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AmeriServ Financial (ASRV) Competitors

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$3.83 +0.01 (+0.26%)
Closing price 04:00 PM Eastern
Extended Trading
$3.86 +0.03 (+0.78%)
As of 04:10 PM Eastern
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ASRV vs. LCNB, INBK, VABK, MRBK, and CFBK

Should you buy AmeriServ Financial stock or one of its competitors? MarketBeat compares AmeriServ Financial with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with AmeriServ Financial include LCNB (LCNB), First Internet Bancorp (INBK), Virginia National Bankshares (VABK), Meridian Bank (MRBK), and CF Bankshares (CFBK). These companies are all part of the "banks - northeast" industry.

How does AmeriServ Financial compare to LCNB?

LCNB (NASDAQ:LCNB) and AmeriServ Financial (NASDAQ:ASRV) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their media sentiment, analyst recommendations, institutional ownership, profitability, valuation, risk, dividends and earnings.

LCNB pays an annual dividend of $0.88 per share and has a dividend yield of 5.0%. AmeriServ Financial pays an annual dividend of $0.12 per share and has a dividend yield of 3.1%. LCNB pays out 54.7% of its earnings in the form of a dividend. AmeriServ Financial pays out 36.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. LCNB has increased its dividend for 7 consecutive years. LCNB is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, LCNB had 2 more articles in the media than AmeriServ Financial. MarketBeat recorded 3 mentions for LCNB and 1 mentions for AmeriServ Financial. LCNB's average media sentiment score of 0.40 beat AmeriServ Financial's score of 0.00 indicating that LCNB is being referred to more favorably in the media.

Company Overall Sentiment
LCNB Neutral
AmeriServ Financial Neutral

LCNB has a beta of 0.58, suggesting that its stock price is 42% less volatile than the broader market. Comparatively, AmeriServ Financial has a beta of 0.44, suggesting that its stock price is 56% less volatile than the broader market.

34.7% of LCNB shares are held by institutional investors. Comparatively, 31.5% of AmeriServ Financial shares are held by institutional investors. 5.7% of LCNB shares are held by company insiders. Comparatively, 7.9% of AmeriServ Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LCNB
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
AmeriServ Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

LCNB has higher revenue and earnings than AmeriServ Financial. LCNB is trading at a lower price-to-earnings ratio than AmeriServ Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LCNB$124.52M2.02$23.12M$1.6110.95
AmeriServ Financial$88.34M0.74$5.61M$0.3311.61

LCNB has a net margin of 18.50% compared to AmeriServ Financial's net margin of 6.20%. LCNB's return on equity of 8.48% beat AmeriServ Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
LCNB18.50% 8.48% 1.02%
AmeriServ Financial 6.20%4.72%0.38%

Summary

LCNB beats AmeriServ Financial on 13 of the 16 factors compared between the two stocks.

How does AmeriServ Financial compare to First Internet Bancorp?

First Internet Bancorp (NASDAQ:INBK) and AmeriServ Financial (NASDAQ:ASRV) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their risk, valuation, analyst recommendations, institutional ownership, profitability, media sentiment, dividends and earnings.

In the previous week, First Internet Bancorp had 2 more articles in the media than AmeriServ Financial. MarketBeat recorded 3 mentions for First Internet Bancorp and 1 mentions for AmeriServ Financial. First Internet Bancorp's average media sentiment score of 0.50 beat AmeriServ Financial's score of 0.00 indicating that First Internet Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
First Internet Bancorp Positive
AmeriServ Financial Neutral

AmeriServ Financial has lower revenue, but higher earnings than First Internet Bancorp. First Internet Bancorp is trading at a lower price-to-earnings ratio than AmeriServ Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Internet Bancorp$322.87M0.71-$35.17M-$3.85N/A
AmeriServ Financial$88.34M0.74$5.61M$0.3311.61

First Internet Bancorp has a beta of 0.83, meaning that its stock price is 17% less volatile than the broader market. Comparatively, AmeriServ Financial has a beta of 0.44, meaning that its stock price is 56% less volatile than the broader market.

First Internet Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 0.9%. AmeriServ Financial pays an annual dividend of $0.12 per share and has a dividend yield of 3.1%. First Internet Bancorp pays out -6.2% of its earnings in the form of a dividend. AmeriServ Financial pays out 36.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

AmeriServ Financial has a net margin of 6.20% compared to First Internet Bancorp's net margin of -9.60%. AmeriServ Financial's return on equity of 4.72% beat First Internet Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
First Internet Bancorp-9.60% -1.14% -0.07%
AmeriServ Financial 6.20%4.72%0.38%

First Internet Bancorp currently has a consensus target price of $28.00, indicating a potential upside of 6.02%. Given First Internet Bancorp's higher probable upside, equities research analysts clearly believe First Internet Bancorp is more favorable than AmeriServ Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Internet Bancorp
1 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.33
AmeriServ Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

65.5% of First Internet Bancorp shares are owned by institutional investors. Comparatively, 31.5% of AmeriServ Financial shares are owned by institutional investors. 6.2% of First Internet Bancorp shares are owned by insiders. Comparatively, 7.9% of AmeriServ Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Summary

AmeriServ Financial beats First Internet Bancorp on 9 of the 17 factors compared between the two stocks.

