AmeriServ Financial (ASRV) Competitors

AmeriServ Financial logo
$3.89 0.00 (0.00%)
Closing price 06/18/2026 04:00 PM Eastern
Extended Trading
$3.84 -0.06 (-1.41%)
As of 06/18/2026 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

ASRV vs. HWBK, CBNA, LCNB, VABK, and MRBK

Should you buy AmeriServ Financial stock or one of its competitors? MarketBeat compares AmeriServ Financial with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with AmeriServ Financial include Hawthorn Bancshares (HWBK), Chain Bridge Bancorp (CBNA), LCNB (LCNB), Virginia National Bankshares (VABK), and Meridian Bank (MRBK). These companies are all part of the "banks - northeast" industry.

How does AmeriServ Financial compare to Hawthorn Bancshares?

Hawthorn Bancshares (NASDAQ:HWBK) and AmeriServ Financial (NASDAQ:ASRV) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their institutional ownership, analyst recommendations, dividends, profitability, earnings, media sentiment, valuation and risk.

Hawthorn Bancshares has a beta of 0.45, meaning that its stock price is 55% less volatile than the broader market. Comparatively, AmeriServ Financial has a beta of 0.45, meaning that its stock price is 55% less volatile than the broader market.

Hawthorn Bancshares pays an annual dividend of $0.84 per share and has a dividend yield of 2.1%. AmeriServ Financial pays an annual dividend of $0.12 per share and has a dividend yield of 3.1%. Hawthorn Bancshares pays out 23.1% of its earnings in the form of a dividend. AmeriServ Financial pays out 36.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Hawthorn Bancshares has raised its dividend for 5 consecutive years.

Hawthorn Bancshares has a net margin of 22.14% compared to AmeriServ Financial's net margin of 6.20%. Hawthorn Bancshares' return on equity of 15.01% beat AmeriServ Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Hawthorn Bancshares22.14% 15.01% 1.33%
AmeriServ Financial 6.20%4.72%0.38%

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Hawthorn Bancshares
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
AmeriServ Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Hawthorn Bancshares has higher revenue and earnings than AmeriServ Financial. Hawthorn Bancshares is trading at a lower price-to-earnings ratio than AmeriServ Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Hawthorn Bancshares$111.97M2.41$23.80M$3.6410.75
AmeriServ Financial$88.34M0.75$5.61M$0.3311.79

In the previous week, Hawthorn Bancshares' average media sentiment score of 0.00 equaled AmeriServ Financial'saverage media sentiment score.

Company Overall Sentiment
Hawthorn Bancshares Neutral
AmeriServ Financial Neutral

30.7% of Hawthorn Bancshares shares are owned by institutional investors. Comparatively, 31.5% of AmeriServ Financial shares are owned by institutional investors. 22.9% of Hawthorn Bancshares shares are owned by insiders. Comparatively, 7.9% of AmeriServ Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Summary

Hawthorn Bancshares beats AmeriServ Financial on 10 of the 15 factors compared between the two stocks.

How does AmeriServ Financial compare to Chain Bridge Bancorp?

AmeriServ Financial (NASDAQ:ASRV) and Chain Bridge Bancorp (NYSE:CBNA) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their earnings, risk, dividends, media sentiment, valuation, institutional ownership, profitability and analyst recommendations.

Chain Bridge Bancorp has lower revenue, but higher earnings than AmeriServ Financial. AmeriServ Financial is trading at a lower price-to-earnings ratio than Chain Bridge Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
AmeriServ Financial$88.34M0.75$5.61M$0.3311.79
Chain Bridge Bancorp$59.32M4.33$20.24M$3.3111.84

AmeriServ Financial has a beta of 0.45, suggesting that its share price is 55% less volatile than the broader market. Comparatively, Chain Bridge Bancorp has a beta of 0.36, suggesting that its share price is 64% less volatile than the broader market.

