Ameris Bancorp (ABCB) Stock Price, News & Analysis

Company Overview

Ameris Bancorp is a financial holding company headquartered in Atlanta, Georgia, and operates through its primary subsidiary, Ameris Bank. Established in 1971, the company has built a reputation for providing a comprehensive suite of banking and financial services to individuals, businesses, and institutions. Ameris Bank offers deposit products, commercial and consumer lending, treasury management, mortgage origination, and wealth management services across its branch network.

The company’s core business activities center on traditional banking functions complemented by specialized financial solutions. Commercial banking services include loan origination and management for small and medium-sized enterprises, construction and development financing, and equipment lending. On the consumer side, Ameris Bank provides residential mortgages, home equity lines of credit, and personal banking products designed to meet the diverse needs of its clientele.

Ameris Bancorp has grown its footprint primarily in the Southeastern United States, with operations in Georgia, Alabama, Florida, South Carolina, North Carolina, and Tennessee. The company has expanded not only through organic growth but also by acquiring community banks that align with its customer-focused philosophy. This regional expansion strategy has allowed Ameris Bancorp to leverage local market knowledge while maintaining centralized operational and risk management controls.

Leadership at Ameris Bancorp emphasizes a blend of community engagement and disciplined financial stewardship. The company is led by Jeffrey E. Davis, who serves as President and Chief Executive Officer, supported by a seasoned executive team with expertise in retail and commercial banking, risk management, and wealth advisory services. Under this leadership, Ameris Bancorp continues to focus on enhancing its digital capabilities, deepening customer relationships, and pursuing targeted growth opportunities within its southeastern footprint.

Key Stats

• Today's Range: $66.85 to $68.18
• 50-Day Range: $55.98 to $67.74
• 52-Week Range: $48.21 to $74.56
• Volume: 223,703 shs
• Average Volume: 402,574 shs
• Market Capitalization: $4.67 billion
• P/E Ratio: 13.00
• Dividend Yield: 1.18%
• Price Target: $71.43
• Consensus Rating: Moderate Buy

Ameris Bancorp Stock Analysis - MarketRank™

Ameris Bancorp scored higher than 53% of companies evaluated by MarketBeat, and ranked 1732nd out of 2,763 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Ameris Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.86, and is based on 6 buy ratings, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

Ameris Bancorp has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 15.63%

Earnings Growth

Earnings for Ameris Bancorp are expected to grow by 15.63% in the coming year, from $4.99 to $5.77 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Ameris Bancorp is 13.00, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.55.

Price to Earnings Ratio vs. Sector

The P/E ratio of Ameris Bancorp is 13.00, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.06.

Price to Book Value per Share Ratio

Ameris Bancorp has a P/B Ratio of 1.25. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

2.80% of the float of Ameris Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Ameris Bancorp has a short interest ratio ("days to cover") of 4.4.

Change versus previous month

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Ameris Bancorp pays a meaningful dividend of 1.28%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Ameris Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Ameris Bancorp is 14.81%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Ameris Bancorp will have a dividend payout ratio of 13.86% next year. This indicates that Ameris Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.80% of the float of Ameris Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Ameris Bancorp has a short interest ratio ("days to cover") of 4.4.

Change versus previous month

News and Social Media

• Score: 1.4 / 5
• News Sentiment: 0.47

News Sentiment

Ameris Bancorp has a news sentiment score of 0.47. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.69 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for Ameris Bancorp this week, compared to 6 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Ameris Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 5.40% of the stock of Ameris Bancorp is held by insiders.

Percentage Held by Institutions

91.64% of the stock of Ameris Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

ABCB Stock Analysis - Frequently Asked Questions

How have ABCB shares performed this year?

Ameris Bancorp's stock was trading at $62.57 on January 1st, 2025. Since then, ABCB shares have increased by 8.3% and is now trading at $67.74.

How were Ameris Bancorp's earnings last quarter?

Ameris Bancorp (NASDAQ:ABCB) issued its earnings results on Monday, April, 28th. The bank reported $1.28 earnings per share for the quarter, beating analysts' consensus estimates of $1.12 by $0.16. Ameris Bancorp's quarterly revenue was up 7.0% compared to the same quarter last year.

Does Ameris Bancorp have any subsidiaries?

Ameris Bancorp subsidiaries include Atlantic Coast Financial.

Who are Ameris Bancorp's major shareholders?

Ameris Bancorp's top institutional shareholders include Central Pacific Bank Trust Division. Insiders that own company stock include H Palmer Proctor Jr, James A Lahaise, Jimmy D Veal, Jon S Edwards, Nicole S Stokes, William D Mckendry, Robert Dale Ezzell, William I Jr Bowen, Douglas D Strange and William Millard Choate.
View institutional ownership trends.

How do I buy shares of Ameris Bancorp?

Shares of ABCB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Ameris Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Ameris Bancorp investors own include DiamondRock Hospitality (DRH), Waste Connections (WCN), American Water Works (AWK), AU Optronics (AUOTY), The RMR Group (RMR), iShares Micro-Cap ETF (IWC) and Triple Flag Precious Metals (TFPM).

Company Calendar

• Record date for 4/7 Dividend: 3/31/2025
• Ex-Dividend for 4/7 Dividend: 3/31/2025
• Dividend Payable: 4/07/2025
• Last Earnings: 4/28/2025
• Record date for 7/7 Dividend: 6/30/2025
• Ex-Dividend for 7/7 Dividend: 6/30/2025
• Today: 7/04/2025
• Dividend Payable: 7/07/2025
• Next Earnings (Estimated): 7/24/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:ABCB
• CIK: 351569
• Web: www.amerisbank.com
• Phone: (229) 890-1111
• Fax: 229-890-2235
• Employees: 2,850
• Year Founded: 1971

Price Target and Rating

• Average Stock Price Target: $71.43
• High Stock Price Target: $80.00
• Low Stock Price Target: $63.00
• Potential Upside/Downside: +5.4%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.86
• Research Coverage: 7 Analysts

Profitability

• EPS (Trailing Twelve Months): $5.40
• Trailing P/E Ratio: 13.00
• Forward P/E Ratio: 13.58
• P/E Growth: N/A
• Net Income: $358.68 million
• Net Margins: 21.46%
• Pretax Margin: 28.47%
• Return on Equity: 9.57%
• Return on Assets: 1.32%

Debt

• Debt-to-Equity Ratio: 0.11
• Current Ratio: 1.02
• Quick Ratio: 1.00

Sales & Book Value

• Annual Sales: $1.12 billion
• Price / Sales: 4.15
• Cash Flow: $5.62 per share
• Price / Cash Flow: 12.05
• Book Value: $54.32 per share
• Price / Book: 1.25

Miscellaneous

• Outstanding Shares: 68,911,000
• Free Float: 65,268,000
• Market Cap: $4.67 billion
• Optionable: Optionable
• Beta: 0.93