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AmeriServ Financial (ASRV) Competitors

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$4.57 +0.07 (+1.56%)
Closing price 07/30/2026 03:58 PM Eastern
Extended Trading
$4.57 0.00 (-0.11%)
As of 07/30/2026 07:34 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

ASRV vs. BPRN, HWBK, VABK, MRBK, and INBK

Should you buy AmeriServ Financial stock or one of its competitors? MarketBeat compares AmeriServ Financial with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with AmeriServ Financial include Princeton Bancorp (BPRN), Hawthorn Bancshares (HWBK), Virginia National Bankshares (VABK), Meridian Bank (MRBK), and First Internet Bancorp (INBK). These companies are all part of the "banks - northeast" industry.

How does AmeriServ Financial compare to Princeton Bancorp?

Princeton Bancorp (NASDAQ:BPRN) and AmeriServ Financial (NASDAQ:ASRV) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their valuation, media sentiment, earnings, analyst recommendations, institutional ownership, risk, profitability and dividends.

Princeton Bancorp has a beta of 0.48, indicating that its share price is 52% less volatile than the broader market. Comparatively, AmeriServ Financial has a beta of 0.44, indicating that its share price is 56% less volatile than the broader market.

Princeton Bancorp has higher revenue and earnings than AmeriServ Financial. AmeriServ Financial is trading at a lower price-to-earnings ratio than Princeton Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Princeton Bancorp$139.02M2.02$18.61M$3.8010.83
AmeriServ Financial$88.34M0.88$5.61M$0.518.96

Princeton Bancorp has a net margin of 18.99% compared to AmeriServ Financial's net margin of 9.51%. Princeton Bancorp's return on equity of 9.57% beat AmeriServ Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Princeton Bancorp18.99% 9.57% 1.15%
AmeriServ Financial 9.51%7.21%0.58%

In the previous week, Princeton Bancorp and Princeton Bancorp both had 3 articles in the media. Princeton Bancorp's average media sentiment score of 1.29 beat AmeriServ Financial's score of 0.82 indicating that Princeton Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Princeton Bancorp
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
AmeriServ Financial
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

43.4% of Princeton Bancorp shares are owned by institutional investors. Comparatively, 31.5% of AmeriServ Financial shares are owned by institutional investors. 23.1% of Princeton Bancorp shares are owned by insiders. Comparatively, 7.9% of AmeriServ Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Princeton Bancorp presently has a consensus target price of $37.50, indicating a potential downside of 8.91%. Given Princeton Bancorp's higher possible upside, equities analysts plainly believe Princeton Bancorp is more favorable than AmeriServ Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Princeton Bancorp
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.75
AmeriServ Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Princeton Bancorp pays an annual dividend of $1.40 per share and has a dividend yield of 3.4%. AmeriServ Financial pays an annual dividend of $0.12 per share and has a dividend yield of 2.6%. Princeton Bancorp pays out 36.8% of its earnings in the form of a dividend. AmeriServ Financial pays out 23.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

Princeton Bancorp beats AmeriServ Financial on 15 of the 17 factors compared between the two stocks.

How does AmeriServ Financial compare to Hawthorn Bancshares?

Hawthorn Bancshares (NASDAQ:HWBK) and AmeriServ Financial (NASDAQ:ASRV) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their dividends, valuation, analyst recommendations, media sentiment, institutional ownership, risk, profitability and earnings.

30.7% of Hawthorn Bancshares shares are owned by institutional investors. Comparatively, 31.5% of AmeriServ Financial shares are owned by institutional investors. 22.9% of Hawthorn Bancshares shares are owned by insiders. Comparatively, 7.9% of AmeriServ Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Hawthorn Bancshares pays an annual dividend of $0.84 per share and has a dividend yield of 2.2%. AmeriServ Financial pays an annual dividend of $0.12 per share and has a dividend yield of 2.6%. Hawthorn Bancshares pays out 23.1% of its earnings in the form of a dividend. AmeriServ Financial pays out 23.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Hawthorn Bancshares has increased its dividend for 5 consecutive years.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Hawthorn Bancshares
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
AmeriServ Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Hawthorn Bancshares has a beta of 0.44, suggesting that its share price is 56% less volatile than the broader market. Comparatively, AmeriServ Financial has a beta of 0.44, suggesting that its share price is 56% less volatile than the broader market.