Chain Bridge Bancorp has a consensus target price of $38.50, suggesting a potential downside of 1.77%. Given Chain Bridge Bancorp's higher probable upside, analysts clearly believe Chain Bridge Bancorp is more favorable than AmeriServ Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
AmeriServ Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Chain Bridge Bancorp
1 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.20

Chain Bridge Bancorp has a net margin of 35.09% compared to AmeriServ Financial's net margin of 6.20%. Chain Bridge Bancorp's return on equity of 13.07% beat AmeriServ Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
AmeriServ Financial6.20% 4.72% 0.38%
Chain Bridge Bancorp 35.09%13.07%1.31%

31.5% of AmeriServ Financial shares are owned by institutional investors. 7.9% of AmeriServ Financial shares are owned by insiders. Comparatively, 25.4% of Chain Bridge Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

In the previous week, Chain Bridge Bancorp had 1 more articles in the media than AmeriServ Financial. MarketBeat recorded 1 mentions for Chain Bridge Bancorp and 0 mentions for AmeriServ Financial. Chain Bridge Bancorp's average media sentiment score of 1.32 beat AmeriServ Financial's score of 0.00 indicating that Chain Bridge Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
AmeriServ Financial Neutral
Chain Bridge Bancorp Positive

Summary

Chain Bridge Bancorp beats AmeriServ Financial on 12 of the 17 factors compared between the two stocks.

How does AmeriServ Financial compare to LCNB?

LCNB (NASDAQ:LCNB) and AmeriServ Financial (NASDAQ:ASRV) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their analyst recommendations, risk, media sentiment, earnings, institutional ownership, valuation, dividends and profitability.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LCNB
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
AmeriServ Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

LCNB has a net margin of 18.50% compared to AmeriServ Financial's net margin of 6.20%. LCNB's return on equity of 8.48% beat AmeriServ Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
LCNB18.50% 8.48% 1.02%
AmeriServ Financial 6.20%4.72%0.38%

34.7% of LCNB shares are owned by institutional investors. Comparatively, 31.5% of AmeriServ Financial shares are owned by institutional investors. 5.7% of LCNB shares are owned by company insiders. Comparatively, 7.9% of AmeriServ Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

LCNB pays an annual dividend of $0.88 per share and has a dividend yield of 5.2%. AmeriServ Financial pays an annual dividend of $0.12 per share and has a dividend yield of 3.1%. LCNB pays out 54.7% of its earnings in the form of a dividend. AmeriServ Financial pays out 36.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. LCNB has increased its dividend for 7 consecutive years. LCNB is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

LCNB has higher revenue and earnings than AmeriServ Financial. LCNB is trading at a lower price-to-earnings ratio than AmeriServ Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LCNB$94.02M2.59$23.12M$1.6110.60
AmeriServ Financial$88.34M0.75$5.61M$0.3311.79

LCNB has a beta of 0.58, meaning that its share price is 42% less volatile than the broader market. Comparatively, AmeriServ Financial has a beta of 0.45, meaning that its share price is 55% less volatile than the broader market.

In the previous week, LCNB had 1 more articles in the media than AmeriServ Financial. MarketBeat recorded 1 mentions for LCNB and 0 mentions for AmeriServ Financial. LCNB's average media sentiment score of 0.00 equaled AmeriServ Financial'saverage media sentiment score.

Company Overall Sentiment
LCNB Neutral
AmeriServ Financial Neutral

Summary

LCNB beats AmeriServ Financial on 12 of the 15 factors compared between the two stocks.

How does AmeriServ Financial compare to Virginia National Bankshares?

AmeriServ Financial (NASDAQ:ASRV) and Virginia National Bankshares (NASDAQ:VABK) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their earnings, media sentiment, risk, institutional ownership, dividends, profitability, valuation and analyst recommendations.

AmeriServ Financial has a beta of 0.45, indicating that its stock price is 55% less volatile than the broader market. Comparatively, Virginia National Bankshares has a beta of 0.47, indicating that its stock price is 53% less volatile than the broader market.

In the previous week, AmeriServ Financial's average media sentiment score of 0.00 equaled Virginia National Bankshares'average media sentiment score.

Company Overall Sentiment
AmeriServ Financial Neutral
Virginia National Bankshares Neutral

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
AmeriServ Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Virginia National Bankshares
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

AmeriServ Financial pays an annual dividend of $0.12 per share and has a dividend yield of 3.1%. Virginia National Bankshares pays an annual dividend of $1.44 per share and has a dividend yield of 3.2%. AmeriServ Financial pays out 36.4% of its earnings in the form of a dividend. Virginia National Bankshares pays out 39.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Virginia National Bankshares has lower revenue, but higher earnings than AmeriServ Financial. AmeriServ Financial is trading at a lower price-to-earnings ratio than Virginia National Bankshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
AmeriServ Financial$88.34M0.75$5.61M$0.3311.79
Virginia National Bankshares$83.34M2.91$19.26M$3.6912.12

