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AmeriServ Financial (ASRV) Competitors

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$3.76 -0.06 (-1.44%)
Closing price 05/29/2026 03:58 PM Eastern
Extended Trading
$3.82 +0.06 (+1.60%)
As of 05/29/2026 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

ASRV vs. FRAF, CBNA, HWBK, FUNC, and BPRN

Should you buy AmeriServ Financial stock or one of its competitors? MarketBeat compares AmeriServ Financial with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with AmeriServ Financial include Franklin Financial Services (FRAF), Chain Bridge Bancorp (CBNA), Hawthorn Bancshares (HWBK), First United (FUNC), and Princeton Bancorp (BPRN). These companies are all part of the "banks - northeast" industry.

How does AmeriServ Financial compare to Franklin Financial Services?

AmeriServ Financial (NASDAQ:ASRV) and Franklin Financial Services (NASDAQ:FRAF) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their risk, institutional ownership, earnings, media sentiment, dividends, valuation, analyst recommendations and profitability.

Franklin Financial Services has higher revenue and earnings than AmeriServ Financial. Franklin Financial Services is trading at a lower price-to-earnings ratio than AmeriServ Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
AmeriServ Financial$88.34M0.72$5.61M$0.3311.38
Franklin Financial Services$133.55M1.97$21.23M$5.3410.98

AmeriServ Financial has a beta of 0.47, suggesting that its share price is 53% less volatile than the broader market. Comparatively, Franklin Financial Services has a beta of -0.01, suggesting that its share price is 101% less volatile than the broader market.

Franklin Financial Services has a net margin of 17.73% compared to AmeriServ Financial's net margin of 6.20%. Franklin Financial Services' return on equity of 14.13% beat AmeriServ Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
AmeriServ Financial6.20% 4.72% 0.38%
Franklin Financial Services 17.73%14.13%1.05%

In the previous week, AmeriServ Financial and AmeriServ Financial both had 1 articles in the media. Franklin Financial Services' average media sentiment score of 1.89 beat AmeriServ Financial's score of 1.87 indicating that Franklin Financial Services is being referred to more favorably in the news media.

Company Overall Sentiment
AmeriServ Financial Very Positive
Franklin Financial Services Very Positive

AmeriServ Financial pays an annual dividend of $0.12 per share and has a dividend yield of 3.2%. Franklin Financial Services pays an annual dividend of $1.36 per share and has a dividend yield of 2.3%. AmeriServ Financial pays out 36.4% of its earnings in the form of a dividend. Franklin Financial Services pays out 25.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Franklin Financial Services has increased its dividend for 1 consecutive years.

Franklin Financial Services has a consensus target price of $64.00, suggesting a potential upside of 9.19%. Given Franklin Financial Services' higher probable upside, analysts clearly believe Franklin Financial Services is more favorable than AmeriServ Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
AmeriServ Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Franklin Financial Services
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00

31.5% of AmeriServ Financial shares are owned by institutional investors. Comparatively, 24.8% of Franklin Financial Services shares are owned by institutional investors. 7.6% of AmeriServ Financial shares are owned by insiders. Comparatively, 5.9% of Franklin Financial Services shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Summary

Franklin Financial Services beats AmeriServ Financial on 12 of the 17 factors compared between the two stocks.

How does AmeriServ Financial compare to Chain Bridge Bancorp?

AmeriServ Financial (NASDAQ:ASRV) and Chain Bridge Bancorp (NYSE:CBNA) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their risk, analyst recommendations, dividends, institutional ownership, earnings, media sentiment, valuation and profitability.

31.5% of AmeriServ Financial shares are held by institutional investors. 7.6% of AmeriServ Financial shares are held by insiders. Comparatively, 25.4% of Chain Bridge Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Chain Bridge Bancorp has a consensus target price of $38.50, indicating a potential upside of 6.60%. Given Chain Bridge Bancorp's higher probable upside, analysts clearly believe Chain Bridge Bancorp is more favorable than AmeriServ Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
AmeriServ Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Chain Bridge Bancorp
1 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.20

Chain Bridge Bancorp has a net margin of 35.09% compared to AmeriServ Financial's net margin of 6.20%. Chain Bridge Bancorp's return on equity of 13.07% beat AmeriServ Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
AmeriServ Financial6.20% 4.72% 0.38%
Chain Bridge Bancorp 35.09%13.07%1.31%

In the previous week, AmeriServ Financial and AmeriServ Financial both had 1 articles in the media. AmeriServ Financial's average media sentiment score of 1.87 beat Chain Bridge Bancorp's score of 1.00 indicating that AmeriServ Financial is being referred to more favorably in the media.