In the previous week, Hawthorn Bancshares had 3 more articles in the media than AmeriServ Financial. MarketBeat recorded 6 mentions for Hawthorn Bancshares and 3 mentions for AmeriServ Financial. AmeriServ Financial's average media sentiment score of 0.82 beat Hawthorn Bancshares' score of 0.71 indicating that AmeriServ Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Hawthorn Bancshares
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
AmeriServ Financial
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Hawthorn Bancshares has higher revenue and earnings than AmeriServ Financial. AmeriServ Financial is trading at a lower price-to-earnings ratio than Hawthorn Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Hawthorn Bancshares$111.97M2.38$23.80M$3.6410.62
AmeriServ Financial$88.34M0.88$5.61M$0.518.96

Hawthorn Bancshares has a net margin of 22.77% compared to AmeriServ Financial's net margin of 9.51%. Hawthorn Bancshares' return on equity of 15.40% beat AmeriServ Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Hawthorn Bancshares22.77% 15.40% 1.39%
AmeriServ Financial 9.51%7.21%0.58%

Summary

Hawthorn Bancshares beats AmeriServ Financial on 12 of the 15 factors compared between the two stocks.

How does AmeriServ Financial compare to Virginia National Bankshares?

AmeriServ Financial (NASDAQ:ASRV) and Virginia National Bankshares (NASDAQ:VABK) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their valuation, profitability, earnings, risk, analyst recommendations, institutional ownership, media sentiment and dividends.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
AmeriServ Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Virginia National Bankshares
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

In the previous week, AmeriServ Financial had 2 more articles in the media than Virginia National Bankshares. MarketBeat recorded 3 mentions for AmeriServ Financial and 1 mentions for Virginia National Bankshares. Virginia National Bankshares' average media sentiment score of 0.88 beat AmeriServ Financial's score of 0.82 indicating that Virginia National Bankshares is being referred to more favorably in the news media.

Company Overall Sentiment
AmeriServ Financial Positive
Virginia National Bankshares Positive

AmeriServ Financial pays an annual dividend of $0.12 per share and has a dividend yield of 2.6%. Virginia National Bankshares pays an annual dividend of $1.44 per share and has a dividend yield of 3.1%. AmeriServ Financial pays out 23.5% of its earnings in the form of a dividend. Virginia National Bankshares pays out 31.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

AmeriServ Financial has a beta of 0.44, suggesting that its stock price is 56% less volatile than the broader market. Comparatively, Virginia National Bankshares has a beta of 0.45, suggesting that its stock price is 55% less volatile than the broader market.

31.5% of AmeriServ Financial shares are held by institutional investors. Comparatively, 37.4% of Virginia National Bankshares shares are held by institutional investors. 7.9% of AmeriServ Financial shares are held by insiders. Comparatively, 14.4% of Virginia National Bankshares shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Virginia National Bankshares has lower revenue, but higher earnings than AmeriServ Financial. AmeriServ Financial is trading at a lower price-to-earnings ratio than Virginia National Bankshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
AmeriServ Financial$88.34M0.88$5.61M$0.518.96
Virginia National Bankshares$58.96M4.23$19.26M$4.5610.09

Virginia National Bankshares has a net margin of 28.18% compared to AmeriServ Financial's net margin of 9.51%. Virginia National Bankshares' return on equity of 13.58% beat AmeriServ Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
AmeriServ Financial9.51% 7.21% 0.58%
Virginia National Bankshares 28.18%13.58%1.52%

Summary

Virginia National Bankshares beats AmeriServ Financial on 12 of the 17 factors compared between the two stocks.

How does AmeriServ Financial compare to Meridian Bank?

Meridian Bank (NASDAQ:MRBK) and AmeriServ Financial (NASDAQ:ASRV) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their valuation, institutional ownership, analyst recommendations, media sentiment, profitability, earnings, dividends and risk.

In the previous week, Meridian Bank had 4 more articles in the media than AmeriServ Financial. MarketBeat recorded 7 mentions for Meridian Bank and 3 mentions for AmeriServ Financial. AmeriServ Financial's average media sentiment score of 0.82 beat Meridian Bank's score of 0.08 indicating that AmeriServ Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Meridian Bank
0 Very Positive mention(s)
2 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
AmeriServ Financial
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Meridian Bank has higher revenue and earnings than AmeriServ Financial. AmeriServ Financial is trading at a lower price-to-earnings ratio than Meridian Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Meridian Bank$205.49M1.16$21.84M$2.079.68
AmeriServ Financial$88.34M0.88$5.61M$0.518.96

Meridian Bank pays an annual dividend of $0.56 per share and has a dividend yield of 2.8%. AmeriServ Financial pays an annual dividend of $0.12 per share and has a dividend yield of 2.6%. Meridian Bank pays out 27.1% of its earnings in the form of a dividend. AmeriServ Financial pays out 23.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Meridian Bank has a beta of 0.65, indicating that its stock price is 35% less volatile than the broader market. Comparatively, AmeriServ Financial has a beta of 0.44, indicating that its stock price is 56% less volatile than the broader market.