31.5% of AmeriServ Financial shares are owned by institutional investors. Comparatively, 37.4% of Virginia National Bankshares shares are owned by institutional investors. 7.9% of AmeriServ Financial shares are owned by insiders. Comparatively, 14.4% of Virginia National Bankshares shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Virginia National Bankshares has a net margin of 24.15% compared to AmeriServ Financial's net margin of 6.20%. Virginia National Bankshares' return on equity of 11.15% beat AmeriServ Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
AmeriServ Financial6.20% 4.72% 0.38%
Virginia National Bankshares 24.15%11.15%1.23%

Summary

Virginia National Bankshares beats AmeriServ Financial on 11 of the 15 factors compared between the two stocks.

How does AmeriServ Financial compare to Meridian Bank?

AmeriServ Financial (NASDAQ:ASRV) and Meridian Bank (NASDAQ:MRBK) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their earnings, valuation, risk, dividends, institutional ownership, media sentiment, profitability and analyst recommendations.

In the previous week, AmeriServ Financial's average media sentiment score of 0.00 equaled Meridian Bank'saverage media sentiment score.

Company Overall Sentiment
AmeriServ Financial Neutral
Meridian Bank Neutral

Meridian Bank has higher revenue and earnings than AmeriServ Financial. Meridian Bank is trading at a lower price-to-earnings ratio than AmeriServ Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
AmeriServ Financial$88.34M0.75$5.61M$0.3311.79
Meridian Bank$130.00M1.76$21.84M$2.079.30

AmeriServ Financial has a beta of 0.45, indicating that its stock price is 55% less volatile than the broader market. Comparatively, Meridian Bank has a beta of 0.67, indicating that its stock price is 33% less volatile than the broader market.

31.5% of AmeriServ Financial shares are held by institutional investors. Comparatively, 58.6% of Meridian Bank shares are held by institutional investors. 7.9% of AmeriServ Financial shares are held by insiders. Comparatively, 14.1% of Meridian Bank shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Meridian Bank has a net margin of 11.68% compared to AmeriServ Financial's net margin of 6.20%. Meridian Bank's return on equity of 12.61% beat AmeriServ Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
AmeriServ Financial6.20% 4.72% 0.38%
Meridian Bank 11.68%12.61%0.95%

Meridian Bank has a consensus target price of $22.00, suggesting a potential upside of 14.29%. Given Meridian Bank's higher possible upside, analysts clearly believe Meridian Bank is more favorable than AmeriServ Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
AmeriServ Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Meridian Bank
1 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

AmeriServ Financial pays an annual dividend of $0.12 per share and has a dividend yield of 3.1%. Meridian Bank pays an annual dividend of $0.56 per share and has a dividend yield of 2.9%. AmeriServ Financial pays out 36.4% of its earnings in the form of a dividend. Meridian Bank pays out 27.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

Meridian Bank beats AmeriServ Financial on 13 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding ASRV and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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ASRV vs. The Competition

MetricAmeriServ FinancialBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$65.99M$1.15B$13.93B$12.60B
Dividend Yield3.08%2.59%5.75%5.68%
P/E Ratio11.7918.9120.1824.43
Price / Sales0.752.63140.37109.30
Price / Cash8.7125.0219.5755.09
Price / Book0.541.242.256.58
Net Income$5.61M$75.93M$1.14B$337.17M
7 Day Performance2.10%-1.48%-0.42%0.82%
1 Month Performance-1.52%3.57%1.14%3.25%
1 Year Performance33.68%31.81%22.73%36.02%

AmeriServ Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ASRV
AmeriServ Financial
2.9142 of 5 stars
$3.89
flat
N/A+33.4%$65.99M$88.34M11.791,224
HWBK
Hawthorn Bancshares
1.6342 of 5 stars
$38.09
+5.3%
N/A+37.0%$249.45M$111.97M10.46310
CBNA
Chain Bridge Bancorp
1.7624 of 5 stars
$37.69
-0.1%
$38.50
+2.1%
+59.6%$247.64M$59.32M11.3984
LCNB
LCNB
3.9251 of 5 stars
$16.75
-1.8%
N/A+19.8%$243.04M$124.52M10.40310
VABK
Virginia National Bankshares
1.2187 of 5 stars
$43.93
-0.6%
N/A+20.2%$239.62M$83.34M11.91170

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This page (NASDAQ:ASRV) was last updated on 6/20/2026 by MarketBeat.com Staff.
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