Go Pro

AmeriServ Financial (ASRV) Competitors

AmeriServ Financial logo
$4.74 +0.09 (+1.94%)
As of 03:30 PM Eastern
This is a fair market value price provided by Massive. Learn more.

ASRV vs. NEWT, FVCB, BCML, COSO, and JMSB

Should you buy AmeriServ Financial stock or one of its competitors? AmeriServ Financial's main competitors and comparable companies include NewtekOne (NEWT), Fvcbankcorp (FVCB), Bay Commercial Bank (BCML), CoastalSouth Bancshares (COSO), and John Marshall Bancorp (JMSB). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does AmeriServ Financial compare to NewtekOne?

NewtekOne (NASDAQ:NEWT) and AmeriServ Financial (NASDAQ:ASRV) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, media sentiment, profitability, analyst recommendations, valuation, risk, dividends and institutional ownership.

In the previous week, NewtekOne had 1 more articles in the media than AmeriServ Financial. MarketBeat recorded 2 mentions for NewtekOne and 1 mentions for AmeriServ Financial. NewtekOne's average media sentiment score of 0.46 beat AmeriServ Financial's score of 0.00 indicating that NewtekOne is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
NewtekOne
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
AmeriServ Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

NewtekOne has higher revenue and earnings than AmeriServ Financial. NewtekOne is trading at a lower price-to-earnings ratio than AmeriServ Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
NewtekOne$276.53M1.26$60.51M$2.225.45
AmeriServ Financial$61.41M1.31$5.61M$0.519.30

NewtekOne has a net margin of 15.57% compared to AmeriServ Financial's net margin of 9.51%. NewtekOne's return on equity of 17.97% beat AmeriServ Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
NewtekOne15.57% 17.97% 2.26%
AmeriServ Financial 9.51%7.13%0.58%

NewtekOne presently has a consensus target price of $16.33, suggesting a potential upside of 34.87%. Given NewtekOne's higher possible upside, equities research analysts clearly believe NewtekOne is more favorable than AmeriServ Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
NewtekOne
1 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
AmeriServ Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

NewtekOne has a beta of 1.27, suggesting that its stock price is 27% more volatile than the broader market. Comparatively, AmeriServ Financial has a beta of 0.44, suggesting that its stock price is 56% less volatile than the broader market.

38.3% of NewtekOne shares are owned by institutional investors. Comparatively, 31.5% of AmeriServ Financial shares are owned by institutional investors. 5.9% of NewtekOne shares are owned by company insiders. Comparatively, 7.9% of AmeriServ Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

NewtekOne pays an annual dividend of $0.76 per share and has a dividend yield of 6.3%. AmeriServ Financial pays an annual dividend of $0.12 per share and has a dividend yield of 2.5%. NewtekOne pays out 34.2% of its earnings in the form of a dividend. AmeriServ Financial pays out 23.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. NewtekOne has raised its dividend for 1 consecutive years. NewtekOne is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

NewtekOne beats AmeriServ Financial on 13 of the 18 factors compared between the two stocks.

How does AmeriServ Financial compare to Fvcbankcorp?

AmeriServ Financial (NASDAQ:ASRV) and Fvcbankcorp (NASDAQ:FVCB) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their media sentiment, earnings, analyst recommendations, institutional ownership, dividends, risk, valuation and profitability.

In the previous week, Fvcbankcorp had 2 more articles in the media than AmeriServ Financial. MarketBeat recorded 3 mentions for Fvcbankcorp and 1 mentions for AmeriServ Financial. Fvcbankcorp's average media sentiment score of 1.71 beat AmeriServ Financial's score of 0.00 indicating that Fvcbankcorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
AmeriServ Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Fvcbankcorp
3 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

31.5% of AmeriServ Financial shares are held by institutional investors. Comparatively, 43.6% of Fvcbankcorp shares are held by institutional investors. 7.9% of AmeriServ Financial shares are held by insiders. Comparatively, 11.2% of Fvcbankcorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

AmeriServ Financial has a beta of 0.44, indicating that its stock price is 56% less volatile than the broader market. Comparatively, Fvcbankcorp has a beta of 0.32, indicating that its stock price is 68% less volatile than the broader market.

Fvcbankcorp has a net margin of 20.45% compared to AmeriServ Financial's net margin of 9.51%. Fvcbankcorp's return on equity of 9.80% beat AmeriServ Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
AmeriServ Financial9.51% 7.13% 0.58%
Fvcbankcorp 20.45%9.80%1.08%

AmeriServ Financial pays an annual dividend of $0.12 per share and has a dividend yield of 2.5%. Fvcbankcorp pays an annual dividend of $0.28 per share and has a dividend yield of 1.5%. AmeriServ Financial pays out 23.5% of its earnings in the form of a dividend. Fvcbankcorp pays out 19.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Fvcbankcorp has higher revenue and earnings than AmeriServ Financial. AmeriServ Financial is trading at a lower price-to-earnings ratio than Fvcbankcorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
AmeriServ Financial$61.41M1.31$5.61M$0.519.30
Fvcbankcorp$72.31M4.54$22.06M$1.4212.82

Fvcbankcorp has a consensus target price of $21.00, indicating a potential upside of 15.37%. Given Fvcbankcorp's higher possible upside, analysts plainly believe Fvcbankcorp is more favorable than AmeriServ Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
AmeriServ Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Fvcbankcorp
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

Summary

Fvcbankcorp beats AmeriServ Financial on 15 of the 18 factors compared between the two stocks.

