NASDAQ:ACIC American Coastal Insurance (ACIC) Stock Price, News & Analysis $9.40 +0.33 (+3.64%) Closing price 09/25/2026 04:00 PM EasternExtended Trading$9.40 0.00 (0.00%) As of 09/25/2026 07:30 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOwnershipSEC FilingsShort Interest About American Coastal Insurance Stock (NASDAQ:ACIC) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get ACIC alerts:Sign Up Key Stats Today's Range$9.21▼$9.4550-Day Range$9.07▼$11.0552-Week Range$9.03▼$13.06Volume405,347 shsAverage Volume256,234 shsMarket Capitalization$444.34 millionP/E Ratio4.68Dividend YieldN/APrice Target$13.00Consensus RatingHold Company Overview American Coastal Insurance Corporation (NASDAQ: ACIC) is a specialty property and casualty insurance holding company focused primarily on the commercial residential market. Through its insurance operations, the company provides coverage designed for properties such as condominium associations, apartment communities and other residential developments. The company’s offerings generally center on commercial property insurance, including protection against damage from severe weather and other covered risks. American Coastal emphasizes underwriting expertise in catastrophe-exposed markets and works with agents and other distribution partners to provide insurance solutions for property owners and associations. American Coastal Insurance Corporation was formerly known as United Insurance Holdings Corp. and adopted its current name as part of a strategic shift toward commercial residential property insurance. The company is headquartered in St. Petersburg, Florida, and its operations have been concentrated primarily in Florida, a market with significant exposure to hurricanes and other coastal risks.AI Generated. May Contain Errors. Read More American Coastal Insurance Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks92nd Percentile Overall ScoreACIC MarketRank™: American Coastal Insurance scored higher than 92% of companies evaluated by MarketBeat, and ranked 143rd out of 855 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.7 / 5Analyst RatingHold Consensus RatingAmerican Coastal Insurance has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on no strong buy ratings, 1 buy rating, 3 hold ratings, and no sell ratings.Upside PotentialAmerican Coastal Insurance has a consensus price target of $13.00, representing about 38.3% upside from its current price of $9.40.Amount of Analyst CoverageAmerican Coastal Insurance has only been the subject of 3 research reports in the past 90 days.Read more about American Coastal Insurance's stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth33.33% Earnings GrowthEarnings for American Coastal Insurance are expected to grow by 33.33% in the coming year, from $0.96 to $1.28 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of American Coastal Insurance is 4.68, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.65.Price to Earnings Ratio vs. SectorThe P/E ratio of American Coastal Insurance is 4.68, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.57.Price to Book Value per Share RatioAmerican Coastal Insurance has a P/B Ratio of 1.44. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted7.68% of the float of American Coastal Insurance has been sold short.Short Interest Ratio / Days to CoverAmerican Coastal Insurance has a short interest ratio ("days to cover") of 8.98.Change versus previous monthShort interest in American Coastal Insurance has recently increased by 11.91%, indicating that investor sentiment is decreasing significantly. Dividend1.7 / 5Dividend StrengthWeak Dividend YieldAmerican Coastal Insurance does not currently pay a dividend.Dividend GrowthAmerican Coastal Insurance does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of American Coastal Insurance is 24.88%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, American Coastal Insurance will have a dividend payout ratio of 39.06% next year. This indicates that American Coastal Insurance will be able to sustain or increase its dividend.Read more about American Coastal Insurance's dividend. News and Social Media3.8 / 5News Sentiment1.03 News SentimentAmerican Coastal Insurance has a news sentiment score of 1.03. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.70 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 9 news articles for American Coastal Insurance this week, compared to 2 articles on an average week.Search InterestOnly 1 people have searched for ACIC on MarketBeat in the last 30 days. This is a decrease of -50% compared to the previous 30 days.MarketBeat Follows2 people have added American Coastal Insurance to their MarketBeat watchlist in the last 30 days. Company Ownership2.4 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, American Coastal Insurance insiders have sold 109.88% more of their company's stock than they have bought. Specifically, they have bought $91,500.00 in company stock and sold $192,036.00 in company stock.Percentage Held by Insiders49.20% of the stock of American Coastal Insurance is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions22.11% of the stock of American Coastal Insurance is held by institutions.Read more about American Coastal Insurance's insider trading history. Receive ACIC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for American Coastal Insurance and its competitors with MarketBeat's FREE daily newsletter. 