ACI Worldwide (ACIW) Stock Price, News & Analysis

Company Overview

ACI Worldwide, Inc. is a global provider of payment software and electronic payment solutions. The company develops technology that enables banks, merchants, billers and other businesses to process digital payments, manage transactions and support real-time payment capabilities.

Its products and services include merchant payment processing, online and mobile payments, bill payment, account-to-account transfers, real-time payments, fraud prevention and transaction monitoring. ACI’s software is designed to support payment acceptance and processing across multiple channels, including e-commerce, mobile applications, automated teller machines and point-of-sale systems.

Founded in 1993 as Applied Communications, Inc., the company serves customers across North America, Europe, Asia-Pacific, Latin America and other international markets. ACI Worldwide is headquartered in Miami, Florida, and its shares trade on the Nasdaq under the symbol ACIW.

Key Stats

• Today's Range: $50.15 to $51.65
• 50-Day Range: $48.59 to $60.18
• 52-Week Range: $38.05 to $61.08
• Volume: 1.01 million shs
• Average Volume: 723,961 shs
• Market Capitalization: $5.17 billion
• P/E Ratio: 23.50
• Dividend Yield: N/A
• Price Target: $66.00
• Consensus Rating: Buy

ACI Worldwide Stock Analysis - MarketRank™

ACI Worldwide scored higher than 66% of companies evaluated by MarketBeat, and ranked 198th out of 597 stocks in the technology sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.3 / 5
• Analyst Rating: Buy

Consensus Rating

ACI Worldwide has received a consensus rating of Buy. The company's average rating score is 3.33, and is based on 1 strong buy rating, 2 buy ratings, no hold ratings, and no sell ratings.

Upside Potential

ACI Worldwide has a consensus price target of $66.00, representing about 28.9% upside from its current price of $51.22.

Amount of Analyst Coverage

ACI Worldwide has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 14.95%

Earnings Growth

Earnings for ACI Worldwide are expected to grow by 14.95% in the coming year, from $2.81 to $3.23 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of ACI Worldwide is 23.50, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.66.

Price to Earnings Ratio vs. Sector

The P/E ratio of ACI Worldwide is 23.50, which means that it is trading at a less expensive P/E ratio than the Technology sector average P/E ratio of about 82.03.

Price to Book Value per Share Ratio

ACI Worldwide has a P/B Ratio of 3.47. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

6.44% of the float of ACI Worldwide has been sold short.

Short Interest Ratio / Days to Cover

ACI Worldwide has a short interest ratio ("days to cover") of 8.83.

Change versus previous month

Short interest in ACI Worldwide has recently increased by 1.93%, indicating that investor sentiment is decreasing.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

ACI Worldwide does not currently pay a dividend.

Dividend Growth

ACI Worldwide does not have a long track record of dividend growth.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: N/A

News Coverage This Week

MarketBeat has tracked 1 news article for ACI Worldwide this week, compared to 4 articles on an average week.

Search Interest

4 people have searched for ACIW on MarketBeat in the last 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, ACI Worldwide insiders have not sold or bought any company stock.

Percentage Held by Insiders

1.20% of the stock of ACI Worldwide is held by insiders.

Percentage Held by Institutions

94.73% of the stock of ACI Worldwide is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 5/07/2026
• Today: 10/06/2026
• Next Earnings (Estimated): 11/05/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Technology
• Industry: Software
• Sub-Industry: Application Software
• Current Symbol: NASDAQ:ACIW
• CIK: 935036
• Web: www.aciworldwide.com
• Phone: (239) 403-4600
• Fax: 212-470-4000
• Employees: 2,930
• Year Founded: 1975

Price Target and Rating

• Average Price Target for ACI Worldwide: $66.00
• High Price Target: $66.00
• Low Price Target: $66.00
• Potential Upside/Downside: +28.9%
• Consensus Rating: Buy
• Rating Score (0-4): 3.33
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.18
• Trailing P/E Ratio: 23.50
• Forward P/E Ratio: 18.23
• P/E Growth: N/A
• Net Income: $226.66 million
• Net Margins: 12.40%
• Pretax Margin: 16.84%
• Return on Equity: 17.62%
• Return on Assets: 8.47%

Debt

• Debt-to-Equity Ratio: 0.52
• Current Ratio: 1.58
• Quick Ratio: 1.58

Sales & Book Value

• Annual Sales: $1.76 billion
• Price / Sales: 2.94
• Cash Flow: $3.47 per share
• Price / Cash Flow: 14.77
• Book Value: $14.74 per share
• Price / Book: 3.47

Miscellaneous

• Outstanding Shares: 100,960,000
• Free Float: 99,744,000
• Market Cap: $5.17 billion
• Optionable: Optionable
• Beta: 0.99