How does AmeriServ Financial compare to Bay Commercial Bank?

AmeriServ Financial (NASDAQ:ASRV) and Bay Commercial Bank (NASDAQ:BCML) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their dividends, institutional ownership, valuation, media sentiment, analyst recommendations, risk, profitability and earnings.

AmeriServ Financial pays an annual dividend of $0.12 per share and has a dividend yield of 2.5%. Bay Commercial Bank pays an annual dividend of $1.20 per share and has a dividend yield of 4.0%. AmeriServ Financial pays out 23.5% of its earnings in the form of a dividend. Bay Commercial Bank pays out 100.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Bay Commercial Bank has raised its dividend for 3 consecutive years. Bay Commercial Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

31.5% of AmeriServ Financial shares are owned by institutional investors. Comparatively, 66.2% of Bay Commercial Bank shares are owned by institutional investors. 7.9% of AmeriServ Financial shares are owned by insiders. Comparatively, 2.9% of Bay Commercial Bank shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Bay Commercial Bank has higher revenue and earnings than AmeriServ Financial. AmeriServ Financial is trading at a lower price-to-earnings ratio than Bay Commercial Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
AmeriServ Financial$61.41M1.31$5.61M$0.519.30
Bay Commercial Bank$141.48M2.31$23.93M$1.2024.98

In the previous week, Bay Commercial Bank had 1 more articles in the media than AmeriServ Financial. MarketBeat recorded 2 mentions for Bay Commercial Bank and 1 mentions for AmeriServ Financial. Bay Commercial Bank's average media sentiment score of 0.51 beat AmeriServ Financial's score of 0.00 indicating that Bay Commercial Bank is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
AmeriServ Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Bay Commercial Bank
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

AmeriServ Financial has a beta of 0.44, meaning that its stock price is 56% less volatile than the broader market. Comparatively, Bay Commercial Bank has a beta of 0.28, meaning that its stock price is 72% less volatile than the broader market.

Bay Commercial Bank has a consensus target price of $34.00, indicating a potential upside of 13.43%. Given Bay Commercial Bank's higher possible upside, analysts plainly believe Bay Commercial Bank is more favorable than AmeriServ Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
AmeriServ Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Bay Commercial Bank
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00

AmeriServ Financial has a net margin of 9.51% compared to Bay Commercial Bank's net margin of 9.20%. AmeriServ Financial's return on equity of 7.13% beat Bay Commercial Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
AmeriServ Financial9.51% 7.13% 0.58%
Bay Commercial Bank 9.20%6.98%0.90%

Summary

Bay Commercial Bank beats AmeriServ Financial on 12 of the 18 factors compared between the two stocks.

How does AmeriServ Financial compare to CoastalSouth Bancshares?

AmeriServ Financial (NASDAQ:ASRV) and CoastalSouth Bancshares (NYSE:COSO) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their profitability, risk, institutional ownership, media sentiment, earnings, valuation, dividends and analyst recommendations.

31.5% of AmeriServ Financial shares are owned by institutional investors. 7.9% of AmeriServ Financial shares are owned by company insiders. Comparatively, 15.1% of CoastalSouth Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

CoastalSouth Bancshares has a net margin of 19.59% compared to AmeriServ Financial's net margin of 9.51%. CoastalSouth Bancshares' return on equity of 10.57% beat AmeriServ Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
AmeriServ Financial9.51% 7.13% 0.58%
CoastalSouth Bancshares 19.59%10.57%1.18%

CoastalSouth Bancshares has higher revenue and earnings than AmeriServ Financial. AmeriServ Financial is trading at a lower price-to-earnings ratio than CoastalSouth Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
AmeriServ Financial$61.41M1.31$5.61M$0.519.30
CoastalSouth Bancshares$135.78M2.42$24.89M$2.2212.39

CoastalSouth Bancshares has a consensus price target of $30.00, suggesting a potential upside of 9.03%. Given CoastalSouth Bancshares' higher probable upside, analysts plainly believe CoastalSouth Bancshares is more favorable than AmeriServ Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
AmeriServ Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
CoastalSouth Bancshares
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
3.00

AmeriServ Financial has a beta of 0.44, suggesting that its stock price is 56% less volatile than the broader market. Comparatively, CoastalSouth Bancshares has a beta of -0.01, suggesting that its stock price is 101% less volatile than the broader market.

In the previous week, AmeriServ Financial had 1 more articles in the media than CoastalSouth Bancshares. MarketBeat recorded 1 mentions for AmeriServ Financial and 0 mentions for CoastalSouth Bancshares. CoastalSouth Bancshares' average media sentiment score of 1.84 beat AmeriServ Financial's score of 0.00 indicating that CoastalSouth Bancshares is being referred to more favorably in the news media.

