Old Second Bancorp (NASDAQ:OSBC) is a bank holding company based in Aurora, Illinois, serving businesses and consumers through its primary subsidiary, Old Second National Bank. The company provides a broad range of commercial and retail banking services across the suburban Chicago marketplace, supported by a branch network and online platforms designed to meet the financial needs of local communities.
In its commercial banking division, Old Second offers lending solutions that include lines of credit, term loans, equipment financing and commercial real estate financing. The bank also delivers treasury and cash management products such as online wire transfers, controlled disbursement and automated clearing house (ACH) services to help businesses optimize their cash flow and operational efficiency.
For individual customers, Old Second Bank features deposit and lending products including checking and savings accounts, money market and time deposit accounts, residential mortgage loans, home equity lines of credit and personal installment loans. Its digital banking platform enables account management, funds transfers and bill payments via online and mobile channels, enhancing convenience and accessibility.
Beyond traditional banking, Old Second Bancorp provides wealth management and trust services tailored to high-net-worth clients, encompassing investment advisory, financial planning, trust administration and retirement planning. With a focus on personalized service and community engagement, the company serves clients throughout suburban Chicago, including DuPage, Kane, Kendall, Will and Cook counties.