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ACIC Stock News HeadlinesContrasting American Coastal Insurance (NASDAQ:ACIC) and Old Republic International (NYSE:ORI)September 27 at 4:58 AM | americanbankingnews.comAmerican Coastal Insurance (NASDAQ:ACIC) Insider Brooke Adler Sells 21,196 Shares of StockSeptember 26 at 5:52 AM | insidertrades.comCODE RED: AI Meltdown Imminent?After correctly predicting the 2008 and 2020 stock market meltdowns, I believe this AI company is about to trigger the next crash. The research firm Bernstein Research said this AI company has the power to crash the global economy for a decade, the CEO just issued a CODE RED in an internal memo warning employees they're dealing with a critical situation, and another company executive even implied they might need a government bailout. The last time I saw something like this was in 2008 when I predicted a stock market meltdown just three weeks before Lehman went under.September 27 at 1:00 AM | Paradigm Press (Ad)American Coastal Insurance (NASDAQ:ACIC) Stock: Insider Brad Martz Acquires 10,000 SharesSeptember 26 at 5:09 AM | americanbankingnews.comAmerican Coastal Insurance (NASDAQ:ACIC) Stock: Insider Brad Martz Purchases 10,000 SharesSeptember 25 at 5:52 AM | insidertrades.comAnalyzing Everest Group (NYSE:EG) & American Coastal Insurance (NASDAQ:ACIC)September 18, 2026 | americanbankingnews.comAmerican Coastal Insurance Corporation Announces Restructured Exclusive Managing Agency Agreement with AmRisc, LLCSeptember 14, 2026 | globenewswire.comAmerican Coastal Insurance: Cheap On Paper, Risky In RealitySeptember 1, 2026 | seekingalpha.comSee More Headlines ACIC Stock Analysis - Frequently Asked Questions How have ACIC shares performed this year? American Coastal Insurance's stock was trading at $12.63 at the start of the year. Since then, ACIC shares have decreased by 25.6% and is now trading at $9.40. How were American Coastal Insurance's earnings last quarter? American Coastal Insurance Corporation (NASDAQ:ACIC) announced its quarterly earnings results on Wednesday, August, 5th. The company reported $0.33 EPS for the quarter, missing the consensus estimate of $0.42 by $0.09. The business had revenue of $82.60 million for the quarter. American Coastal Insurance had a trailing twelve-month return on equity of 27.95% and a net margin of 30.31%. Read the conference call transcript. Who are American Coastal Insurance's major shareholders? American Coastal Insurance's top institutional shareholders include BlackRock Inc. (4.71%), Tieton Capital Management LLC (2.59%), Punch & Associates Investment Management Inc. (1.71%) and Empowered Funds LLC (0.57%). Insiders that own company stock include Brad Martz, Christopher Griffith, Brooke Adler and Kern Michael Davis. View institutional ownership trends. How do I buy shares of American Coastal Insurance? Shares of ACIC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Company Calendar Last Earnings8/05/2026Today9/27/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Red Zone (1m+) 1-Year History Sep 25 Dec 25 Mar 26 Jun 26 Sep 26 ACIC's financial health is in the Red zone, according to TradeSmith. ACIC has been in this zone for over one month. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Insurance Sub-IndustryProperty & Casualty Insurance Current SymbolNASDAQ:ACIC Previous SymbolNYSE:ACIC CIK1401521 Webwww.amcoastal.com Phone(727) 633-0851FaxN/AEmployees68Year Founded1999Price Target and Rating Average Price Target for American Coastal Insurance$13.00 High Price Target$13.00 Low Price Target$13.00 Potential Upside/Downside+38.3%Consensus RatingHold Rating Score (0-4)2.25 Research Coverage4 Analysts Profitability EPS (Trailing Twelve Months)$2.01 Trailing P/E Ratio4.68 Forward P/E Ratio9.79 P/E GrowthN/ANet Income$106.84 million Net Margins30.31% Pretax Margin40.28% Return on Equity27.95% Return on Assets8.20% Debt Debt-to-Equity Ratio0.01 Current Ratio0.88 Quick Ratio0.88 Sales & Book Value Annual Sales$335.44 million Price / Sales1.32 Cash Flow$2.28 per share Price / Cash Flow4.13 Book Value$6.51 per share Price / Book1.44Miscellaneous Outstanding Shares47,270,000Free Float24,013,000Market Cap$444.34 million OptionableN/A Beta-0.46 Social Links 10 Best Stocks to Own - Fall 2026Enter your email address and we’ll send you MarketBeat’s list of ten stocks set to soar in Fall 2026, despite the economic uncertainty rattling markets right now. 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