Company Overall Sentiment
AmeriServ Financial Neutral
CoastalSouth Bancshares Very Positive

AmeriServ Financial pays an annual dividend of $0.12 per share and has a dividend yield of 2.5%. CoastalSouth Bancshares pays an annual dividend of $0.20 per share and has a dividend yield of 0.7%. AmeriServ Financial pays out 23.5% of its earnings in the form of a dividend. CoastalSouth Bancshares pays out 9.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

CoastalSouth Bancshares beats AmeriServ Financial on 13 of the 17 factors compared between the two stocks.

How does AmeriServ Financial compare to John Marshall Bancorp?

John Marshall Bancorp (NASDAQ:JMSB) and AmeriServ Financial (NASDAQ:ASRV) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their dividends, analyst recommendations, valuation, profitability, earnings, media sentiment, institutional ownership and risk.

In the previous week, John Marshall Bancorp had 2 more articles in the media than AmeriServ Financial. MarketBeat recorded 3 mentions for John Marshall Bancorp and 1 mentions for AmeriServ Financial. John Marshall Bancorp's average media sentiment score of 0.56 beat AmeriServ Financial's score of 0.00 indicating that John Marshall Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
John Marshall Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
AmeriServ Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

John Marshall Bancorp has higher revenue and earnings than AmeriServ Financial. AmeriServ Financial is trading at a lower price-to-earnings ratio than John Marshall Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
John Marshall Bancorp$115.33M2.82$21.23M$1.7313.35
AmeriServ Financial$61.41M1.31$5.61M$0.519.30

John Marshall Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 1.7%. AmeriServ Financial pays an annual dividend of $0.12 per share and has a dividend yield of 2.5%. John Marshall Bancorp pays out 23.1% of its earnings in the form of a dividend. AmeriServ Financial pays out 23.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

John Marshall Bancorp presently has a consensus price target of $24.50, indicating a potential upside of 6.11%. Given John Marshall Bancorp's higher possible upside, equities analysts plainly believe John Marshall Bancorp is more favorable than AmeriServ Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
John Marshall Bancorp
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
3.00
AmeriServ Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

John Marshall Bancorp has a net margin of 20.41% compared to AmeriServ Financial's net margin of 9.51%. John Marshall Bancorp's return on equity of 9.16% beat AmeriServ Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
John Marshall Bancorp20.41% 9.16% 1.04%
AmeriServ Financial 9.51%7.13%0.58%

39.1% of John Marshall Bancorp shares are held by institutional investors. Comparatively, 31.5% of AmeriServ Financial shares are held by institutional investors. 12.6% of John Marshall Bancorp shares are held by insiders. Comparatively, 7.9% of AmeriServ Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

John Marshall Bancorp has a beta of 0.58, meaning that its share price is 42% less volatile than the broader market. Comparatively, AmeriServ Financial has a beta of 0.44, meaning that its share price is 56% less volatile than the broader market.

Summary

John Marshall Bancorp beats AmeriServ Financial on 17 of the 18 factors compared between the two stocks.

Get AmeriServ Financial News Delivered to You Automatically

Sign up to receive the latest news and ratings for ASRV and its competitors with MarketBeat's FREE daily newsletter.

Subscribe Now
SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding ASRV and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

ASRV vs. The Competition

MetricAmeriServ FinancialBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$80.50M$23.76B$13.96B$12.80B
Dividend Yield2.37%3.14%5.89%9.15%
P/E Ratio9.3027.1425.8125.24
Price / Sales1.319.71506.45107.75
Price / Cash11.3316.3439.9452.39
Price / Book0.661.382.766.33
Net Income$5.61M$2.58B$1.32B$357.86M
7 Day Performance-1.84%0.03%3.28%-0.12%
1 Month Performance-3.64%0.32%0.55%-1.01%
1 Year Performance66.00%23.56%10.53%11.72%

AmeriServ Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ASRV
AmeriServ Financial
1.8913 of 5 stars
$4.74
+2.0%
N/A+60.9%$80.50M$61.41M9.301,224
NEWT
NewtekOne
4.6729 of 5 stars
$12.08
+3.6%
$16.33
+35.2%
+3.5%$336.80M$383.33M5.44100
FVCB
Fvcbankcorp
4.1743 of 5 stars
$18.39
+1.6%
$21.00
+14.2%
+38.1%$326.42M$122.03M12.95130
BCML
Bay Commercial Bank
4.3441 of 5 stars
$30.41
+1.9%
$34.00
+11.8%
+0.2%$325.97M$141.48M25.34370
COSO
CoastalSouth Bancshares
3.3991 of 5 stars
$27.19
0.0%
$30.00
+10.4%
N/A$325.04M$135.78M12.25180

Related Companies and Tools


This page (NASDAQ:ASRV) was last updated on 9/9/2026 by MarketBeat.com Staff.
From Our Partners