Positive News SentimentPositive NewsNASDAQ:CZWI Citizens Community Bancorp (CZWI) Stock Price, News & Analysis $16.38 +0.02 (+0.12%) Closing price 08/28/2025 04:00 PM EasternExtended Trading$16.38 0.00 (0.00%) As of 08/28/2025 04:11 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Citizens Community Bancorp Stock (NASDAQ:CZWI) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get CZWI alerts:Sign Up Key Stats Today's Range$16.33▼$16.4050-Day Range$12.95▼$16.3852-Week Range$12.69▼$17.04Volume7,927 shsAverage Volume30,954 shsMarket Capitalization$161.67 millionP/E Ratio13.21Dividend Yield2.20%Price TargetN/AConsensus RatingN/A Company Overview Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A. that provides various traditional community banking services to businesses, agricultural operators, and consumers. It accepts various deposit products, including demand deposits, savings and money market accounts, and certificates of deposit. The company also offers various loan products, such as commercial real estate, commercial and industrial, agricultural real estate, agricultural operating, and consumer loans; and one-to-four family residential mortgages and home equity lines-of-credit. In addition, it maintains a portfolio of investments comprising mortgage-backed, corporate asset-backed, U.S. Government sponsored agency, and corporate debt securities. Citizens Community Bancorp, Inc. was founded in 1938 and is based in Eau Claire, Wisconsin. Read More Citizens Community Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks93rd Percentile Overall ScoreCZWI MarketRank™: Citizens Community Bancorp scored higher than 93% of companies evaluated by MarketBeat, and ranked 123rd out of 934 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for Citizens Community Bancorp. Earnings and Valuation3.8 / 5Proj. Earnings Growth22.14% Earnings GrowthEarnings for Citizens Community Bancorp are expected to grow by 22.14% in the coming year, from $1.31 to $1.60 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Citizens Community Bancorp is 13.21, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.74.Price to Earnings Ratio vs. SectorThe P/E ratio of Citizens Community Bancorp is 13.21, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.44.Price to Book Value per Share RatioCitizens Community Bancorp has a P/B Ratio of 0.88. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Citizens Community Bancorp's valuation and earnings. Short Interest4.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted2.23% of the float of Citizens Community Bancorp has been sold short.Short Interest Ratio / Days to CoverCitizens Community Bancorp has a short interest ratio ("days to cover") of 3.8, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Citizens Community Bancorp has recently decreased by 1.29%, indicating that investor sentiment is improving. Dividend3.3 / 5Dividend StrengthStrong Dividend YieldCitizens Community Bancorp pays a meaningful dividend of 2.20%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthCitizens Community Bancorp has been increasing its dividend for 6 years.Dividend CoverageThe dividend payout ratio of Citizens Community Bancorp is 29.03%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Citizens Community Bancorp will have a dividend payout ratio of 22.50% next year. This indicates that Citizens Community Bancorp will be able to sustain or increase its dividend.Read more about Citizens Community Bancorp's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted2.23% of the float of Citizens Community Bancorp has been sold short.Short Interest Ratio / Days to CoverCitizens Community Bancorp has a short interest ratio ("days to cover") of 3.8, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Citizens Community Bancorp has recently decreased by 1.29%, indicating that investor sentiment is improving. News and Social Media2.7 / 5News SentimentN/A News SentimentCitizens Community Bancorp has a news sentiment score of 1.87. