TransUnion (NYSE:TRU) Stock Bumped Down to "Hold" by Wall Street Zen

Key Points

• Wall Street Zen downgraded TransUnion to “Hold” from “Buy,” although broader analyst sentiment remains favorable: 10 analysts rate the stock Buy and six rate it Hold, for a consensus “Moderate Buy” rating and a $92.75 price target.
• TransUnion reported stronger-than-expected quarterly results, with EPS of $1.23 versus the $1.16 estimate and revenue of $1.31 billion, up 14.9% year over year. The company issued Q3 2026 EPS guidance of $1.18–$1.21 and full-year guidance of $4.75–$4.83.
• The stock opened at $63.48, well below its 12-month high of $89.12, while recent insider sales and a Goldman Sachs target reduction added pressure. TransUnion is scheduled to report third-quarter 2026 results on October 27.

TransUnion (NYSE:TRU - Get Free Report) was downgraded by Wall Street Zen from a "buy" rating to a "hold" rating in a research report issued on Saturday, Wall Street Zen reports.

Several other equities analysts have also weighed in on the company. Wells Fargo & Company raised their target price on TransUnion from $90.00 to $102.00 and gave the company an "overweight" rating in a report on Wednesday, July 29th. BMO Capital Markets upped their price target on TransUnion from $85.00 to $98.00 and gave the stock an "outperform" rating in a research note on Wednesday, July 29th. BNP Paribas Exane raised TransUnion from a "neutral" rating to an "outperform" rating in a report on Tuesday, July 28th. Mizuho cut their price objective on TransUnion from $88.00 to $77.00 and set a "neutral" rating on the stock in a research note on Thursday, July 2nd. Finally, The Goldman Sachs Group reduced their target price on TransUnion from $77.00 to $68.00 and set a "neutral" rating for the company in a report on Friday. Ten research analysts have rated the stock with a Buy rating and six have assigned a Hold rating to the company's stock. According to MarketBeat, the company presently has a consensus rating of "Moderate Buy" and a consensus price target of $92.75.

TransUnion Price Performance

NYSE TRU opened at $63.48 on Friday. The company has a quick ratio of 1.90, a current ratio of 1.90 and a debt-to-equity ratio of 1.07. The stock has a market capitalization of $12.16 billion, a PE ratio of 16.75, a price-to-earnings-growth ratio of 1.03 and a beta of 1.58. TransUnion has a 12-month low of $60.96 and a 12-month high of $89.12. The company has a 50 day moving average price of $77.83 and a two-hundred day moving average price of $73.64.

TransUnion (NYSE:TRU - Get Free Report) last announced its quarterly earnings results on Tuesday, July 28th. The business services provider reported $1.23 EPS for the quarter, topping the consensus estimate of $1.16 by $0.07. TransUnion had a net margin of 15.08% and a return on equity of 16.29%. The company had revenue of $1.31 billion for the quarter, compared to analyst estimates of $1.28 billion. During the same quarter in the prior year, the business posted $1.08 EPS. TransUnion's quarterly revenue was up 14.9% on a year-over-year basis. TransUnion has set its Q3 2026 guidance at 1.180-1.210 EPS and its FY 2026 guidance at 4.750-4.830 EPS. As a group, equities analysts predict that TransUnion will post 4.23 earnings per share for the current fiscal year.

Insider Transactions at TransUnion

In other TransUnion news, insider Todd Skinner sold 1,000 shares of the firm's stock in a transaction dated Thursday, October 1st. The shares were sold at an average price of $62.29, for a total transaction of $62,290.00. Following the completion of the transaction, the insider owned 54,764 shares in the company, valued at $3,411,249.56. This trade represents a 1.79% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available at this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, EVP Mohamed Abdelsadek sold 23,495 shares of TransUnion stock in a transaction that occurred on Tuesday, July 28th. The shares were sold at an average price of $85.00, for a total value of $1,997,075.00. Following the sale, the executive vice president directly owned 57,182 shares in the company, valued at $4,860,470. The trade was a 29.12% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last three months, insiders have sold 63,947 shares of company stock valued at $5,140,630. Corporate insiders own 0.37% of the company's stock.

Institutional Trading of TransUnion

Institutional investors have recently bought and sold shares of the stock. BlackRock Inc. acquired a new position in TransUnion during the second quarter worth $1,367,560,000. Independent Franchise Partners LLP boosted its stake in shares of TransUnion by 99.7% in the 4th quarter. Independent Franchise Partners LLP now owns 9,136,903 shares of the business services provider's stock valued at $783,489,000 after purchasing an additional 4,561,619 shares in the last quarter. Van ECK Associates Corp boosted its stake in shares of TransUnion by 7.0% in the 4th quarter. Van ECK Associates Corp now owns 4,932,203 shares of the business services provider's stock valued at $422,936,000 after purchasing an additional 323,149 shares in the last quarter. Jupiter Topco LLC bought a new stake in shares of TransUnion in the 2nd quarter worth about $280,292,000. Finally, Meritage Group LP bought a new stake in shares of TransUnion in the 2nd quarter worth about $263,751,000.

Key Headlines Impacting TransUnion

Here are the key news stories impacting TransUnion this week:

• Positive Sentiment: Morgan Stanley reiterated a Buy rating and maintained a $106 price target, saying risks related to the company’s “bi-merge” transition appear limited. The target implies substantial upside from recent trading levels and likely supported the stock. Morgan Stanley TransUnion rating article
• Positive Sentiment: A TransUnion CIBIL-FIDC report found that nonbank finance companies now account for about half of India’s new-to-credit borrowers, up from 24% in 2016. The trend points to expanding credit access and potentially stronger long-term demand for TransUnion’s credit information and analytics services, though the report does not provide a direct earnings forecast. TransUnion CIBIL-FIDC report
• Neutral Sentiment: TransUnion will report third-quarter 2026 results on October 27, with an earnings call at 8:30 a.m. Central Time. The announcement provides a near-term catalyst, but offers no new operating or financial information before the release. TransUnion earnings release date
• Negative Sentiment: EVP Mohamed Abdelsadek sold 250 shares and international President Todd Skinner sold 1,000 shares at approximately $62.29. Both transactions were made under pre-arranged Rule 10b5-1 plans, limiting their signaling value, but the sales add to a broader pattern of insider selling.
• Negative Sentiment: Recent reports also cited a Goldman Sachs downgrade and a reduction in its price target, creating valuation pressure and partially offsetting Morgan Stanley’s bullish stance. TransUnion analyst downgrade Goldman Sachs TransUnion price target article

TransUnion Company Profile

TransUnion NYSE: TRU is a global information and insights company that helps businesses and consumers make more informed decisions about credit, risk, identity and financial opportunity. The company collects, analyzes and delivers data through technology platforms, analytics and decision-support tools.

Its products and services include consumer credit reporting, credit-risk assessment, fraud detection, identity verification, marketing and audience insights, debt recovery solutions, and investigative services.

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