NASDAQ:ACIC American Coastal Insurance (ACIC) Stock Price, News & Analysis $10.80 -0.05 (-0.46%) Closing price 04:00 PM EasternExtended Trading$10.78 -0.02 (-0.14%) As of 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About American Coastal Insurance Stock (NASDAQ:ACIC) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get ACIC alerts:Sign Up Key Stats Today's Range$10.69▼$10.9150-Day Range$10.17▼$12.2552-Week Range$9.80▼$13.06Volume301,318 shsAverage Volume232,119 shsMarket Capitalization$523.37 millionP/E Ratio5.14Dividend YieldN/APrice TargetN/AConsensus RatingModerate Buy Company Overview American Coastal Insurance Company (NASDAQ:ACIC) is a specialized property and casualty insurer focused on coastal residential and commercial lines across the Southeastern United States. Headquartered in St. Petersburg, Florida, the company underwrites policies designed to address windstorm and non-windstorm perils in areas exposed to hurricane risk. Since its founding in 2007, American Coastal has positioned itself to meet the insurance needs of homeowners, condominium associations, and small business owners operating near coastal zones. Through a diversified portfolio of personal lines products, American Coastal offers homeowners insurance, dwelling fire, mobile home, condominium unitowners and renters policies. The company provides optional coverages such as water backup, replacement cost endorsements and basement flood protection. In addition to personal lines, American Coastal’s commercial package division covers small-to-midsize businesses, condominium associations and homeowner associations with property values up to predefined limits. American Coastal distributes its products primarily through a network of independent insurance agents and brokers. Its operations extend to key coastal states including Florida, Alabama, Mississippi and Louisiana, with a strategic focus on high-exposure regions prone to tropical storms. The company’s risk management framework incorporates catastrophe modeling, reinsurance arrangements and proactive underwriting guidelines designed to sustain performance amid volatile weather conditions. AI Generated. May Contain Errors. Read More American Coastal Insurance Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks43rd Percentile Overall ScoreACIC MarketRank™: American Coastal Insurance scored higher than 43% of companies evaluated by MarketBeat, and ranked 679th out of 881 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.5 / 5Analyst RatingModerate Buy Consensus RatingAmerican Coastal Insurance has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no strong buy ratings, 1 buy rating, 1 hold rating, and no sell ratings.Amount of Analyst CoverageAmerican Coastal Insurance has only been the subject of 1 research reports in the past 90 days.Read more about American Coastal Insurance's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth8.57% Earnings GrowthEarnings for American Coastal Insurance are expected to grow by 8.57% in the coming year, from $1.40 to $1.52 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of American Coastal Insurance is 5.11, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.98.Price to Earnings Ratio vs. SectorThe P/E ratio of American Coastal Insurance is 5.11, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.95.Price to Earnings Growth RatioAmerican Coastal Insurance has a PEG Ratio of 2.60. PEG Ratios above 1 indicate that a company could be overvalued.Price to Book Value per Share RatioAmerican Coastal Insurance has a P/B Ratio of 1.57. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted2.94% of the float of American Coastal Insurance has been sold short.Short Interest Ratio / Days to CoverAmerican Coastal Insurance has a short interest ratio ("days to cover") of 5.01.Change versus previous monthShort interest in American Coastal Insurance has recently decreased by 1.35%, indicating that investor sentiment is improving. Dividend0.8 / 5Dividend StrengthN/A Dividend YieldAmerican Coastal Insurance does not currently pay a dividend.Dividend GrowthAmerican Coastal Insurance does not have a long track record of dividend growth.Dividend SustainabilityBased on earnings estimates, American Coastal Insurance will have a dividend payout ratio of 32.89% next year. This indicates that American Coastal Insurance will be able to sustain or increase its dividend. News and Social Media0.0 / 5News Sentiment0.00 News Coverage This WeekMarketBeat has tracked 2 news articles for American Coastal Insurance this week, compared to 2 articles on an average week. Company Ownership3.1 / 5Insider TradingAcquiring Shares Net Insider BuyingOver the last three months, insiders have purchased a net $23,100.00 in company stock, which represents 0.0044% of the company's market cap.Insider Buying vs. Insider SellingIn the past three months, American Coastal Insurance insiders have bought more of their company's stock than they have sold. Specifically, they have bought $23,100.00 in company stock and sold $0.00 in company stock.Percentage Held by Insiders49.20% of the stock of American Coastal Insurance is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions22.11% of