Kingstone Companies (KINS) Competitors

Kingstone Companies (NASDAQ:KINS) and Heritage Insurance (NYSE:HRTG) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their media sentiment, institutional ownership, dividends, analyst recommendations, profitability, earnings, valuation and risk.

Is KINS or HRTG more profitable?

Kingstone Companies has a net margin of 12.25% compared to Heritage Insurance's net margin of 9.29%. Kingstone Companies' return on equity of 31.92% beat Heritage Insurance's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Kingstone Companies	12.25%	31.92%	5.58%
Heritage Insurance	9.29%	26.95%	3.22%

Does the media favor KINS or HRTG?

In the previous week, Kingstone Companies had 1 more articles in the media than Heritage Insurance. MarketBeat recorded 2 mentions for Kingstone Companies and 1 mentions for Heritage Insurance. Heritage Insurance's average media sentiment score of 1.08 beat Kingstone Companies' score of 0.85 indicating that Heritage Insurance is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Kingstone Companies	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Heritage Insurance	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts recommend KINS or HRTG?

Kingstone Companies presently has a consensus target price of $6.50, indicating a potential downside of 55.17%. Heritage Insurance has a consensus target price of $29.00, indicating a potential upside of 38.16%. Given Heritage Insurance's higher possible upside, analysts clearly believe Heritage Insurance is more favorable than Kingstone Companies.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Kingstone Companies	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
Heritage Insurance	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Which has better earnings and valuation, KINS or HRTG?

Heritage Insurance has higher revenue and earnings than Kingstone Companies. Heritage Insurance is trading at a lower price-to-earnings ratio than Kingstone Companies, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Kingstone Companies	$155.14M	1.31	$18.36M	$1.59	9.12
Heritage Insurance	$816.98M	0.80	$61.54M	$2.53	8.30

Which has more volatility & risk, KINS or HRTG?

Kingstone Companies has a beta of 0.57, indicating that its share price is 43% less volatile than the S&P 500. Comparatively, Heritage Insurance has a beta of 1.01, indicating that its share price is 1% more volatile than the S&P 500.

Do insiders and institutionals have more ownership in KINS or HRTG?

14.9% of Kingstone Companies shares are owned by institutional investors. Comparatively, 59.0% of Heritage Insurance shares are owned by institutional investors. 5.1% of Kingstone Companies shares are owned by company insiders. Comparatively, 15.2% of Heritage Insurance shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Summary

Heritage Insurance beats Kingstone Companies on 9 of the 15 factors compared between the two stocks.