Oportun Financial (NASDAQ:OPRT) Stock Rating Lowered by Wall Street Zen

Key Points

• Wall Street Zen downgraded Oportun Financial from “strong-buy” to “buy,” while the broader analyst consensus remains “hold” with a $7.33 price target.
• Oportun reported quarterly EPS of $0.42, beating estimates of $0.33, and revenue of $233.23 million, slightly above forecasts. The company issued fiscal 2026 EPS guidance of $1.50–$1.65.
• The stock opened at $8.55, near its 12-month high of $8.66. Institutional investors own 82.70% of shares, while insiders have sold 7,082 shares over the past three months.

Oportun Financial (NASDAQ:OPRT - Get Free Report) was downgraded by analysts at Wall Street Zen from a "strong-buy" rating to a "buy" rating in a research note issued on Saturday, Wall Street Zen reports.

OPRT has been the subject of several other reports. Weiss Ratings upgraded Oportun Financial from a "sell (d+)" rating to a "hold (c-)" rating in a report on Wednesday, September 16th. Stephens increased their price target on Oportun Financial from $7.00 to $8.00 and gave the stock an "overweight" rating in a research note on Thursday, August 6th. Two analysts have rated the stock with a Buy rating and three have issued a Hold rating to the stock. According to MarketBeat.com, the stock presently has an average rating of "Hold" and a consensus price target of $7.33.

Oportun Financial Price Performance

Oportun Financial stock opened at $8.55 on Friday. The stock has a market capitalization of $393.21 million, a P/E ratio of 21.38 and a beta of 1.24. Oportun Financial has a 12-month low of $4.03 and a 12-month high of $8.66. The firm's 50-day moving average is $7.23 and its two-hundred day moving average is $5.95.

Oportun Financial (NASDAQ:OPRT - Get Free Report) last posted its quarterly earnings data on Wednesday, August 5th. The company reported $0.42 earnings per share for the quarter, beating analysts' consensus estimates of $0.33 by $0.09. The business had revenue of $233.23 million during the quarter, compared to analyst estimates of $230.68 million. Oportun Financial had a net margin of 2.05% and a return on equity of 13.41%. Oportun Financial has set its FY 2026 guidance at 1.500-1.650 EPS. As a group, analysts forecast that Oportun Financial will post 1.32 EPS for the current year.

Insider Activity at Oportun Financial

In other news, insider Kathleen Layton sold 4,223 shares of the stock in a transaction dated Thursday, September 10th. The shares were sold at an average price of $7.80, for a total transaction of $32,939.40. Following the transaction, the insider directly owned 292,006 shares in the company, valued at $2,277,646.80. This represents a 1.43% decrease in their position. The sale was disclosed in a legal filing with the SEC, which is available at this link. Over the last three months, insiders have sold 7,082 shares of company stock worth $55,240. Corporate insiders own 1.60% of the company's stock.

Institutional Investors Weigh In On Oportun Financial

Institutional investors have recently bought and sold shares of the stock. Squarepoint Ops LLC purchased a new position in shares of Oportun Financial in the 2nd quarter worth $112,000. AXQ Capital LP acquired a new position in Oportun Financial in the second quarter valued at $78,000. Empowered Funds LLC purchased a new stake in Oportun Financial during the second quarter valued at about $1,162,000. Bank of America Corp DE purchased a new stake in Oportun Financial during the second quarter valued at about $840,000. Finally, Man Group plc acquired a new stake in Oportun Financial during the second quarter worth about $545,000. 82.70% of the stock is currently owned by hedge funds and other institutional investors.

About Oportun Financial

Oportun Financial Corporation is a financial technology company that provides credit and other financial services to consumers who may have limited access to traditional banking products. The company focuses on using technology and data-driven underwriting to offer more accessible and affordable financial solutions.

Oportun's products have included unsecured personal loans, credit cards and savings services. Its personal loans are designed to provide borrowers with installment financing for needs such as debt consolidation, home expenses and unexpected costs.

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