Go Pro

AmeriServ Financial (ASRV) Competitors

AmeriServ Financial logo
$4.72 +0.12 (+2.61%)
Closing price 04:00 PM Eastern
Extended Trading
$4.71 -0.01 (-0.21%)
As of 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

ASRV vs. CFFI, MYFW, BPRN, ISBA, and OVLY

Should you buy AmeriServ Financial stock or one of its competitors? AmeriServ Financial's main competitors and comparable companies include C&F Financial (CFFI), First Western Financial (MYFW), Princeton Bancorp (BPRN), Isabella Bank (ISBA), and Oak Valley Bancorp (OVLY). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does AmeriServ Financial compare to C&F Financial?

C&F Financial (NASDAQ:CFFI) and AmeriServ Financial (NASDAQ:ASRV) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their profitability, risk, dividends, earnings, institutional ownership, analyst recommendations, valuation and media sentiment.

C&F Financial presently has a consensus target price of $115.00, indicating a potential upside of 15.99%. Given C&F Financial's higher probable upside, research analysts clearly believe C&F Financial is more favorable than AmeriServ Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
C&F Financial
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00
AmeriServ Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

C&F Financial has a net margin of 14.91% compared to AmeriServ Financial's net margin of 9.51%. C&F Financial's return on equity of 10.72% beat AmeriServ Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
C&F Financial14.91% 10.72% 1.02%
AmeriServ Financial 9.51%7.13%0.58%

37.2% of C&F Financial shares are owned by institutional investors. Comparatively, 31.5% of AmeriServ Financial shares are owned by institutional investors. 6.4% of C&F Financial shares are owned by insiders. Comparatively, 7.9% of AmeriServ Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

In the previous week, C&F Financial and C&F Financial both had 2 articles in the media. C&F Financial's average media sentiment score of 1.12 beat AmeriServ Financial's score of 0.56 indicating that C&F Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
C&F Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
AmeriServ Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

C&F Financial pays an annual dividend of $1.92 per share and has a dividend yield of 1.9%. AmeriServ Financial pays an annual dividend of $0.12 per share and has a dividend yield of 2.5%. C&F Financial pays out 21.4% of its earnings in the form of a dividend. AmeriServ Financial pays out 23.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. C&F Financial has raised its dividend for 1 consecutive years.

C&F Financial has a beta of 0.33, meaning that its share price is 67% less volatile than the broader market. Comparatively, AmeriServ Financial has a beta of 0.44, meaning that its share price is 56% less volatile than the broader market.

C&F Financial has higher revenue and earnings than AmeriServ Financial. AmeriServ Financial is trading at a lower price-to-earnings ratio than C&F Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
C&F Financial$186.13M1.73$26.83M$8.9611.07
AmeriServ Financial$88.34M0.91$5.61M$0.519.25

Summary

C&F Financial beats AmeriServ Financial on 14 of the 17 factors compared between the two stocks.

How does AmeriServ Financial compare to First Western Financial?

First Western Financial (NASDAQ:MYFW) and AmeriServ Financial (NASDAQ:ASRV) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their dividends, earnings, profitability, analyst recommendations, risk, media sentiment, institutional ownership and valuation.

First Western Financial presently has a consensus target price of $32.33, indicating a potential upside of 7.21%. Given First Western Financial's higher possible upside, research analysts plainly believe First Western Financial is more favorable than AmeriServ Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Western Financial
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40
AmeriServ Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

First Western Financial has a beta of 0.71, indicating that its share price is 29% less volatile than the broader market. Comparatively, AmeriServ Financial has a beta of 0.44, indicating that its share price is 56% less volatile than the broader market.

First Western Financial has higher revenue and earnings than AmeriServ Financial. AmeriServ Financial is trading at a lower price-to-earnings ratio than First Western Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Western Financial$186.36M1.58$13.19M$1.8616.22
AmeriServ Financial$88.34M0.91$5.61M$0.519.25

AmeriServ Financial has a net margin of 9.51% compared to First Western Financial's net margin of 9.50%. AmeriServ Financial's return on equity of 7.13% beat First Western Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
First Western Financial9.50% 6.82% 0.57%
AmeriServ Financial 9.51%7.13%0.58%

60.3% of First Western Financial shares are held by institutional investors. Comparatively, 31.5% of AmeriServ Financial shares are held by institutional investors. 13.1% of First Western Financial shares are held by insiders. Comparatively, 7.9% of AmeriServ Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

In the previous week, First Western Financial had 1 more articles in the media than AmeriServ Financial. MarketBeat recorded 3 mentions for First Western Financial and 2 mentions for AmeriServ Financial. First Western Financial's average media sentiment score of 0.60 beat AmeriServ Financial's score of 0.56 indicating that First Western Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Western Financial
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
AmeriServ Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

First Western Financial beats AmeriServ Financial on 12 of the 16 factors compared between the two stocks.

