ASRV vs. OPHC, UBOH, PNBK, OPOF, LARK, CFBK, MRBK, FNCB, UBFO, and HWBK
Should you be buying AmeriServ Financial stock or one of its competitors? The main competitors of AmeriServ Financial include OptimumBank (OPHC), United Bancshares (UBOH), Patriot National Bancorp (PNBK), Old Point Financial (OPOF), Landmark Bancorp (LARK), CF Bankshares (CFBK), Meridian (MRBK), FNCB Bancorp (FNCB), United Security Bancshares (UBFO), and Hawthorn Bancshares (HWBK). These companies are all part of the "national commercial banks" industry.
OptimumBank (NASDAQ:OPHC) and AmeriServ Financial (NASDAQ:ASRV) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their earnings, profitability, analyst recommendations, valuation, institutional ownership, community ranking, media sentiment, risk and dividends.
OptimumBank has higher earnings, but lower revenue than AmeriServ Financial. AmeriServ Financial is trading at a lower price-to-earnings ratio than OptimumBank, indicating that it is currently the more affordable of the two stocks.
AmeriServ Financial received 62 more outperform votes than OptimumBank when rated by MarketBeat users. Likewise, 61.60% of users gave AmeriServ Financial an outperform vote while only 35.29% of users gave OptimumBank an outperform vote.
In the previous week, OptimumBank and OptimumBank both had 2 articles in the media. OptimumBank's average media sentiment score of 1.00 beat AmeriServ Financial's score of 0.93 indicating that AmeriServ Financial is being referred to more favorably in the news media.
OptimumBank has a beta of 0.3, indicating that its stock price is 70% less volatile than the S&P 500. Comparatively, AmeriServ Financial has a beta of 0.7, indicating that its stock price is 30% less volatile than the S&P 500.
OptimumBank has a net margin of 16.01% compared to OptimumBank's net margin of -4.33%. AmeriServ Financial's return on equity of 9.41% beat OptimumBank's return on equity.
7.4% of OptimumBank shares are owned by institutional investors. Comparatively, 31.5% of AmeriServ Financial shares are owned by institutional investors. 19.3% of OptimumBank shares are owned by company insiders. Comparatively, 9.6% of AmeriServ Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.
Summary
OptimumBank beats AmeriServ Financial on 8 of the 14 factors compared between the two stocks.
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This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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