How does AmeriServ Financial compare to Virginia National Bankshares?

AmeriServ Financial (NASDAQ:ASRV) and Virginia National Bankshares (NASDAQ:VABK) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their earnings, media sentiment, profitability, analyst recommendations, institutional ownership, dividends, valuation and risk.

In the previous week, AmeriServ Financial and AmeriServ Financial both had 1 articles in the media. AmeriServ Financial's average media sentiment score of 0.00 equaled Virginia National Bankshares'average media sentiment score.

Company Overall Sentiment
AmeriServ Financial Neutral
Virginia National Bankshares Neutral

Virginia National Bankshares has lower revenue, but higher earnings than AmeriServ Financial. AmeriServ Financial is trading at a lower price-to-earnings ratio than Virginia National Bankshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
AmeriServ Financial$88.34M0.74$5.61M$0.3311.61
Virginia National Bankshares$83.34M2.90$19.26M$3.6912.10

Virginia National Bankshares has a net margin of 24.15% compared to AmeriServ Financial's net margin of 6.20%. Virginia National Bankshares' return on equity of 11.15% beat AmeriServ Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
AmeriServ Financial6.20% 4.72% 0.38%
Virginia National Bankshares 24.15%11.15%1.23%

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
AmeriServ Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Virginia National Bankshares
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

AmeriServ Financial has a beta of 0.44, indicating that its share price is 56% less volatile than the broader market. Comparatively, Virginia National Bankshares has a beta of 0.45, indicating that its share price is 55% less volatile than the broader market.

31.5% of AmeriServ Financial shares are held by institutional investors. Comparatively, 37.4% of Virginia National Bankshares shares are held by institutional investors. 7.9% of AmeriServ Financial shares are held by company insiders. Comparatively, 14.4% of Virginia National Bankshares shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

AmeriServ Financial pays an annual dividend of $0.12 per share and has a dividend yield of 3.1%. Virginia National Bankshares pays an annual dividend of $1.44 per share and has a dividend yield of 3.2%. AmeriServ Financial pays out 36.4% of its earnings in the form of a dividend. Virginia National Bankshares pays out 39.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

Virginia National Bankshares beats AmeriServ Financial on 11 of the 15 factors compared between the two stocks.

How does AmeriServ Financial compare to Meridian Bank?

Meridian Bank (NASDAQ:MRBK) and AmeriServ Financial (NASDAQ:ASRV) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their earnings, risk, profitability, dividends, valuation, media sentiment, analyst recommendations and institutional ownership.

In the previous week, Meridian Bank had 1 more articles in the media than AmeriServ Financial. MarketBeat recorded 2 mentions for Meridian Bank and 1 mentions for AmeriServ Financial. Meridian Bank's average media sentiment score of 1.90 beat AmeriServ Financial's score of 0.00 indicating that Meridian Bank is being referred to more favorably in the media.

Company Overall Sentiment
Meridian Bank Very Positive
AmeriServ Financial Neutral

Meridian Bank has a beta of 0.65, suggesting that its stock price is 35% less volatile than the broader market. Comparatively, AmeriServ Financial has a beta of 0.44, suggesting that its stock price is 56% less volatile than the broader market.

Meridian Bank has higher revenue and earnings than AmeriServ Financial. Meridian Bank is trading at a lower price-to-earnings ratio than AmeriServ Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Meridian Bank$205.49M1.15$21.84M$2.079.57
AmeriServ Financial$88.34M0.74$5.61M$0.3311.61

58.6% of Meridian Bank shares are held by institutional investors. Comparatively, 31.5% of AmeriServ Financial shares are held by institutional investors. 14.1% of Meridian Bank shares are held by company insiders. Comparatively, 7.9% of AmeriServ Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Meridian Bank pays an annual dividend of $0.56 per share and has a dividend yield of 2.8%. AmeriServ Financial pays an annual dividend of $0.12 per share and has a dividend yield of 3.1%. Meridian Bank pays out 27.1% of its earnings in the form of a dividend. AmeriServ Financial pays out 36.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Meridian Bank currently has a consensus target price of $22.00, suggesting a potential upside of 11.06%. Given Meridian Bank's higher possible upside, equities research analysts plainly believe Meridian Bank is more favorable than AmeriServ Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Meridian Bank
1 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
AmeriServ Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Meridian Bank has a net margin of 11.68% compared to AmeriServ Financial's net margin of 6.20%. Meridian Bank's return on equity of 12.61% beat AmeriServ Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Meridian Bank11.68% 12.61% 0.95%
AmeriServ Financial 6.20%4.72%0.38%

Summary

Meridian Bank beats AmeriServ Financial on 15 of the 18 factors compared between the two stocks.

