Navient (NASDAQ:NAVI) Price Target Raised to $9.00

Key Points

• JPMorgan raised Navient’s price target from $8.50 to $9.00 but maintained a neutral rating, implying about 2% upside from the prior close.
• Analyst views remain mostly negative: MarketBeat’s consensus rating is “Reduce,” with an $8.00 average price target; Barclays and TD Cowen lowered their targets and kept bearish ratings.
• Navient reported quarterly EPS of $0.03, missing the $0.13 consensus estimate, and its shares fell 2.8% on Thursday to $8.82.

Navient (NASDAQ:NAVI - Get Free Report) had its price target increased by investment analysts at JPMorgan Chase & Co. from $8.50 to $9.00 in a note issued to investors on Thursday, Benzinga reports. The brokerage presently has a "neutral" rating on the credit services provider's stock. JPMorgan Chase & Co.'s price target points to a potential upside of 2.04% from the stock's previous close.

NAVI has been the subject of several other reports. Barclays decreased their target price on shares of Navient from $7.00 to $6.00 and set an "underweight" rating for the company in a research report on Thursday. Weiss Ratings restated a "sell (d)" rating on shares of Navient in a report on Monday, September 21st. Zacks Research raised shares of Navient from a "hold" rating to a "strong-buy" rating in a research note on Monday, October 12th. Finally, TD Cowen decreased their price objective on shares of Navient from $8.50 to $8.00 and set a "sell" rating for the company in a report on Thursday. One investment analyst has rated the stock with a Strong Buy rating, three have assigned a Hold rating and four have given a Sell rating to the stock. According to MarketBeat.com, the company has a consensus rating of "Reduce" and a consensus price target of $8.00.

Navient Stock Down 2.8%

NASDAQ:NAVI traded down $0.25 on Thursday, hitting $8.82. 2,041,383 shares of the company's stock traded hands, compared to its average volume of 1,171,443. The company has a current ratio of 10.53, a quick ratio of 10.53 and a debt-to-equity ratio of 16.73. Navient has a 1 year low of $7.33 and a 1 year high of $13.48. The firm has a 50-day moving average price of $9.20 and a 200-day moving average price of $8.91. The company has a market cap of $827.17 million, a PE ratio of -17.64 and a beta of 1.17.

Navient (NASDAQ:NAVI - Get Free Report) last announced its quarterly earnings data on Wednesday, November 4th. The credit services provider reported $0.03 EPS for the quarter, missing analysts' consensus estimates of $0.13 by ($0.10). The company had revenue of $308.00 million for the quarter, compared to analysts' expectations of $144.92 million. Navient had a negative net margin of 1.64% and a positive return on equity of 4.68%. During the same period in the previous year, the firm posted ($0.84) earnings per share. Equities analysts anticipate that Navient will post 0.83 EPS for the current fiscal year.

Institutional Investors Weigh In On Navient

Several hedge funds have recently made changes to their positions in NAVI. Principal Financial Group Inc. grew its holdings in shares of Navient by 0.4% in the 1st quarter. Principal Financial Group Inc. now owns 322,085 shares of the credit services provider's stock valued at $2,635,000 after acquiring an additional 1,354 shares in the last quarter. Abel Hall LLC increased its position in shares of Navient by 13.5% in the third quarter. Abel Hall LLC now owns 13,714 shares of the credit services provider's stock valued at $124,000 after acquiring an additional 1,632 shares during the last quarter. Illinois Municipal Retirement Fund increased its position in shares of Navient by 4.4% in the first quarter. Illinois Municipal Retirement Fund now owns 38,948 shares of the credit services provider's stock valued at $319,000 after acquiring an additional 1,654 shares during the last quarter. GAMMA Investing LLC increased its position in shares of Navient by 10.5% in the second quarter. GAMMA Investing LLC now owns 30,707 shares of the credit services provider's stock valued at $261,000 after acquiring an additional 2,920 shares during the last quarter. Finally, Daytona Street Capital LLC raised its holdings in Navient by 3.0% during the third quarter. Daytona Street Capital LLC now owns 114,121 shares of the credit services provider's stock worth $1,028,000 after acquiring an additional 3,300 shares in the last quarter. Institutional investors own 97.14% of the company's stock.

Trending Headlines about Navient

Here are the key news stories impacting Navient this week:

• Positive Sentiment: A Q3 review highlighted origination growth and portfolio repositioning as factors supporting results, suggesting some underlying business momentum. Article: NAVI Q3 2026 deep dive
• Negative Sentiment: Navient reported Q3 EPS of $0.03, below estimates of $0.13–$0.15 and down from $0.29 a year earlier. The earnings shortfall may pressure investor confidence despite coverage describing the quarter’s results as strong. Article: Navient misses Q3 earnings and revenue estimates
• Negative Sentiment: TD Cowen cut its price target to $8 from $8.50 and maintained a sell rating. TD Cowen recommendations
• Negative Sentiment: Barclays lowered its target to $6 from $7 and reiterated an underweight rating, signaling substantial downside in its view. Barclays recommendations

Navient Company Profile

Navient Corp. NASDAQ: NAVI is a financial services company that provides education finance and business-processing solutions. The company has historically serviced and managed federal and private student loans, helping borrowers with account administration, repayment processing, customer support and related loan-management services.

Navient's operations have evolved as the company reduced its role in servicing federally owned student loans. In 2021, it transferred its federal student loan servicing portfolio to Aidvantage, a division of Maximus.

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