Ames National Corporation is the bank holding company for Ames National Bank, a full-service community bank headquartered in Ames, Iowa. Through its subsidiary, the company provides a range of commercial and consumer banking products designed to meet the needs of individuals, small businesses, farmers and agribusiness clients in central Iowa. Its network of branch offices serves Story County and neighboring counties, supporting local economic development and community initiatives.
The company’s core offerings include checking and savings accounts, money market and certificate of deposit products, along with online and mobile banking services. On the lending side, Ames National provides residential mortgage loans, home equity lines of credit, commercial real estate financing and agricultural lending solutions. These credit products are complemented by treasury management services aimed at helping businesses manage cash flow, accept payments and optimize working capital.
In addition to traditional banking operations, Ames National offers trust and wealth management services through its trust department. Clients can access estate planning, investment advisory and fiduciary services tailored to both personal and charitable objectives. The bank also provides insurance, financial planning and retirement planning solutions, creating a comprehensive financial services platform for its customers.
Founded in the mid-20th century, Ames National Bank has focused on steady growth and community engagement. The company’s management team and board of directors emphasize conservative risk management, strong local relationships and long-term stability. By reinvesting in its markets and supporting community events and charitable causes, Ames National maintains its role as a locally rooted financial institution dedicated to serving central Iowa.
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