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PYPL   61.63 (+2.14%)
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QQQ   441.97 (+0.68%)
AAPL   178.68 (-1.15%)
MSFT   412.41 (-0.30%)
META   500.47 (+2.11%)
GOOGL   137.71 (-0.54%)
AMZN   177.03 (+0.15%)
TSLA   199.90 (-0.98%)
NVDA   807.88 (+2.12%)
NIO   5.75 (+0.00%)
AMD   200.15 (+3.96%)
BABA   74.55 (+0.70%)
T   17.00 (+0.41%)
F   12.62 (+1.45%)
MU   95.09 (+4.94%)
CGC   3.17 (-3.65%)
GE   158.49 (+1.02%)
DIS   111.89 (+0.28%)
AMC   4.36 (+0.93%)
PFE   26.61 (+0.19%)
PYPL   61.63 (+2.14%)
XOM   105.80 (+1.22%)
S&P 500   5,107.42 (+0.22%)
DOW   38,984.10 (-0.03%)
QQQ   441.97 (+0.68%)
AAPL   178.68 (-1.15%)
MSFT   412.41 (-0.30%)
META   500.47 (+2.11%)
GOOGL   137.71 (-0.54%)
AMZN   177.03 (+0.15%)
TSLA   199.90 (-0.98%)
NVDA   807.88 (+2.12%)
NIO   5.75 (+0.00%)
AMD   200.15 (+3.96%)
BABA   74.55 (+0.70%)
T   17.00 (+0.41%)
F   12.62 (+1.45%)
MU   95.09 (+4.94%)
CGC   3.17 (-3.65%)
GE   158.49 (+1.02%)
DIS   111.89 (+0.28%)
AMC   4.36 (+0.93%)
PFE   26.61 (+0.19%)
PYPL   61.63 (+2.14%)
XOM   105.80 (+1.22%)

AmeriServ Financial (ASRV) Competitors

Notice: This company has been marked as potentially delisted and may not be actively trading.

ASRV vs. UBOH, OPHC, PNBK, OPOF, LARK, MRBK, CFBK, FNCB, UBFO, and FUNC

Should you be buying AmeriServ Financial stock or one of its competitors? The main competitors of AmeriServ Financial include United Bancshares (UBOH), OptimumBank (OPHC), Patriot National Bancorp (PNBK), Old Point Financial (OPOF), Landmark Bancorp (LARK), Meridian (MRBK), CF Bankshares (CFBK), FNCB Bancorp (FNCB), United Security Bancshares (UBFO), and First United (FUNC). These companies are all part of the "national commercial banks" industry.

AmeriServ Financial vs.

United Bancshares (NASDAQ:UBOH) and AmeriServ Financial (NASDAQ:ASRV) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their risk, institutional ownership, valuation, earnings, analyst recommendations, media sentiment, dividends, profitability and community ranking.

United Bancshares pays an annual dividend of $0.88 per share and has a dividend yield of 4.7%. AmeriServ Financial pays an annual dividend of $0.12 per share and has a dividend yield of 4.4%. United Bancshares pays out 31.4% of its earnings in the form of a dividend. AmeriServ Financial pays out -63.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Bancshares has raised its dividend for 1 consecutive years. United Bancshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

1.3% of United Bancshares shares are owned by institutional investors. Comparatively, 43.8% of AmeriServ Financial shares are owned by institutional investors. 6.6% of United Bancshares shares are owned by insiders. Comparatively, 9.6% of AmeriServ Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

United Bancshares has higher earnings, but lower revenue than AmeriServ Financial. AmeriServ Financial is trading at a lower price-to-earnings ratio than United Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Bancshares$54.58M1.05$8.61M$2.806.74
AmeriServ Financial$77.25M0.60-$3.35M-$0.19-14.32

United Bancshares has a beta of 0.33, suggesting that its share price is 67% less volatile than the S&P 500. Comparatively, AmeriServ Financial has a beta of 0.73, suggesting that its share price is 27% less volatile than the S&P 500.

AmeriServ Financial received 66 more outperform votes than United Bancshares when rated by MarketBeat users. Likewise, 61.60% of users gave AmeriServ Financial an outperform vote while only 60.15% of users gave United Bancshares an outperform vote.

CompanyUnderperformOutperform
United BancsharesOutperform Votes
80
60.15%
Underperform Votes
53
39.85%
AmeriServ FinancialOutperform Votes
146
61.60%
Underperform Votes
91
38.40%

United Bancshares has a net margin of 15.77% compared to United Bancshares' net margin of -4.33%. AmeriServ Financial's return on equity of 11.85% beat United Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
United Bancshares15.77% 11.85% 0.90%
AmeriServ Financial -4.33%-3.23%-0.25%

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Bancshares
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A
AmeriServ Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A

In the previous week, AmeriServ Financial had 1 more articles in the media than United Bancshares. MarketBeat recorded 4 mentions for AmeriServ Financial and 3 mentions for United Bancshares. AmeriServ Financial's average media sentiment score of 1.05 beat United Bancshares' score of 1.00 indicating that United Bancshares is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
United Bancshares
2 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
AmeriServ Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

United Bancshares beats AmeriServ Financial on 10 of the 18 factors compared between the two stocks.


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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding ASRV and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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ASRV vs. The Competition

MetricAmeriServ FinancialNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$46.65M$17.11B$8.03B$7.54B
Dividend Yield4.36%3.94%10.45%3.87%
P/E Ratio-14.329.8357.2214.15
Price / Sales0.602.003,591.8474.91
Price / Cash4.277.7629.2354.95
Price / Book0.441.082.584.68
Net Income-$3.35M$2.31B$802.81M$211.39M

AmeriServ Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
UBOH
United Bancshares
0 of 5 stars
$18.88
-0.9%
N/A-5.8%$57.40M$54.58M6.74211Positive News
OPHC
OptimumBank
0 of 5 stars
$4.07
-1.0%
N/A+11.3%$29.51M$22.84M5.3648Upcoming Earnings
Analyst Report
Short Interest ↑
PNBK
Patriot National Bancorp
0 of 5 stars
$3.70
-1.1%
N/A-65.0%$14.69M$47.62M-5.69130Upcoming Earnings
Gap Down
OPOF
Old Point Financial
3.427 of 5 stars
$17.10
+0.9%
N/A-39.7%$86.18M$80.50M11.10294Analyst Report
Gap Up
LARK
Landmark Bancorp
1.1587 of 5 stars
$19.15
-3.6%
N/A-14.9%$104.94M$77.91M8.62276Short Interest ↑
MRBK
Meridian
4.8203 of 5 stars
$9.84
+1.2%
$14.00
+42.3%
-38.1%$110.01M$168.55M8.56366Positive News
CFBK
CF Bankshares
1.3872 of 5 stars
$21.34
-1.7%
N/A+4.1%$112.89M$112.31M8.18120Short Interest ↑
Positive News
FNCB
FNCB Bancorp
2.0703 of 5 stars
$5.94
-1.0%
N/A-26.8%$117.49M$88.67M9.00209Short Interest ↑
UBFO
United Security Bancshares
2.4362 of 5 stars
$7.60
+2.7%
N/A-2.2%$130.26M$65.95M6.55117Short Interest ↑
News Coverage
FUNC
First United
4.2498 of 5 stars
$21.30
+0.2%
N/A+13.2%$142.50M$99.49M9.51298Short Interest ↑

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This page (NASDAQ:ASRV) was last updated on 3/1/2024 by MarketBeat.com Staff