Seacoast Banking Corporation of Florida (SBCF) Stock Price, News & Analysis

Company Overview

Seacoast Banking Corporation of Florida operates as a bank holding company through its principal subsidiary, Seacoast National Bank. Headquartered in Stuart, Florida, Seacoast National Bank provides a full range of commercial and retail banking services across the coastal region of Florida. Its network of branches serves customers from Martin County through Miami-Dade County, offering deposit accounts, lending solutions, cash management and payment services to individuals, small businesses and middle-market companies.

In addition to traditional banking, Seacoast offers specialized mortgage lending and wealth management services. Through Seacoast Mortgage, the company originates residential and commercial real estate loans, while its wealth division provides private banking, trust administration and financial planning. The bank’s treasury management platform supports business clients with online banking tools, merchant card processing, payroll services and liquidity solutions. Insurance products, including property/casualty and personal risk coverage, are also marketed to retail and commercial customers.

Founded in 1926 as the Bank of Stuart, Seacoast has grown organically and through strategic acquisitions to become a community-oriented institution with deep ties to its service area. The company emphasizes personalized service and local decision-making, while investing in digital platforms to enhance customer experience. Glenn R. Lubert, Jr. serves as president and chief executive officer, guiding Seacoast’s mission to support economic growth and financial well-being within the Florida communities it serves.

Key Stats

• Today's Range: $33.96 to $34.58
• 50-Day Range: $30.84 to $36.13
• 52-Week Range: $28.58 to $36.27
• Volume: 128,484 shs
• Average Volume: 850,276 shs
• Market Capitalization: $3.31 billion
• P/E Ratio: 21.76
• Dividend Yield: 2.22%
• Price Target: $35.50
• Consensus Rating: Moderate Buy

Seacoast Banking Corporation of Florida Stock Analysis - MarketRank™

Seacoast Banking Corporation of Florida scored higher than 71% of companies evaluated by MarketBeat, and ranked 456th out of 853 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.0 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Seacoast Banking Corporation of Florida has received a consensus rating of Moderate Buy. The company's average rating score is 2.60, and is based on no strong buy ratings, 3 buy ratings, 2 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Seacoast Banking Corporation of Florida is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Seacoast Banking Corporation of Florida has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 10.20%

Earnings Growth

Earnings for Seacoast Banking Corporation of Florida are expected to grow by 10.20% in the coming year, from $2.55 to $2.81 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Seacoast Banking Corporation of Florida is 21.91, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.17.

Price to Earnings Ratio vs. Sector

The P/E ratio of Seacoast Banking Corporation of Florida is 21.91, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 26.70.

Price to Book Value per Share Ratio

Seacoast Banking Corporation of Florida has a P/B Ratio of 1.22. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

5.14% of the float of Seacoast Banking Corporation of Florida has been sold short.

Short Interest Ratio / Days to Cover

Seacoast Banking Corporation of Florida has a short interest ratio ("days to cover") of 6.04.

Change versus previous month

Short interest in Seacoast Banking Corporation of Florida has recently decreased by 6.89%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Seacoast Banking Corporation of Florida pays a meaningful dividend of 2.24%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Seacoast Banking Corporation of Florida has only been increasing its dividend for 4 years.

Dividend Coverage

The dividend payout ratio of Seacoast Banking Corporation of Florida is 48.41%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Seacoast Banking Corporation of Florida will have a dividend payout ratio of 27.05% next year. This indicates that Seacoast Banking Corporation of Florida will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.6 / 5
• News Sentiment: 1.83

News Sentiment

Seacoast Banking Corporation of Florida has a news sentiment score of 1.83. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.89 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for Seacoast Banking Corporation of Florida this week, compared to 2 articles on an average week.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Seacoast Banking Corporation of Florida insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $387,280.00 in company stock.

Percentage Held by Insiders

1.50% of the stock of Seacoast Banking Corporation of Florida is held by insiders.

Percentage Held by Institutions

81.77% of the stock of Seacoast Banking Corporation of Florida is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 6/30 Dividend: 6/15/2026
• Ex-Dividend for 6/30 Dividend: 6/15/2026
• Dividend Payable: 6/30/2026
• Last Earnings: 7/28/2026
• Today: 8/27/2026
• Record date for 9/30 Dividend: 9/15/2026
• Ex-Dividend for 9/30 Dividend: 9/15/2026
• Dividend Payable: 9/30/2026
• Next Earnings (Estimated): 10/26/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:SBCF
• CIK: 730708
• Web: www.seacoastbanking.com
• Phone: (772) 287-4000
• Fax: 772-288-6012
• Employees: 1,962
• Year Founded: 1926

Price Target and Rating

• Average Price Target for Seacoast Banking Corporation of Florida: $35.50
• High Price Target: $38.00
• Low Price Target: $33.00
• Potential Upside/Downside: +4.1%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.60
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.57
• Trailing P/E Ratio: 21.73
• Forward P/E Ratio: 13.37
• P/E Growth: N/A
• Net Income: $144.88 million
• Net Margins: 15.11%
• Pretax Margin: 19.33%
• Return on Equity: 8.68%
• Return on Assets: 1.14%

Debt

• Debt-to-Equity Ratio: 0.35
• Current Ratio: 0.78
• Quick Ratio: 0.78

Sales & Book Value

• Annual Sales: $935.52 million
• Price / Sales: 3.53
• Cash Flow: $2.07 per share
• Price / Cash Flow: 16.49
• Book Value: $28.20 per share
• Price / Book: 1.21

Miscellaneous

• Outstanding Shares: 96,820,000
• Free Float: 95,371,000
• Market Cap: $3.30 billion
• Optionable: Optionable
• Beta: 0.85