How does AmeriServ Financial compare to Princeton Bancorp?

AmeriServ Financial (NASDAQ:ASRV) and Princeton Bancorp (NASDAQ:BPRN) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their valuation, earnings, dividends, analyst recommendations, risk, profitability, media sentiment and institutional ownership.

Princeton Bancorp has a net margin of 18.99% compared to AmeriServ Financial's net margin of 9.51%. Princeton Bancorp's return on equity of 9.48% beat AmeriServ Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
AmeriServ Financial9.51% 7.13% 0.58%
Princeton Bancorp 18.99%9.48%1.15%

AmeriServ Financial has a beta of 0.44, suggesting that its share price is 56% less volatile than the broader market. Comparatively, Princeton Bancorp has a beta of 0.47, suggesting that its share price is 53% less volatile than the broader market.

AmeriServ Financial pays an annual dividend of $0.12 per share and has a dividend yield of 2.5%. Princeton Bancorp pays an annual dividend of $1.40 per share and has a dividend yield of 3.2%. AmeriServ Financial pays out 23.5% of its earnings in the form of a dividend. Princeton Bancorp pays out 36.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Princeton Bancorp has higher revenue and earnings than AmeriServ Financial. AmeriServ Financial is trading at a lower price-to-earnings ratio than Princeton Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
AmeriServ Financial$88.34M0.91$5.61M$0.519.25
Princeton Bancorp$139.02M2.13$18.61M$3.8011.46

31.5% of AmeriServ Financial shares are owned by institutional investors. Comparatively, 43.4% of Princeton Bancorp shares are owned by institutional investors. 7.9% of AmeriServ Financial shares are owned by insiders. Comparatively, 23.1% of Princeton Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Princeton Bancorp has a consensus target price of $37.50, indicating a potential downside of 13.85%. Given Princeton Bancorp's higher probable upside, analysts plainly believe Princeton Bancorp is more favorable than AmeriServ Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
AmeriServ Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Princeton Bancorp
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.75

In the previous week, AmeriServ Financial had 1 more articles in the media than Princeton Bancorp. MarketBeat recorded 2 mentions for AmeriServ Financial and 1 mentions for Princeton Bancorp. Princeton Bancorp's average media sentiment score of 1.79 beat AmeriServ Financial's score of 0.56 indicating that Princeton Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
AmeriServ Financial Positive
Princeton Bancorp Very Positive

Summary

Princeton Bancorp beats AmeriServ Financial on 15 of the 18 factors compared between the two stocks.

How does AmeriServ Financial compare to Isabella Bank?

Isabella Bank (NASDAQ:ISBA) and AmeriServ Financial (NASDAQ:ASRV) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their earnings, risk, institutional ownership, dividends, profitability, valuation, media sentiment and analyst recommendations.

Isabella Bank pays an annual dividend of $1.12 per share and has a dividend yield of 2.9%. AmeriServ Financial pays an annual dividend of $0.12 per share and has a dividend yield of 2.5%. Isabella Bank pays out 41.2% of its earnings in the form of a dividend. AmeriServ Financial pays out 23.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Isabella Bank presently has a consensus target price of $43.00, suggesting a potential upside of 13.07%. Given Isabella Bank's higher possible upside, equities research analysts plainly believe Isabella Bank is more favorable than AmeriServ Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Isabella Bank
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33
AmeriServ Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

31.5% of AmeriServ Financial shares are owned by institutional investors. 1.3% of Isabella Bank shares are owned by insiders. Comparatively, 7.9% of AmeriServ Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Isabella Bank has a net margin of 16.78% compared to AmeriServ Financial's net margin of 9.51%. Isabella Bank's return on equity of 8.48% beat AmeriServ Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Isabella Bank16.78% 8.48% 0.89%
AmeriServ Financial 9.51%7.13%0.58%

In the previous week, Isabella Bank had 3 more articles in the media than AmeriServ Financial. MarketBeat recorded 5 mentions for Isabella Bank and 2 mentions for AmeriServ Financial. Isabella Bank's average media sentiment score of 1.13 beat AmeriServ Financial's score of 0.56 indicating that Isabella Bank is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Isabella Bank
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
AmeriServ Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Isabella Bank has higher revenue and earnings than AmeriServ Financial. AmeriServ Financial is trading at a lower price-to-earnings ratio than Isabella Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Isabella Bank$112M2.59$18.91M$2.7213.98
AmeriServ Financial$88.34M0.91$5.61M$0.519.25

Summary

Isabella Bank beats AmeriServ Financial on 12 of the 16 factors compared between the two stocks.

