NASDAQ:ASRV AmeriServ Financial (ASRV) Stock Price, News & Analysis $5.02 +0.02 (+0.40%) As of 08/21/2026 04:00 PM Eastern Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC Filings About AmeriServ Financial Stock (NASDAQ:ASRV) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get AmeriServ Financial alerts:Sign Up Key Stats Today's Range$4.94▼$5.0650-Day Range$3.75▼$5.2452-Week Range$2.80▼$5.38Volume7,057 shsAverage Volume29,690 shsMarket Capitalization$85.24 millionP/E Ratio9.84Dividend Yield2.39%Price TargetN/AConsensus RatingBuy Company Overview AmeriServ Financial, Inc. is a holding company, which engages in the provision of consumer, mortgage and commercial financial products and services through its subsidiary. It operates through the following segments: Community Banking, Wealth Management, and Investment or Parent. The Community Banking segment includes both retail and commercial banking activities. The Wealth Management segment involves in the operations of a Trust Company, West Chester Capital Advisors an investment advisory firm, and Financial Services. The Investment or Parent segment offers investment securities, borrowing activities, and general corporate expenses. The company was founded in January 1983 and is headquartered in Johnstown, PA. Read More AmeriServ Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks38th Percentile Overall ScoreASRV MarketRank™: AmeriServ Financial scored higher than 38% of companies evaluated by MarketBeat, and ranked 679th out of 836 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.7 / 5Analyst RatingBuy Consensus RatingAmeriServ Financial has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on no strong buy ratings, 1 buy rating, no hold ratings, and no sell ratings.Amount of Analyst CoverageAmeriServ Financial has only been the subject of 1 research reports in the past 90 days.Read more about AmeriServ Financial's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of AmeriServ Financial is 9.84, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 45.45.Price to Earnings Ratio vs. SectorThe P/E ratio of AmeriServ Financial is 9.84, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.61.Price to Book Value per Share RatioAmeriServ Financial has a P/B Ratio of 0.69. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about AmeriServ Financial's valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted1.32% of the float of AmeriServ Financial has been sold short.Short Interest Ratio / Days to CoverAmeriServ Financial has a short interest ratio ("days to cover") of 8.21.Change versus previous monthShort interest in AmeriServ Financial has recently increased by 155.46%, indicating that investor sentiment is decreasing significantly. Dividend1.7 / 5Dividend StrengthWeak Dividend YieldAmeriServ Financial pays a meaningful dividend of 2.39%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthAmeriServ Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of AmeriServ Financial is 23.53%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about AmeriServ Financial's dividend. News and Social Media2.3 / 5News Sentiment0.75 News SentimentAmeriServ Financial has a news sentiment score of 0.75. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.88 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for AmeriServ Financial this week, compared to 1 article on an average week. Company Ownership0.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, AmeriServ Financial insiders have not sold or bought any company stock.Percentage Held by Insiders7.90% of the stock of AmeriServ Financial is held by insiders.Percentage Held by Institutions31.52% of the stock of AmeriServ Financial is held by institutions.Read more about AmeriServ Financial's insider trading history. Receive ASRV Stock News and Ratings via Email Sign-up to receive the latest news and ratings for AmeriServ Financial and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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ASRV Stock News HeadlinesAmeriServ Financial (NASDAQ:ASRV) Share Price Crosses Above Two Hundred Day Moving Average - Time to Sell?August 22 at 3:01 AM | americanbankingnews.comAmeriServ Shareholders Reaffirm Board, Pay and AuditorJuly 24, 2026 | tipranks.comTrump's New DollarPorter Stansberry says President Trump has signed an executive order initiating what he calls a full U.S. dollar reset - and most Americans don't know it's happening. The last time America underwent a monetary shift like this, under Nixon in the 1970s, it minted an average of 1,300 new millionaires a day for over half a century. Stansberry has released a new documentary naming the assets he believes are positioned to surge as a result.August 23 at 1:00 AM | Porter & Company (Ad)AmeriServ Financial Highlights Strengthened Earnings and Balance SheetJuly 23, 2026 | tipranks.comAMERISERV FINANCIAL REPORTS INCREASED EARNINGS FOR THE SECOND QUARTER AND FIRST SIX MONTHS OF 2026 AND ANNOUNCES QUARTERLY COMMON STOCK CASH DIVIDENDJuly 21, 2026 | prnewswire.comAmeriServ Financial Announces CFO Retirement and Succession SearchApril 24, 2026 | theglobeandmail.comAmeriServ Financial, Inc.: Ameriserv Financial Reports Earnings For The First Quarter Of 2026 And Announces Quarterly Common Stock Cash DividendApril 21, 2026 | finanznachrichten.deAMERISERV FINANCIAL REPORTS EARNINGS FOR THE FIRST QUARTER OF 2026 AND ANNOUNCES QUARTERLY COMMON STOCK CASH DIVIDENDApril 21, 2026 | prnewswire.comSee More Headlines ASRV Stock Analysis - Frequently Asked Questions How have ASRV shares performed this year? AmeriServ Financial's stock was trading at $3.1690 at the beginning of 2026. Since then, ASRV shares have increased by 58.4% and is now trading at $5.02. How were AmeriServ Financial's earnings last quarter? AmeriServ Financial Inc. (NASDAQ:ASRV) issued its quarterly earnings data on Tuesday, July, 21st. The financial services provider reported $0.16 earnings per share (EPS) for the quarter. The financial services provider had revenue of $15.90 million for the quarter. AmeriServ Financial had a trailing twelve-month return on equity of 7.13% and a net margin of 9.51%. Who are AmeriServ Financial's major shareholders? AmeriServ Financial's top institutional shareholders include BlackRock Inc. (0.89%) and Empowered Funds LLC (0.61%). View institutional ownership trends. How do I buy shares of AmeriServ Financial? Shares of ASRV stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of AmeriServ Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that AmeriServ Financial investors own include Franklin Resources (BEN), Walgreens Boots Alliance (WBA), Consolidated Edison (ED), Huntington Bancshares (HBAN), International Business Machines (IBM), Leggett & Platt (LEG) and Wells Fargo & Company (WFC). Company Calendar Last Earnings7/21/2026Record date for 8/17 Dividend8/03/2026Ex-Dividend for 8/17 Dividend8/03/2026Dividend Payable8/17/2026Today8/23/2026Next Earnings (Estimated)10/20/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (13m+) 1-Year History Aug 25 Nov 25 Feb 26 May 26 Aug 26 ASRV's financial health is in the Green zone, according to TradeSmith. ASRV has been in this zone for over 13 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:ASRV CIK707605 Webwww.ameriserv.com Phone(814) 533-5300Fax814-533-5427Employees1,224Year Founded1901Profitability EPS (Trailing Twelve Months)$0.51 Trailing P/E Ratio9.84 Forward P/E RatioN/A P/E GrowthN/ANet Income$5.61 million Net Margins9.51% Pretax Margin11.59% Return on Equity7.13% Return on Assets0.58% Debt Debt-to-Equity Ratio0.53 Current Ratio0.83 Quick Ratio0.85 Sales & Book Value Annual Sales$88.34 million Price / Sales0.96 Cash Flow$0.45 per share Price / Cash Flow11.24 Book Value$7.25 per share Price / Book0.69Miscellaneous Outstanding Shares16,980,000Free Float15,638,000Market Cap$85.24 million OptionableOptionable Beta0.43 Social Links Don't Wait for the OpenAI IPOThe AI wave will soon hit public markets with Anthropic and OpenAI set to go public later this year. However, you don't have to wait to invest. 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