Company Overall Sentiment
AmeriServ Financial Very Positive
Chain Bridge Bancorp Positive

AmeriServ Financial has a beta of 0.47, indicating that its share price is 53% less volatile than the broader market. Comparatively, Chain Bridge Bancorp has a beta of 0.45, indicating that its share price is 55% less volatile than the broader market.

Chain Bridge Bancorp has lower revenue, but higher earnings than AmeriServ Financial. Chain Bridge Bancorp is trading at a lower price-to-earnings ratio than AmeriServ Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
AmeriServ Financial$88.34M0.72$5.61M$0.3311.38
Chain Bridge Bancorp$59.32M3.99$20.24M$3.3110.91

Summary

Chain Bridge Bancorp beats AmeriServ Financial on 9 of the 16 factors compared between the two stocks.

How does AmeriServ Financial compare to Hawthorn Bancshares?

Hawthorn Bancshares (NASDAQ:HWBK) and AmeriServ Financial (NASDAQ:ASRV) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their risk, valuation, analyst recommendations, media sentiment, institutional ownership, earnings, dividends and profitability.

Hawthorn Bancshares has a net margin of 22.14% compared to AmeriServ Financial's net margin of 6.20%. Hawthorn Bancshares' return on equity of 15.01% beat AmeriServ Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Hawthorn Bancshares22.14% 15.01% 1.33%
AmeriServ Financial 6.20%4.72%0.38%

In the previous week, Hawthorn Bancshares and Hawthorn Bancshares both had 1 articles in the media. Hawthorn Bancshares' average media sentiment score of 1.89 beat AmeriServ Financial's score of 1.87 indicating that Hawthorn Bancshares is being referred to more favorably in the media.

Company Overall Sentiment
Hawthorn Bancshares Very Positive
AmeriServ Financial Very Positive

30.7% of Hawthorn Bancshares shares are held by institutional investors. Comparatively, 31.5% of AmeriServ Financial shares are held by institutional investors. 22.9% of Hawthorn Bancshares shares are held by company insiders. Comparatively, 7.6% of AmeriServ Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Hawthorn Bancshares has a beta of 0.43, indicating that its share price is 57% less volatile than the broader market. Comparatively, AmeriServ Financial has a beta of 0.47, indicating that its share price is 53% less volatile than the broader market.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Hawthorn Bancshares
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
AmeriServ Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Hawthorn Bancshares pays an annual dividend of $0.84 per share and has a dividend yield of 2.3%. AmeriServ Financial pays an annual dividend of $0.12 per share and has a dividend yield of 3.2%. Hawthorn Bancshares pays out 23.1% of its earnings in the form of a dividend. AmeriServ Financial pays out 36.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Hawthorn Bancshares has increased its dividend for 5 consecutive years.

Hawthorn Bancshares has higher revenue and earnings than AmeriServ Financial. Hawthorn Bancshares is trading at a lower price-to-earnings ratio than AmeriServ Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Hawthorn Bancshares$111.97M2.26$23.80M$3.6410.08
AmeriServ Financial$88.34M0.72$5.61M$0.3311.38

Summary

Hawthorn Bancshares beats AmeriServ Financial on 11 of the 17 factors compared between the two stocks.

How does AmeriServ Financial compare to First United?

AmeriServ Financial (NASDAQ:ASRV) and First United (NASDAQ:FUNC) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their media sentiment, dividends, risk, profitability, institutional ownership, earnings, analyst recommendations and valuation.

31.5% of AmeriServ Financial shares are held by institutional investors. Comparatively, 33.3% of First United shares are held by institutional investors. 7.6% of AmeriServ Financial shares are held by company insiders. Comparatively, 8.1% of First United shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

AmeriServ Financial pays an annual dividend of $0.12 per share and has a dividend yield of 3.2%. First United pays an annual dividend of $1.04 per share and has a dividend yield of 2.6%. AmeriServ Financial pays out 36.4% of its earnings in the form of a dividend. First United pays out 26.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First United has increased its dividend for 6 consecutive years.

First United has higher revenue and earnings than AmeriServ Financial. First United is trading at a lower price-to-earnings ratio than AmeriServ Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
AmeriServ Financial$88.34M0.72$5.61M$0.3311.38
First United$121.42M2.10$24.51M$3.9110.11

AmeriServ Financial has a beta of 0.47, suggesting that its stock price is 53% less volatile than the broader market. Comparatively, First United has a beta of 0.52, suggesting that its stock price is 48% less volatile than the broader market.