How does AmeriServ Financial compare to Oak Valley Bancorp?

AmeriServ Financial (NASDAQ:ASRV) and Oak Valley Bancorp (NASDAQ:OVLY) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their profitability, media sentiment, valuation, earnings, analyst recommendations, dividends, institutional ownership and risk.

In the previous week, Oak Valley Bancorp had 4 more articles in the media than AmeriServ Financial. MarketBeat recorded 6 mentions for Oak Valley Bancorp and 2 mentions for AmeriServ Financial. AmeriServ Financial's average media sentiment score of 0.56 beat Oak Valley Bancorp's score of 0.52 indicating that AmeriServ Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
AmeriServ Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Oak Valley Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

AmeriServ Financial has a beta of 0.44, indicating that its stock price is 56% less volatile than the broader market. Comparatively, Oak Valley Bancorp has a beta of 0.21, indicating that its stock price is 79% less volatile than the broader market.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
AmeriServ Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Oak Valley Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Oak Valley Bancorp has higher revenue and earnings than AmeriServ Financial. AmeriServ Financial is trading at a lower price-to-earnings ratio than Oak Valley Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
AmeriServ Financial$88.34M0.91$5.61M$0.519.25
Oak Valley Bancorp$95.04M3.00$23.91M$2.8212.02

Oak Valley Bancorp has a net margin of 24.05% compared to AmeriServ Financial's net margin of 9.51%. Oak Valley Bancorp's return on equity of 11.31% beat AmeriServ Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
AmeriServ Financial9.51% 7.13% 0.58%
Oak Valley Bancorp 24.05%11.31%1.17%

AmeriServ Financial pays an annual dividend of $0.12 per share and has a dividend yield of 2.5%. Oak Valley Bancorp pays an annual dividend of $0.75 per share and has a dividend yield of 2.2%. AmeriServ Financial pays out 23.5% of its earnings in the form of a dividend. Oak Valley Bancorp pays out 26.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Oak Valley Bancorp has increased its dividend for 11 consecutive years. AmeriServ Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

31.5% of AmeriServ Financial shares are owned by institutional investors. Comparatively, 30.9% of Oak Valley Bancorp shares are owned by institutional investors. 7.9% of AmeriServ Financial shares are owned by insiders. Comparatively, 13.9% of Oak Valley Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Summary

Oak Valley Bancorp beats AmeriServ Financial on 11 of the 16 factors compared between the two stocks.

Get AmeriServ Financial News Delivered to You Automatically

Sign up to receive the latest news and ratings for ASRV and its competitors with MarketBeat's FREE daily newsletter.

Subscribe Now
SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

ASRV vs. The Competition

MetricAmeriServ FinancialBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$80.15M$23.14B$13.51B$13.03B
Dividend Yield2.56%3.10%5.98%14.04%
P/E Ratio9.2625.4224.3125.68
Price / Sales0.919.34510.1281.30
Price / Cash10.4815.2929.8735.01
Price / Book0.651.332.706.43
Net Income$5.61M$2.58B$1.32B$360.31M
7 Day Performance4.19%-1.14%-1.56%-2.83%
1 Month Performance-1.67%-1.27%1.06%-4.08%
1 Year Performance59.46%21.44%8.44%3.83%

AmeriServ Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ASRV
AmeriServ Financial
2.8099 of 5 stars
$4.72
+2.6%
N/A+59.4%$78.11M$88.34M9.02298
CFFI
C&F Financial
3.3605 of 5 stars
$91.39
-2.7%
N/A+38.0%$305.46M$186.13M10.20575
MYFW
First Western Financial
3.1355 of 5 stars
$30.28
-2.0%
$32.33
+6.8%
+34.9%$301.84M$186.36M16.28320
BPRN
Princeton Bancorp
2.8796 of 5 stars
$42.56
-2.4%
$37.50
-11.9%
+34.8%$297.19M$139.02M11.20238
ISBA
Isabella Bank
4.3822 of 5 stars
$37.26
-2.6%
$43.00
+15.4%
+7.8%$291.73M$112M13.70379

Related Companies and Tools


This page (NASDAQ:ASRV) was last updated on 9/29/2026 by MarketBeat.com Staff.
From Our Partners