NYSE:CIA Citizens (CIA) Stock Price, News & Analysis $3.91 +0.09 (+2.36%) Closing price 08/1/2025 03:59 PM EasternExtended Trading$3.91 0.00 (0.00%) As of 08/1/2025 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Citizens Stock (NYSE:CIA) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Citizens alerts:Sign Up Key Stats Today's Range$3.76▼$3.9350-Day Range$3.30▼$4.1852-Week Range$2.33▼$5.95Volume120,187 shsAverage Volume167,194 shsMarket Capitalization$196.09 millionP/E Ratio23.00Dividend YieldN/APrice TargetN/AConsensus RatingStrong Buy Company Overview Citizens, Inc. provides life insurance products in the United States and internationally. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment issues ordinary whole life insurance and endowment policies in the United States dollar-denominated amounts to non-U.S. residents in through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and property insurance policies to middle-and lower-income households, as well as whole life products in Louisiana, Mississippi, and Arkansas. This segment provides its products and services through funeral homes and independent agents. The company provides accident and health insurance policies. Citizens, Inc. was founded in 1969 and is headquartered in Austin, Texas. Read More Citizens Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks28th Percentile Overall ScoreCIA MarketRank™: Citizens scored higher than 28% of companies evaluated by MarketBeat, and ranked 815th out of 919 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for Citizens.Read more about Citizens' stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth18.75% Earnings GrowthEarnings for Citizens are expected to grow by 18.75% in the coming year, from $0.32 to $0.38 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Citizens is 23.00, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.09.Price to Earnings Ratio vs. SectorThe P/E ratio of Citizens is 23.00, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 19.74.Price to Book Value per Share RatioCitizens has a P/B Ratio of 0.93. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Citizens' valuation and earnings. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted12.30% of the float of Citizens has been sold short.Short Interest Ratio / Days to CoverCitizens has a short interest ratio ("days to cover") of 23.4, which indicates bearish sentiment.Change versus previous monthShort interest in Citizens has recently decreased by 0.55%, indicating that investor sentiment is improving. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldCitizens does not currently pay a dividend.Dividend GrowthCitizens does not have a long track record of dividend growth. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted12.30% of the float of Citizens has been sold short.Short Interest Ratio / Days to CoverCitizens has a short interest ratio ("days to cover") of 23.4, which indicates bearish sentiment.Change versus previous monthShort interest in Citizens has recently decreased by 0.55%, indicating that investor sentiment is improving. News and Social Media1.0 / 5News Sentiment-0.25 News SentimentCitizens has a news sentiment score of -0.25. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.78 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 5 news articles for Citizens this week, compared to 3 articles on an average week. Company Ownership1.7 / 5Insider TradingAcquiring Shares Insider Buying vs. Insider SellingIn the past three months, Citizens insiders have bought more of their company's stock than they have sold. Specifically, they have bought $138,105.00 in company stock and sold $0.00 in company stock.Percentage Held by InsidersOnly 1.60% of the stock of Citizens is held by insiders.Percentage Held by InstitutionsOnly 13.73% of the stock of Citizens is held by institutions.Read more about Citizens' insider trading history. Receive CIA Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Citizens and its competitors with MarketBeat's FREE daily newsletter. Email Address CIA Stock News HeadlinesThe Real CIA Vol. 1: 693 Pages of Secret Crimes (STRIPPED) Pt. 1July 31 at 8:13 PM | msn.comThe Real CIA Vol. 1: 693 Pages of Secret Crimes (STRIPPED) Pt. 2July 30 at 5:44 PM | msn.comThe $7 company helping Nvidia build the world’s first trillion-dollar robot …Michael Robinson has been at the forefront of the technology market for over 40 years. Spotting some profitable trends in tech … well ahead of Wall Street. Like when he called Nvidia at a mere 80 cents a share. Or Bitcoin when it was trading for just $300. Throughout his illustrious career … Michael has given his followers almost 150 different chances to register triple-digit gains.August 2 at 2:00 AM | Weiss Ratings (Ad)Citizens's Earnings: A PreviewJuly 29, 2025 | benzinga.comA US war forced her parents to flee. Now, a Wisconsin mother has been deported back to the country she never called homeJuly 25, 2025 | cnn.comTanzania’s refugee burden and Nyerere’s mediation role highlighted in CIA filesJuly 24, 2025 | msn.comMigrants sent to El Salvador's CECOT returned to Venezuela in prisoner swap, 10 Americans freed: OfficialsJuly 19, 2025 | msn.comDeported where? This tiny kingdom is newest landing zone for violent US migrantsJuly 18, 2025 | msn.comSee More Headlines CIA Stock Analysis - Frequently Asked Questions How have CIA shares performed this year? Citizens' stock was trading at $4.01 at the start of the year. Since then, CIA stock has decreased by 2.5% and is now trading at $3.91. How were Citizens' earnings last quarter? Citizens, Inc. (NYSE:CIA) announced its quarterly earnings results on Thursday, March, 13th. The insurance provider reported $0.07 earnings per share for the quarter, missing analysts' consensus estimates of $0.10 by $0.03. The insurance provider had revenue of $63.47 million for the quarter, compared to analysts' expectations of $64.66 million. Citizens had a trailing twelve-month return on equity of 5.50% and a net margin of 3.60%. Who are Citizens' major shareholders? Top institutional shareholders of Citizens include Ritholtz Wealth Management (0.05%) and Belvedere Trading LLC. Insiders that own company stock include Jon Stenberg, Gerald Shields, Jeffery P Conklin, Sheryl L Kinlaw, James Keith Morgan, Christopher W Claus, Harvey J Waite and Terry Sam Maness. View institutional ownership trends. How do I buy shares of Citizens? Shares of CIA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Citizens own? Based on aggregate information from My MarketBeat watchlists, some other companies that Citizens investors own include HubSpot (HUBS), Netflix (NFLX), Bank of America (BAC), Diamondback Energy (FANG), ForgeRock (FORG) and InMode (INMD). Company Calendar Last Earnings3/13/2025Today8/02/2025Next Earnings (Estimated)8/05/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry INS - LIFE Sub-IndustryLife & Health Insurance Current SymbolNYSE:CIA CIK24090 Webwww.citizensinc.com Phone(512) 837-7100Fax512-836-9785Employees220Year FoundedN/AProfitability EPS (Trailing Twelve Months)$0.17 Trailing P/E Ratio23.00 Forward P/E Ratio12.22 P/E GrowthN/ANet Income$14.91 million Net Margins3.60% Pretax Margin3.40% Return on Equity5.50% Return on Assets0.67% Debt Debt-to-Equity RatioN/A Current Ratio0.04 Quick Ratio0.04 Sales & Book Value Annual Sales$245 million Price / Sales0.80 Cash Flow$0.44 per share Price / Cash Flow8.97 Book Value$4.21 per share Price / Book0.93Miscellaneous Outstanding Shares50,150,000Free Float49,348,000Market Cap$196.09 million OptionableOptionable Beta0.39 Social Links 7 AI Stocks to Invest in Today: Capitalizing on AI and Tech Trends in 2025Discover the top 7 AI stocks to invest in right now. 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Bezos says he now spends 95% ...Stansberry Research | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Citizens, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share Citizens With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. 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