First United has a net margin of 20.55% compared to AmeriServ Financial's net margin of 6.20%. First United's return on equity of 13.39% beat AmeriServ Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
AmeriServ Financial6.20% 4.72% 0.38%
First United 20.55%13.39%1.31%

In the previous week, First United had 6 more articles in the media than AmeriServ Financial. MarketBeat recorded 7 mentions for First United and 1 mentions for AmeriServ Financial. AmeriServ Financial's average media sentiment score of 1.87 beat First United's score of 1.16 indicating that AmeriServ Financial is being referred to more favorably in the media.

Company Overall Sentiment
AmeriServ Financial Very Positive
First United Positive

First United has a consensus target price of $44.50, indicating a potential upside of 12.54%. Given First United's higher possible upside, analysts plainly believe First United is more favorable than AmeriServ Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
AmeriServ Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
First United
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00

Summary

First United beats AmeriServ Financial on 15 of the 18 factors compared between the two stocks.

How does AmeriServ Financial compare to Princeton Bancorp?

AmeriServ Financial (NASDAQ:ASRV) and Princeton Bancorp (NASDAQ:BPRN) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their profitability, institutional ownership, risk, valuation, analyst recommendations, media sentiment, dividends and earnings.

Princeton Bancorp has higher revenue and earnings than AmeriServ Financial. AmeriServ Financial is trading at a lower price-to-earnings ratio than Princeton Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
AmeriServ Financial$88.34M0.72$5.61M$0.3311.38
Princeton Bancorp$139.02M1.77$18.61M$2.8612.60

AmeriServ Financial has a beta of 0.47, meaning that its stock price is 53% less volatile than the broader market. Comparatively, Princeton Bancorp has a beta of 0.49, meaning that its stock price is 51% less volatile than the broader market.

AmeriServ Financial pays an annual dividend of $0.12 per share and has a dividend yield of 3.2%. Princeton Bancorp pays an annual dividend of $1.40 per share and has a dividend yield of 3.9%. AmeriServ Financial pays out 36.4% of its earnings in the form of a dividend. Princeton Bancorp pays out 49.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

31.5% of AmeriServ Financial shares are owned by institutional investors. Comparatively, 43.4% of Princeton Bancorp shares are owned by institutional investors. 7.6% of AmeriServ Financial shares are owned by insiders. Comparatively, 23.1% of Princeton Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

In the previous week, AmeriServ Financial and AmeriServ Financial both had 1 articles in the media. Princeton Bancorp's average media sentiment score of 1.89 beat AmeriServ Financial's score of 1.87 indicating that Princeton Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
AmeriServ Financial Very Positive
Princeton Bancorp Very Positive

Princeton Bancorp has a consensus target price of $37.50, suggesting a potential upside of 4.05%. Given Princeton Bancorp's higher possible upside, analysts plainly believe Princeton Bancorp is more favorable than AmeriServ Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
AmeriServ Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Princeton Bancorp
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.75

Princeton Bancorp has a net margin of 14.20% compared to AmeriServ Financial's net margin of 6.20%. Princeton Bancorp's return on equity of 7.20% beat AmeriServ Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
AmeriServ Financial6.20% 4.72% 0.38%
Princeton Bancorp 14.20%7.20%0.86%

Summary

Princeton Bancorp beats AmeriServ Financial on 15 of the 17 factors compared between the two stocks.

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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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ASRV vs. The Competition

MetricAmeriServ FinancialBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$62.77M$1.10B$13.57B$30.04B
Dividend Yield3.24%2.67%5.77%5.33%
P/E Ratio11.3818.5124.0026.27
Price / Sales0.722.29150.71116.88
Price / Cash8.2924.0420.2456.84
Price / Book0.531.172.167.30
Net Income$5.61M$75.93M$1.13B$337.27M
7 Day Performance-4.45%0.78%0.72%3.58%
1 Month Performance-5.18%1.80%0.51%5.71%
1 Year Performance34.59%25.53%12.62%39.70%

AmeriServ Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ASRV
AmeriServ Financial
3.2093 of 5 stars
$3.76
-1.4%
N/A+34.6%$62.77M$88.34M11.381,224
FRAF
Franklin Financial Services
3.7573 of 5 stars
$56.91
+0.2%
$64.00
+12.5%
+51.9%$255.16M$91.11M10.66280
CBNA
Chain Bridge Bancorp
3.7949 of 5 stars
$37.37
+0.2%
$38.50
+3.0%
+33.7%$244.82M$59.32M11.2984
HWBK
Hawthorn Bancshares
1.9881 of 5 stars
$35.07
-1.2%
N/A+24.6%$244.69M$111.97M9.63310
FUNC
First United
4.8092 of 5 stars
$37.54
+1.6%
N/A+31.1%$238.21M$121.42M9.60300

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This page (NASDAQ:ASRV) was last updated on 5/31/2026 by MarketBeat.com Staff.
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