Kingstone Companies (KINS) Stock Price, News & Analysis

Company Overview

Kingstone Companies, Inc. (NASDAQ: KINS) is a property and casualty insurance holding company that operates through its subsidiary, Kingstone Insurance Company. The company specializes in offering personal and commercial lines insurance products to retail agents and brokers across select territories in the United States. Kingstone Companies focuses on underwriting policies for homeowners, automobile, umbrella liability and small commercial accounts, leveraging its disciplined underwriting approach to manage risk and support steady growth.

Kingstone’s product suite includes standard homeowners insurance, dwelling fire coverage for landlords, personal and commercial auto insurance, and umbrella liability policies designed to provide broader protection limits. The company distributes its products predominantly through independent insurance agents and brokers, maintaining strong relationships with its distribution partners to ensure responsive customer service and claims handling. Kingstone’s operations are largely concentrated in New York State and selected neighboring markets, where it combines local market expertise with a nimble, community-focused underwriting model.

Tracing its roots back more than four decades, Kingstone Insurance Company has grown from a regional insurer into a public company with a demonstrated commitment to prudent risk management and customer-centric solutions. The firm completed its initial public offering in 2009 and has since expanded its footprint through targeted organic growth and investments in underwriting technology and digital platforms. Leadership at Kingstone is headed by President and Chief Executive Officer Paul E. Raczkowski, who brings extensive experience in insurance operations, finance and strategic planning. Under his guidance, the company continues to pursue disciplined expansion while maintaining a strong balance sheet and a focus on long-term policyholder value.

Key Stats

• Today's Range: $15.21 to $15.69
• 50-Day Range: $14.66 to $21.67
• 52-Week Range: $4.65 to $22.40
• Volume: 301,497 shs
• Average Volume: 277,361 shs
• Market Capitalization: $218.00 million
• P/E Ratio: 9.79
• Dividend Yield: N/A
• Price Target: $6.50
• Consensus Rating: Buy

Kingstone Companies Stock Analysis - MarketRank™

Kingstone Companies scored higher than 47% of companies evaluated by MarketBeat, and ranked 621st out of 901 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.5 / 5
• Analyst Rating: Buy

Consensus Rating

Kingstone Companies has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Kingstone Companies has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 10.71%

Earnings Growth

Earnings for Kingstone Companies are expected to grow by 10.71% in the coming year, from $1.40 to $1.55 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Kingstone Companies is 9.79, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.68.

Price to Earnings Ratio vs. Sector

The P/E ratio of Kingstone Companies is 9.79, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.95.

Price to Book Value per Share Ratio

Kingstone Companies has a P/B Ratio of 2.88. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.14% of the float of Kingstone Companies has been sold short.

Short Interest Ratio / Days to Cover

Kingstone Companies has a short interest ratio ("days to cover") of 1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Kingstone Companies has recently decreased by 10.16%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Kingstone Companies does not currently pay a dividend.

Dividend Growth

Kingstone Companies does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

3.14% of the float of Kingstone Companies has been sold short.

Short Interest Ratio / Days to Cover

Kingstone Companies has a short interest ratio ("days to cover") of 1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Kingstone Companies has recently decreased by 10.16%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 1.2 / 5
• News Sentiment: 0.22

News Sentiment

Kingstone Companies has a news sentiment score of 0.22. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.74 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Kingstone Companies this week, compared to 2 articles on an average week.

Search Interest

Only 4 people have searched for KINS on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

MarketBeat Follows

Only 3 people have added Kingstone Companies to their MarketBeat watchlist in the last 30 days. This is a decrease of -63% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Kingstone Companies insiders have bought more of their company's stock than they have sold. Specifically, they have bought $209,625.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 5.10% of the stock of Kingstone Companies is held by insiders.

Percentage Held by Institutions

Only 14.91% of the stock of Kingstone Companies is held by institutions.

KINS Stock Analysis - Frequently Asked Questions

How have KINS shares performed this year?

Kingstone Companies' stock was trading at $15.19 on January 1st, 2025. Since then, KINS shares have increased by 2.4% and is now trading at $15.56.

How were Kingstone Companies' earnings last quarter?

Kingstone Companies, Inc (NASDAQ:KINS) released its quarterly earnings data on Thursday, May, 8th. The insurance provider reported $0.17 earnings per share for the quarter. Kingstone Companies had a net margin of 12.25% and a trailing twelve-month return on equity of 31.92%.
Read the conference call transcript.

How do I buy shares of Kingstone Companies?

Shares of KINS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Kingstone Companies own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Kingstone Companies investors own include NVIDIA (NVDA), Broadcom (AVGO), Builders FirstSource (BLDR), Arista Networks (ANET), Abercrombie & Fitch (ANF), e.l.f. Beauty (ELF) and Jabil (JBL).

Company Calendar

• Last Earnings: 5/08/2025
• Today: 7/08/2025
• Next Earnings (Estimated): 8/11/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: INS - PROP&CASLTY
• Sub-Industry: Insurance
• Current Symbol: NASDAQ:KINS
• CIK: 33992
• Web: www.kingstonecompanies.com
• Phone: (845) 802-7900
• Fax: 845-853-1890
• Employees: 90
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $6.50
• High Stock Price Target: $6.50
• Low Stock Price Target: $6.50
• Potential Upside/Downside: -58.2%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.59
• Trailing P/E Ratio: 9.79
• Forward P/E Ratio: 11.11
• P/E Growth: N/A
• Net Income: $18.36 million
• Net Margins: 12.25%
• Pretax Margin: 15.42%
• Return on Equity: 31.92%
• Return on Assets: 5.58%

Debt

• Debt-to-Equity Ratio: 0.07
• Current Ratio: 0.47
• Quick Ratio: 0.47

Sales & Book Value

• Annual Sales: $155.14 million
• Price / Sales: 1.41
• Cash Flow: $1.69 per share
• Price / Cash Flow: 9.23
• Book Value: $5.40 per share
• Price / Book: 2.88

Miscellaneous

• Outstanding Shares: 14,010,000
• Free Float: 13,294,000
• Market Cap: $218.00 million
• Optionable: Optionable
• Beta: 0.57