Losses to Contact the Firm
accesswire.com - April 5 at 7:00 AM
SHAREHOLDER ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of The Bancorp, Inc. - TBBKSHAREHOLDER ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of The Bancorp, Inc. - TBBK
prnewswire.com - April 4 at 7:10 PM
BCOW Stock Earnings: 1895 Bancorp of Wisconsin Reported Results for Q4 2023BCOW Stock Earnings: 1895 Bancorp of Wisconsin Reported Results for Q4 2023
investorplace.com - April 4 at 10:01 AM
IMPORTANT SHAREHOLDER INVESTIGATION: The Schall Law Firm Announces it is Investigating Claims Against The Bancorp, Inc. and Encourages Investors with Losses to Contact the FirmIMPORTANT SHAREHOLDER INVESTIGATION: The Schall Law Firm Announces it is Investigating Claims Against The Bancorp, Inc. and Encourages Investors with Losses to Contact the Firm
accesswire.com - April 4 at 7:00 AM
TBBK: Raising target price to $42.00TBBK: Raising target price to $42.00
finance.yahoo.com - April 3 at 11:50 PM
The Bancorp, Inc. (NASDAQ:TBBK) Shares Sold by Vanguard Group Inc.The Bancorp, Inc. (NASDAQ:TBBK) Shares Sold by Vanguard Group Inc.
marketbeat.com - April 3 at 4:10 AM
Assenagon Asset Management S.A. Has $3.40 Million Stake in The Bancorp, Inc. (NASDAQ:TBBK)Assenagon Asset Management S.A. Has $3.40 Million Stake in The Bancorp, Inc. (NASDAQ:TBBK)
marketbeat.com - April 2 at 4:39 AM
PNBK Stock Earnings: Patriot Ntl Bancorp Reported Results for Q4 2023PNBK Stock Earnings: Patriot Ntl Bancorp Reported Results for Q4 2023
investorplace.com - April 2 at 12:01 AM

New MarketBeat Followers Over Time

Media Sentiment Over Time

Company Descriptions

Camden National logo

Camden National

NASDAQ:CAC
Camden National Corporation operates as the bank holding company for Camden National Bank that provides various commercial and consumer banking products and services for consumer, institutional, municipal, non-profit, and commercial customers in Maine, New Hampshire, and Massachusetts. The company accepts checking, savings, time, and brokered deposits, as well as deposits with the certificate of deposit account registry system. Its loan products include non-owner-occupied commercial estate loans, owner-occupied commercial real estate loans, unsecured fully-guaranteed commercial loans backed by the small business administration, loans secured by one-to four-family properties, and consumer and home equity loans. The company also provides brokerage and insurance services through its financial offerings consisting of college, retirement, estate planning, mutual funds, strategic asset management accounts, and variable and fixed annuities. Further, it offers a range of fiduciary and asset management, wealth management, investment management, financial planning, and trustee services. Camden National Corporation was founded in 1875 and is headquartered in Camden, Maine.
CBTX logo

CBTX

NASDAQ:CBTX
CBTX, Inc. operates as the bank holding company for CommunityBank of Texas, National Association that provides commercial banking products and services to small and mid-sized businesses, and professionals in the United States. The company offers demand, money market, savings, and time deposit accounts, as well as certificates of deposit; commercial and industrial, commercial real estate, construction and development, 1-4 family residential mortgage, multi-family residential, consumer, and agricultural loans; and treasury and online banking services. It operates through 34 banking locations, including 18 branches in Houston; 15 branches in Beaumont; and one branch in Dallas. The company was formerly known as CBFH, Inc. and changed its name to CBTX, Inc. in September 2017. CBTX, Inc. was incorporated in 2007 and is headquartered in Beaumont, Texas.
First Bancshares logo

First Bancshares

NASDAQ:FBMS
The First Bancshares, Inc. operates as the bank holding company for The First Bank that provides general commercial and retail banking services. The company operates through three segments: Commercial/Retail Bank, Mortgage Banking Division, and Holding Company. It offers deposit services, including checking, NOW, and savings accounts; other time deposits, such as daily money market accounts and longer-term certificates of deposit; and individual retirement and health savings accounts. The company also provides commercial loans comprising secured and unsecured loans for working capital, business expansion, and purchase of equipment and machinery; consumer loans consisting of equity lines of credit, as well as secured and unsecured loans for financing automobiles, home improvements, education, and personal investments; and real estate construction and acquisition loans. In addition, it originates loans to purchase existing residential homes, construct new homes, and to refinance existing mortgages; and provides financial and wealth management services. Further, the company offers online internet banking services, automated teller machines, voice response telephone inquiry services, commercial sweep accounts, cash management services, safe deposit boxes, merchant services, mobile deposit, direct deposit of payroll and social security checks, automatic drafts for various accounts, and credit card services. It serves small to medium-sized businesses, professional concerns, individuals, associations, organizations, and governmental authorities. The company operates full-service banking and financial service offices, motor bank facility, and loan production offices in Mississippi, Alabama, Florida, Georgia, and Louisiana. The First Bancshares, Inc. was incorporated in 1995 and is headquartered in Hattiesburg, Mississippi.
Nicolet Bankshares logo

Nicolet Bankshares

NASDAQ:NCBS
Nicolet Bankshares, Inc. operates as the bank holding company for Nicolet National Bank that provides banking products and services for businesses and individuals. The company accepts checking, savings, and money market accounts; various certificates of deposit; and individual retirement accounts. It also offers commercial loans, including commercial, industrial, and business loans and lines of credit; commercial real estate loans; agricultural (AG) production and AG real estate loans; commercial real estate investment real estate loans; construction and land development loans; residential real estate loans, such as residential first lien and junior lien mortgages, home equity loans, lines of credit, and residential construction loans; and consumer loans. In addition, the company provides cash management, international banking, personal brokerage, safe deposit boxes, and trust and fiduciary services, as well as wealth management and retirement plan services. Further, it offers mortgage refinancing; online services, such as commercial, retail, and trust online banking; automated bill payment, mobile banking deposits and account access, and remote deposit capture services; and other services consisting of wire transfers, debit cards, credit cards, pre-paid gift cards, direct deposits, and official bank checks, as well as facilitates crop insurance products. As of December 31, 2021, it operated 52 branches throughout Wisconsin and Michigan. The company was formerly known as Green Bay Financial Corporation and changed its name to Nicolet Bankshares, Inc. in March 2002. Nicolet Bankshares, Inc. was incorporated in 2000 and is headquartered in Green Bay, Wisconsin.
Bancorp logo

Bancorp

NASDAQ:TBBK
The Bancorp, Inc. operates as the bank holding company for The Bancorp Bank, National Association that provides banking products and services in the United States. It offers a range of deposit products and services, including checking, savings, time, money market, and commercial accounts; overdrafts; and certificates of deposit. The company also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; investor advisor financing; lease financing for commercial and government vehicle fleets, including trucks and other special purpose vehicles; commercial real estate bridge loans; and small business administration loans. In addition, it offers bill and other payment services; debit and prepaid card issuing services; card and bill payment, and automated clearing house processing services; and internet banking services. The company was incorporated in 1999 and is headquartered in Wilmington, Delaware.