58.6% of Meridian Bank shares are held by institutional investors. Comparatively, 31.5% of AmeriServ Financial shares are held by institutional investors. 14.1% of Meridian Bank shares are held by company insiders. Comparatively, 7.9% of AmeriServ Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Meridian Bank has a net margin of 11.68% compared to AmeriServ Financial's net margin of 9.51%. Meridian Bank's return on equity of 12.61% beat AmeriServ Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Meridian Bank11.68% 12.61% 0.95%
AmeriServ Financial 9.51%7.21%0.58%

Meridian Bank currently has a consensus price target of $22.00, suggesting a potential upside of 9.78%. Given Meridian Bank's higher probable upside, analysts clearly believe Meridian Bank is more favorable than AmeriServ Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Meridian Bank
1 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
AmeriServ Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Summary

Meridian Bank beats AmeriServ Financial on 15 of the 18 factors compared between the two stocks.

How does AmeriServ Financial compare to First Internet Bancorp?

AmeriServ Financial (NASDAQ:ASRV) and First Internet Bancorp (NASDAQ:INBK) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, analyst recommendations, profitability, risk, dividends, earnings, media sentiment and valuation.

AmeriServ Financial has a beta of 0.44, indicating that its share price is 56% less volatile than the broader market. Comparatively, First Internet Bancorp has a beta of 0.83, indicating that its share price is 17% less volatile than the broader market.

AmeriServ Financial has higher earnings, but lower revenue than First Internet Bancorp. First Internet Bancorp is trading at a lower price-to-earnings ratio than AmeriServ Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
AmeriServ Financial$88.34M0.88$5.61M$0.518.96
First Internet Bancorp$116.74M1.96-$35.17M-$3.85N/A

AmeriServ Financial has a net margin of 9.51% compared to First Internet Bancorp's net margin of -9.60%. AmeriServ Financial's return on equity of 7.21% beat First Internet Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
AmeriServ Financial9.51% 7.21% 0.58%
First Internet Bancorp -9.60%-1.14%-0.07%

First Internet Bancorp has a consensus target price of $28.00, suggesting a potential upside of 6.50%. Given First Internet Bancorp's higher probable upside, analysts plainly believe First Internet Bancorp is more favorable than AmeriServ Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
AmeriServ Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
First Internet Bancorp
1 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.33

In the previous week, First Internet Bancorp had 7 more articles in the media than AmeriServ Financial. MarketBeat recorded 10 mentions for First Internet Bancorp and 3 mentions for AmeriServ Financial. First Internet Bancorp's average media sentiment score of 0.82 beat AmeriServ Financial's score of 0.82 indicating that First Internet Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
AmeriServ Financial
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
First Internet Bancorp
2 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Positive

AmeriServ Financial pays an annual dividend of $0.12 per share and has a dividend yield of 2.6%. First Internet Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 0.9%. AmeriServ Financial pays out 23.5% of its earnings in the form of a dividend. First Internet Bancorp pays out -6.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

31.5% of AmeriServ Financial shares are owned by institutional investors. Comparatively, 65.5% of First Internet Bancorp shares are owned by institutional investors. 7.9% of AmeriServ Financial shares are owned by insiders. Comparatively, 6.2% of First Internet Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Summary

AmeriServ Financial and First Internet Bancorp tied by winning 9 of the 18 factors compared between the two stocks.

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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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ASRV vs. The Competition

MetricAmeriServ FinancialBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$76.34M$1.23B$14.48B$12.02B
Dividend Yield2.67%2.40%5.68%10.11%
P/E Ratio8.9622.9020.1023.57
Price / Sales0.882.7344.2677.24
Price / Cash10.0825.3019.2658.30
Price / Book0.631.322.265.85
Net Income$5.61M$75.93M$1.14B$336.53M
7 Day Performance5.30%1.45%0.33%0.35%
1 Month Performance17.78%2.77%0.79%-4.99%
1 Year Performance66.18%33.66%14.99%17.95%

AmeriServ Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ASRV
AmeriServ Financial
3.007 of 5 stars
$4.57
+1.6%
N/A+61.5%$76.34M$88.34M8.961,224
BPRN
Princeton Bancorp
2.6158 of 5 stars
$37.69
-1.8%
$37.50
-0.5%
+35.0%$261.48M$139.02M13.18180
HWBK
Hawthorn Bancshares
1.859 of 5 stars
$36.87
-2.5%
N/A+34.4%$260.69M$111.97M10.13310
VABK
Virginia National Bankshares
1.1701 of 5 stars
$44.49
-1.7%
N/A+23.5%$245.42M$83.34M12.06170
MRBK
Meridian Bank
4.5543 of 5 stars
$19.87
-2.0%
$22.00
+10.7%
+35.1%$241.02M$205.49M9.60410

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This page (NASDAQ:ASRV) was last updated on 7/31/2026 by MarketBeat.com Staff.
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