How does AmeriServ Financial compare to CF Bankshares?

AmeriServ Financial (NASDAQ:ASRV) and CF Bankshares (NASDAQ:CFBK) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, risk, media sentiment, analyst recommendations, profitability, earnings, dividends and valuation.

CF Bankshares has a consensus price target of $36.00, indicating a potential upside of 13.42%. Given CF Bankshares' higher possible upside, analysts plainly believe CF Bankshares is more favorable than AmeriServ Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
AmeriServ Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
CF Bankshares
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

AmeriServ Financial has a beta of 0.44, indicating that its stock price is 56% less volatile than the broader market. Comparatively, CF Bankshares has a beta of 0.39, indicating that its stock price is 61% less volatile than the broader market.

CF Bankshares has higher revenue and earnings than AmeriServ Financial. CF Bankshares is trading at a lower price-to-earnings ratio than AmeriServ Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
AmeriServ Financial$88.34M0.74$5.61M$0.3311.61
CF Bankshares$125.92M1.62$17.54M$2.7811.42

AmeriServ Financial pays an annual dividend of $0.12 per share and has a dividend yield of 3.1%. CF Bankshares pays an annual dividend of $0.36 per share and has a dividend yield of 1.1%. AmeriServ Financial pays out 36.4% of its earnings in the form of a dividend. CF Bankshares pays out 12.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. CF Bankshares has increased its dividend for 4 consecutive years.

CF Bankshares has a net margin of 14.37% compared to AmeriServ Financial's net margin of 6.20%. CF Bankshares' return on equity of 9.86% beat AmeriServ Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
AmeriServ Financial6.20% 4.72% 0.38%
CF Bankshares 14.37%9.86%0.85%

31.5% of AmeriServ Financial shares are owned by institutional investors. Comparatively, 41.1% of CF Bankshares shares are owned by institutional investors. 7.9% of AmeriServ Financial shares are owned by insiders. Comparatively, 17.7% of CF Bankshares shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

In the previous week, CF Bankshares had 1 more articles in the media than AmeriServ Financial. MarketBeat recorded 2 mentions for CF Bankshares and 1 mentions for AmeriServ Financial. CF Bankshares' average media sentiment score of 1.16 beat AmeriServ Financial's score of 0.00 indicating that CF Bankshares is being referred to more favorably in the news media.

Company Overall Sentiment
AmeriServ Financial Neutral
CF Bankshares Positive

Summary

CF Bankshares beats AmeriServ Financial on 15 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding ASRV and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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ASRV vs. The Competition

MetricAmeriServ FinancialBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$64.80M$1.20B$14.22B$12.62B
Dividend Yield3.14%2.56%5.72%7.79%
P/E Ratio11.5819.2320.4924.57
Price / Sales0.742.6043.85110.39
Price / Cash8.5624.6619.1759.17
Price / Book0.531.282.266.39
Net Income$5.61M$75.93M$1.14B$331.53M
7 Day Performance-1.29%-1.08%0.21%0.37%
1 Month Performance1.59%2.50%1.63%2.17%
1 Year Performance17.48%24.41%12.10%20.90%

AmeriServ Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ASRV
AmeriServ Financial
2.1359 of 5 stars
$3.83
+0.3%
N/A+15.9%$64.80M$88.34M11.581,224
LCNB
LCNB
4.3668 of 5 stars
$17.54
-1.1%
N/A+15.9%$252.58M$124.52M10.89310
INBK
First Internet Bancorp
2.8259 of 5 stars
$26.51
-2.4%
$28.00
+5.6%
-4.4%$236.83M$322.87MN/A290
VABK
Virginia National Bankshares
1.2248 of 5 stars
$44.29
+1.8%
N/A+16.2%$235.82M$83.34M12.00170
MRBK
Meridian Bank
4.9676 of 5 stars
$19.40
-1.1%
$22.00
+13.4%
+38.8%$233.29M$205.49M9.37410

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This page (NASDAQ:ASRV) was last updated on 7/10/2026 by MarketBeat.com Staff.
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