Affirm Q4 2026 Earnings Report

Affirm EPS Results

• Actual EPS: N/A
• Consensus EPS: $0.35
• Beat/Miss: N/A
• One Year Ago EPS: N/A

Affirm Revenue Results

• Actual Revenue: N/A
• Expected Revenue: $1.11 billion
• Beat/Miss: N/A
• YoY Revenue Growth: N/A

Affirm Announcement Details

• Quarter: Q4 2026
• Date: 8/27/2026
• Time: After Market Closes
• Conference Call Date: Thursday, August 27, 2026
• Conference Call Time: 5:00PM ET

Affirm (NASDAQ:AFRM) is a financial technology company that provides point-of-sale consumer lending and payments solutions for online and in-store purchases. Its core product is a buy-now-pay-later (BNPL) platform that enables consumers to split purchases into fixed, transparent installment loans with no hidden fees. Affirm offers a range of financing options through merchant integrations, a consumer-facing mobile app and virtual card capabilities, and tools for merchants to offer alternative payment methods at checkout. The company emphasizes transparent pricing and underwriting that leverages transaction- and credit-related data to assess borrower creditworthiness.

Founded in 2012 and headquartered in San Francisco, California, Affirm has grown from a single-product startup into a broader payments and lending platform for consumers and retailers. The firm completed its initial public offering in January 2021 and has since pursued partnerships with large e-commerce platforms and retailers to expand the availability of its financing options. While Affirm’s primary market is the United States, it has worked to extend its services internationally through strategic partnerships and expansions with merchants that sell across borders.

Affirm’s management and technology focus on combining underwriting, payment processing and user experience to drive higher conversion and purchase sizes for merchants while offering consumers predictable repayment terms. The company is led by founder and chief executive Max Levchin, who has been a public face of the business since its founding. Affirm competes with traditional credit-card issuers, other BNPL providers and fintech lenders by positioning its products as a transparent, easy-to-use alternative to revolving credit and payday-style options.