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.18 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 1 news article for Citizens Community Bancorp this week, compared to 1 article on an average week. Company Ownership2.5 / 5Insider TradingAcquiring Shares Insider Buying vs. Insider SellingIn the past three months, Citizens Community Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $105,238.00 in company stock and sold $0.00 in company stock.Percentage Held by InsidersOnly 3.90% of the stock of Citizens Community Bancorp is held by insiders.Percentage Held by Institutions55.11% of the stock of Citizens Community Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Citizens Community Bancorp's insider trading history. Receive CZWI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Citizens Community Bancorp and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. CZWI Stock News HeadlinesInsider Buying: Citizens Community Bancorp, Inc. (NASDAQ:CZWI) Director Acquires 1,600 Shares of StockAugust 8, 2025 | insidertrades.comKathleen Skarvan Purchases 1,000 Shares of Citizens Community Bancorp, Inc. (NASDAQ:CZWI) StockAugust 2, 2025 | insidertrades.comTrump’s national nightmare is herePorter Stansberry and Jeff Brown say a new U.S. national emergency is already underway — and it could trigger the biggest forced rotation of capital since World War II. They reveal why Trump is mobilizing America’s tech giants… and name the two stocks most likely to soar as trillions shift behind the scenes.August 29 at 2:00 AM | Porter & Company (Ad)Citizens Community Bancorp, Inc. (NASDAQ:CZWI) Director Francis E. Felber Buys 3,000 SharesAugust 1, 2025 | insidertrades.comCitizens Community Bancorp (NASDAQ:CZWI) shareholders have earned a 20% CAGR over the last five yearsJuly 29, 2025 | finance.yahoo.comCitizens Community Bancorp, Inc. Reports Second Quarter 2025 Earnings of $0.33 Per Share; Board of Directors Authorize 5% Stock Buyback AuthorizationJuly 28, 2025 | globenewswire.comCitizens Community Bancorp Redeems $15M Subordinated NotesJuly 9, 2025 | tipranks.comCZWI - Citizens Community Bancorp Inc Chart - MorningstarJune 27, 2025 | morningstar.comMSee More Headlines CZWI Stock Analysis - Frequently Asked Questions How have CZWI shares performed this year? Citizens Community Bancorp's stock was trading at $16.29 on January 1st, 2025. Since then, CZWI shares have increased by 0.6% and is now trading at $16.38. How were Citizens Community Bancorp's earnings last quarter? Citizens Community Bancorp, Inc. (NASDAQ:CZWI) posted its quarterly earnings results on Monday, July, 28th. The bank reported $0.33 earnings per share for the quarter, topping the consensus estimate of $0.29 by $0.04. The bank earned $16.15 million during the quarter, compared to analyst estimates of $14.70 million. Citizens Community Bancorp had a net margin of 12.65% and a trailing twelve-month return on equity of 6.89%. Who are Citizens Community Bancorp's major shareholders? Citizens Community Bancorp's top institutional investors include Alliancebernstein L.P. (9.72%), The Manufacturers Life Insurance Company (5.02%), FJ Capital Management LLC (3.89%) and Fourthstone LLC (2.56%). Insiders that own company stock include Stephen M Bianchi, James S Broucek, James D Moll, Timothy L Olson, Francis E Felber, Kristina M Bourget, Michael R Conner and Kathleen Skarvan. View institutional ownership trends. How do I buy shares of Citizens Community Bancorp? Shares of CZWI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Citizens Community Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that Citizens Community Bancorp investors own include NVIDIA (NVDA), Broadcom (AVGO), Arista Networks (ANET), Jabil (JBL), e.l.f. Beauty (ELF), Disc Medicine (IRON) and Adobe (ADBE). Company Calendar Last Earnings7/28/2025Today8/29/2025Next Earnings (Estimated)10/27/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry FIN - SVGS & LOAN Sub-IndustryBanking Current SymbolNASDAQ:CZWI CIK1367859 Webwww.ccf.us Phone(715) 836-9994FaxN/AEmployees220Year Founded1938Profitability EPS (Trailing Twelve Months)$1.24 Trailing P/E Ratio13.21 Forward P/E Ratio12.50 P/E GrowthN/ANet Income$13.75 million Net Margins12.65% Pretax Margin15.81% Return on Equity6.89% Return on Assets0.71% Debt Debt-to-Equity RatioN/A Current Ratio0.95 Quick Ratio0.95 Sales & Book Value Annual Sales$99.72 million Price / Sales1.62 Cash Flow$1.79 per share Price / Cash Flow9.17 Book Value$18.59 per share Price / Book0.88Miscellaneous Outstanding Shares9,870,000Free Float9,485,000Market Cap$161.67 million OptionableNot Optionable Beta0.74 Social Links 5G Stocks: The Path Forward is ProfitableEnter your email address and we'll send you MarketBeat's guide to investing in 5G and which 5G stocks show the most promise. 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