the stock of American Coastal Insurance is held by institutions.Read more about American Coastal Insurance's insider trading history. Receive ACIC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for American Coastal Insurance and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. ACIC Stock News HeadlinesAnalysts Have Conflicting Sentiments on These Financial Companies: Canadian Bank of Commerce (CM) and American Coastal Insurance (ACIC)4 hours ago | theglobeandmail.comAmerican Coastal Insurance: Fundamentals, Technicals Warrant A Buy (Rating Upgrade)May 21 at 11:01 PM | seekingalpha.comThe chokepoint supplier behind SpaceX's $1.75 trillion empireWhen Musk laughed and said 'you need transformers to run transformers,' it wasn't a joke - it was a confession. The world's largest supercomputer requires power equipment that takes 120 weeks to build, and Musk built Colossus in just 122 days. One small American company is positioned to close that gap faster than anyone else, yet Wall Street still prices it like an afterthought. Dylan Jovine has the full story and the ticker.May 22 at 1:00 AM | Behind the Markets (Ad)American Coastal Insurance Corporation (NASDAQ:ACIC) Q1 2026 Earnings Call TranscriptMay 8, 2026 | insidermonkey.comAmerican Coastal Insurance Corporation 2026 Q1 - Results - Earnings Call PresentationMay 7, 2026 | seekingalpha.comAmerican Coastal’s Earnings Call Highlights Resilient ProfitsMay 6, 2026 | tipranks.comAmerican Coastal outlines $150M-$200M excess capital and lifts reinsurance exhaustion point to over $1.6BMay 6, 2026 | msn.comAmerican Coastal Insurance Corporation (ACIC) Q1 2026 Earnings Call TranscriptMay 5, 2026 | seekingalpha.comSee More Headlines ACIC Stock Analysis - Frequently Asked Questions How have ACIC shares performed this year? American Coastal Insurance's stock was trading at $12.63 on January 1st, 2026. Since then, ACIC stock has decreased by 14.9% and is now trading at $10.7450. How were American Coastal Insurance's earnings last quarter? American Coastal Insurance Corporation (NASDAQ:ACIC) released its quarterly earnings results on Tuesday, May, 5th. The company reported $0.39 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.44 by $0.05. The company earned $71.22 million during the quarter, compared to analysts' expectations of $75.78 million. American Coastal Insurance had a net margin of 31.32% and a trailing twelve-month return on equity of 32.26%. Read the conference call transcript. Who are American Coastal Insurance's major shareholders? American Coastal Insurance's top institutional shareholders include Empyrean Capital Partners LP (2.33%), Punch & Associates Investment Management Inc. (1.67%), Dimensional Fund Advisors LP (1.54%) and Sei Investments Co. (1.24%). Insiders that own company stock include Christopher Griffith and Kern Michael Davis. View institutional ownership trends. How do I buy shares of American Coastal Insurance? Shares of ACIC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Company Calendar Last Earnings5/05/2026Today5/22/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (1w+) 1-Year History May 25 Aug 25 Nov 25 Feb 26 May 26 For the last 7 days, ACIC's financial health has been in the Green zone, according to TradeSmith. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry INS - PROP&CASLTY Sub-IndustryInsurance Current SymbolNASDAQ:ACIC Previous SymbolNYSE:ACIC CIK1401521 WebN/A Phone(727) 633-0851FaxN/AEmployees470Year FoundedN/AProfitability EPS (Trailing Twelve Months)$2.10 Trailing P/E Ratio5.14 Forward P/E Ratio7.71 P/E Growth2.6Net Income$106.84 million Net Margins31.32% Pretax Margin42.54% Return on Equity32.26% Return on Assets8.91% Debt Debt-to-Equity RatioN/A Current Ratio0.79 Quick Ratio0.79 Sales & Book Value Annual Sales$335.44 million Price / Sales1.56 Cash Flow$2.25 per share Price / Cash Flow4.80 Book Value$6.84 per share Price / Book1.58Miscellaneous Outstanding Shares48,460,000Free Float24,620,000Market Cap$523.37 million OptionableN/A Beta-0.46 5G Stocks: The Path Forward is ProfitableClick the link to see MarketBeat's guide to investing in 5G and which 5G stocks show the most promise. Get This Free Report This page (NASDAQ:ACIC) was last updated on 5/22/2026 by MarketBeat.com Staff. From Our PartnersThe SpaceX supplier that shipped 5 billion chips to StarlinkWhen Nvidia surged 770%, its data center cooling supplier Vertiv climbed 1,700%. When Apple ran 2,000%, suppli...Weiss Ratings | SponsoredHey, it's Jon Najarian. The SpaceX IPO is right around the corner. But I discovered Elon may have something BIGGER planned. Check this out before June 9th...After being invited to the SpaceX launch headquarters in Cape Canaveral from one of Elon's top lobbyists… Hall...Banyan Hill Publishing | Sponsored"Computers are about to become obsolete" - George Gilder. Here’s why.George Gilder predicted the iPhone 16 years early, called Netflix a decade before it dominated streaming, and ...Eagle Publishing | SponsoredYour $29.97 book is free todayWhy Some Traders Skip Stocks Entirely You don't need a big account to trade options. 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